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Retire With Style

Business & Economics Podcasts

The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with. Start by going to risaprofile.com/style and sign up to take the industry’s first financial personality tool for retirement planning.

The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with. Start by going to risaprofile.com/style and sign up to take the industry’s first financial personality tool for retirement planning.

Location:

United States

Description:

The purpose of Retire With Style is to help you discover the retirement income plan that is right for you. The first step is to discover your retirement income personality. Your hosts Wade Pfau, PhD, CFA, RICP and Alex Murguia, PhD walk you through creating and implementing a retirement plan that will help you reach your goals, and that you’ll be able to stick with. Start by going to risaprofile.com/style and sign up to take the industry’s first financial personality tool for retirement planning.

Language:

English


Episodes

Episode 20: Talking with a Financial Advisor About Market Downturns and Retirement, Pt 2

6/28/2022
This week, Alex and Bob continue their conversation with Brian Bass, CFP, RICP, one of the advisors from McLean Asset Management, on how he is talking to his clients about what's going on in the markets - and how it's affecting their retirement plans. Join our waitlist for the Retirement Income Challenge here: http://retirementresearcher.pages.ontraport.net/waitlist/ric This episode is sponsored by Retirement Researcher https://retirementresearcher.com/ and McLean Asset Management...

Duration:00:51:12

Episode 19: Talking with a Financial Advisor About Market Downturns and Retirement Plans, Pt 1

6/21/2022
This week, Alex and Bob talk to Brian Bass, CFP, RICP, one of the advisors from McLean Asset Management, on how he is talking to his clients about what's going on in the markets - and how it's affecting their retirement plans. We also discuss how your retirement income style shapes how you react to market movements. This episode is sponsored by Retirement Researcher https://retirementresearcher.com/

Duration:00:32:38

Episode 18: Spending Trends in Retirement

6/14/2022
Wade and Alex invite Michael Finke for an encore episode where they discuss the research surrounding spending trends in retirement. As you start thinking about how you will spend down your assets, you’ll want to know what you should expect. This episode is sponsored by McLean Asset Management http://mcleanam.com/

Duration:00:46:37

Episode 17: Should Protected Income Be Part of Your Retirement Income Plan?

6/7/2022
In this episode, we discuss with Michael Finke, his research with Wade about the potential benefits to having protected income in your retirement plan. We discuss why advisors and individuals need to understand this individual preference before they can begin to create a retirement income plan. This episode is sponsored by McLean Asset Management https://mcleanam.com/

Duration:00:42:00

Episode 16: Inflation - How Did We Get Here and What is the Market Telling Us?

5/31/2022
In the episode, we bring back Bob French to help us breakdown inflation within the context of the pandemic and recovery. We also discuss why a steady state of inflation is better than the alternative, what your planning implications are, and what strategies do or do not provide a good hedge for rising inflation within your overarching retirement income strategy. This episode is sponsored by Retirement Researcher https://retirementresearcher.com/

Duration:00:52:24

Episode 15: How Volatile Markets Affect Your Investor Psychology and What You Can Do About It

5/24/2022
Wade and Alex take the events from the current market downturn and discuss how our psychological make up becomes our own worst enemy when it comes to investment and retirement decisions we make under times of extreme market volatility. We discuss how you utilize an effective framework to set up guardrails that help you make better investment and retirement income decisions going forward. This episode is brought to you by McLean Asset Management. For planning help, visit...

Duration:00:52:05

Episode 14: What to Make of the Current Market Downturn

5/17/2022
In this episode we invite Bob French to discuss what has been happening lately in the stock and bond markets. We review the why, the how, and whether we think it may or may not continue. We also discuss how to think about this downturn within the context of your overall retirement income strategy. This episode is sponsored by McLean Asset Management https://www.mcleanam.com/

Duration:00:39:54

Episode 13: How to Start Your Retirement Income Plan With Our Financial Implementation Matrix

5/10/2022
In this episode, Wade and Alex discuss how retirement income self-efficacy and perceived advisor usefulness can be used to identify the four main implementation personas. They are Delegators, Collaborators, Self-Directed, and Validators personas. In addition, we review the potential strengths and weaknesses to each approach to help you identify how you can best implement your retirement income strategy. This episode sponsored by McLean Asset Management https://www.mcleanam.com/

Duration:00:38:37

Episode 12: Psychological Factors That Affect Your Retirement Plan Implementation

5/3/2022
In this episode we examine the various psychological and behavioral factors. They include Loss Aversion, Heuristics- Financial Biases, Inertia, Numeracy, Numeracy self-awareness, Retirement Income Self-efficacy, and perceived Advisor Usefulness. We assess the interplay of these relationships and how they may influence your retirement income concerns, retirement outlook, and investing behaviors- with a special interest into how you view dividend investing as a viable retirement income...

Duration:00:38:31

Episode 11: Understanding Your Health Risk in Retirement

4/26/2022
Guest Dan Veto stops by the podcast. Health is not a risk well understood by most individuals preparing for retirement. Too often, health risk is characterized as completely unknowable and therefore is inadequately addressed. Visit https://retirementresearcher.com/understanding to register for Dan's upcoming webinar.

Duration:00:50:18

Episode 10: Behavior Finance and Psychology - Setting the Stage for Your Retirement Income Plan

4/19/2022
It seemed to us that Behavioral Finance and general psychological concepts are studied independently of each other when it comes to financial planning. In this episode, we lay the groundwork for key behavioral finance and psychological constructs that that impact how you implement your financial plan. If you're an advisor, join our April Advisor Challenge! https://risaprofile.com/style/

Duration:00:42:33

Episode 9: Is there a role for Risk Tolerance Questionnaires within the RISA® Framework?

4/12/2022
Wade and Alex examine the RISA® Profile against a popular retirement income strategy selection tool; the Risk Tolerance Questionnaire. Which one better accounts for: Find out as we review the results from our latest research. If you're an advisor, join our April Advisor Challenge! https://risaprofile.com/style/

Duration:00:44:51

Episode 8: Making Sense of the Different Retirement Income Strategies Within the RISA® Framework

4/5/2022
In this episode, we go into detail the different retirement strategies within the RISA® Matrix. Two strategies reflect complementary RISA® profile beliefs and two other strategies were developed to reflect more behavioral accommodations to balanced out more competing RISA® beliefs. Furthermore, they go into the percentages of how much the general and specific population groups identify with these retirement income strategies. What strategy do you identify with? This episode sponsored by...

Duration:00:50:59

Episode 6: Secondary Retirement Income Styles, Part 2

3/29/2022
This is the second part of our discussion on secondary RISA® factors (no pun intended 😊). In this episode we discuss how your views towards developing a stable floor of income floor may lead you two consider two distinct strategies. In addition, we ask if you have made a mental transition from an accumulation to a distribution-based outlook in retirement. Either way is fine but they each have different implications. This episode sponsored by Retirement Researcher...

Duration:00:34:59

Episode 7: Smile, It’s the RISA® Framework - Blending Your Retirement Income Personality with Strategies that Resonate

3/22/2022
Wade and Alex show you how combining your two primary RISA® factors leads to the development of your RISA® profile. They are Probability-Based and Safety-First and Optionality and Commitment Orientation. In addition, they start to discuss your RISA® profile leads to one of the various retirement income strategies: Total-Return, Income Protection, Time Segmentation, and Risk Wrap. This episode sponsored by Retirement Researcher https://retirementresearcher.com/

Duration:00:38:36

Episode 5: Secondary Retirement Income Styles, Part 1

3/15/2022
We discuss two secondary RISA® factors that help tell your retirement story. We go into detail about two types of liquidity preferences and how the way you choose to receive your retirement income (i.e., faster or slower) supports your planning approach. This episode sponsored by Retirement Researcher https://retirementresearcher.com/

Duration:00:45:26

Episode 4: The Building Blocks of Your Retirement Income Personality - Optionality vs Commitment Orientation

3/8/2022
In this episode, we continue our discussion on the main retirement income personality traits. We go into detail on our other primary RISA® factor, Optionality vs Commitment Orientation. This episode sponsored by Retirement Researcher https://retirementresearcher.com/

Duration:00:41:16

Episode 3: The Building Blocks of Your Retirement Income Personality - Probability vs Safety First

3/1/2022
Wade and Alex roll their sleeves up and go deep into one of the major retirement income personality traits. Are you a safety-first or probability-based retiree?

Duration:00:42:27

Episode 2: Why Investing for Retirement is Different

2/22/2022
In this episode, we discuss how investing during your working years is substantially different from investing during retirement. You are faced with new retirement risks and now need to account for them as you ready your retirement paycheck from your assets. Are you addressing those risks properly?

Duration:00:37:54

Episode 1: You Have a Retirement Income Personality, Really.

2/21/2022
Wade and Alex discuss the theme of the Retire With Style podcast and why it’s the perfect blend of psychology and retirement planning. They further discuss what it means to have a retirement income personality and how that leads to a retirement income solution. Have you thought about how your retirement personality leads you to a strategy?

Duration:00:36:24