The Plan for Happy Podcast

Today’s discussion looks at the prospect of a Labour Government in the UK and what it means for taxation policy. I am joined by Nimesh Shah, CEO of Blick Rothenberg, a chartered accountants and tax advisory business. Nimesh and I dig into the announcements, rumours and reports on what we can expect potentially in a few months time. In detail we discuss. And make sure you listen to the end where we talk about the potential opportunities a new Labour government would have. I hope you enjoy my conversation with Nimesh Shah

Today’s special guest is Abraham Okusanya, author of “Beyond The 4% Rule” and founder of Timeline portfolios. Abrahams’ firm Timeline now has over £4bn in assets in the portfolio and I hope you enjoy my conversation with Abraham

Today’s discussion is with Nick Bird, Senior Business Development Manager at Triplepoint. If you’ve got older parents you won’t want to miss this episode. Planning for inheritance tax is some of the easiest most cost-effective planning you can do as you can easily measure how much tax you can save by make a few decisions. In this discussion, Nick & I look into inheritance tax planning and discuss: And make sure you listen to the end where Nick describes a few specific investment options you can use. Enjoy!

Today’s edition features a special guest, someone very familiar to the podcast… Adam Walkom! Our usual host is sat in the other seat this week, as his colleague, friend and fellow partner at Permanent Wealth, Adrian Johnson, takes the reins. Adam is in the hot seat to discuss his new book, Plan for Happy: A step-by-step guide to growing your money. His aim with this book is to work directly with the reader and take them through the financial planning process – from understanding their financial history, to setting long-term goals and everything in between. Adam also provides specific actions the reader can take in terms of increasing saving, how to be tax-efficient in their investing and what investment strategy they can use. In this episode, Adam and Adrian discuss some of the main topics, themes and ambitions of the book, including: Make sure you stay tuned until the end to hear Adam give his 30-year-old former self 3 tips on what he should do with his money! To purchase your copy of Plan for Happy, follow this link: https://amzn.eu/d/6EJVtAq.

Ed Conway – Author of Material World – on the 6 materials that we need to power the modern world. Today’s guest is Ed Conway – economics editor at Sky News – but also author of a fantastic book – Material World. Material World explores in detail the 6 basic materials that the modern world needs to overcome all it’s problems. From feeding 7+ billion people, to building semiconductors and solving climate change. To do all of that, we are going to need MORE of these materials and not less, as some of the extreme fringe of society hope for. Ed’s story is a rollicking ride from the depths of the deepest open-pit copper mine in the world, that can fit the Burj Khalifa, to blue-green lithium pools in Chile, the story is very well-researched and thoroughly entertaining. I hope you enjoy my conversation with Ed Conway.

After reading Law at university, then some time in the hospitality industry Caspar was drawn to the Central London Residential Real Estate market. He kicked off his property career with Foxtons before moving from being a sales agent to being a buying agent with Black Brick. Our discussion covers: To find out more about Black Brick https://www.black-brick.com/

In this episode I talk with Jared Dillian, author, investor and market newsletter writer of the Daily Dirtnap. He also is a regular contributor to Bloomberg, MSNBC, NY Times and LA times. I have followed Jared for years through his daily market newsletter and he has a unique insight into what moves markets. Jared has also just released his fourth book called “No Worries: How to live a stress-free financial life”. Pre-order is available on the link below. In this episode Jared and I discuss: And finally we discuss current market conditions with interest rates, bonds, gold and everything else on the menu. You can pre-order Jared’s book here: http://buynoworries.com I hope you enjoy my conversation with Jared Dillian

Today my special guest is Oliver Rust, Business Development at Truflation. If you haven’t heard of Truflation you’re in for a treat. Truflation effectively scrapes the internet for prices on a daily basis and comes up with their own version of what they think is happening in the REAL world in inflation and prices. And the difference between their view and the official CPI version of inflation is striking. In this investigation of past, present and future inflation, Oliver and I discuss: • What Truflation is and what the key problems are it is trying to solve. • The factors behind the UK’s continually high inflation rates. • The differences between UK and US expenditure and how these have affected the UK’s significantly higher inflation rates than the US. • The impact of technology, globalisation and population growth on inflation: these factors have kept inflation relatively under control since the 1980s, so why have they stopped now? • China’s energy production and consumption and its impact on global prices and inflation rates. Make you don’t miss the last 5 minutes where Oliver discusses the future of Truflation, including investigations of the core leading indicators of inflation and expansion into other European and global markets. He even hints at positive news about the future of UK inflation rates… If that’s not worth sticking around for I am not sure what is! If you are interested in finding out more about Truflation, click on the link below to explore the website: www.truflation.com

Welcome back! Today my guest is Nick Colas, co-founder of the excellent DataTrek Research. DataTrek Research write a daily investment newsletter which I read religiously and I have found Nick and his co-founder Jessica to be two of the smartest people in markets who use data to understand both short-term market issues, but also give insight into long-term market trueisms. In this investing tour-de-force, Nick and I cover the following topics: And make sure you listen to the very end where Nick shares his most profound learning on investing throughout his entire career. And I promise you it’s worth it. If you are interested in subscribing to a free 2-weel trial to DataTrek Research, click on the link below DataTrek Research: Colas/Rabe Market Newsletter I hope you enjoy my conversation with Nick Colas. Adam

Join Ian and I for a fascinating conversation where we delve into the world of venture investing and VCTs. Ian and I discuss And make sure you listen to the end where Ian describes his key learning from investing in smaller companies. I hope you enjoy my conversation with Ian McLennan from Triple Point.

In this episode, I’m again speaking to my favorite mortgage expert Elena Todorova. Elena and I discuss the state of the UK mortgage and property market. We get into the details of: And if you listen to the end you will hear Elena discuss the fastest-growing sector in the mortgage market – equity release. I hope you enjoy my conversation with Elena Todorova.

Today’s guest is Simon Gilchrist, Founder and clinical director of Mayfair Health, and a specialist in sports physiotherapy and longevity. We all age, so Simon really focuses on how we can age better. Simon and I consider the topic of life longevity, focusing on: Make sure to listen till the very end to hear Simon’s top tips on healthcare hacks and recommendations for more advice on living a long, healthy life. I hope you enjoy my conversation with Simon Gilchrist.

Today my special guest is Entrepreneur and Dragon’s Den investor Piers Linney. Piers is a serial entrepreneur and has built and sold many successful businesses over the years. In this episode, Piers gives a masterclass into the mindset of how to build a successful business. If you are any one of the following, this episode is a must listen: In some of the many highlights of this discussion, you will hear Piers & I discuss: And make sure you listen to the end to hear Piers give the best framework I have heard of how to start a business.

Today’s guest is Helena Luckhurst, a private client lawyer with Fladgate LLP who advises clients on wealth transfers and wealth succession planning. Helena and I discuss the joy of inheritance tax, such as: And make sure you listen to the end to hear Helena highlight the key first steps when thinking about receiving or passing wealth along. I hope you enjoy my conversation with Helena Luckhurst.

Today we have a special guest in Sarah Olney – MP for Richmond Park since 2019. Sarah is a Liberal Democrat and the party Treasury and Business spokesperson. In a fascinating, wide-ranging interview, we explore a number of factors with Sarah And make sure you listen to the end to hear Sarah’s best piece of advice she was ever given. I hope you enjoy my conversation with Sarah Olney MP for Richmond Park.

This episode is a little different and really lifts a lid on mental health issues that pressure can put on all of us who are trying to build a career and manage a family. In this achingly honest episode Gavin describes his journey of dealing with the pressures of City life and what happened to him and how he dealt with it He shares his thoughts on: And make sure you listen to the end where Gavin shares his key piece of advice that he wants to impart on other people who may be facing similar issues. I also want to share this article which Gavin wrote on this issues we discuss as you may find it helpful. https://www.linkedin.com/pulse/my-long-journey-professional-authenticity-gavin-christie/ I want to extend a massive thank you to Gavin for kindly sharing his story and hope this episode reaches out to people who may be going through similar issues.

Today my special guest is Justin Onuekwusi from Legal & General Investment Management. Justin is Head of Retail Investment EMEA and runs amongst others the multi-index range for L&G. This was a great interview and Justin shares an enormous number of great investing insights over this 50 minute conversation. These include where Justin: Describes the number of “biggest in history” moves we have endured over the 1st half of this year Why the S&P500 index is no longer the diversified index people think it is How to spot the top of a bubble hint: it’s to do with your friends The best description of how fund managers should really be thinking about ESG. And make sure you listen to the end where Justin describes the key investing lesson over his lifetime that is not contained in a textbook. I hope you enjoy my conversation with Justin Onuekwusi

Marcel is an independent Chinese innovation analyst. In this fascinating discussion Marcel tells me And finally at the end Marcel explains why he thinks crypto is essentially a Western industry. I hope you enjoy my conversation with Marcel. Links: Permanent Wealth Partners East West Investment Opportunities - YouTube Marcel on Twitter

Today’s guest is Duncan MacInnes from Ruffer. Duncan is manager of the Ruffer Diversified Return Fund. Duncan and I discuss the following: I hope you enjoy my conversation with Duncan MacInnes from Ruffer Link: Permanent Wealth Partners Link: Ruffer