Journey To Launch

In this rewind episode, LeDo and Shameka McDowell talk about their relationship and how they paid off $32,000 in debt and built $100,000 in net worth. Once they got on the same financial page, they were unstoppable. LeDo and Shameka are creators of the podcast The Marital Mission, a podcast about married life for young couples. They share with us an honest conversation about how to get your partner on board with your financial goals, the struggles that come with becoming debt-free, how to have the money talk with your partner, and more. In this episode, you will learn: Other Links Mentioned in episode: A Money Chat With My Husband + The Budget Boot CampGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with LeDo & Shameka: Website: TheMaritalMission.comInstagram: @TheMaritalMissionTwitter: @MaritalMissionFacebook: @TheMaritalMission Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Once blogger Tracy Levesque released her article titled, “What I learned from binge-listening to the entire Journey to Launch podcast,” I knew that I had to have her on as a guest. She joins us after paying off $170k worth of debt and jumping on the financial independence, retire early movement. We chat about the growth mindset her mom passed down to her, her entrepreneurship journey, how true wealth is providing education, curiosity, and the understanding of the value of experiences over material possessions, and why we need to have more LGBTQIA+ voices in the FIRE community. In this episode, we discuss: What sparked Tracy’s curiosity about the FIRE movement (Financial Independence, Retire Early)Building a business without a roadmap, hustling as an entrepreneur in the computer world + getting into real estate The steps Tracy and her wife took to pay off $170,000 of debt in 10 years using the debt avalanche method + zero-balance transfers Blind spots in the FIRE movement, using privilege for good + the call for more queer voices in the personal finance spaceHow Tracy’s mom taught herself about the stock market and became a successful investor + more Other Links Mentioned in episode: Read Tracy’s Blog Post: “What I learned from Binge Listening to the Entire Journey to Launch Podcast Suze Orman’s 9 Steps to Financial Freedom Do You Love it or Just Want It- How to Stop Stress SpendingGet Good with Money by Tiffany Aliche Financial Freedom with Jamila Souffrant on the Frugal Living Podcast How Tracy and her wife paid off $170000 of debt in 10-yearsYour Money Or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki RobinRetiring At 30yrs Old & Living A Full Life On $20k A Year W/ PurpleAll About The Health Savings Account (HSA) -The Ultimate Retirement And Investment Account W/ Jackie KoskiYour Money or Your Life by Vicki RobinIndependence Business AllianceGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Tracy: Website: TheTracyL.comInstagram:@LilJimmiTwitter:@LilJimmiFacebook:@LilJimmi Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week we are rewinding to Ariana Rodriguez's episode, who joined the Journey To Launch podcast to talk about her experience on the Netflix documentary, “Get Smart With Money” and how she was able to turn her finances around. We chat about how she used her skills to begin a side hustle, that eventually allowed her to quit her job, the power of forgiving yourself of past money mistakes, automating your money and more. In this episode, we discuss: Other Links Mentioned in episode: From Side Hustle To Million Dollar Virtual Assistant Business With Tasha BoothGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Ariana: Website: ArianaRodriguez.coInstagram:@ArianaRodriguez.co Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week, we are rewinding to Journeyer, Josie Espinoza’s episode who shares her debt free story. She was the first in her family to go to college, but then found herself in $50K of debt which included student loans, credit cards, and auto loan debt. She discovered a passion for financial freedom and independence; and through listening to podcasts, she was able to learn what was needed to become debt free. Once debt free, Josie and her husband became focused on financial planning, saving, and securing their family’s future. In this episode, Josie shares: Her story coming from Mexico at the age 8, helping her parents on the farm and being the youngest of 9 and the first one to get a college degree How the money mindset, “Money is made to be spent” led her to accumulate $50K of debt and how 3 weeks without money was her rock bottom How she was able to resign from her job that was affecting her mental health Why she feels that anyone can change their finances with a little effort & more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Josie: Instagram: @minimalisatodo Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week we are rewinding to a conversation I had with Veronique Graves, a fellow Journeyer and former member of my past community the Money Launch Club. Veronique is a self employed sign language interpreter who is on her way to financial freedom. After becoming a member of the Money Launch Club, she went from living paycheck to paycheck to paying off debt, saving, and investing. Veronique advises those on their financial journey to be patient, set specific goals, and surround themselves with financially savvy individuals. Her motivation for financial independence stems from her desire for life flexibility and the ability to help others, inspired by how her family supported her financially in the past. In this episode, Veronique shares: How working as a freelance contractor requires careful financial planning due to the irregular nature of her income​​.How she successfully managed to save enough to avoid living paycheck to paycheck and how she is paying off her credit card debtThe significance of celebrating small wins and staying motivated by recognizing progress over time​​ + much more. Other Links Mentioned in episode: Get Money by Kristin Wong.Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week on the Journey to Launch Podcast, I am sharing a conversation I had on IG Live with Lauryn Williams from Student Loan Planner. Lauryn provides crucial information for student loan borrowers about the Biden administration's Income-Driven Repayment (IDR) waiver for federal student loans, which can significantly impact loan forgiveness eligibility. The steps to take include: understand your loan type, consider consolidation, and take timely action before June 30, 2024 which is the deadline to maximize benefits. In this episode, Lauryn shares: What is the IDR Waiver and how it can help student loan borrowers get closer to forgivenessWhy borrowers with Federal Family Education Loan (FFEL) loans or those with multiple loan types should consider consolidation to benefit from the IDR waiver.Where to go to see your loans and determine your next steps How to stay informed about your loans and any future opportunities for forgiveness or adjustment if you miss the deadline + more. Other Links Mentioned in episode: How to Qualify for the IDR WaiverStudent Loan Plannerwww.StudentAid.govGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Lauren: WebsiteInstagram: @LauryncWilliams Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week on the Journey to Launch Podcast, I'm featuring the second part of my discussion with Amanda Bauch, my book coach In this episode, Amanda interviews me about the experience of writing “Your Journey to Financial Freedom” — from its initial conception and the creative process to how it feels six months after its release. We also delve into the book's reception, its impact on readers, and explore the possibility of a second book and what I would do differently. In this episode, we discuss: The timeline and steps involved in creating the book, from the initial proposal to the eventual publication.The struggles with doubts about the book's structure and organization & the challenges of writing while also running a business and raising 3 small kidsWhat I learned during the process and how I would approach it differently in the future.The importance of investing in professional help & having a support system including family, friends, and professionals in the publishing industry + much more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Amanda: Website: https://www.AmandaBauch.com Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week on the Journey to Launch Podcast, I’m speaking with my book, Your Journey to Financial Freedom’s coach and editor, Amanda C. Bauch. Our relationship has spanned over two years in bringing the book to life. On this 6 month anniversary of my book being out in the world, I am bringing you this conversation to provide a comprehensive look at the behind-the-scenes work involved in writing and publishing a book, plus Amanda’s experience as a freelancer and working for a big publishing house. Amanda is a writer, editor, and teacher who delights in helping authors share their ideas with the world. Whether ghostwriting, collaborating, editing, or coaching, she strives to provide whatever guidance and encouragement authors need along the way. In this episode, Amanda shares: Her history and passion for writing & editing, which started from a young age and her experience workingat a big five publisher, discussing challenges and opportunities. The lengthy process of book publishing, highlighting the time and effort required from inception to publication.Why she left HarperCollins to return to freelancing and how she created a work life balanceTraditional publishing vs self publishing and what is the new publishing modality; hybrid publishing+ much more! This episode is the first part of a two part conversation I had with Amanda. In next week’s episode we will cover more about my book, Your Journey to Financial Freedom and how Amanda helped me with the creative and writing process + more behind the scenes. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Amanda: Website: https://www.AmandaBauch.com Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

In this Q&A episode, I am answering questions submitted from listeners of the podcast, on topics including; how to reenter the workforce after 18 years of being a stay at home mom, is getting a CFEI certification a good idea & how to get your partner on board with your financial freedom dreams. I also discuss the importance of networking, building connections and giving yourself grace on your journey + much more. In This Episode You’ll Learn: Tips on how to network and promote your small business Is aCFEI certification beneficial& what are somevarious paths to becoming a personal finance educatorWhyhigh yield savings account are a good option to hold emergency savings or long-term goalssavingsHow to get your partner to join you on your financial independence journey +financial planning for new parents, including emergency funds and health insurance. Timestamps: 3:00-7:20: Using the search function on the Journey to Launch website to find relevant episodes7:20-14:20: Jamila gives advice to a listener who is a newly divorced mother of five, who owns an ice cream & candy shop and is re-entering the workforce at age 53 after 18 years as a stay-at-home mom. 14:20-24:00 Jamila answers a listener’s question regarding obtaining the CFEI certification and if she found it beneficial and would recommend it. 24:00-30:50: Should you put a $5,000 emergency fund in a money market account or a high-yield savings account. 32:00-42:35: How to persuade your husband to get on board with your financial plans.42:35- 50:54: Tips on financially preparing for a baby Other Links Mentioned in episode: FinancialEducatorsCouncil.orgGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

George Kinder is an author, international thought leader, and founder of Kinder Institute of Life Planning with more than 35 years of experience as a financial planner and tax advisor. George is dedicated to guiding individuals in uncovering their deepest values and leading more fulfilling lives. His ultimate aim is to promote greater freedom in every aspect of existence. In this conversation we discuss: The importance of living in the present moment and mastering one's life.George’s three questions to help identify goals and priorities and how the answer to the "having 24 hrs left" question helps you realize what you’ve missed in life. The balance between short-term pleasure and long-term financial planning. How to find a trust-worthy financial planner who will help with your life planGeorge’s approach to parenting is being a good listener & showing empathy, rather than being overly restrictive or reactive + more! Other Links Mentioned in episode: The Three Domains of Freedom"Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with George: Website: https://KinderInstitute.comWebsite: https://www.GeorgeKinder.com Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Bernadette Joy Cruz Maulion is a first-gen Filipina-American joins the Journey To Launch podcast to share how she paid off $300,000 of debt in three years and invested her first $1 million in her 30s. Today, Bernadette works only 20 hours a week in order to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. She understands those who feel like they missed the money memo, and is dedicated to educating others on financial topics with strategies in a way so simple anyone can understand it. In this episode Bernadette shares: Her experiences growing up in New York City as an immigrant child of Asian descent, emphasizing the pressure to excel academically and socially.How shehad to make tough choices, such as saying no to friends' events and being honest about what she could afford, to achieve financial freedom.Why sheand her husband sold their paid-off home and chose to rent insteadWhere sheinvests her money from real estate sales and rental income including high-yield savings, CDs, treasury bills 401k, IRAs, and real estate investment trusts. The importance of being present in life's moments and embracing authenticity in both personal and professional aspects + more! Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Bernadette: Website: https://CrushYourMoneyGoals.comInstagram:@BernaDebtJoyTwitter: @BernaDebtJoy Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

This week on the Journey to Launch Podcast, we have Jackie Cummings Koski, author of the award winning book “Money Letters 2 my Daughter” and her new book, “F.I.R.E. for Dummies”. Jackie overcame poverty, divorce and single motherhood and despite having a late start and making less than six figures, she reached Financial Independence and Retire Early (FIRE) at age 49 in 2019 when she officially retired from her corporate job with a net worth of over $1 million. Jackie shares with us the importance of mindset and reframing attitudes towards money, strategies for managing retirement finances, & how you too can reach financial freedom even if you are starting later in life. In This Episode you’ll learn: How Jackie used the 25x rule to get her FI number, and what financial habits helped her reach FI in 10 years, despite being in a difficult financial situation after her divorce. How shifting your mindset from saving for retirement to investing for financial independence, can make it exciting to save and invest.Why she initially struggled with the emotional aspect of withdrawing money from her investment accounts in early retirement, and how her net worth increased to 2.8 million by 2024, even after making withdrawals Example of retirement planning strategies for early retirees, including Social Security benefits and tax-free withdrawals How Jackie’s daughter has been her biggest cheerleader and how her views on work and retirement differ from Jackie’s as she is part of a different generation, Gen Z. Watch the video to this episode on YouTube by going to https://youtu.be/JARjqHD1r0s Other Links Mentioned in episode: Jackie’s first episodeAll About The Health Savings Account (HSA) -The Ultimate Retirement And Investment Account W/ Jackie Koski How To Thrive in the Current Financial Market Turmoil & Better Position Yourself Financially with Jackie Cummings Koski Get a copy of Jackie's book: F.I.R.E for DummiesGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREEhere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Jackie: Website: https://FinomenalWoman.comInstagram:@FInomenal_WomanTwitter: @FInomenal_WomanCatching Up to FI Podcast Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Jannese Torres, Latina money educator, and author of the new book Financially Lit, joins us on the Journey to Launch Podcast to talk to us about her success in entrepreneurship and reaching her financial independence goals. Jannese highlights the significance of financial autonomy and safeguarding assets in unhealthy relationships. She shares with us her own experience with postnuptial agreements, the benefits of maintaining separate finances, why we need to normalize discussions on prenups and toxic relationships & much more. In This Episode We Discuss: The financial implications of divorce, including the potential loss of assets and the need for a prenup or postnup Jannese’s personal experience with buying a house, highlighting the importance of aligning financial decisions with personal values.The issue of wealthy outsiders taking advantage of Puerto Rico's tax breaks while native Puerto Ricans are left behind.The importance of uncovering internalized money stories and recognizing emotions that may be triggering financial fears and beliefs. & much more! Timestamps: 0:00-12:01:Jannese reflects on her own experience with divorce, discussing the financial implications and the significance of having a postnuptial agreement. 12:01-17:41: Recognizing unhealthy dynamics and the importance of having a supportive network during challenging transitions.17:41-20:15: Jannese’s experiences with homeownership, highlighting the shift from a transactional mindset to values-based spending.20:15-28:54: The complex dynamics of moving to places like Puerto Rico for tax benefits and the ethical considerations involved.30:44- 35:40- The concept of privilege within wealth accumulation, advocating for transparency and recognition of the support received and the responsibility to uplift future generations. 35:40- 39:19: The importance of addressing money trauma and uncovering internalized money stories to understand one's mindset about wealth.39:19-42:45: Jannese shares she feels content with her current lifestyle, which allows her to work on projects she's passionate about, have the flexibility to travel, and define her own schedule. Watch the video to this episode on YouTube here: Other Links Mentioned in episode: Using Side Hustles To Earn An Additional $100,000 A Year And Paying Off $39,000 Of Debt With Jannese Torres-RodriguezGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Jannese: Website: https://YoQuieroDineroPodcast.comInstagram:@YoQuieroDineroPodcastTwitter: @DineroPodcastJannese's TikTokYouTube: @YoQuieroDineroPodcast Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

After paying off $30,000 of debt in 10 months, paying only $472 for her MBA, and buying her first home at 19, Whitney Hansen discovered her love for teaching others how to get better with their money. She travels frequently, teaches college students about personal finance as an Adjunct Professor, and tests side hustles for fun. Whitney’s most recent side hustle includes unconventional real estate investments of building a geodesic dome and a flower pot Airbnb. We chat about the creative approaches to finding and developing unique properties, as well as the financial aspects of these projects and how to navigate the Airbnb business successfully. In this episode you will learn: Why personal finances must be in order before investing in real estateThe importance of understanding local regulations, seeking professional help, and creating accurate cost estimates during the planning phase.The need to consider multiple revenue streams when investing in short-term rentalsWhy property owners should manage their own properties rather than use property managers and much more! Check out photos of Whitney's Cascade Dome and Idaho Flower Pot Airbnb at https://journeytolaunch.com/episode371 Other Links Mentioned in episode: AirDNA.cohereGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Whitney: Website: https://whitneyhansen.comInstagram: @Whitney_Hansen_COCascade Dome Instagram: @CascadeDomeIdaho Flower Pot Instagram: @IdahoFlowerPotFacebook: @WhitneyHansenCOListen to the Money Nerd Podcast Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Melissa Jean-Baptiste, financial educator and author of "So This Is Why I'm Broke” is a first-generation Haitian American and former NYC high school teacher. Melissa joins us this week to recount her journey of paying off $102,000 in student loans and buying her first home, all on a teacher's salary. As the founder of Millennial In Debt, she creates a shame-free digital platform dedicated to helping Millennials and Gen Z restructure their relationships with money, obtain financial freedom, build generational wealth and become future millionaires. In this episode, we discuss: Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Melissa: WebsiteInstagram: MillennialInDebtFacebook: MillennialInDebtYouTube: MillennialInDebt Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Back on the podcast this week is Giovanna "Gigi" Gonzalez, financial educator, influencer, founder of The First Gen Mentor, and author of Cultura & Cash. Gigi discusses how to set financial boundaries with family as a first generation immigrant using her Quiero y Puedo framework which stands for "I want, I can'' in Spanish, by first asking yourself if you truly want to provide financial support and if you actually have the financial ability to help. GiGi shares examples of how she has set financial boundaries with her family and emphasizes being comfortable saying "no" to requests, even if it means being seen as the "black sheep.” In this episode you will learn: How you can set financial boundaries with family but still be supportive in other waysHow to manage different financial priorities with a spouse such as turning to couples counseling to understand each other’s “why” around money. Why gifting money you can afford is best rather than loaning money to a family member to avoid straining relationships if money isn’t repaidTips if you’re wanting to write a book or launch a big project + much more! Enter for your chance to win a copy of Cultura and Cash by Giovanna Gonzalez. The giveaway will be open from April 10th 2024- April 15th 2024. Three winners will be announced on April 16th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter. Other Links Mentioned in episode: Check out Gigi’s book, Cultura and Cash Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Gigi: Website: TheFirstGenMentor.comInstagram:@GigiTheFirstGenMentor Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Carleigh Bodrug is the CEO and Founder of PlantYou, a New York Times Bestselling cookbook author and self-taught plant-based chef. Carleigh founded PlantYou in 2016 after the World Health Organization announced that red and processed meat were now considered Group 1 and Group 2 Carcinogens which was especially shocking as Carleigh grew up on a “meat and potatoes” diet. With little-to-no cooking skills, and a tiny bachelor apartment kitchen, Carleigh started experimenting with plants. She began cooking vegan meals by simply replacing the meat in her favorite childhood recipes with plants. Carleigh's mission is to help people to save money, reduce food waste and eat healthier than they ever have before. In this conversation, we discuss: Carleigh’s journey from working in radio broadcasting to becoming a vegan chef and how a plant-based diet improved her digestion and overall energy levelsThe health and environmental benefits of eating more plant-based foods & moral reasons for reducing animal product consumption The importance of focusing on your health and diet as part of your overall wellness and wealth Tips for reducing food waste at home through proper storage, repurposing vegetable scraps, and being flexible with recipes + much more! Other Links Mentioned in episode: Check out Carleigh's Book, Plant You: Scrappy Cooking Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere. Connect with Carleigh: Website: PlantYou.comWebsite: ScrappyCookBook.comInstagram:@PlantYouTwitter: @CarleighBodrugFacebook:@PlantYouBlog Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

In this week’s solo episode, I'm sharing how I am currently in a relaxed phase with my finances and business, focusing on having a balanced life and not stressing to maximize income for now. I give you tips for feeling financially secure during slower income periods and will guide you on how to reach this relaxed phase as well. In this episode you’ll learn: How knowing your income, savings, expenses and investment numbers will give you reassuranceThe importance of investments in achieving financial goals, even during slower timesHow thinking through the worst case and best case scenario will help you feel empowered to withstand challenges & remain optimistic. Strategies for surviving extended periods without income and how to be prudent with expenses during slower timesHow to release worry by setting a date in the future to reassess where you are financially Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

In this episode, we chat with personal finance expert and author, Lynnette Khalfani Cox, who discusses how to overcome financial setbacks and adversity. She outlines 10 common challenges people face that negatively impact them financially & emotionally, which she calls the "dreaded Ds". Lynnette provides us with some key strategies for bouncing back and assures us that there are always ways to recover and build resilience after a setback; focusing on your mindset and emotional health is the first step. In this episode you will learn: Strategies for bouncing back such as: Leveraging your network & connections to find opportunities, cutting expenses and finding ways to earn extra income, prioritizing your goals and tackling them one at a time + others.A breakdown of the 10 common challenges people face that impact our money- the dreaded D’s Examples of how to switch & save money in areas like healthcare, food, phone bills, & childcare.How discrimination in housing, jobs, and lending can significantly impact someone's financial situation + more Other Links Mentioned in episode: Bounce Back: The Ultimate Guide to Financial Resilience”.Episode 187- How to Get Your Employer to Pay $5,250 Towards Your Student Loans Before the End of 2020Episode 151-Everything You Need to Know About the Economic Relief Package with Lynnette Khalfani-CoxEpisode 261- How To Improve Your Financial Well-Being, Embrace Fin-Tech Solutions & Evolving Technology w/ Lynnette Khalfani-Cox Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere! Connect with Lynnette: Website: LynnetteKhalfaniCox.comInstagram:@LynnetteKhalfaniCoxFacebook: @LynnetteKhalfaniCoxTwitter:@TheMoneyCoach Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE

Mabel Nunez is the founder & Chief Education Officer at Girl$ on The Money - a stock market investing education company targeted toward individuals who are underrepresented in the investing world. Mabel grew up in the South Bronx as an immigrant from the Dominican Republic, with limited resources & a strong emphasis on education from her father. She learned very little about personal finance or investing while in school until she was in college, where she took an investing analysis class which began her passion for investing & personal finance. Mabel holds both a Bachelor of Science and an MBA in Finance. However, most of what she's learned about investing came from experience. Mabel's mission is to teach what she's learned (and continues to learn) since starting her investing journey. She is passionate about transforming investing beginners into confident, knowledgeable, and profitable investors. In this episode, Mabel shares: How fear kept her from starting to invest, despite graduating as a finance major, reading articles and listening to shows on investingHow she has been investing for 16 years with a focus on individual stocks in a self-directed taxable account. She invests in companies with long-term potential, rarely selling stocks and preferring a Warren Buffett-style strategyThat investing in ETFs or index funds, such as the S&P 500, can be a simpler alternative to buying individual stocks & advises against buying "cheap stocks" or investing in unproven companies.How she struggled to tell her parents about quitting her 9-5 stable job to pursue her passion & the challenge of balancing personal dreams with family expectations, particularly for immigrant families + much more! Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget Bootcamp for FREECheck out my personal websitehere.Weekly Newsletter ListLeave me a voicemailYNABreferral linkhere Connect with Mabel: Website: GirlsOnTheMoney.comInstagram:@GirlsOnTheMoneyFacebook: @Girls On The MoneyThreads:@GirlsOnTheMoney Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for MyFI CourseGet The Free Jumpstart GuideGet The Budget Bootcamp for FREE