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From business etiquette to corporate jargon, personal finance journalist Marc Shoffman and his financial planner friend Joshua Gerstler discuss the confusing concepts and challenges from the world of finance and wider society

From business etiquette to corporate jargon, personal finance journalist Marc Shoffman and his financial planner friend Joshua Gerstler discuss the confusing concepts and challenges from the world of finance and wider society
More Information

Location:

United Kingdom

Description:

From business etiquette to corporate jargon, personal finance journalist Marc Shoffman and his financial planner friend Joshua Gerstler discuss the confusing concepts and challenges from the world of finance and wider society

Language:

English

Contact:

07903372207


Episodes

Are you overpaying for inflation-linked insurance?

9/16/2019
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Consumers could be paying thousands of pounds more for index-linked insurance products due to companies adding charges to premiums beyond the level of inflation. Research by personal finance podcast In For A Penny, has revealed insurance companies could be charging more than £11,000 extra in some cases. The findings are discussed in the latest In For A Penny podcast, featuring insurance industry veteran Roger Edwards. What is index/inflation linked insurance? Why do you need it? How...

Duration:00:20:28

Behind the scenes at Accord Mortgages

9/9/2019
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Marc Shoffman and Joshua Gerstler meet Accord Mortgages business development manager (BDM) Katie Stephenson to discuss life as a BDM and the benefits of an intermediary-only lender for brokers and borrowers. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing concepts and challenges from the world of business, finance and...

Duration:00:16:21

Mortgage guide episode 6: Should a broker or banker arrange your home loan?

9/2/2019
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In the sixth and last of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler explain whether to use a broker or go direct when applying for a home loan. What is the difference between a mortgage broker and using a bank? How much will mortgage advice cost? What are the pros and cons of a mortgage broker? What are the pros and cons of going direct to the bank? About us The In For A Penny podcast is produced and presented by freelance...

Duration:00:49:13

Mortgage guide episode 5: How to choose the right mortgage

8/26/2019
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In the fifth of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler explain your options when it comes to choosing a home loan. Should you get a tracker or fixed rate mortgage? How long should you fix for? What fees will you have to pay? About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to...

Duration:00:18:33

Mortgage guide episode 4: How to decide between a repayment or interest-only home loan

8/19/2019
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In the fourth of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler explain how to repay your mortgage. What is the difference between an interest-only and repayment mortgage? How to decide which one is best for you? How long should you pay your mortgage for? About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua...

Duration:00:38:07

Mortgage guide episode 3: Everything you need to know about mortgage deposits

8/12/2019
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In the third of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler explain the importance of a mortgage deposit: What does loan-to-value mean? How big should your deposit be? How to fund a mortgage deposit? About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing concepts...

Duration:00:15:57

Mortgage guide episode 2: How to get a home loan

8/5/2019
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In the second of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler discuss and dissect the mortgage application process. How important is your credit report? When should you get a mortgage in principle? How hard is it to get a mortgage? About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to...

Duration:00:39:01

Mortgage guide episode 1: How to find a property

7/29/2019
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In the first of a series dedicated to translating the jargon-filled mortgage process, Marc Shoffman and Joshua Gerstler discuss how to find a property. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society. How to leave a review Apple...

Duration:01:23:07

Kurupt FM special: What to do with a windfall

7/22/2019
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Marc Shoffman meets the cast of BAFTA-award winning BBC comedy People Just Do Nothing to discuss their work on combating scams with Santander and what to do when you suddenly find yourself earning significant sums of money. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing concepts and challenges from the world of...

Duration:01:24:33

Nothing but the tooth: Do safe havens and the tooth fairy exist?

7/2/2019
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Alien concept: Safe havens Penny for your thoughts: How much should the tooth fairy be paying in 2019? SunLife analysisRoyal London researchContact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing concepts...

Duration:01:27:54

Kind regards!? Our guide to email etiquette and are early repayment charges a penalty for being frugal?

6/4/2019
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Alien concept: Early repayment charges (ERC) Penny for your thoughts Email etiquette Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing concepts and challenges from the world of business, finance...

Duration:00:26:11

Who is Help to Buy really helping?

5/8/2019
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Happy birthday Help to Buy! The Help to Buy Equity Loan scheme is now six years old, but who is it really helping? Marc Shoffman and Josh Gerstler analyse the government's flagship housing scheme: Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua...

Duration:00:29:55

In sickness and in wealth

4/7/2019
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On this episode: Alien concept: Inflation What does it mean and how does inflation affect you? How does inflation influence your investments, pension and protection products? What items make up the inflation basket and how has it changed over the years? How much milk and beer could you afford back in 1999? Penny for your thoughts: Pulling a sickie How to approach sickness in the office Should you feel guilty about a sick day? How ill do you have to be to miss work? How to spot a...

Duration:00:20:25

Isa season special: What is a tax wrapper and the perils of presenteeism

3/11/2019
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On this episode: Alien concept: Tax wrapper Penny for your thoughts: How to combat the scourge of presenteeism or facetime in the office Plus, don't miss Marc's Isa rap! Contact us via Twitter if there are any financial terms you would like us to dissect and discuss. About us The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler. Each episode aims to address the confusing...

Duration:00:30:32

Episode 3: What to wear for work and what is a pension commencement lump sum?

2/8/2019
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Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode: - Alien concept: Pension commencement lump sum - A penny for your thoughts: Suit or shorts? What to wear for work. Nothing discussed in this programme should constitute financial advice. Subscribe on iTunes itunes.apple.com/gb/podcast/in-fo…ast/id1447026485 Stream on Spotify...

Duration:00:25:36

Episode2: Are you an aggressive or assertive complainer and what is a annuity?

1/13/2019
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Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode: - How to cheat at crazy golf - Are you an aggressive or assertive complainer? - Alien concept: What is a annuity? - Serious matters: Are there too many ISAs? Nothing discussed in this programme should constitute financial advice. Subscribe on iTunes...

Duration:00:26:49

Episode 1: Christmas parties, handshakes and what does income drawdown mean!?

12/15/2018
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Personal finance journalist Marc Shoffman (Cavendish Content) and financial planner Joshua Gerstler (The Orchard Practice) sit down to discuss the world of business and finance. On this episode: - Is it right to get drunk at a work Christmas party? - A penny for your thoughts: What is the best way to shake hands in a meeting? - Alien concept: What does income drawdown mean? - Serious matters: Has equity release shaken off its negative image? Nothing discussed in this programme should...

Duration:00:23:23