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Retirement Planning - Redefined

Business & Economics Podcasts

Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you'll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid. PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investment involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you'll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid. PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investment involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Location:

United States

Description:

Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you'll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid. PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investment involve risk and, unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Language:

English


Episodes

Ep 29: Understanding Annuities - Fixed Index

2/16/2021
This is the final installment for our annuity mini-series. We will wrap things up by diving into fixed-index annuities. We get more into the finer details of some properties of annuities and also take a look at how these contracts are typically structured. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions...

Duration:00:18:01

Ep 28: Understanding Annuities - Variable and Fixed

2/4/2021
This is part 2 of our annuity mini-series. We focus on two types of annuities on this episode which are the variable and fixed deferred. John and Nick explain what are significant about each of these and how they may fit into a retirement plan. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed...

Duration:00:19:13

Ep 27: Understanding Annuities - The Basics

10/29/2020
There are a lot of strong opinions on annuities. Some people heavily advocate for them, while others claim they are a bad investment. Today John and Nick will break down the basics for us by discussing what an annuity is and some important terms to know. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions...

Duration:00:24:12

Ep 26: How To Process A Rollover

9/16/2020
Last episode we talked about the different items to take into account if you are thinking about doing a rollover. John and Nick will discuss how to actually process a rollover and some common mistakes to avoid. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's...

Duration:00:15:46

Ep 25: Is A Rollover Right For You?

8/21/2020
Company retirement plans can be expensive and many people are considering to rollover their account. But what considerations should be thought about before you take any action? Today John and Nick discuss the fee structures, investment options, and a few more factors when deciding if a rollover is right for you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog...

Duration:00:16:45

Ep 24: Importance Of Risk Management & Asset Protection

7/9/2020
When it comes to retirement planning, many people focus on filling in an income gap, or making sure they will have enough money to get them through retirement. While this is fundamental to the plan, it's important to make sure your assets are protected. John and Nick will explain what investment vehicles have some sort of protection and will also give a hypothetical example. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email:...

Duration:00:18:48

Ep 23 : Should You Be Thinking About Refinancing?

7/7/2020
With rates being at historic lows, a lot of clients have been asking questions about refinancing. So this week we answer the biggest questions people have. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Marc: Hey everybody. Welcome in to this edition of...

Duration:00:12:21

Ep 22: Case Study- Implementing Roth Conversions

6/4/2020
We spent last podcast talking about what exactly a Roth conversion is. Today we will examine a financial plan and see how implementing Roth conversions can potentially improve this situation. Case Study Before Implementing Strategy: Dual income Household: Ages 55 & 53 New Strategy: Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at...

Duration:00:16:32

Ep 21 : Roth Conversions

6/1/2020
With our tax brackets being at historically low rates, many people are looking at implementing Roth conversions in their plan. John and Nick will explain what exactly this concept is and how this may be able to save you some dollars on taxes in the future. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at...

Duration:00:13:48

Ep 20: Peeling Back The Curtain

5/7/2020
On this week's episode, we check in with John and Nick on how things are going personally with their families, communities and clients. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Speaker 1: Hey, everybody. Welcome into this edition of Retirement...

Duration:00:18:33

Ep 19: Market Downturns And Recoveries

4/23/2020
Today our discussion revolves around bull and bear markets. We will break down the basics of what each of these types of markets mean and take a look at some historic trends that are relevant to this topic. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's...

Duration:00:19:23

Ep 18: Investing In Down Markets

4/16/2020
It can be tough to see the silver lining in times of volatility, but when the market is down oftentimes there are some great investing opportunities. John and Nick give us some key tips on how to take advantage of a down market. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of...

Duration:00:17:15

Ep 17: Planning Through Volatile Markets

4/9/2020
We talked last time on some of the financial impacts the Coronavirus had caused, but now we will discuss how to plan to get through tough times and market downturns. John and Nick will talk about a few suggestions they have when they see situations like this and how to withstand a volatile market. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this...

Duration:00:14:07

Ep 16: CARES Act

4/2/2020
The Coronavirus (COVID-19) is having a dramatic impact on our daily lives and many people are taking a huge financial hit from lost wages, a volatile stock market, and general economic uncertainty. Congress recently passed the CARES Act to try and help alleviate some of the financial impacts. John and Nick will give us the rundown on this new bill. https://floridadisasterloan.org/ https://www.sba.gov/funding-programs Helpful Information: PFG Website:...

Duration:00:16:08

Ep 15: Roth IRA 101

3/19/2020
Last week we covered the basics of the traditional IRA and today we will shift our focus to the Roth IRA. John and Nick will once again explain the basics to this investment vehicle. We will also compare and contrast the Roth IRA to the traditional IRA. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at...

Duration:00:13:59

Ep 14: Traditional IRA 101

3/5/2020
We cover the basics on the traditional IRA. John and Nick will break down what this investment vehicle is for and how it may be able to benefit you. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Speaker 1: Hey everybody, welcome into this edition of...

Duration:00:16:44

Ep 13: Secure Act Changes - Stretch IRA

2/6/2020
We continue our conversation about the SECURE Act. Another big piece to this new law is the removal of the stretch IRA. Nick walks us through the things we need to know about this big change. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com For a transcript of today's show, visit the blog related to this episode at https://www.pfgprivatewealth.com/podcast/ Transcript of Today's Show: ----more---- Mark: Hey,...

Duration:00:15:19

Ep 12: Secure Act Changes - RMD

1/16/2020
After it simmered in Congress for a year, the SECURE Act is now law. If you have a retirement account of any kind, or will one day inherit a retirement account, this will affect you. Today Nick will discuss the details around the new age specifications. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Speaker 1: Hey everybody, welcome into another edition of Retirement...

Duration:00:12:36

Ep 11: Social Security, Part 5

12/19/2019
Today is part 5 of our social security series and we will focus on the survivor benefit option. We will talk about a few situations that can arise and share a couple of client stories that have revolved around this topic. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Speaker 1: Back here with us for another edition of Retirement Planning Redefined, the podcast with...

Duration:00:13:31

Ep 10: Social Security, Part 4

12/5/2019
Today's show is part 4 of our social security discussion. Our topic today is spousal benefit options. John and Nick will walk us through the ins and outs of this facet of social security and offer their advice. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Transcript of Today's Show: ----more---- Mark: Hey everybody, welcome into another edition of Retirement Planning Redefined. Thanks as always for checking...

Duration:00:17:05