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The NZ Everyday Investor! A podcast designed just for you. Let's be honest, not everyone enjoys learning about all things money, but it's kind of important we think. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

The NZ Everyday Investor! A podcast designed just for you. Let's be honest, not everyone enjoys learning about all things money, but it's kind of important we think. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.
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Location:

New Zealand

Description:

The NZ Everyday Investor! A podcast designed just for you. Let's be honest, not everyone enjoys learning about all things money, but it's kind of important we think. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

Twitter:

@PodcastsNZ

Language:

English


Episodes

What is Hatch?

9/15/2019
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In today's episode I'm catching up with Kristen Lunmen and Natalie Ferguson from Hatch, an easy and affordable online platform that can help you invest in the US Sharemarket. There's loads of innovation occuring in this space which is fantastic to see, as it serves a growing community of 'self-directed' DIY investors. This group is not currently being served up any financial advice but as this evolves, I wouldn't be surprised to see digital advice, digital platforms, and digital advisers...

Duration:00:50:22

Negative Interest Rates - what lurks beneath / Jeremy Couchman

9/8/2019
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Negative interest rates – Are all our Christmas’s arriving at once, or is this a sign of something more sinister to come? What’s a negative yield curve and why as an investor, should I even care? So let’s define a couple things: What’s the OCR: Official cash rate? In short, it’s the ‘official’ interest rate set by the RNBZ (Reserve Bank of NZ) to help influence the interest rate, and exchange rate, in an attempt to regulate inflation, and foster stability in employment. When things are...

Duration:00:55:09

Companies, Trains and Blockchain / Dave Corbett

9/1/2019
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Steam locomotion - one of the greatest inventions ever, led to the creation of a new type of ownership and governance structure – the limited liability company structure. Technology came first, then governance. Where are we with the current financial system? Arguably it's full of great people trying to do the right thing, but the system needs an upgrade. Technology has taken us to a new place where our current structures cannot sustain us in. Enter blockchain - it's not the magic pill, but...

Duration:00:56:21

Wealth Web 3.0 / Jerome Faury

8/25/2019
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Jerome Faury from Centrality joins me today and we're discussing some of the characteristics of the new financial world we're heading into. I'm interested in this because to develop wealth (not just manage it), we need to be open to new methods. Current financial media doesn't explore this topic and financial advisers are rushing into endorse this sort of stuff yet (it's confusing as heck let's be honest, and no one's figured out how to make money promoting it either!) For some of us the...

Duration:00:48:17

Our Digital Gold / Jerome Faury

8/18/2019
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Jerome is Group GM at Centrality + Co-Founder of Centrapay. He’s also been on a number of Boards, either as a non-exec Director or Advisor. Previously, Jerome was a founding member of Payment Express, where he helped grow it into one of the largest processors in the Asia-Pacific region, processing more than $40 billion per year across more than 15,000 merchants. He then became Executive General Manager at Orion Health where it reached $1 billion on its IPO listing and in 2014 received...

Duration:00:40:26

Bitcoin Building Blocks / Andy Higgs

8/11/2019
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You wouldn't think it, especially when hob-knobbing with the banking elite (as I don't!), but NZ is growing something pretty cool. Our #8 way of thinking and innovating is expressing itself in pretty unique ways - Kiwi's are solving problems using blockchain technology right under our noses, and it's fantastic. Andy Higgs, the GM of a company called Centrality, joins me today. Centrality is one of these firms at the epicentre of innovation - ground zero for web 3.0. This month I'm keen to...

Duration:01:02:24

Bitcoin Basics / Sam Blackmore

8/4/2019
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Sam Blackmore, CEO and co-founder of Vimba (MyCryptoSaver)gives a unique insight into a technology that will change the world! Sam's not a nut-job - but he's an advocate for a technology that has the power to change the world - Blockchain. Blockchain had a baby called Bitcoin, right after the Global Financial Crisis in 2007 - it mysteriously came on the scene from a person calling himself 'Satoshi Nakamoto'. Bitcoin is likely the most famous of a group of crypto-currencies that have been...

Duration:00:52:25

Psycho / Logical Investing: Mike Taylor - Part Two

7/28/2019
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Psycho... or logical? How to choose your adventure when it comes to investing. Ruling out emotions or only bringing your rational mind to the table with making investment decisions, is a bit like shopping for a partner based on a list of requirements. It works great in theory until you find the one ‘that’s meant to be’. Investing is about bringing all of who you are to the markets – ignore who you are emotionally at your peril. Today we’re covering the exciting area of psychology and...

Duration:00:44:38

Psycho / Logical Investing: Mike Taylor - Part One

7/21/2019
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Psycho... or logical? How to choose your adventure when it comes to investing. Ruling out emotions or only bringing your rational mind to the table when making investment decisions, is a bit like shopping for a partner based on a list of requirements. It works great in theory until you find the one ‘that’s meant to be’. Investing is about bringing all of who you are to the markets – ignore who you are emotionally, at your peril. Today we’re covering the exciting area of psychology and...

Duration:00:35:03

Simon Paris: Non-truths about non-banks

7/14/2019
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Mainstream financial institutions serve the needs of the mainstream - makes sense right? What about if you're not quite as straight forward as the majority - how do you gain access to financial markets then? Non-bank lender, who are subject to less red-tape than the banks, only make up about 1% of the market in NZ. Trends in NZ banking are forcing mainstream lenders to leave more opportunities on the table. More people with aspirations of building wealth through property or business are...

Duration:00:51:10

Season 2, Episode 1: The Future of Money

7/7/2019
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In the first episode of season two, we're talking about the future of money. Are the current, mainstream, and orthodox ways of building wealth, fit for purpose in the new world? Will the new world be simply more of what we’ve seen already, or fundamentally different? If we think it’s the latter, shouldn’t we be open to new strategies around building wealth and more importantly, storing wealth? So on to today’s episode, what are we discussing? The future of money Libra is a new...

Duration:00:31:43

Emma: An everyday, first-time property investor

6/30/2019
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Welcome to the story of Emma - it's not the full story, but a part of it... It's taken two properties to finally get to where Emma, her hubby, and their daughter, are happy. Living peacefully among the kanuka's, they love their home - it's a smart home too because it pays them to be there via the self-contained flat that's rented out. Even though there's a mortgage, there's no net mortgage payment to contend with. Emma's smart like this - she didn't read about how to do this, she simply...

Duration:01:02:39

Anand Ranchord // Ready, set, start-up!!

6/23/2019
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Ready, set, start-up! Kiwi’s and start-ups go hand in hand, and while we’re a tad late to the party, we’re catching up fast! Anand Ranchord joins us in this episode to talk about the ‘KFA’. The Kiwi Fintech Accelerator is an intensive 3-month long programme responsible for the birth of many new start-ups such as Hnry (EPISODE 41)and Sharesies (EPISODE 10). You could say, many of the firms currently in gestation have the ability to disrupt the incumbents, specifically banks. So why would...

Duration:00:57:08

Practical Property Series: Renovating to add value?

6/16/2019
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The following podcast recording was inspired from a question recently received from a subscriber to the show. If you have a question that you'd like me to have a go at answering, please reach out on darcy.ungaro@nzeverydayinvestor.com Myth, madness, or just good method - does the practice of renovating a property ever add value? Myth: Renovations can 'add value' to a property... First, a quick note: This episode is opinion only - you may not agree with a lot of what I'm sharing here,...

Duration:00:28:26

Good as Gold / PART TWO

6/9/2019
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The great thing about The Matrix (the movie), is that it forces you to consider the possibility of a reality which is contrary to our assumptions. What gives us ‘peace’ though around this, is knowing that ultimately, it’s fiction. There are startling parallels you can draw from this movie into a few realms though, with money being one of them. We believe, and we mostly have a high level of faith that the currency we use is reliable – my $100 note is as good as yours, and as at today I know...

Duration:00:23:50

Good as Gold / PART ONE

6/3/2019
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The great thing about The Matrix (the movie), is that it forces you to consider the possibility of a reality which is contrary to our assumptions. What gives us ‘peace’ though around this, is knowing that ultimately, it’s fiction. There are startling parallels you can draw from this movie into a few realms though, with money being one of them. We believe, and we mostly have a high level of faith that the currency we use is reliable – my $100 note is as good as yours, and as at today I know...

Duration:00:30:44

Conflicted or Compounded interest / PART TWO with Aaron Drew

5/26/2019
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When seeking financial advice? What should you know before you start shopping around for an adviser to work with? Some of it comes down firstly to you: What's your expectation/what outcome would you like to get after an interaction with a financial adviser? Are you keen to get your 'hands dirty' also or do you want to allow that adviser all or some of the decision making in relation to your portfolio? Some of us will never use an adviser and that's totally fine. Many who do use and pay...

Duration:00:32:46

Conflicted or Compounded interest / PART ONE with Aaron Drew

5/19/2019
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When seeking financial advice? What should you know before you start shopping around for an adviser to work with? Some of it comes down firstly to you: What's your expectation/what outcome would you like to get after an interaction with a financial adviser? Are you keen to get your 'hands dirty' also or do you want to allow that adviser all or some of the decision making in relation to your portfolio? Some of us will never use an adviser and that's totally fine. Many who do use and pay...

Duration:00:46:43

Practical Property Series: The Foundations for Successful Property Investment

5/9/2019
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In this episode, we explore the foundations for property investment - the goal here is to get a good solid base down before building anything on top of it. This episode ties in with a free e-book, that we're happy to provide upon request. Foundations go deep, they’re often unseen, but they do need to be strong, whatever material you use. What this episode does not cover, are specifics around strategies: Things like tax structures and ownership vehicles, identifying the right investment...

Duration:00:53:56

Robbie Paul and Sam Stubbs: Kiwisaver and private equity had a baby

5/5/2019
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There's romance in the air! Kiwisaver, slightly immature but showing a lot of promise, has been keen on a relationship for a while: Good looking returns, and ideally not a long distance love affair would be ideal. Private equity has been living at home for a while now wondering if she'll ever move out and attract decent levels of interest without having to move abroad. It all started at an office work party and the rest is history! Sam Stubbs, CEO of Simplicity Kiwisaver joins us along with...

Duration:01:03:48