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Mortgage Business Uncut

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The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and James Mitchell as they delve into the latest headlines and developments in the home loan market.

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and James Mitchell as they delve into the latest headlines and developments in the home loan market.
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Location:

Australia

Description:

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and James Mitchell as they delve into the latest headlines and developments in the home loan market.

Language:

English


Episodes

How lenders are attracting first home buyers

12/8/2019
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The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode they reveal how banks are targeting first home buyers, discuss why some banks are lowering rates while others are raising them, and why Resimac are withdrawing externally funded products. This week they discuss: -...

Duration:00:10:29

Spotlight: Diversifying revenue streams by accessing commercial lending specialists

12/3/2019
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Mortgage Business Spotlight: Delving into all facets of the services and products available to mortgage brokers. Join Alex Whitlock for an in-depth analysis of the products, technology and services that are helping brokers deliver better outcomes to their clients with the Mortgage Business Spotlight podcast. In this episode, Alex is joined by the director of Marketplace.finance, Matthew Johnson, and the associate director of Secured Lending, Thomas Cranfield, to discuss how their products...

Duration:00:23:07

Westpac executive changes and best interests duty clarity

12/1/2019
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Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss Westpac's senior leadership changes in the fallout of AUSTRAC's civil penalty orders, Westpac's contracting home loan volumes, and the tabling of the amended best interests duty legislation for mortgage brokers. This week they discuss: Momentum Intelligence has launched the Consumer Access to Mortgages survey, which aims to...

Duration:00:16:16

Westpac and AUSTRAC in the spotlight

11/24/2019
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Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they delve into the anti-money laundering and anti-terrorism financing regulator AUSTRAC's civil penalty orders against Westpac, as well as the latest class actions against ANZ and Westpac in relation to the mis-selling of comprehensive credit insurance. This week they discuss...

Duration:00:13:06

Vertical integration and the rise of neobanks

11/17/2019
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Join Alex Whitlock and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they explore the implications of a rapid rebound in the housing market, the future of Aussie Home Loans, and a neobank's official entry into the mortgage market. This week they discuss...

Duration:00:13:01

Best interests guidance and pre-approval suspension

11/10/2019
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Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they recap FBAA's Challenge the Future conference, how some banks are attempting to improve loan processing times, and the movement of non-bank lenders into the prime space. This week they discuss...

Duration:00:12:13

Big bank profits slide

11/3/2019
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Join Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they examine how the financial climate has been impacting the big four lenders and their profits, what has been accounting for an increase in financial complaints and what we can expect from the RBA this week. This week they discuss...

Duration:00:13:04

How satisfied are brokers with their aggregators?

10/27/2019
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Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the results of Momentum Intelligence's Aggregator of Choice survey, which evaluates broker satisfaction levels regarding aggregator groups. This week they discuss...

Duration:00:13:02

Transparency around rate cuts

10/20/2019
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The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, you’ll hear how the industry has responded to the ACCC’s inquiry into mortgage pricing and the proposed legislation around commission payment. This week they discuss… - Why the recommendation to introduce a...

Duration:00:13:47

Mortgage pricing and product switching

10/13/2019
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Join Alex Whitlock and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the ACCC's mew mortgage pricing inquiry, product switching behaviour at home and abroad, and the recent pick-up in investor activity. This week they discuss... - The ACCC's new 'Home Loan Price Inquiry' - Product switching behaviour in Australia and abroad - The spike in investor lending activity

Duration:00:12:20

How low will rates go?

10/4/2019
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Join James Mitchell and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the implications of the Reserve Bank's latest cut to the cash rate on the mortgage market and the broader economy. They also explore... - The economic backdrop that prompted the Reserve Bank's latest rate cut - The mortgage market's response to the cut - Future monetary policy expectations

Duration:00:11:27

'Common sense' lending in a complex marketplace

9/30/2019
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Join James Mitchell and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss Treasurer Josh Frydenberg's recent call for "common sense" in the lending space, the upturn in the housing market, and the potential introduction of new credit curbs. This week they discuss... - The context surrounding Treasurer Josh Frydenberg's recent plea to the lending industry - The likelihood of a 'v-shaped' recovery in the housing...

Duration:00:13:51

The economics of mortgage broking

9/23/2019
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Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the costs of broking and the increasing administrative burden of the loan writing process, The Adviser EU Study Tour 2019 and the role of aggregators. This week they discuss... - The expenses debacle - What industry is discussing around broker commissions - The Aggregator of Choice survey for brokers

Duration:00:12:38

New lending launches

9/15/2019
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Join Alex Whitlock and Annie Kane as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the launch of new banks and what it means for competition in the mortgage market, clearance rates and what's happening in the housing market and Momentum Intelligence's Aggregator of Choice survey. This week they discuss... - Pepper Money's launch into New Zealand - CUA's new CEO - The Aggregator of Choice survey for brokers

Duration:00:15:55

New CEOs and court cases

9/8/2019
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Join Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the appointment of Suncorp's new group CEO and managing director, renewed calls for commission clawback reform, court cases impacting the lenders, and what the cash rate is expected to do in the near future. This week they discuss... - Who the new Suncorp CEO is - Why aggregators are calling for clawback reform - When the next cash rate cut is...

Duration:00:12:09

What does ‘best’ really mean?

9/2/2019
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Join Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the draft legislation on a best interests duty for brokers, the findings of ASIC's shadow shopping exercise and Aussie's new consumer focused report to understand what 'best' really means. This week they discuss... - The draft best interests duty for brokers - What ASIC thinks of the mortgage shadow shop exercise - What consumers want in...

Duration:00:17:08

Record-high stats and industry changes

8/26/2019
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In this episode, they discuss why we are seeing record-high auction figures, the increase in mortgages being written and changes around introducer fees. This week they discuss: - Release of IFAA figures - Consumer Access to Mortgages report - Best interests duty and what it involves

Duration:00:16:24

Acquisitions and evolution

8/19/2019
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In this episode, they discuss the mergers and acquisitions that have been filtering through the mortgage broking space and what it means for the industry. From AFG and Connective's merger to REA Group's ownership of Smartline and a potential buyback from John Symond, the past week has seen some major structural changes in the channel. This week they discuss: - Demand on aggregators for more transparency - Opportunities for boutique and sub aggregators - Westpac vs ASIC federal court...

Duration:00:16:32

Results season rolls on

8/12/2019
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Join Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss whether the touted recovery in the housing market has been reflected in the financial results of major lenders. This week they discuss: - Mortgage approval trends - New appointments - Announcement of a new partnership in the white label space

Duration:00:14:17

Is the property market stabilising?

8/5/2019
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Join Annie Kane and Charbel Kadib as they delve into the latest themes and developments in the home loan market. In this episode, they discuss the stabilisation of the property market off the back of recent rate cuts and serviceability changes, housing market predictions, and the current state of the lending landscape. This week they discuss: - APRA’s latest monthly banking stats - How the banks are implementing royal commission recommendations - Women in Finance Awards 2019

Duration:00:11:16