Pension Attention

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad wades into one of the most high stakes traditions of the season…holiday table talk. Brad breaks down the conversations you should be having with every family member. He dives into the money dynamics nobody wants to bring up — budgeting for gifts without guilt, helping older relatives prepare financially, and even teaching younger family members about saving before they pick up their first paycheck. Whether your family avoids money talk like politics or overshares like it's a group therapy session, this episode will show you how to turn awkward holiday chatter into meaningful, healthy financial dialogue that sets everyone up for a stronger new year. Listen Now! Show Highlights Include: · Younger Kids (2:30) · Teenagers/ Older Children (4:30) · Talking To Your Parents (7:00) · Siblings (8:30) · Your Spouse (10 :00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

This week on the show, Brad takes on one of the biggest misunderstandings in the money world: the difference between a good company and a good investment. Because yes, your favorite brand might make great products, treat employees like royalty, and donate to puppies — but that doesn't automatically mean its stock is going to the moon. And on the flip side, some companies that feel sketchier than a gas-station hot dog somehow make investors rich. So, let's dig into why loving a company and making money from it are two very different things… and how to tell when you've found both. Show Highlights Include: · Defining A Good Company (2:15) · Emotions Vs Numbers (5:00) · Kodak: A Cautionary Tale? (6:30) · Consider The Competitive Advantages (8:30) · Price And Value Are Not Equal (13:00) Listen Now! To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad dives into one of the most fascinating financial conspiracy theories in history — did J.P. Morgan really sink the Titanic to pave the way for the Federal Reserve? He unpacks the story's origins, separates myth from evidence, and explores why this century-old event still captures the imagination of finance buffs today. From the wealthy elites onboard to the timing of the Fed's creation, Brad takes you through the twists, motives, and money behind the legend. Whether you're a skeptic, a history lover, or just curious how far financial power might reach, this episode will make you rethink one of the world's most famous disasters — and the money that may have been made from it. Listen Now! Show Highlights Include: · Who Is JP Morgan? (3:45) · The Jesuits (5:30) · Who Was On The Titanic? (7:00) · The Federal Reserve (8:30) · Why??? (14:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad dives into one of life’s biggest financial turning points — preparing for a child. From diapers to daycare, he breaks down the real costs (and hidden ones) that come with growing your family, and shares how to plan ahead with confidence instead of panic. You’ll learn smart strategies for budgeting, building an emergency cushion, and adjusting your goals to protect both your finances and your peace of mind. Whether you’re expecting, planning ahead, or just curious what it takes, this episode will help you approach parenthood not with fear — but with a solid financial foundation. Listen Now! Show Highlights Include: · Before The Baby Is Born (4:30) · The Baby Is Here (7 :00) · Future Proofing (9:30) · Education Planning (12:00) · Crazy Stories (15:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

On this episode of the 3 Question Podcast, our topic will be focusing on the 3 Questions Business Owners Should Ask Before Granting Equity From Their Business. To help prepare you, I’ve invited my good friend, Emmanuelle Subar Litvinov, Esq, to join us. She is a Partner with The Entrepreneur Lawyers and a dedicated business attorney who specializes in mergers and acquisitions, private securities offerings, equity financings, and partnership structuring. To schedule an online zoom consultation with Wayne to discuss your Wealth Management needs, click the link below. www.onecapital.com/MeetWithWayne3 Subscribe to our YouTube Channel! https://www.youtube.com/@3questionswebcast Follow Wayne on LinkedIn: https://www.linkedin.com/in/wayne-baxter-81041229/

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad tackles a powerful (and sometimes awkward) question: why does it feel so uncomfortable when someone asks us for money? He breaks down the emotions and money beliefs behind that reaction — from fear of conflict to hidden guilt and scarcity thinking. You’ll learn how understanding your own money mindset can turn uncomfortable moments into confident, healthy conversations. Whether you want to set better boundaries, give generously, or just feel less awkward, this episode will help you shift from tension to clarity when money comes up. Listen Now! Show Highlights Include: · Money Chat is Taboo (3:30) · Distrust (5:15) · Manipulation (8:30) · Fear of Financial Insecurity (15:00) · Trust Your Plan (16:45) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. In this week’s episode, we dive into the hidden world of money disorders and how they quietly shape your financial health. We break down the most common types—from compulsive spending to money avoidance and money dysmorphia—and reveal the impact they can have on your everyday life and long-term goals. With clear, practical insights, this episode helps you recognize the warning signs, understand where they come from, and start building healthier money habits that lead to freedom, confidence, and lasting financial well-being. Show Highlights Include: To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. In this week’s episode, we dive into the power of passive income and what it really means for your financial freedom. We break down the three main types—investment-based, asset-sharing, and digital content—and explore how each can create streams of revenue that keep working even when you’re not. With clear, practical insights, this episode shows you how to start building income that lasts, freeing up your time while growing long-term wealth. Show Highlights Include: To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad dives into a common question: Is investing just gambling? He unpacks the key differences between risky bets and smart strategies, showing how informed investing can build real long-term wealth. Whether you're hesitant to start or want to sharpen your approach, this episode will help you invest with confidence—not luck. Listen Now! Show Highlights Include: · Probability (3:45) · Value Creation (6:45) · Strategy (7:30) · Long Term vs. Short Term (9:00) · Define it (14:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad dives into the real reason your future self needs you to start thinking seriously about money—right now. From the importance of having a solid financial plan to the power of being proactive (and even a little aggressive) with your retirement savings, Brad lays out key strategies, tools, and timeless rules to help you build long-term security. Whether you’re just getting started or fine-tuning your plan, this episode is packed with practical advice to set you up for a financially confident future. Listen Now! Show Highlights Include: · Financial Gear Check (6 :00) · Overtime vs. Overspend (7:15) · Pension and Investments (10:45) · Protect Yourself (14:30) · Financial Fires (16:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad takes a deep dive into Federal Reserve Chair Jerome Powell’s influence on interest rates—and what it means for you. He unpacks where the U.S. economy stands today, covering key topics like labor markets, wage growth, and overall financial trends. Whether you're a seasoned investor or just starting your financial journey, Brad breaks down complex concepts into digestible insights to help you better understand how monetary policy shapes your money. Tune in for practical takeaways and a clearer picture of the economic forces at play. Listen Now! Show Highlights Include: · Bath Tub Hoax (1:30) · Labor Markets (4:00) · Where are we now? (6:30) · Jerome Powell (9:00) · Wage Growth (11:15 ) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad dives into the Stock Market — what it is, how it works, and what you need to know, whether you're actively investing or just starting to explore. He breaks down key financial concepts to help you build a strong foundation and, hopefully, walk away with some fresh insights. Listen Now! Show Highlights Include: · What Is A Stock? (7:30) · Stock Owners (8:45) · Profiting Off of Stocks (11:45) · Risk vs. Reward (14:00) · So, What Is The Stock Market? (17:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad dives into the five essential types of savings accounts that everyone should have on their radar. He’s not just giving you the basics—he’s breaking down when to use each one, what they’re best for, and how they can power your path to smarter saving and bigger financial wins. Listen Now! Show Highlights Include: · Traditional Savings (5:30) · High Yield Account (6:30) · Money Market Account (7:00) · CD Accounts (8:30) · Heath Savings Accounts (12:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. In this week’s episode, Brad unpacks the groundbreaking impact of the Big Beautiful Bill that was just passed. He breaks down what this sweeping legislation means for Americans, with a focus on how it could reshape financial planning, taxation, and long-term wealth strategies. With over 20 years of experience guiding clients through legislative shifts, Brad offers a clear, practical perspective on how to navigate the changes—and seize the opportunities—that come with this bold new law. Show Highlights Include: To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad dives into the digital depths of the dark web to face off against cyber-hackers trying to scam you out of your hard-earned cash. With a couple keystrokes they can empty retirement accounts and ensure you spend your golden years in the poor house. Don’t worry, though — you don’t need to suit up in turnout gear and a bulletproof vest to protect your finances. We’ve got 6 essential tips to keep your retirement accounts safe from digital disasters, shady scammers, and heartless hackers. Show Highlights Include: • Scammed Out Of Billions! (1:45) • Having Someone On Your Side (2:45) • Scam Red Flags (5:00) • Brute Force Attacks (6:50) • Monitor Activity Regularly (8:50) Listen Now! To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. In this week’s episode, Brad delves into the vital topic of teaching children about financial responsibility. He emphasizes why starting early can have a lasting impact on their future and outlines practical approaches that parents can implement at different stages of a child’s development. Drawing on over two decades of experience advising clients—and lessons learned from raising his own children—Brad offers real-world strategies to help families build a strong financial foundation for the next generation. Show Highlights Include: To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad dives into the world of AI—how it’s transforming tools and insights, but still falls short of replacing a real advisor. From understanding your personal goals to building trust, some things only come from human connection. AI is smart, but it’s not in your corner the way an advisor is. Brad explains why that still matters when it comes to managing your portfolio. Show Highlights Include: To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-409-8150.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad breaks down the six essential questions every good financial advisor should ask. He dives into the what's, why's, how's, and when's—giving you the tools to set yourself up for financial success. Listen Now! Show Highlights Include: · Asking About You (5:00) · What Do You Have? And Why? (7:00) · How Will You Use It? (11:00) · When Will You Use It? (15:00) · How Much? (18:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad breaks down the top four reasons most financial advisors avoid recommending these assets. From high volatility and elevated risk to unproven track records, he explains why many advisors choose not to manage or endorse them for their clients. Listen Now! Show Highlights Include: · Our Preconceived Notions (1:30) · High Volatility (9:00) · Lack of Regulation (10:00) · Unproven Track Record (10:30) · Advisors Concerns About Risky Assets (11:15) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week’s show, Brad takes on a topic that a lot of us are worried about right now…recessions. With many pundits forecasting a recession hitting this year, he’s serving up the six indicators of a recession that you need to be watching out for. And as a bonus, giving you a couple benefits of recessions that prove there’s a silver lining to ever dark cloud. Show Highlights Include: • Fears Of A Recession On The Rise? (2:00) • Recession Stats (4:25) • 3 Primary Indicators Of A Recession (8:15) • 3 Secondary Indicators (11:15) • Recessions Aren’t Necessarily Bad (13:00) Listen Now! To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.