Foster & Motley : A podcast about Wealth & Life

Rachel Rasmussen, MBA, CFA, CDFA®, Investment Manager and Shareholder, and Zach Binzer, CFP®, Financial Planner and Shareholder, both of Foster & Motley, Inc., discuss the importance of evaluating financial advice. They explore how to differentiate between well-intended recommendations and misleading information, the role of emotions in investing and the importance of staying disciplined with financial decisions. Key Takeaways: (00:52) People share wins, not losses. (01:58) Always question the intent behind advice. (03:52) FOMO can lead to bad investments. (04:25) Expertise in one field doesn’t mean expertise in investing. (06:29) Trends don’t always fit your situation. (07:35) Ask for details before acting. (09:32) A financial advisor gives perspective. (11:32) Discipline beats emotional decisions. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Rachel Rasmussen and Zach Binzer: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Rachel Rasmussen https://www.linkedin.com/in/rachel-rasmussen-cfa-cdfa/ LinkedIn: Zach Binzer https://www.linkedin.com/in/zach-t-binzer-cfp/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

Choosing where to live in retirement is about more than just finances — it’s about creating a home that aligns with evolving needs, goals and lifestyles. In this episode, Joe Patterson, CFP®, and David J. Nienaber, MBA, CPA, CFP®, both Financial Planners and Shareholders at Foster & Motley, Inc., discuss the financial and emotional considerations of downsizing, upsizing and rightsizing in retirement. They explore how housing decisions impact long-term financial security and lifestyle, highlighting real client experiences and key factors to consider when planning for the future. Key Takeaways: (00:52) Downsizing isn’t always the answer. (02:23) Social norms push downsizing, but it’s not for everyone. (06:56) Retirement communities offer long-term security. (08:28) Continuous care communities provide peace of mind. (11:05) Renting first helps retirees find the right fit. (13:15) Downsizing often costs more than expected. (16:09) Insurability is a growing issue in high-risk areas. (19:07) Family talks are crucial for vacation home plans. (21:31) Emotional ties make relocation tough. (25:02) Tracking routines before moving prevents surprises. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Joe Patterson and David Nienaber: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Joe Patterson https://www.linkedin.com/in/josephapatterson/ LinkedIn: David Nienaber https://www.linkedin.com/in/dnienaber/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

Ryan English, MBA, CFA, CPA, CFP®, Investment Manager and Shareholder at Foster & Motley, Inc., shares insights on real estate investing beyond the traditional do-it-yourself house flipping seen on TV. He explains different investment options, including publicly traded real estate investment trusts (REITs) and private real estate, and how they fit into a diversified portfolio. Key Takeaways: (00:56) Real estate boosts returns and diversification. (02:01) House flipping isn’t Foster & Motley’s focus. (02:18) Real estate’s role depends on risk tolerance and assets. (02:56) REITs offer liquidity and easy market access. (04:49) Private real estate delivers higher returns for less liquidity. (05:17) Investments range from low-risk properties to high-risk developments. (07:26) Real estate hedges against inflation. (09:42) Local market knowledge is key. (10:19) Risk tolerance varies by investment type. Resources Mentioned: Foster & Motley, Inc. | Website https://www.fosterandmotley.com/ Connect with Ryan English: info@fosterandmotley.com +1 513-561-6640 Foster & Motley https://www.fosterandmotley.com/ LinkedIn: Ryan English https://www.linkedin.com/in/j-ryan-english-mba-cfa-cpa-cfp/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

Nicholas Roth, CFP®, Financial Planner at Foster & Motley, Inc., joins us to discuss the recent changes to Social Security, specifically the removal of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), which could significantly boost retirement income for millions of public sector workers. Key Takeaways: (01:04) The Social Security Fairness Act removes WEP and GPO provisions. (02:39) Public sector workers were penalized by these offsets. (03:01) Spousal benefits were cut for spouses of public pension recipients. (05:37) The law is retroactive, requiring the SSA to correct past benefits. (06:03) Affected individuals get adjusted benefits and a lump sum. (07:21) Those over 70 should apply to avoid losing retroactive payments. (08:58) Benefits do not increase after age 70. (10:29) The SSA provides regular updates on its website. Resources Mentioned: Nicholas Roth, CFP® https://www.fosterandmotley.com/our-team/bios/nicholas-e-roth Foster & Motley, Inc. https://www.fosterandmotley.com/ Social Security Administration (SSA) https://www.ssa.gov/ Connect with Nicholas Roth: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Nicholas Roth https://www.linkedin.com/in/nickroth14/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, we’re joined by Rachel Rasmussen, MBA, CFA, CDFA®, Investment Manager and Shareholder, and Megan Lyons, CFP®, Financial Planner. They discuss the financial and emotional challenges of the sandwich generation — those balancing the care of aging parents while supporting their children. They explore how cultural expectations, financial planning, and clear communication shape caregiving responsibilities. Key Takeaways: (00:26) The sandwich generation faces financial and emotional pressures. (00:59) Cultural and generational factors shape caregiving expectations. (04:49) Transparency in financial discussions fosters better planning. (07:42) Setting clear parameters helps determine aging-in-place options. (12:55) Sibling coordination prevents future conflicts in caregiving. (16:57) Major life changes signal the need to review estate documents. (18:14) Aging parents should ensure their helpers span generations. (20:32) Downsizing possessions can ease transitions for loved ones. (23:56) Open conversations about care plans reduce family stress. Resources Mentioned: A Place for Mom | Website - https://www.aplaceformom.com/ Marie Kondo’s "The Life-Changing Magic of Tidying Up" - https://www.amazon.com/Life-Changing-Magic-Tidying-Decluttering-Organizing/dp/1607747308 Connect with Rachel Rasmussen & Megan Lyons: info@fosterandmotley.com +1 513-561-6640 Foster & Motley - https://www.fosterandmotley.com/ LinkedIn: Rachel Rasmussen, MBA, CFA, CDFA® https://www.linkedin.com/in/rachel-rasmussen-cfa-cdfa/ LinkedIn: Megan Lyons, CFP® https://www.linkedin.com/in/meganlyonscfp/ LinkedIn: Foster & Motley, Inc. https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, we welcome Sarah Browne, MFE, CFA, Fixed Income Portfolio Manager of Foster & Motley, Inc., to discuss the evolving role of non-traditional fixed-income investments. Sarah explores how this asset class has grown since the 2008 financial crisis, how it differs from traditional fixed income, and what investors should consider when integrating these investments into their portfolios. Key Takeaways: (01:27) The 2008 crisis led to tighter banking rules and new lending gaps. (02:12) Non-traditional fixed income includes private credit and asset-backed securities. (03:55) Private credit can be high quality with strong underwriting. (05:23) High minimums make access tough for individual investors. (06:04) Non-traditional investments boost diversification and income. (07:42) Private credit yields range from 9% to 11% annually. (08:30) Yields aren’t guaranteed and depend on market conditions. (09:02) Selecting high-quality funds is key to managing risk. Resources Mentioned: Foster & Motley, Inc. LinkedIn - https://www.linkedin.com/company/fosterandmotley/ Foster & Motley, Inc. Website - https://www.fosterandmotley.com/ Connect with Sarah Browne - https://www.linkedin.com/in/sarah-k-browne/ info@fosterandmotley.com +1 513-561-6640 #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

Luke P. Hail, MBA, CFP®, Financial Planner & Shareholder, and James L. Combs, Director of IT, join this episode to dive into the critical topic of cybersecurity. Together they provide practical insights to help individuals and organizations protect their digital assets from cyber threats such as hacks, ransomware, phishing, and social engineering. Key Takeaways: (01:29) Focus your efforts to stay secure online. (01:57) Updates are essential for safety. (03:54) Prioritize system updates over apps. (06:17) Always log out of websites. (13:55) MFA adds biometric protection. (15:30) Passkeys outperform passwords. (23:01) Beware of phishing and social engineering. (28:19) Use encrypted password managers. Resources Mentioned: Luke P. Hail, MBA, CFP® - https://www.linkedin.com/in/luke-hail-cfp%C2%AE-b606679/ James L. Combs - https://www.linkedin.com/in/jcombsjr/ Foster & Motley, Inc. | Website - https://www.fosterandmotley.com/ Passkeys overview from Microsoft - https://support.microsoft.com/en-us/windows/passkeys-overview-301c8944-5ea2-452b-9886-97e4d2ef4422 Password manager options from Apple and Android - https://support.apple.com/en-us/109016 #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, we welcome Nicholas Roth, CFP®, Financial Planner to discuss the complexities of Inherited IRAs. Nicholas sheds light on updated rules, the emotional and financial challenges involved, and strategies to navigate these intricate situations effectively. Key Takeaways: (01:39) Introducing money into any situation adds emotional complexity. (02:30) The IRS finalizes updated rules for inherited IRAs post-2020. (03:51) IRS confirms no penalties for decisions made in good faith between 2020 and 2024. (04:52) The 10-year rule requires full distribution of inherited IRAs within 10 years. (07:14) Eligible beneficiaries include surviving spouses, minors and disabled or chronically ill individuals. (10:42) Most people inheriting IRAs are subject to both 10-year and stretch distribution rules. (12:51) Inherited IRAs can pass through multiple generations, adding complexity. (13:52) IRS reduces penalties for missed required minimum distributions to 10–25%. (14:47) Inherited IRA rules are complex; trusted financial professionals provide essential guidance. Resources Mentioned: Foster & Motley, Inc. | Website - https://www.fosterandmotley.com/ Connect: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Nicholas Roth - https://www.linkedin.com/in/nickroth14/ LinkedIn: Foster & Motley, Inc. - https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, we’re joined by Thomas J. Guidi, CFA, Investment Manager, Co-Chief Investment Officer, and Shareholder, and Dave J. Nienaber, MBA, CPA, CFP®, Financial Planner and Shareholder. Together, they examine the evolving role of artificial intelligence in wealth management, exploring its potential applications and limitations and the importance of balancing innovation with security to better serve clients. Key Takeaways: (03:47) AI disrupts industries through automation and innovation. (06:31) AI improves inventory, customer service, and scheduling. (09:31) Experimentation with AI for meeting notes and its current limitations. (13:00) Challenges in using AI for nuanced portfolio rebalancing decisions. (16:59) The evolving role of AI in tax analysis and multi-year strategies. (20:29) AI’s potential for creating flowcharts for estate planning. (23:22) Emotional coaching is a human advantage. (26:37) Security concerns, including deepfakes and ethical standards for AI. (30:56) Balancing innovation with opportunities and risks. Resources Mentioned: Thomas J. Guidi - https://www.linkedin.com/in/thomas-guidi-cfa-21830952/ Dave J. Nienaber - https://www.linkedin.com/in/dnienaber/ Foster & Motley, Inc. LinkedIn - https://www.linkedin.com/company/fosterandmotley/ Foster & Motley, Inc.| Website - https://www.fosterandmotley.com/ Connect: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Thomas Guidi LinkedIn: David Nienaber LinkedIn: Foster & Motley, Inc. #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

Joe Patterson, CFP®, Financial Planner and Shareholder at Foster & Motley, Inc., shares practical strategies to reduce financial stress and gain confidence in personal finance management. This conversation highlights actionable steps to organize your finances, set priorities, and mitigate risks. Key Takeaways: (02:03) A financial inventory starts with listing income and fixed and variable expenses. (05:02) Budgeting apps simplify tracking and updates. (06:23) Regular updates to your financial inventory provide clarity over time. (08:13) Simplifying financial accounts can reduce stress and improve tracking. (12:19) Preparing for risks, such as job loss or economic downturns, is essential. (14:07) Insurance safeguards against unexpected life events. (15:11) Focus on paying down high-interest debt for long-term financial health. (18:21) Annual financial reviews create a habit and ensure progress toward goals. Resources Mentioned: Foster & Motley, Inc. website Budgeting Apps: Mint, Personal Capital, Goodbudget Connect With Joe Patterson: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Joe Patterson LinkedIn: Foster & Motley, Inc. #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, Financial Planner and Shareholder, Zach Binzer, CFP®, and Client Service Specialist, Heidi Lenhart provide a deep dive into the complexities of retirement plan rollovers, shedding light on when and why to consider this significant financial step. Whether you’re consolidating accounts, navigating tax implications, or planning for retirement, they share actionable insights to help you make informed decisions. Key Takeaways: (01:10) A rollover transfers retirement funds between accounts during life transitions. (02:15) Over half of Americans face retirement rollovers at some point. (03:12) Common triggers: career changes, retirement, or in-service distributions. (06:13) Administrative fees and investment costs vary by plan type. (07:59) Consolidating accounts simplifies management and boosts options. (10:34) Advisors must provide a "Best Interest Analysis" for guidance. (14:13) Direct rollovers and trustee transfers prevent tax issues. (18:38) Roth accounts grow tax-free; traditional accounts defer taxes. (22:03) Advisors ensure smooth, compliant rollover processes. Resources Mentioned: Foster & Motley, Inc. | Website - http://www.fosterandmotley.com Connect with Zach Binzer and Heidi Lenhart: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Zach Binzer, CFP® - https://www.linkedin.com/in/zach-t-binzer-cfp/ LinkedIn: Heidi Lenhart - https://www.linkedin.com/in/heidi-lenhart/ LinkedIn: Foster & Motley, Inc. - https://www.linkedin.com/company/fosterandmotley/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, Luke Hail, MBA, CFP®, Financial Planner and Shareholder, and Megan Lyons, CFP®, Financial Planner, both of Foster & Motley, Inc., discuss the potential changes to the federal tax code as the Tax Cuts and Jobs Act approaches its expiration. They provide insights into what this means for individual taxpayers and small business owners, discussing actionable strategies to navigate the uncertainties of potential tax increases. Key Takeaways: (01:01) The origins and temporary nature of the Tax Cuts and Jobs Act. (02:26) How the standard deduction changes may impact tax bills. (04:04) Sunset of 529 Plan benefits for private school tuition. (06:39) Qualified business income deductions may revert. (10:29) Estate tax exemption limit set to be halved. (14:11) Estate planning strategies for tax preservation. (16:28) The role of upcoming elections in tax policy. (23:03) Managing increasingly complex tax situations. Resources Mentioned: Luke Hail - https://www.linkedin.com/in/luke-hail-cfp%C2%AE-b606679/ Megan Lyons, CFP® - https://www.linkedin.com/in/meganlyonscfp/ Foster & Motley, Inc. | Website - http://www.fosterandmotley.com Foster & Motley 529 Plans: Creating a Winning Strategy for College Savings - https://www.fosterandmotley.com/insights/2018/08/21/529-plans-creating-a-winning-strategy-for-college-savings Connect: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Luke Hail LinkedIn: Megan Lyons LinkedIn: Foster & Motley, Inc. #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

We’re joined by Thomas Guidi, CFA, Investment Manager, and Sarah Browne, MFE, CFA, Fixed Income Portfolio Manager, both of Foster & Motley, Inc. Together, they discuss the Federal Reserve’s role and its significant influence on interest rates, inflation and investment portfolios. They dive into the Fed’s monetary policy, its dual mandate and how its decisions affect both short-term and long-term financial planning. Key Takeaways: (00:53) The Federal Reserve’s dual mandate focuses on managing employment and inflation. (03:14) The Federal Open Market Committee (FOMC) meets every six weeks to adjust interest rates based on economic conditions. (04:46) The FOMC operates independently from political influence, serving under different administrations. (05:11) Interest rate adjustments can be swift and significant, especially in response to economic crises like Covid or the 2008 financial crisis. (06:45) The Fed funds rate is the primary tool used to control short-term lending and monetary policy. (09:06) Short-term interest rates are currently higher than long-term rates, signaling expectations of future rate reductions. (11:01) The Fed’s strategy of holding interest rates high for an extended period has controlled inflation without triggering an economic collapse. (12:19) Investors should assess their cash reserves in high-yield savings accounts, preparing for potential interest rate declines. Resources Mentioned: Thomas Guidi - https://www.linkedin.com/in/thomas-guidi-cfa-21830952/ Sarah Browne - https://www.linkedin.com/in/sarah-k-browne/ Foster & Motley, Inc. | Website - http://www.fosterandmotley.com Foster & Motley, Inc. | LinkedIn - https://www.linkedin.com/company/fosterandmotley/ Connect: info@fosterandmotley.com +1 513-561-6640 #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

Joe Patterson, Financial Planner and Shareholder at Foster & Motley, Inc., dives into the complexities of executive compensation. Joe discusses how increased earnings bring unique challenges and opportunities, emphasizing the importance of proactive planning. From base salaries to stock options, Joe provides insights on maximizing compensation and mitigating tax impacts. Key Takeaways: (02:02) Base compensation is often fixed and reviewed periodically. (03:48) Bonuses can be significant, but it’s vital to understand tax implications. (05:22) Deferred compensation, or “golden handcuffs,” incentivizes retention. (08:23) Restricted shares vest over time, requiring tax planning for future income. (13:23) Stock options offer the right to purchase shares and create leverage and volatility. (18:36) Performance shares are linked to time and performance metrics. (20:40) Managing concentrated stock positions is crucial for long-term portfolio health. (23:53) Gifting appreciated stock to charity offers tax advantages and emotional satisfaction. Resources Mentioned: Joe Patterson - https://www.linkedin.com/in/josephapatterson/ Foster & Motley, Inc. | LinkedIn - https://www.linkedin.com/company/fosterandmotley/ Foster & Motley, Inc. | Website - https://www.fosterandmotley.com/ Connect with Joe Patterson: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Joe Patterson LinkedIn: Foster & Motley, Inc. #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

We’re joined by Ryan English, MBA, CFA, CPA, CFP®, Investment Manager and Shareholder at Foster & Motley, Inc., who shares insights on how upcoming elections may impact your portfolio. Ryan covers key factors that investors should consider as we approach Election Day 2024, and how to navigate potential market reactions to political outcomes. Key Takeaways: (01:03) Common client concerns about election impacts on investments. (01:34) Why selling stocks before the election is not advisable. (02:22) A strong labor market and inflation will shape the next president's term. (03:19) Presidents have minimal long-term influence on the stock market. (04:11) How energy sectors could fare under different administrations. (05:42) Defense spending tends to increase under Republican leadership. (06:38) Renewable energy would likely thrive under Democratic leadership. (07:50) Geopolitical risks and tariffs shape global investments. (09:29) Don’t make portfolio changes based solely on election outcomes. Resources Mentioned: Ryan English - https://www.linkedin.com/in/j-ryan-english-mba-cfa-cpa-cfp/ Foster & Motley, Inc. | LinkedIn - https://www.linkedin.com/company/fosterandmotley/ Foster & Motley, Inc. | Website - http://www.fosterandmotley.com Connect With Ryan English: info@fosterandmotley.com +1 513-561-6640 Foster & Motley LinkedIn: Ryan English LinkedIn: Foster & Motley, Inc. #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, we’re joined by Nicholas Roth, CFP®, Financial Planner at Foster & Motley, Inc., who shares valuable insights on effective savings strategies and the importance of financial planning to meet various life goals. Key Takeaways: (00:59) Saving at least 15% of your gross income is a good rule of thumb. (01:34) Power savers aim to save 25%-50% of their gross income. (02:12) The FIRE movement advocates for saving 50%-70% or more of your income. (05:02) Raising a child can cost nearly $250,000. (07:19) Compounding interest is crucial for financial growth. (07:59) Passive income streams can supplement your savings. (09:26) The decline of pension plans has shifted retirement savings responsibility. (11:33) The unknowns in life make it hard to know if you’re saving enough, but 15% is a solid target. (12:35) Financial planning should adapt to life changes and priorities. (13:41) Clear goals are a necessary part of financial planning. Resources Mentioned: Nicholas Roth - https://www.linkedin.com/in/nickroth14/ Foster & Motley, Inc. - https://www.linkedin.com/company/fosterandmotley/ Einstein’s 8th Wonder of the World - https://www.nasdaq.com/articles/this-is-the-8th-wonder-of-the-world-according-to-albert-einstein.-and-utilizing-it Foster & Motley, Inc. website - http://www.fosterandmotley.com/ Connect: info@fosterandmotley.com +1 513-561-6640 LinkedIn: Nicholas Roth - https://www.linkedin.com/in/nickroth14/ LinkedIn: Foster & Motley, Inc. - https://www.linkedin.com/company/fosterandmotley/ LinkedIn: Patrice Sikora - https://www.linkedin.com/in/patrice-sikora-a1918212/ #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

In this episode, we’re joined by Rachel Rasmussen, MBA, CFA, CDFA®, Investment Manager and Shareholder, and Megan Lyons, CFP®, Financial Planner, both from Foster & Motley, Inc. Together, they explore the concept of wealth management milestones, discussing how to set, track and celebrate financial goals at every stage of life. Key Takeaways: (02:32) Identify significant financial markers to boost confidence. (04:47) Personalized milestones help clients stay motivated. (07:47) In your 20s, focus on setting good financial habits. (12:20) Balancing major life events while continuing to save and invest wisely. (14:42) Maintaining financial responsibility while enjoying life. (18:55) Watching spending habits to ensure long-term financial stability. (21:39) Financial planning and emotional readiness for retirement. (27:23) Estate planning and organizing your financial legacy. Resources Mentioned: Rachel Rasmussen - https://www.linkedin.com/in/rachel-rasmussen-cfa-cdfa/ Megan Lyons - https://www.linkedin.com/in/meganlyonscfp/ Foster & Motley, Inc. | Website - http://www.fosterandmotley.com Gretchen Rubin's podcast and books: Inspiration for the "ta-da" concept. - https://gretchenrubin.com/ James Clear's “Atomic Habits”: A guide to building good habits that pay off in the long run. - https://jamesclear.com/atomic-habits Connect With Rachel and Megan: info@fosterandmotley.com +1 513-561-6640 Foster & Motley LinkedIn: Rachel Rasmussen LinkedIn: Megan Lyon LinkedIn: Foster & Motley, Inc. #WealthManagement #FinancialPlanning #InvestmentAdvisory #WealthManagementPodcast

If market fluctuations stress you out and cause you to make irrational financial choices, you’re not alone. It is only human to let emotions get in the way and give in to biases. In this episode, Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®, help you understand how you can destress your investment experience … Read More Read More

Have you ever looked at the letters after an advisor’s name and wondered what they stand for? These credentials actually offer significant insight into the expertise and commitment of an advisor. In this episode, Nick Roth, CFP®, of Foster & Motley breaks down why these credentials are important and demystifies the common professional designations in … Read More Read More

Are you worried about the safety of your sensitive information online? By cultivating good security habits, it is possible to significantly reduce the risk of fraud so you can sleep better at night. In this episode, Joe Patterson, CFP®, of Foster & Motley empowers you with the knowledge and awareness to protect your financial well-being … Read More Read More