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Radical Personal Finance

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Joshua Sheats from Radical Personal Finance reveals all of his best ideas for personal financial planning, saving money, and achieving financial independence. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management. Join us as we study the outliers of society. We’ll investigate all types of financial strategies--from the habits and strategies of a homeless person living in their car to the complex and advanced financial techniques used by deca-millionaires and billionaires. Saving, investing, insurance, tax planning, estate planning, goal setting, lifestyle design, passive income--they all work together to help you better understand how to build wealth and long-term financial security and financial independence. From the basic, foundational ideas and knowledge to the advanced and highly technical, we’re going to be radical in learning how to win with money.

Joshua Sheats from Radical Personal Finance reveals all of his best ideas for personal financial planning, saving money, and achieving financial independence. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management. Join us as we study the outliers of society. We’ll investigate all types of financial strategies--from the habits and strategies of a homeless person living in their car to the complex and advanced financial techniques used by deca-millionaires and billionaires. Saving, investing, insurance, tax planning, estate planning, goal setting, lifestyle design, passive income--they all work together to help you better understand how to build wealth and long-term financial security and financial independence. From the basic, foundational ideas and knowledge to the advanced and highly technical, we’re going to be radical in learning how to win with money.
More Information

Location:

West Palm Beach, FL

Description:

Joshua Sheats from Radical Personal Finance reveals all of his best ideas for personal financial planning, saving money, and achieving financial independence. Discover how you can lower your tax bill, cut your expenses without sacrificing your lifestyle, and significantly increase your time and freedom to live the life you love through a greater knowledge and understanding of all aspects of personal finance and money management. Join us as we study the outliers of society. We’ll investigate all types of financial strategies--from the habits and strategies of a homeless person living in their car to the complex and advanced financial techniques used by deca-millionaires and billionaires. Saving, investing, insurance, tax planning, estate planning, goal setting, lifestyle design, passive income--they all work together to help you better understand how to build wealth and long-term financial security and financial independence. From the basic, foundational ideas and knowledge to the advanced and highly technical, we’re going to be radical in learning how to win with money.

Twitter:

@RadicalPF

Language:

English


Episodes

630-Friday Q&A: Whole Life Insurance, Walmart for Do-Gooders-of-The-Year, Asset Allocation in Retirement, Paying off Mortgages & More!

3/8/2019
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1:20 Should I change my whole life insurance policy because my income is going down? 18:40 Why do you think Walmart has done more good for poor people than any non-profit organization? 30:00 How should I adjust my asset allocation now that I'm retiring? 42:40 Should I pay off my mortgage on my retirement house? 49:15 Where should I keep my medium-term savings? 52:00 How can I include real estate in my Permanent Portfolio? 58:00 How can I invest in the people in my community? 1:05:00...

Duration:01:12:18

629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

3/7/2019
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Yesterday, I released to you a discussion on the Federal Debt in the United States. That show should be your introduction to this problem. But in thinking about it, I felt like it was incomplete. I wanted to present some useful materials, in audio format, for listeners who don't have a firm background in the fundamentals of the problem. So I decided to go in-depth to try to lay out the problem very clearly. This show is deep and difficult. It holds quite a bit of my reading to you--but...

Duration:02:10:03

628-Federal Debt: The Ticking Bomb that No One is Willing to Defuse

3/6/2019
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We face a massive problem in the United States right now. Put simply: The government has only three sources of funds: There's enough evidence for honest, careful people to predict the strong probability of future crises. The problem is, we can't know when these crises will occur. But it's time to start preparing. Joshua https://reason.com/blog/2018/10/17/budget-deficit-trillion-dollars-riedlhttps://www.radicalpersonalfinance.com/store

Duration:00:57:16

A Personal Chat with Joshua

2/22/2019
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A personal chat with Joshua with some show updates and a few juicy personal life updates. (a bit rambly)

Duration:00:38:36

627-Asset Protection Planning for Mere Mortals - Part 9 - Health and Education Account Exemption Planning

2/18/2019
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Today, we continue the Asset Protection series with an in-depth look at health and education accounts. Specifically, we cover:

Duration:00:32:54

626-Friday Q&A: Capitalism vs. Communism, Umbrella Liability Insurance, Buying a House While in Debt, etc.

2/15/2019
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1:45 - Is it moral to support the current capitalist system of economics? 32:20 - How can I figure out how much umbrella liability insurance to purchase? 39:00 - Does having a higher umbrella liability insurance policy make you the target of a lawsuit? 46:05 - I want to buy a house but I'm in the middle of paying off debt (on Dave Ramsey's Baby Steps plan). Should I pay off the debt first?

Duration:01:08:46

625-Friday Q&A: Maximizing Business Value for a Sale, Preparing for a Meeting with an Estate Attorney, and More!

2/8/2019
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1:00 - Should I roll my 401(k) over to my new job or into an IRA? 11:30 - How should I prepare for a meeting with an estate planning attorney? 17:55 - How should I decide to indulge myself with a luxury expense? 35:45 - Life insurance advice for a newlywed couple. 48:05 - How can I maximize the value of my business for sale?

Duration:00:58:30

624-The 5 Possible Future Scenarios (from Fantastic to Catastrophic) and How to Plan for Them

2/4/2019
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The future will be one of the following: 1. Same as now or better 2. Similar to a recession 3. Similar to a depression 4. Similar to mad max 5. Void of humans due to asteroid hitting earth or similar calamity

Duration:00:11:29

623-Friday Q&A: Life Insurance, Protecting Money in Brokerage Accounts, Optimizing Taxes while Living in Bermuda, etc.

2/1/2019
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2:00 - Life insurance advice for a recently married husband 6:15 - How can I make a back-door Roth contribution without being subject to the pro rata rule? 11:35 - How can I protect the money in my taxable brokerage accounts? 20:50 - How can I optimize my tax situation as an expat living in Bermuda? 47:20 - I live in China and am returning to the USA. What should I do with my money? 50:25 - How should I balance paying off debt with real estate investment? 1:03:05 - How can I invest for...

Duration:01:40:06

622-Asset Protection Planning for Mere Mortals - Part 8 - Annuity Values and Annuity Payments Exemption Planning

1/30/2019
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In this episode of the Asset Protection Series, we do a deep-dive into annuities. Entry-level stuff at the beginning and some extra, hard-core bonuses at the end. Joshua

Duration:01:31:47

621-Friday Q&A: Investing in Distressed Mortgage Notes, CFA Credential, Roth 401(k) vs. Traditional, Privacy vs. Functionality

1/25/2019
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1:20 - How Can I Invest in Distressed Mortgage Notes Inside my Roth IRA? 8:05 - Should I Pursue a Chartered Financial Analyst Credential for My Own Investment Knowledge? 17:00 - Should I Contribute More Money to a Roth 401(k) than a Traditional 401(k)? 38:15 - How can I Balance Personal Privacy and Functionality in Building My Business? For reference to any time-dated commentary, this show was recorded on 12/21/2018.

Duration:00:56:04

Out & About: Interview for "In The Rabbit Hole" Podcast

1/22/2019
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This is a recording of an interview I gave for "In The Rabbit Hole." ITRH: E272: The Truth About Money and Preparedness Originally published: November 12, 2018 https://www.intherabbithole.com/e272/

Duration:01:03:15

620-Friday Q&A: Financial Planning for Newlyweds, 401(k)s Without a Match, 529 vs. Roth IRA for College Education

1/19/2019
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1:25 - I just got married. What financial planning should I do now? 39:35 - My employer offers a 401(k) with no match. Should I participate? 55:35 - How can I save for my child's college education with a 529 plan or with a Roth IRA? For reference to any time-dated commentary, this show was recorded on 12/20/2018.

Duration:01:30:13

619-Empathy and Personal Responsibility When Living Paycheck-to-Paycheck: Interview with the Cheap Bohemian

1/17/2019
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In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her on to discuss! Enjoy, Joshua https://twitter.com/cheapbohemian/status/1084581032375001089

Duration:00:57:45

618-Reflections on the State of the USA From Two Travelers

1/15/2019
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Chris Moody and I have both spent the last 6 months traveling the width and breadth of the United States with an eye toward understanding the current moment. In this podcast, we discuss our findings.

Duration:00:43:20

617-Friday Q&A: Giving Money to Poor People, Contributing My Salary to my Wife's 401(k), Protecting Investment Accounts, Buying Term Life Insurance while FI, etc!

1/11/2019
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1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance? 15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account contributions? 28:05 - How can I protect my non-qualified investment accounts that are exposed to the claims of creditors? 44:30 - I don't "need" term life insurance because I'm financially independent. Should I still buy some? 51:00 - I'm following Dave Ramsey's baby steps and...

Duration:01:08:04

616-If Missing One Paycheck is a Problem For You, You're Behaving Stupidly

1/9/2019
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Stop behaving stupidly with your money. https://www.npr.org/2019/01/09/683519210/air-travelers-and-workers-may-feel-government-shutdown-effectshttps://youtu.be/Qb8hTzUoI54

Duration:00:44:10

615-How to Find an Excellent Wife: The Preparation

1/8/2019
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Today, I share my advice for young men on how they can find an excellent wife. In short, you must become an excellent man. That's the task. Here are some ideas on how. Joshua

Duration:00:58:58

614-End-of-The-Year Encouragement

12/21/2018
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Just a few thoughts to encourage you as we shut down for the Christmas break. May you have an opportunity to be encouraged and to encourage another person who is close to you. Your voice matters. Love you, Joshua

Duration:00:36:16