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Make Retirement Work

Business & Economics Podcasts

Financial and retirement planning guidance for residents of Nebraska and beyond! You’ll learn about risk, investments, 401(k)s, IRAs, rollover strategies, how to find the right advisor, Social Security and many more topics. Your host is Marc Werkmeister, a Certified Financial Planner (CFP) with Professional Financial Advisors. They have offices in North Platte, Scottsbluff, Kearney, Lincoln, and Grand Island. Visit MakeRetirementWork.com for more episodes and information about how Marc can help you plan for retirement. You can also call 855-202-WORK (9675).

Financial and retirement planning guidance for residents of Nebraska and beyond! You’ll learn about risk, investments, 401(k)s, IRAs, rollover strategies, how to find the right advisor, Social Security and many more topics. Your host is Marc Werkmeister, a Certified Financial Planner (CFP) with Professional Financial Advisors. They have offices in North Platte, Scottsbluff, Kearney, Lincoln, and Grand Island. Visit MakeRetirementWork.com for more episodes and information about how Marc can help you plan for retirement. You can also call 855-202-WORK (9675).

Location:

United States

Description:

Financial and retirement planning guidance for residents of Nebraska and beyond! You’ll learn about risk, investments, 401(k)s, IRAs, rollover strategies, how to find the right advisor, Social Security and many more topics. Your host is Marc Werkmeister, a Certified Financial Planner (CFP) with Professional Financial Advisors. They have offices in North Platte, Scottsbluff, Kearney, Lincoln, and Grand Island. Visit MakeRetirementWork.com for more episodes and information about how Marc can help you plan for retirement. You can also call 855-202-WORK (9675).

Language:

English


Episodes

Ep 33: Developing a Medicare Plan with Whitney Kester and Marc Werkmeister

8/8/2022
(Note: Today's episode sounds a little different as it was originally produced for the NebraskaLand Bank Podcast) On this episode: Medicare can be confusing, especially with the various plans and supplements offered through different companies. So we're going to break down Medicare today with two experts on the topic, Whitney Kester, a specialized Medicare insurance agent, and Marc Werkmeister, a Certified Financial Planner. Unfortunately, the process of Medicare is a lot more complicated...

Duration:00:34:08

Ep 32: The State of the Economy with Marc Werkmeister and Mike Jacobson (Guest appearance on the NebraskaLand Bank Podcast)

6/30/2022
(Note: Today's episode sounds a little different as it was originally produced for the NebraskaLand Bank Podcast) On this episode: With a volatile market, rising interest rates, and high inflation, many people are worried about the state of the economy. On today’s show, two economic experts, Senator & NebraskaLand CEO Mike Jacobson and Certified Financial Planner Marc Werkmeister join us to break down the trends we are seeing in the economy and what it all means. More Details: The...

Duration:00:37:59

Ep 31: Talking Finances with the NebraskaLand Bank Podcast

12/9/2021
I was recently a guest on NebraskaLand Bank Podcast and spoke with hosts Ty Lucas and Danielle Remus. Today I’m sharing our conversation on my podcast. Here are some of the highlights. What should people be thinking about with retirement planning? As far as the end of year, a lot of it centers on capital gains, taxable events by mutual funds, maxing out retirement accounts, etc. All that stuff has to be top of mind before the end of the year. We also talk to clients about making sure...

Duration:00:39:26

Ep 30: Mailbag - Retiring Early, Pension Lump Sum and Advisors

11/11/2021
In today’s mailbag, we’re answering listener questions about how to retire early, whether to take a pension lump sum and if it makes sense to have two financial advisors. Read more and get additional financial resources here: https://makeretirementwork.com/make-retirement-work/podcast.html What we discuss on this episode: 2:11 – Retiring early 6:21 – Pension 8:25 – Two advisors

Duration:00:15:10

Ep 29: Spotting Red Flags In Your Finances

9/9/2021
Today we’re sharing some potential red flags you should be aware of in your finances. How would you answer these questions? Can you name all of the investments in your portfolio? It’s not a red flag if you can’t name them all, but you should know generally what you own. If you can name them all, you might not be very well diversified. If you don’t know how your money is invested, maybe you’re not diversified enough or maybe you’re taking too much risk or not enough. You have to pay...

Duration:00:18:42

Ep 28: Test Your Financial Knowledge

8/12/2021
Marc is on the hot seat with this financial and retirement quiz. Play along and see how you do as well. Read more and get additional financial resources here: https://makeretirementwork.com/1399/ep-28-test-your-financial-knowledge/ What we discuss on this episode: 2:30 – Scary retirement 4:22 – Scary coming year 9:10 – Tax bracket 11:24 – Money in retirement 14:16 – Wish you had more

Duration:00:19:28

Ep 27: Just a Joke: Lessons From Financial Planning Jokes

7/15/2021
We’re changing it up today with some funny financial planning jokes and what we can learn from the humor. Read more and get additional financial resources here: https://makeretirementwork.com/podcasts/ What we discuss on this episode: 1:57 – Credit cards 4:52 – Buying bonds 8:02 – Check my balance 11:23 – Long-term investment 13:27 – Stock market crash 17:07 – Retire at 64

Duration:00:23:03

Ep 26: Learning Through Uncommon Sense

6/10/2021
Common sense is actually quite uncommon, especially when it comes to financial planning. Here are some common sense money approaches you need to know. Read more and get additional financial resources here: https://makeretirementwork.com/1372/ep-26-learning-through-uncommon-sense/ What we discuss on this episode: 1:43 – Buy low, sell high 5:36 – Don’t pay more in taxes than you have to 8:47 – Keep costs low 11:11 – Don’t put eggs in one basket 14:06 – Marketing timing

Duration:00:20:23

Ep 25: Do You Really Need Life Insurance?

5/13/2021
People often have questions about life insurance. It’s not a sexy topic, but it is an important one. We’ll explain why. Read more and get additional financial resources here: https://makeretirementwork.com/1350/ep-25-do-you-really-need-life-insurance/ What we discuss on this episode: 1:50 – Dirty word 3:33 – Do you need it? 4:48 – How much? 7:50 – Strategic uses 11:54 – Term, whole and universal

Duration:00:18:25

Ep 24: What Basketball Teaches Us About Retirement

4/8/2021
On this episode of Make Retirement Work with Marc Werkmeister, we’ll explain how financial planning is like basketball. You might be surprised how much they have in common. Read more and get additional financial resources here: https://makeretirementwork.com/1331/ep-24-what-basketball-teaches-us-about-retirement/ What we discuss on this episode: 2:54 – Shot clock 6:08 – Double dribble 9:37 – Personal fouls 13:24 – Coaching

Duration:00:18:18

Ep 23: Mailbag - 401ks, Mutual Funds and Inflation

3/11/2021
Today, we’re answering your most pressing financial questions about 401ks, mutual funds and inflation. Let’s jump into the mailbag. Read more and get additional financial resources here: https://makeretirementwork.com/1321/ep-23-mailbag-401ks-mutual-funds-and-inflation/ What we discuss on this episode: 2:41 – Can I leave 401k to son? 6:57 – Worry about inflation? 10:30 – Mutual funds 15:13 – Rental property

Duration:00:20:06

Ep 22: Are Alternative Investments Right for You?

2/11/2021
Alternative investments like SPACS, crypto, and others have become very popular in recent years. Should you ignore them or jump on them? We’ll shed some light on what they are, how they work and whether they’re worth your time. Read more and get additional financial resources here: https://makeretirementwork.com/1283/ep-22-are-alternative-investments-right-for-you/ What we discuss on this episode: 2:50 – What are alternative investments? 4:00 – Cryptocurrency 9:02 – SPACs 11:48 –...

Duration:00:23:14

Ep 21: What are the 3 Qualities of Money?

1/14/2021
If you don’t know the answer to the question, then this episode is for you. On this episode, we’ll explore the three qualities of money, discuss whether you can achieve them in a single investment, and how to put the right emphasis on the different qualities. It’s really quite basic, but understanding these fundamentals can make an enormous difference in your financial life. Read more and get additional financial resources here: ...

Duration:00:21:33

Ep 20: Is Diversification for Suckers?

11/5/2020
The idea of diversification is pretty common within financial planning, but how effective is the average investor at executing that strategy? Today we’ll talk all about diversification, what it means, and where the biggest issues arise. Read more and get additional financial resources here: http://makeretirementwork.com/466/ep-20-is-diversification-for-suckers/ What we discuss on this episode: 1:29 – A quote about diversification 2:09 – How does the average person define...

Duration:00:13:57

Ep 19: Answering the Top 401K FAQs

10/8/2020
Do you know all you need to know about your 401(k)? Find out in today’s episode of the podcast as we unpack some frequently asked questions. Read more and get additional financial resources here: http://makeretirementwork.com/462/ep-19-answering-the-top-401k-faqs/ What we discuss on this show: 1:17 - Is it a good idea to take advantage of free advice? 5:46 - Are 401(k) loans good or bad? 8:20 - When do 401(k) rollovers make sense? 10:36 - Should you do target date funds? 13:53 -...

Duration:00:20:10

Ep 18: Challenges Facing Baby Boomers in Retirement

10/2/2020
We’re all facing financial challenges in 2020 but the generation impacted the most might be the Baby Boomers because millions are entering retirement or already there. Today we’ll share the biggest financial concerns we’re hearing from clients and other people in that generation as they get ready to retire. Read more and get additional financial resources here: http://makeretirementwork.com/458/ep-18-challenges-facing-baby-boomers-in-retirement/ What we discuss on the show: 1:40 –...

Duration:00:18:27

Ep 17: Answering Your Financial Questions

9/24/2020
This episode is all about you and the questions you have about finance. Join us as we go into the mailbag and talk about retirement spending, financial fallout from divorce, the upcoming election, taxes, and how much retirement savings you need. Read more and get additional financial resources here: http://makeretirementwork.com/452/ep-17-answering-your-financial-questions/ What we discuss on this show: 2:52 – Mailbag Question #1: I’m thinking I’ll spend a lot of money during the...

Duration:00:19:28

Ep 16: Financial Stuff You Should Know

9/17/2020
Financial planning can get really deep and detailed but that’s not always necessary for everyone. There are, however, some essential financial items that everyone should be aware of when putting together a plan. Today we’ll list out five of those and tell you what you need to know. Read more and get additional financial resources here: http://makeretirementwork.com/447/ep-16-financial-stuff-you-should-know/ What we discuss on the show: 1:50 – Bonds and the Bond Market 4:44 – Tax...

Duration:00:20:59

Ep 15: Hindsight is 2020 - Reflecting on a Busy Year

9/10/2020
Even with a few months left in 2020, we’ve already experienced enough to last us a decade it seems. Along the way, we’ve learned quite a bit and looking back on that is a valuable exercise. Join us today as we reflect on a busy year and share what we know in hindsight. Read more and get additional financial resources here: http://makeretirementwork.com/441/ep-15-hindsight-is-2020-reflecting-on-a-busy-year/ What we discuss on the show: 3:42 – The coronavirus and the stock market 5:57...

Duration:00:20:01

Ep 14: Eye Opening Stats on How America Saves

9/3/2020
How do you compare to the average American when it comes to saving money? Today you’re going to find out as we sort through the statistics from the latest Vanguard report. We’ll also see how the data compares with what Marc sees from clients. Read more and see the full Vanguard report here: http://makeretirementwork.com/435/ep-14-eye-opening-stats-on-how-america-saves/ What we discuss on this episode: 2:06 – Defined contribution plans are now used by 100 million Americans. 3:13 –...

Duration:00:21:44