Real Estate Entrepreneur with Terrence Murphy

This latest lecture is for real estate entrepreneurs looking to achieve financial freedom. Find out how to grow your balance sheet with fewer sales and earn your time back with Terrence Murphy. LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Terrence has brokered over 1.1 billion dollars in sales volume and has been coaching agents for the past 8 years. If you want to follow his roadmap and become a top producing agent in ANY market please visit: https://terrencemurphy.com/coaching/ If you can't make the investment now, we know you'll find value from his FREE open house playbook! https://coaching.terrencemurphy.com/optin1645714196668

Are you being too present in things that take away from your focus? Today, Terrence will be sharing his reflection of the show’s first year and what it means to see the summit. In this episode, he will also cover how to re-evaluate what you’re saying yes to, your relationships, and building success and wealth without comparison. Are you interested in purchasing the Billion Dollar Real Estate Agent Course? Check out some of Terrence’s offerings here: https://terrencemurphy.com/coaching/. LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Timestamps & Show Notes: (00:00 - 00:16) Intro (00:17 - 03:27) Catching Up/ Master Course (03:28 - 07:06) Get Comfortable Saying No (07:07 - 09:54) Re-Evaluate Your Relationships (09:55 - 12:20) Real Estate Coaching & What Are You Tracking? (12:21 - 14:50) Building Wealth (14:51 - 17:26) Final Thoughts: Time, Success, Challenge (17:27 - 17:54) Outro

Have you heard of The Balance Sheet Mindset? Ben Fraser helps us understand how the ultra-rich operate and how this mindset and strategy is distributed in someone’s portfolio. This goes far deeper than just frugality and surface-level discipline, this is a proven strategy that isn’t sexy and forces you to operate your personal finances differently. Let us know your thoughts on the episode and leave us a rating and review! For more information about Ben and Aspen Funds, visit their website at https://aspenfunds.us/ LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Ben Fraser- https://www.linkedin.com/in/benwfraser/ Podcast- Invest Like A Billionaire Aspen Funds- https://aspenfunds.us/ Books: Raising Capital for Real Estate by Hunter Thompson Audio Timestamps & Show Notes: (00:00 - 2:16) Intro (2:17 - 5:13) Raising $150,000,000 in 5 Years (5:14 - 11:27) 3 Things Banks Are Looking for When Underwriting (11:28 - 16:10) “Invest Like A Billionaire” (16:11 - 19:12) From 1-1 to 1-Many (19:13 - 22:48) Macro-Driven Alternative Investments (22:49 - 30:47) Syndicator Bubble & Interest Rates (30:48 - 32:32) Moonshot and Book Recommendation (32:33 - 34:14) Final Thoughts/ Contact (34:15 - 34:51) Outro

Are you interested in multi-family investments? Join us for today’s episode as Michael Flaherty shares his fourteen years of experience in the niche. Michael exposes his top styles and sizes of multi-family investments he tracks, advice he would give his younger self, and details how he gets the most out of his returns. For more information about Michael and L5 Investments, visit their website at https://www.l5invest.com/. LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Michael Flaherty mike@l5invests.com L5 investments https://www.l5invest.com/ Books: Think & Grow Rich by Napoleon Hill Audio Timestamps & Show Notes: (00:00 - 1:00) Intro (1:01 - 4:42) Michael’s Path to Multi-Family (4:43 - 12:02) Top Styles & Sizes Michael Tracks (12:03 - 19:57) Things Michael Would Have Done Differently (19:58 - 24:11) How Michael Squeezes the Juice Out of Returns (24:12 - 27:35) Making The Jump To Multi-Family (27:36 - 33:35) How You Can Make Money As A GP (33:36 - 36:01) Moonshot (36:02 - 38:59) Book Recommendations and Contact (39:00 - 39:51) Outro

ARE YOU RECESSION PROOF? The tide is turning and the market isn’t letting up! We welcome “Mr. Lifetime Cashflow” himself, Rod Khlief! Rod kicks off Season 3 with value bombs for those struggling in the shifting market and speaks on why he sticks to multifamily over almost anything else. Rod is one of the few to bounce back from the crash in 2008, there is no question that you’ll find a gem in today’s episode. For more information, check out Rod’s resources at rodslinks.com, and be sure to comment, like, subscribe, and click the notifications to stay up to date with new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Rod Khleif @rodkhlief rodslinks.com Books: The 5 Love Languages by Gary Chapman Miracle Morning by Hal Elrod Turning Pro by Steven Pressfield The ONE Thing by Gary W. Keller and Jay Papasan Audio Timestamps & Show Notes: (00:00 - 1:26) Intro (1:27 - 5:04) Success From Mindset & Psychology (5:05 - 17:16) Bouncing Back From A Recession/ Rod’s Bootcamp (17:17 - 22:46) Joint Venture, Syndication Basic Overview (22:47 - 26:30) Loan-To-Value (26:31 - 33:29) Coming In Hot (33:30 - 36:15) Moonshot (36:16 - 37:59) Book Recommendations and Contact (38:00 - 38:24) Outro

ARE YOU A NEW AGENT? It’s time to take some notes! We welcome an absolute killer in the real estate game, Laura Cates! Laura is brand new to the industry and did $10,000,000 in production her FIRST year, and is DOUBLING her production this year! Tune in as Laura explains her USP and destroys veterans in the space. For more information, check out Laura on social media @lauracates_realestates, and be sure to comment, like, subscribe, and click the notifications on to stay up to date with new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Laura Cates @lauracates_realestates laura.tmtcollegestation.com Books: Can’t Hurt Me by David Goggins Die with Zero by Bill Perkins Timestamps & Show Notes: (00:00 - 1:16) Intro (1:17 - 2:59) How Laura Got Into Real Estate (3:00 - 6:22) Three Myths About Real Estate Agents (6:23 - 8:36) Ten Million Dollars & Leveraging Sellers Vs. Buyers (8:37 - 10:49) Should You Join A Team? (10:50 - 12:49) Beneficial Changes From eXp (12:50 - 16:41) First-Time Home Buyers Process & Strategies (16:42 - 19:52) Crafting Your USP to Combat Experienced Agents (19:56 - 21:15) Coming In Hot (21:16 - 23:14) What Young Agents Should Pay Attention To (23:15 - 26:35) Best Networking Opportunity (26:36 - 27:25) Tech Service That Everyone Should Be Using (27:26 - 30:34) Moonshot & Book Recommendation (30:35 - 31:34) Final Thoughts and Contact (31:35 - 31:56) Outro

What is stopping you from turning your dreams into your reality? Please give a warm welcome to Alex E. Edwards as he joins us to share how his life changed after making a pivot to invest in real estate during his college career. Listen along for Alex’s favorite branding and marketing strategies and more. For more information, check out Alex on social media @alexeedwards and his website https://www.thumbprintrealty.com/. Please be sure to comment, like, subscribe, and click the notifications on to stay up to date with new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Alex E. Edwards @alexeedwards Books: Mortgage Before Marriage by Alex E. Edwards Contagious: Why Things Catch On by Jonah Berger The 50th Law by 50 Cent with Robert Greene Audio Timestamps & Show Notes: (00:00 - 0:57) Intro (0:58 - 4:26) Alex’s Story To Real Estate (4:27 - 6:19) Sponsoring Other Agents (6:20 - 13:18) Top Three Things To Do To Market Yourself (13:19 - 17:11) Writing A Book/Financial Literacy (17:12 - 19:37) The Story To Remember (19:38 - 25:05) Be A Boss At What You Do (25:09 - 26:17) Coming In Hot (26:18 - 28:50) The Hacks You Should Be Using (28:51 - 32:54) Moonshot (32:55 - 34:49) Book Recommendation (34:50 - 36:53) Final Thoughts and Contact (36:54 - 37:15) Outro

Ever wonder how to get referrals WITHOUT asking? Join us today as we welcome Stacey Brown Randall to share her top three referral strategies and the data behind referrals that you need to pay attention to. Check out more of Stacey’s referral strategies at www.staceybrownrandall.com. Please be sure to like, comment, subscribe, and click the notification bell to stay up to date with new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Stacey Brown Randall https://www.staceybrownrandall.com/ Books: Generating Business Referrals Without Asking by Stacey Brown Randall Audio Timestamps & Show Notes: (00:00 - 1:17) Intro (1:18 - 4:09) How Stacey Became A Real Estate Entrepreneur (4:10 - 5:41) A Heart For Small Business Owners & Solo-preneurs (5:42 - 9:20) Productivity & Business Coaching (9:21 - 13:36) Referrals (13:37 - 28:09) Three Foundational Referral Strategies (28:13 - 30:19) Coming In Hot (30:20 - 31:38) Time Management (31:39 - 34:25) Good Branding/ Technology (34:26 - 36:50) Moonshot (36:51 - 37:35) Book Recommendation (37:36 - 38:44) Final Thoughts and Contact (38:45 - 39:06) Outro

What are the changes you need to make in your life? Please welcome a modern philosopher, Jennifer Wehner, as she shares how her curiosity and passion took her from having millions of dollars in debt to having multiple ancillary income streams and more. For more information, please visit Jennifer’s website or check her out on social media @jenniferwehner. Please be sure to like, comment, and subscribe to stay up to date with new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://www.wehnergroup.com/ Contact: Jennifer Wehner @jenniferwehner https://www.wehnergroup.com/ Books: The Laws of Human Nature by Robert Greene Timestamps & Show Notes: (00:00 - 1:54) Intro (1:55 - 9:42) How Jennifer Got Into Real Estate (9:43 - 14:34) Bouncing Back After ‘08 & Sharing Failures (14:35 - 18:36) Joining eXp (18:37 - 22:48) Ancillary Income Streams (22:49 - 29:17) System Configuration Hacks (29:21 - 30:32) Coming In Hot (30:33 - 35:30) Time Management (35:31 - 36:39) Moonshot (36:40 - 38:08) Book Recommendation (38:09 - 40:36) Final Thoughts and Contact (40:37 - 40:58) Outro

Have you thought about investing in self-storage? No long evictions, little to no maintenance, and extremely adaptable. Join us for today’s conversation with Mark McGuire as he shares his expertise in self-storage, multifamily, and commercial investments. For more information, visit Mark’s website or check him out on social media @investingwithmark. Please be sure to like, comment, and subscribe for new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Mark McGuire @Investingwithmark https://hfirecapital.com/ Books: Rocket Fuel by Gino Wickman Audio Timestamps & Show Notes: (00:00 - 1:57) Intro (1:58 - 3:27) Mark’s Journey of Becoming A Realtor (3:28 - 8:30) The Roadmap & Building A Team (8:31 - 13:13) Multifamily Investing (13:14 - 16:51) Current Focus, Self Storage (16:52 - 19:53) Markers In Self Storage Deals (19:57 - 21:09) Coming In Hot (21:10 - 22:44) GP Deal & LP Deal/ Time Management (22:45 - 25:24) Moonshot (25:25 - 27:34) Book Recommendation (27:35 - 28:35) Final Thoughts and Contact (28:36 - 28:57) Outro

Imagine what you could do when you give it your all. Please join us as we welcome Veronica Figueroa as she shares her story of growth and grind from a young mom and part-time realtor to a leader of the #1 team for homes sold in eXp. For more information about Veronica, visit her on social media @veronicafigueroainspires and website. Please be sure to like, comment, and subscribe to stay up to date on new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://www.figueroateam.com/about/Veronica-Figueroa Contact: Veronica Figueroa @veronicafigueroainspires https://www.figueroateam.com/about/Veronica-Figueroa Books: The Alchemist by Paulo Coelho The Untethered Soul by Michael Alan Singer Audio Timestamps & Show Notes: (00:00 - 1:22) Intro (1:23 - 5:25) Real Estate By Accident (5:26 - 13:54) Three Tips To Transition to Real Estate Full Time (13:55 - 20:08) The Grind to #1 Team For Homes Sold In eXp (20:09 - 26:14) Pivoting From Being a Broker to eXp (26:18 - 27:15) Coming In Hot (27:16 - 33:10) Time Management/ Good Branding (33:11 - 34:35) Moonshot (34:36 - 37:22) Book Recommendation (37:23 - 38:33) Final Thoughts and Contact (38:34 - 38:55) Outro

Find out how to invest in real estate for just $500 dollars! Please welcome CEO and Co-Founder of DiversyFund, Craig X. Cecilio as he talks about giving access to the 99% while using the strategies of the 1%. Check out Craig on socials @cxcecilio and YouTube! Please be sure to like, comment, and subscribe to stay up to date on new episodes! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://www.youtube.com/c/CraigCecilio Contact: Craig Cecilio Diversyfund.com @cxcecilio Books: The Dark Side Of The Light Chasers by Debbie Ford Timestamps & Show Notes: (00:00 - 1:25) Intro (1:26 - 3:30) Becoming A Real Estate Entrepreneur & The First Deals (3:31 - 4:44) Bringing Technology Into Real Estate (4:45 - 9:46) DiversyFund (9:47 - 12:15) Leading The Pack (12:16 - 14:44) Company Focus and Growth (14:45 - 17:42) The Best Multi-Family Metrics (17:43 - 18:58) Innovation- Financial Education (19:03 - 20:25) Coming In Hot (20:26 - 21:51) Technology to Get Ahead of The Curve (21:52 - 24:59) Time Management/ Good Branding (25:00 - 25:59) Top Three Things To Double Down On (26:00 - 28:08) Moonshot & Book Recommendation (28:09 - 29:10) Final Thoughts and Contact (29:11 - 29:31) Outro

What else can you do besides sell houses? Listen to today’s episode as we welcome Mariusz Skonieczny! Mariusz shares how he has been able to combine his knowledge of real estate appraisal and brokerage with stock investments to gain a 400x profit return. Be sure to check out Mariusz’s channel for more information! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://www.youtube.com/user/SkoniecznyMariusz Contact: Mariusz Skonieczny https://www.youtube.com/user/SkoniecznyMariusz Books: Why Are We So Clueless About The Stock Market? By Mariusz Skonieczny Timestamps & Show Notes: (00:00 - 1:16) Intro (1:17 - 3:22) How Mariusz Tapped Into Real Estate, Stock Market, and Investing (3:23 - 7:35) Micro-cap (7:36 - 15:02) Underrated Opportunities (15:03 - 26:45) Voxtur (26:49 - 28:30) Coming In Hot (28:31 - 32:14) What People Aren’t Paying Attention To (32:15 - 33:35) Time Management (33:36 - 34:24) Moonshot (34:25 - 35:09) Book Recommendation (35:10 - 36:20) Final Thoughts and Contact (36:21 - 36:42) Outro

You DO NOT want to miss the pot of gold from this rainbow! Listen to today’s episode as we welcome Valencia Gibson! Valencia shares her top focus points for agents, and her strategies to build and maintain client relationships. Be sure to check out Valencia on Instagram and Facebook @therealrainbowrealtor! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Valencia Gibson @therealrainbowrealtor valencia@rainbowrealtynetwork.com Books: Female’s Entrepreneur’s Playbook by Lindsey Ardmore and Patricia Wooster Timestamps & Show Notes: (00:00 - 1:34) Intro (1:35 - 3:17) How Valencia Became A Real Estate Entrepreneur (3:18 - 5:06) Three Focus Points for Agents (5:07 - 8:49) Referral & Repeat (8:50 - 10:42) The Secret Sauce of Compassion (10:43 - 15:26) Tech Tools To Scale & Grow (15:27 - 17:58) Focus On Listening To Be A Great Salesperson (17:59 - 20:33) Circle Prospecting (20:34 - 22:21) What Sets Valencia Apart As A Coach At eXp (22:24 - 23:09) Coming In Hot (23:10 - 24:43) Building a Foundation/ Mentorship (24:44 - 28:57) Time Management/ Good Branding (28:58 - 30:04) Moonshot (30:05 - 32:23) Book Recommendation (32:24 - 34:42) Final Thoughts and Contact (34:43 - 35:04) Outro

You NEED to think about your money differently! Listen to today’s episode as we welcome certified financial planner, Mark Willis! Mark shares an innovative financial system that could change your life. Be sure to tune into Mark’s podcast, “Not Your Average Financial Podcast” and website for more of his financial expertise! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://lakegrowth.com/ Contact: Mark Willis https://lakegrowth.com/ Not Your Average Financial Podcast Books: Becoming Your Own Banker by R. Nelson Nash Timestamps & Show Notes: (00:00 - 1:30) Intro (1:31 - 4:20) The Eye-opener (4:21 - 8:53) What Is Real Wealth? (8:54 - 15:21) Pivotal Moments- Opportunity Cost/Snowball Debt/Money Gurus (15:22 - 20:24) Bank On Yourself (20:25 - 21:28) Why Life Insurance? (21:29 - 28:08) Inflation: Three Strategies (28:09 - 30:11) Life Insurance Rule of Thumb (30:16 - 31:34) Coming In Hot (31:35 - 32:38) Bank On Yourself Final Thoughts (32:39 - 34:05) Moonshot (34:06 - 35:56) Book Recommendation (35:57 - 36:48) Final Thoughts and Contact (36:49 - 37:10) Outro

Are you sacrificing too much for too little? Listen to today’s episode as we welcome “Queen E”, Elizabeth Riley! Elizabeth speaks on how she was able to get off the hamster wheel and serve her community better through authenticity and collaboration. Be sure to check out luxepg.com for more info! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Elizabeth Riley elizabeth@luxepg https://luxepg.com/ Books: Die With Zero by Bill Perkins Timestamps & Show Notes: (00:00 - 1:21) Intro (1:22 - 6:18) Elizabeth’s Path to Real Estate & eXp (6:19 - 8:48) “The Busy Bumblebee”/ Production (8:49 - 12:31) 7X Icon Agent (12:32 - 15:18) Top Three Things To Be Productive (15:19 - 20:53) The Difference Between Recruiting And Attraction (20:54 - 24:29) What Does It Mean To Be A Growth Leader? (24:30 - 28:37) It’s About Collaboration Not Competition (28:41 - 30:10) Coming In Hot (30:11 - 32:50) Don’t Run Until You Know How To Walk (32:51 - 36:25) Time Management (36:26 - 39:08) Secret to Good Branding (39:09 - 40:38) Moonshot (40:39 - 44:12) Book Recommendation (44:13 - 45:12) Final Thoughts and Contact (45:13 - 45:33) Outro

Are you willing to go above the rest and achieve more? Listen to today’s episode as we welcome real estate entrepreneur and CEO of Post Pro Capital, Rashad Jones- Jennings! Rashad speaks about his transition from professional sports to real estate and development, how he challenges his ambitious mindset, and how his mailing strategy landed him a goldmine. Be sure to check out Rashad’s Youtube channel and Instagram @postpro_shadzilla for more of his strategies and wisdom! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://youtube.com/channel/UCX8NFgv8SlDAZbkgh1yTN8g Contact: Rashad Jones- Jennings @postpro_shadzilla Books: The Peebles Principles by R. Donahue Peebles Audio Timestamps & Show Notes: (00:00 - 1:36) Intro (1:37 - 3:23) From Professional Sports & Airplane Reading to Realtor (3:24 - 5:26) Transitioning Your Mindset From Sports to Real Estate (5:27 - 8:48) Success: Not If But When?/ Doing More Than Inspiring (8:49 - 11:30) Why Rashad Got His Realtor License And Grew A Team (11:31 - 13:45) Rashad’s Focus (13:46 - 19:23) Ultimate Mailing Strategy/ Implementing New Principles (19:24 - 22:06) Top Things To Look For Evaluating A Carwash (22:07 - 26:43) Velocity of Money (26:44 - 32:16) Project Development (32:20 - 34:55) Coming In Hot (34:56 - 36:19) Moonshot (36:20 - 37:35) Book Recommendation (37:36 - 40:04) Final Thoughts and Contact (40:05 - 40:26) Outro

Are you interested in making cash flow on BOTH sides of real estate investing? Listen to today’s episode as we welcome real estate investor and stock investor, Cody Yeh! Cody speaks about how he was able to quit his office job for a more fulfilling life through his financial literacy of passive income and stock investing. Be sure to check out Cody’s Youtube channel for more of his investing wisdom! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com https://www.youtube.com/c/CodyYeh/featured Contact: Cody Yeh Books: Money People Deal by Stefan Aarnio How To Win Friends And Influence People by Dale Carnegie Timestamps & Show Notes: (00:00 - 1:24) Intro (1:25 - 3:56) Cody’s Career Path (3:57 - 7:50) The Bungalow Turned Duplex (7:51 - 11:32) Syndication & Time Best Spent (11:33 - 14:32) Organic Leads On Youtube/ Three Ways To Grow Your Audience (14:33 - 17:07) Pivoting Away From A Dead-End Job (17:08 - 22:34) Making Stock Investing Feel Like Real Estate Investing (22:38 - 24:15) Coming In Hot (24:16 - 25:14) The 2 of 3 Rule That Needs To Be On Your Radar (25:15 - 27:13) Time Management, Good Branding (27:14 - 28:26) Moonshot (28:27 - 29:50) Book Recommendation (29:51 - 31:48) Final Thoughts and Contact (31:49 - 32:10) Outro

Are you dreaming big enough with your negotiations? Listen to today’s episode as we welcome real estate investor and negotiation superstar, Marshall Wilkinson! Marshall speaks on everything you need to know about negotiating, what you need to find the deals, and much more. Be sure to get in touch with Marshall to learn more about negotiation! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Marshall Wilkinson @realmarshallwilkinson Books: The Art of The Sale by Marshall Wilkinson Timestamps & Show Notes: (00:00 - 00:56) Intro (0:57 - 2:35) Marshall’s Path To Real Estate (2:36 - 5:00) Put Your Money To Work & Structuring The First Deal (5:01 - 11:06) Setting Up The First Syndication Deal/ Negotiating Superpower (11:07 - 14:01) Crown Jewel Properties (14:02 - 19:46) Deal Flow/ Track Record (19:47 - 25:01) Negotiation & The Pressure (25:04 - 28:00) Coming In Hot (28:01 - 29:33) Building Your Personal Brand (29:34 - 30:44) Time Management, Brand of Excellence (30:45 - 31:52) Moonshot (31:53 - 32:44) Book Recommendation (32:45 - 33:52) Final Thoughts and Contact (33:53 - 34:12) Outro

Are you a new investor wondering where to start? Listen to today’s episode as we welcome real estate investor, Van Sturgeon! Van speaks on everything new investors should know, the renovation process, and much more. Be sure to get in touch with Van to learn more about investing and renovation! Thanks for joining us and remember to like, comment, and subscribe to stay up to date! LEARN MORE: www.terrencemurphy.com Interested in joining our team? www.exptribe.com Contact: Van Sturgeon Vansturgeon.com Books: Think and Grow Rich by Napoleon Hill @vansturgeon (instagram, facebook)