Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)-logo

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

Business & Economics Podcasts

Ari Taublieb is a CERTIFIED FINANCIAL PLANNER™ and Vice President of Root Financial Partners. Ari Taublieb, CFP®, MBA specializes in helping people navigate an early retirement. I get it...retirement sounds overwhelming (an early retirement may sound particularly overwhelming)! Does it just feel like there's so much to consider and you just want to make sure you're doing everything you can to set yourself up right? If I may ask...why do YOU want to retire early? Do you want to travel? Have you just had enough of work? Do you want to spend more time with family (or on hobbies you've been putting off)? I created this podcast to help you know when work is now optional because you have a financial strategy that tells you when you can retire. You will learn all the investing tips in this financial podcast to set up the right portfolio for your goals. You may love what you do - and if that's you, great! I'm not saying stop working. But, I am saying, wouldn't it be nice to know when you didn't HAVE to work any more? When you would only go to work because you enjoyed it (crazy concept, I know). This is the ultimate retirement podcast (specifically, early retirement!). Retiring early, also known simply as "financial freedom", is having the ability to do what you care most about, MORE!I don't want you to work unless you ENJOY it (finances aside, for just a moment)! My goal of this podcast is to give you all the tips and strategies so you can retire EARLY. Retirement planning, investing, personal finance, tax strategy, and you'll hear case studies from my clients and exactly how I've helped them navigate the transition into retirement. What are the right investment accounts to have in retirement? I want retirement planning to be simple for you so that you can retire early and maximize your retirement goals. Become a retiree and enjoy everything you've been waiting for your whole life (and start practicing retirement today)! I release new episodes every Monday with all the strategies (you'll learn that I love examples) so you can maximize your return on life (we use money to do this).

Location:

United States

Description:

Ari Taublieb is a CERTIFIED FINANCIAL PLANNER™ and Vice President of Root Financial Partners. Ari Taublieb, CFP®, MBA specializes in helping people navigate an early retirement. I get it...retirement sounds overwhelming (an early retirement may sound particularly overwhelming)! Does it just feel like there's so much to consider and you just want to make sure you're doing everything you can to set yourself up right? If I may ask...why do YOU want to retire early? Do you want to travel? Have you just had enough of work? Do you want to spend more time with family (or on hobbies you've been putting off)? I created this podcast to help you know when work is now optional because you have a financial strategy that tells you when you can retire. You will learn all the investing tips in this financial podcast to set up the right portfolio for your goals. You may love what you do - and if that's you, great! I'm not saying stop working. But, I am saying, wouldn't it be nice to know when you didn't HAVE to work any more? When you would only go to work because you enjoyed it (crazy concept, I know). This is the ultimate retirement podcast (specifically, early retirement!). Retiring early, also known simply as "financial freedom", is having the ability to do what you care most about, MORE!I don't want you to work unless you ENJOY it (finances aside, for just a moment)! My goal of this podcast is to give you all the tips and strategies so you can retire EARLY. Retirement planning, investing, personal finance, tax strategy, and you'll hear case studies from my clients and exactly how I've helped them navigate the transition into retirement. What are the right investment accounts to have in retirement? I want retirement planning to be simple for you so that you can retire early and maximize your retirement goals. Become a retiree and enjoy everything you've been waiting for your whole life (and start practicing retirement today)! I release new episodes every Monday with all the strategies (you'll learn that I love examples) so you can maximize your return on life (we use money to do this).

Language:

English

Contact:

4247441462


Episodes

A Complete Guide To Roth v. Pre-tax (Early Retirement Pro Tips)

2/26/2024
Unlock the secrets to savvy retirement planning with our latest discussion on choosing between Roth and pre-tax savings. We dissect the usual tactic of leaning towards pre-tax savings when you're in a higher tax bracket—and Roth when you're expecting your income to drop—but we'll show you why this isn't just a black-and-white decision. You'll be privy to a compelling example of an individual who defies the typical investment playbook, thanks to a hefty pension. It's a deep dive into how unique personal situations can dramatically shape your retirement strategy and challenge the conventional financial wisdom. Are you pondering an early retirement, perhaps before hitting the age of 55? We've got you covered with strategies that consider the intricacies of capital gains taxes, the 'rule of 55', and making the most of your brokerage accounts. By tuning in, you'll grasp the value of Roth accounts as tax insurance and understand how brokerage accounts can be a game-changer in funding those first years of retirement bliss, setting the stage for impactful Roth conversions. To wrap it up, we invite your most pressing questions and remind you that our insights are a springboard for your personalized planning. Remember, the road to retirement is as unique as you are, and our episode is the map you need to navigate it with confidence. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:23:33

Why Most People Pick The Wrong Asset Allocation For An Early Retirement

2/19/2024
Ever wondered how to bend the rules of traditional retirement planning to fit your unique early retirement dreams? Join me as we dismantle the one-size-fits-all approach to asset allocation, and instead, tailor an investment strategy that thrives on your personal circumstances. Through an engaging story about a client who confidently strides with a hefty equity portfolio and a reassuring pension, we unlock the truth behind 'conservative' investments and how that definition can shift dramatically from one retiree to another. In the realm of retirement, one must artfully juggle the growth of their investments with the imperative of capital preservation. Our discussion traverses through a hypothetical retiree's financial landscape, illustrating how additional income streams, like rental revenue or a partner's earnings, can have a profound impact on where you allocate your assets. We equip you with a framework to craft an investment strategy that not only fits your unique financial situation but also stands resilient against the ebb and flow of market tides, ensuring a stable and comfortable retirement. As the curtains fall on this episode, I extend an invitation for you to shape our next conversation. Submit your burning questions to earlyretirementpodcast.com, and become a part of a community passionate about paving their own path to financial freedom. And remember, while we offer you the map to navigate the complex world of retirement planning, it's essential to consult with your financial advisor to chart a course that's truly your own. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:24:00

"I retired early and didn't start seriously investing until my 40s" - Special Episode With My Clients!

2/15/2024
Have you ever peered over the edge of the working world and considered the plunge into early retirement? Scott and Rhonda did just that, and in this engaging episode, they illuminate the path they took to trade in their briefcases for a permanent vacation. From confronting the fear of outliving their savings to learning the value of owning a home outright, they provide a candid look at the key decisions and preparations that made their early exit possible. Retirement brings its own set of emotional challenges and team dynamics, and our guests don't shy away from sharing theirs. They discuss the art of keeping in touch with former colleagues, the smooth transition that comes with a gradual farewell, and how they navigated the complexities of retiring at different times. Their insights offer a valuable compass for those considering stepping back from their careers, demonstrating the importance of syncing retirement plans with life partners to ensure a harmonious journey. Financial advice can often feel overwhelming, but Scott and Rhonda break it down into attainable steps. They stress the merits of debt elimination, proactive saving habits, and the reassurance found in professional financial guidance. Their story is a testament to the power of planning, as they move from wealth accumulation to savoring the pleasures of life. Whether you're in your 60s or just starting to think about retirement, their wisdom serves as a poignant reminder to prioritize personal fulfillment and honest partner communication for a truly enriching retirement experience. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:48:37

"I retired early and didn't start seriously investing until my 40s" - Special Episode With My Clients!

2/12/2024
Embark on a transformative journey with Scott and Rhonda as they share the intimate details of their early retirement adventures. From the emotional process of shifting from career-driven individuals to leisure-loving retirees, their story is a treasure trove of insights for anyone dreaming of clocking out for good ahead of schedule. They peel back the curtain on the financial strategies that enabled them to step confidently into this new chapter, and the lifestyle changes that keep them fulfilled and engaged without the nine-to-five grind. Retirement might stir up visions of endless free time, but Scott and Rhonda illustrate just how robust these years can be. They've filled theirs with hobbies, travel, and deepening family connections, debunking any notion of post-career boredom. Their experiences provide a roadmap for creating a structured yet vibrant retired life, underpinned by the freedom to explore long-held passions and the joy of forging new paths. Hear how they navigate the emotional terrain of leaving behind workplace camaraderie and adjust to a life where every day feels like the weekend. In the financial realm, Scott reveals how a financial advisor played a pivotal role in validating their decision to retire earlier than planned. Together, they confront the formidable 'Return on Hassle' and discuss the importance of finding an advisor who resonates with your retirement goals. Whether you're in your early 60s and closing in on retirement or just beginning to envision what your golden years might look like, Scott and Rhonda's candid reflection provides invaluable pointers. They emphasize the significance of a collaborative financial plan with your partner, ensuring a seamless transition into a retirement that's as rewarding as it is well-deserved. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:50:52

Here's How Social Security Gets Impacted When Retiring Early

2/5/2024
Create Your Custom Early Retirement Strategy Here MyoDetox -> FutureProof your body and book a session at Myodetox today. Decrease tension, reduce pain, better align your posture, and increase your range of motion while building your strength. Mention "ER Pod" or "Early Retirement podcast" when you book! Unlock the mysteries of your Social Security benefits and learn how early retirement may reshape your financial horizon. We're peeling back the layers of those complex government booklets to give you a crystal-clear picture of how retiring sooner than later can affect your golden years. Imagine hanging up your work boots with 30 years of earnings instead of 35; we'll walk you through a real-life scenario that reveals the surprising truth about the financial implications. Your feedback has been a beacon for us, shining light on the nuances of tax and estate planning, and it's our pleasure to respond with heartfelt thanks and deeper insights. We're not just talking numbers here; we're aligning your retirement dreams with the values that matter most to you, discussing how part-time work can still add value to your Social Security record. As life throws its curveballs, it's essential to keep a fluid stance on your retirement game plan. This episode dissects the art of adapting to unexpected health issues, navigating Roth conversions, and pinpoints the optimal moment to claim your Social Security rewards. Ever confused about spousal benefits and delayed retirement credits? We're busting myths and offering a masterclass on getting the most out of your retirement together, for better or for richer. Couples, take note on how a strategic stagger in benefit collection could fatten up your financial future. Finally, we cast the spotlight on the Rule of 55, Rule 72(t), a little-known strategy for the early retiree looking to sidestep penalties. Whether you're meticulously drafting your exit strategy or just contemplating the possibilities, this conversation is your guide to bridging the gap between a comfortable retirement and the life you've earned. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:21:01

This Is How To Retire Early Without Worrying About Running Out Of Money

1/29/2024
Create Your Custom Early Retirement Strategy Here MyoDetox -> FutureProof your body and book a session at Myodetox today. Decrease tension, reduce pain, better align your posture, and increase your range of motion while building your strength. Mention "ER Pod" or "Early Retirement podcast" when you book! Ever feel like an early retirement is a distant dream clouded by financial fears and the 'what ifs' of life? Kick those mental roadblocks to the curb as we dissect the myths and realities of hanging up your work boots ahead of schedule. We don't just scratch the surface; we go deep into the psychology of early retirement, introducing you to "financial independence, recreational employment." It's a twist on retirement that could redefine your golden years, encouraging you to find joy in activities that resonate with your passions. This episode isn't just about the 'why' of early retirement; it's also about the 'how.' We navigate the complex world of withdrawal strategies, steering clear of a one-size-fits-all approach to discuss the nuances that make your retirement as unique as you are. We'll talk about how to tailor your financial plan to be responsive to life's unpredictable twists, and I'll show you how to wield control over the aspects of retirement planning that are firmly in your hands—your spending habits and investment choices. As we wrap things up, you'll hear real stories from clients who've turned their retirement dreams into reality. We discuss everything from dynamic withdrawal rates that fund once-in-a-lifetime adventures to savvy Roth conversions that make market downturns work in your favor. If you're looking for a compass to navigate the sometimes choppy waters of early retirement planning, this episode is your North Star. Remember, you've got the helm, and with a bit of strategic guidance, you'll be charting a course toward an early retirement that's as financially stable as it is personally fulfilling. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:21:01

5 Easy Steps To Know If You're On Track To Retire Early

1/22/2024
Create Your Custom Early Retirement Strategy Here MyoDetox -> FutureProof your body and book a session at Myodetox today. Decrease tension, reduce pain, better align your posture, and increase your range of motion while building your strength. Mention "ER Pod" or "Early Retirement podcast" when you book! Are you ready to align your retirement with your core values and ensure financial peace of mind? We're here to help you navigate the complexities of early retirement planning, from understanding your unique lifestyle to managing your financial assets. We dissect the importance of evaluating your health, life expectancy, and job satisfaction, providing you with a five-step process to chart your way to a satisfying early retirement. Plus, we tackle the psychological hurdles, the 'head trash', that can obscure your vision for the future. Navigating your finances in retirement is no small feat, but we've got the insights to make it simpler and more secure. In this episode, we delve into the nuances of crafting a flexible withdrawal strategy to sustain your nest egg. We touch on how health insurance costs, inheritances, and changes in expenses like property taxes can influence your cash flow. Our discussion goes beyond theoretical knowledge, sharing real-life stories and client experiences that highlight the importance of being strategic with your core expenses and the liquidity of your assets. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:21:55

3 Situations When Retiring Early Will Make More Financial Sense Than Continuing To Work

1/15/2024
We're peeling back the layers of an early retirement to reveal how stepping away can actually result in paying fewer taxes over the course of your lifetime and having more dollars at the end of the day in certain situations! But be careful - we'll discuss getting into the nitty-gritty of how those golden years can impact your Social Security benefits, especially if you haven't hit that magic number of 35 years in the workforce. It's a complex dance between maximizing your nest egg and ensuring you don't fall into common traps, such as healthcare costs before Medicare or penalties on early withdrawals from retirement accounts. Plus, we'll dissect the intricate interplay between Roth conversions and Medicare premiums – a crucial factor in your retirement choreography. While our discussions are rich with educational content, remember that the roadmap to retirement is as unique as you are, so consulting a professional for your personalized plan is always the wisest route.! Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:22:10

(10 MISTAKES) When Retiring Early...

1/8/2024
An early retirement can be intimidating because you do NOT want to: 1) run out of money (obvious) 2) go back to work (you only want to retire ONCE) 3) wonder if your loved one's will be okay if something happens to you....and so much more. In today's episode Ari gives you the 10 things to avoid if you want to retire early with complete confidence. Enjoy! Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:20:36

5 Tips From My Clients Who Retired Early Successfully

1/1/2024
In today's episode, Ari goes over 5 PRO tips from his clients who retired early with complete confidence (not worrying about going back to work or stressing about spending). You'll learn everything you need to know to retire early with total confidence. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:18:40

The 3 Levels Of An Early Retirement | What Level Are YOU At?

12/25/2023
Imagine a life where money is important but doesn't overshadow the joy of living. Yes - I post episodes every Monday (even on Christmas)! Level One - can you retire? Level Two - how MUCH can you spend in retirement? Level Three - are you going to be maximizing tax savings in retirement? We dive into each level in more detail so you can understand what you need to do to optimize your early retirement goals. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:28:43

7 Things To Optimize Your Finances Before Year-End (Checklist)

12/18/2023
There's a lot of financial planning opportunities, but it's hard to keep track of it all. Make sure you're not leaving any money on the table in 2023! Here's the guide I mentioned in the episode: 2023 Year-End Checklist Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:29:41

4 Simple Tips To Retire Early

12/11/2023
Create Your Custom Early Retirement Strategy Here Are you ready to master the art of early retirement? We're here to guide you on how to make your money work for you, revealing the secrets behind a successful early retirement. Through real-life stories, we shed light on the importance of having a well-rounded financial plan, as well as the potential pitfalls of retiring without one. We also delve into the significance of maintaining good health before and during retirement, providing insights on how to strike the right balance between work and personal well-being. Ever wondered if you're over-reliant on your 401k for your retirement fund? In a lively discussion, we expose the potential downsides of solely banking on your 401k and the immense benefits of diversifying your retirement funds. We empower you with expert advice on various retirement strategies and the importance of seeking professional help when it comes to retirement planning. Plus, we take a deep dive into the habit of shifting retirement goalposts, continually postponing retirement for the next bonus or financial milestone. Tune in for an enlightening conversation packed with invaluable tips for anyone considering early retirement. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:22:17

How Much Do You Need To Be Able To Spend $10k/month?

12/4/2023
Create Your Custom Early Retirement Strategy Here Ever imagined a life of comfort in your golden years, spending $10,000 a month after taxes? Well, buckle up as we debunk popular myths and instead introduce you to the 'guardrails approach' to retirement planning, emphasizing the need for a sustainable plan tailored to your individual needs. Toss aside those rigid figures and start focusing on variables such as social security, pensions, and desired spending to provide a personalized roadmap to your retirement. Dive deeper as we navigate the complexities of early retirement, from the rule of 55 right down to the tax implications. Ponder about the 'house rich, cash poor' scenario and recognize the importance of a well-rounded portfolio. Health insurance is another key player that demands your attention. Let's not allow the process to overwhelm you, rather push you to seize control of your financial future. So, are you ready to transform your golden years into a treasure trove? Let's dig in! Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:20:23

When Does It Actually Make Sense To Hire A Financial Advisor?

11/27/2023
-> Create Your Custom Strategy To Retire Early It doesn't make sense to hire an advisor if you're not getting significant value in excess of that fee. There's both value you can quantify and value that's less quantifiable - peace of mind. Ari shares a real client story who has had multiple financial advisors and what prompted them to make their decision. Here's to retiring only once, and doing it confidently! Email me directly: ari@rootfinancialpartners.com Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:16:38

The Tax-Efficient Way To Simplify Your Retirement

11/20/2023
-> Create Your Custom Strategy To Retire Early Here's a promise: you're about to unlock the secrets to maximizing your retirement savings across multiple accounts, all while maintaining tax efficiency. Ever wonder how to manage investments spread across Vanguard, Fidelity, and Schwab? Look no further. Join us as we delve into the complexities of coordinating these diverse accounts, discussing the potential pitfalls and the importance of tax-savvy decision-making. We’ll also tackle a listener's question on the intriguing risk can analogy, as well as the choice between qualifying for subsidies and opting for Roth conversions. Imagine if you had a "superhero account" to streamline your retirement planning. Well, it’s not as far-fetched as it sounds. In the next part of this episode, we’ll explore the concept of an "in-service distribution" and how to leverage it for your benefit. And yes, we’ll also introduce you to the concept of this superhero account - a brokerage account that can be your knight in shining armor. Let's take a case study of Rachel, who is planning her retirement in two to four years, and discuss her path to achieving optimal tax efficiency. Gear up as we demystify the realm of retirement tax planning through this engaging discussion. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:25:30

[Client Story] Why You Should Consider Retiring Earlier Than Planned

11/17/2023
-> Create Your Custom Strategy To Retire Early So, here's to retiring only once, and doing it confidently! Email me directly: ari@rootfinancialpartners.com Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:21:37

Why You Should Consider Renting In Retirement

11/13/2023
*Cash Flow Planner (FREE Budget Sheet) Renting v. Buying Article Referenced Ari Taublieb, MBA, CFP® is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement). -> Create Your Custom Strategy To Retire Early -> Free E-Book: A Complete Guide To An Early Retirement -> Free eBook: Health Insurance For An Early Retirement Ready to shake up your retirement game plan? Brace yourself for a deep-dive into the world of renting in retirement. We're breaking away from traditional concepts and exploring fresh, innovative approaches to retirement living. Our journey starts with an intriguing look at the potential advantages and pitfalls of renting a home during this exciting phase of life. Drawing on the real-life experience of a client, we delve into the compelling interplay between renting and the 'regret gap' – those precious years from 55 to 70 when you've got the energy and health to live life to the fullest. Ever wondered if renting could actually be more cost-effective than buying a home? We bring you an enlightening discussion on the cost implications of renting versus buying. Unearthing the price-to-rent ratio, we tackle the age-old debate between lifestyle flexibility and stability. But the financial maze doesn't end there. We also navigate the intricate pathways of tax strategy and estate planning, highlighting their importance in the rent-or-buy decision-making process. But wait, there's more! As we tread further into the realm of retirement living options, we shine a spotlight on early retirement. Discover how renting could play a pivotal role in your retirement strategy. We dissect the cost of renting versus buying, scrutinize the lifestyle flexibility renting affords, and reveal how selling a home could pave the way to a lasting legacy for future generations. We also address your burning questions and equip you with the resources you need to make a sound decision. Remember, when treading these uncharted waters, it's best to consult the experts. So, grab a cup of tea, settle in, and join us as we rethink retirement! Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:22:47

How Much Is "Enough" To Retire Early?

11/6/2023
*Cash Flow Planner (FREE Budget Sheet) Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement). -> Create Your Custom Strategy To Retire Early -> Free E-Book: A Complete Guide To An Early Retirement -> NEW eBook: Health Insurance For An Early Retirement Ever wondered, 'how much is enough?' when it comes to your retirement savings? Let's take that question head-on in this episode, where we unravel the intricacies of planning for a financially stable and worry-free retirement. We kick off with the real-life example of Leslie and Brian. With substantial savings yet lingering uncertainty, they prompt us to deep-dive into strategies for income optimization post-retirement, touching on the benefits of Roth conversions and the 4% rule. But it's not just about the numbers alone - we also stress on the importance of considering all possible expenses, from basic living costs to health insurance and legacy planning, to paint a complete picture of financial needs in retirement. Moving forward, we dig into the crucial topic of retirement income needs and smart investment strategies. Are you a pensioner? We've got you covered, explaining how having a pension should influence your investment approach. Also, get acquainted with the innovative Guardrails approach to retirement planning and learn how to manage your income strategically, factoring in taxes and inflation. As we round up, we explore how you can adjust your spending based on the years in retirement and the resources at your disposal. So, buckle up and join us on this enlightening journey that promises to bring clarity to your retirement finances and pave the way for an intentional post-retirement life. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:24:05

[Client Story] - How To Remove Your Saving Mindset For REAL Success In Retirement

10/30/2023
Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement). -> Create Your Custom Strategy To Retire Early -> Free E-Book: A Complete Guide To An Early Retirement -> NEW eBook: Health Insurance For An Early Retirement Are you preserving your wealth or making the most out of it? Buckle up for a paradigm shift in retirement financing as we switch gears from successful saving to successful spending. We're all about maximizing your money so you get to enjoy the fruits of your labour without the fear of running out. We've got a strategy lined up to determine your spending limits and the five pillars that will guide your spending decisions. But that's not all — we're also looking at the importance of spending money on experiences and generosity to others. It's not just about the numbers; it's about a richer and more fulfilling lifestyle that's future-secure. We discuss how to spend money to improve your surroundings and introduce the concept of anti-cookie cutter retirement planning. Let's leave no room for regret or unspent millions — instead, let's create lasting memories and experiences. Prepare yourself for an exciting journey into financial wisdom. Create Your Custom Early Retirement Strategy Here Ari Taublieb, CFP ®, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement. Start Here PS: Before anyone decides to move forward with our services, I want to ensure we're the best fit to help you reach your goals and I personally have the first conversation with you.

Duration:00:17:21