Rewire and Retire

It can be intimidating talking to a financial advisor and that is why you should always be prepared to ask the right questions. In the second part of a two-part series, Mike Guarino recaps the questions from episode 19, and dives into the other seven most important questions. Mike also provides listeners with additional advice … Continue reading Episode 21 – Questions To Ask When Interviewing Financial Advisors – Part 2 →

Are you having trouble finding a financial advisor that fits your needs? In part one of this mini-series, Mike Guarino gives an overview of three out of the ten most important questions clients are asking him during the interview process. Mike provides listeners with tips for finding a financial advisor that you can trust with … Continue reading Episode 20 – Questions To Ask When Interviewing Financial Advisors – Part 1 →

If you did all the right planning through the accumulation mode, you will eventually reach the distribution mode where your retirement plan kicks into effect. In part two of this mini-series, Mike Guarino gives a glimpse into what distribution mode is and how Guarino Wealth Management lines up the investment strategy. In this episode you … Continue reading Episode 19 – Shifting Gears for Retirement into Distribution Mode – Part 2 →

Whether you’re still a ways away from retirement, or considering retiring early, the accumulation phase plays a major factor in your retirement planning. In part one of this two part series, Mike Guarino discusses the five things you need to look into before you are ready to retire. In this episode you will learn: How … Continue reading Episode 18 – Gear Up for Retirement in Accumulation Mode – Part 1 →

Are you interested in a career as an IT professional? In this episode, Mike Guarino talks with John Devereaux Miller, as he explains his career journey and how his decisions impacted where he is today. John also provides listeners with some advice for someone starting out in an IT career. In this episode you will … Continue reading Episode 17 – The Journey to Life as an IT Professional – with guest John Miller →

While it is not completely possible to avoid forgetting the important stuff, there are tools to help manage these financial situations. In this episode, Mike Guarino discusses his approach to using checklists and flowcharts to help change people’s lives, improve efficiency and simplify any situation. In this episode you will learn: How dependent we are … Continue reading Episode 16 – How to Avoid Forgetting During Important Times →

While everyone needs good portfolio results, it’s crucial to pay attention to diversification, especially in an election year. In this episode, Mike Guarino highlights the importance of checking in with your financial team to make sure you are positioned where you want and need to be during election season to avoid fallout from market volatility. … Continue reading Episode 15 – Checking Your Assets During Election Season →

Like many professional fields, financial planning and investing have evolved and changed over the last decade, and there may be more changes on the horizon. In this episode, Mike Guarino explains how the financial planning and investing field has changed and evolved in the 14 years since he entered the industry. In this episode, you … Continue reading Episode 14 – The Evolution of the Financial Industry →

Financial planning is a fantastic way to build wealth for your future and for your retirement. But it is also a great tool to solve any current financial issues or ensure you are in good financial standing. In the final part of this financial planning mini-series, Mike shares his final tips for financial planning, explaining … Continue reading Episode 13 – Financial Planning For Now and For Your Future – Part 5 →

There are numerous benefits of having a financial plan. A couple of them include helping you prepare and identify for risks. In part four of this mini-series about financial planning, Mike Guarino discusses risk planning, financial analysis, and security in your financial plan. In this episode, you will learn: What a gap analysis is and … Continue reading Episode 12 – A Financial Plan Can Help You Identify and Prepare for Risks – Part Four →

One of the many benefits of a financial plan is that it allows you to measure your success while maximizing your money. In this episode, Mike Guarino expands on these benefits to help IT professionals make the most of their plans. In this episode, you will learn: What over-investing is and how it can impact … Continue reading Episode 11 – How a Financial Plan Can Measure Your Goals and Earnings – Part Three →

When it comes to financial planning, identifying mistakes early and making sure your goals are realistic are some small but important adjustments to make. In this episode of Rewire and Retire, Mike Guarino explains the importance of keeping your spending in line with your financial goals. In this episode, you will learn: How a financial … Continue reading Episode 10: Align Your Spending to Your Goals – Part Two →

“Will I be prepared to retire at age ___?” A financial advisor can help you answer that question AND show you how to get there. In this new mini-series, Mike Guarino explains the benefits of financial planning. You will learn how an advisor can help you articulate your goals and figure out if they’re realistic … Continue reading Episode 9 – The Benefits of Financial Planning: Part 1 →

The COVID-19 pandemic has affected nearly every human on the planet. How have social distancing regulations changed our physical, professional, financial, and personal lives? In this episode, Mike Guarino shares his experience as a financial advisor in the time of COVID-19, highlighting how he’s adapting to this new reality and what the “new norm” looks … Continue reading Episode 8 – Exploring Our New Norm →

While you might feel a great sense of pride in the company you work for, the company stock might not be the right fit for your portfolio. In this episode, Mike Guarino explains why IT professionals tend to hang onto company stocks, what risks come with being over-concentrated, and how to move towards diversification. In … Continue reading Episode 7 – 7 Financial Challenges That IT Executive and Professionals Face: Part 3 →

IT professionals, is there anything you’ve learned while working from home during this period of self-isolation? Has this time allowed you to rethink and reorganize your finances? Today, Mike Guarino explores the importance of flexibility when it comes to goal-setting and financial planning alike. While touching on the current COVID-19 crisis, Mike discusses why reconsidering … Continue reading Episode 6 – How to be Financially Flexible During the COVID-19 Pandemic →

Everyone has some kind of emotional tie to money. How do your emotions influence your financial decisions? In this episode, Mike Guarino conducts a mock interview with his co-host, Aric Johnson, to demonstrate how our past experiences and different mindsets can impact our money decisions. Mike also explains why a financial plan can help people … Continue reading Episode 5 – How Do Your Emotions Influence Your Financial Decisions? →

Are you an IT professional who’s often looking to the left and right when you’re deciding whether to sell a stock? In part two of this mini-series, Mike Guarino explains why it’s important for you to stay in your lane instead of letting FOMO (fear of missing out) influence your decisions. Mike also shares strategies … Continue reading Episode 4 – 7 Financial Challenges That IT Executives and Professionals Face: Part 2 →

Most of today’s IT professionals deal with hectic work schedules and equally busy home lives as they care for children and aging parents. Would outsourcing your financial planning free up your time? In this episode, Mike Guarino, also known as “Money Mike,” begins his multi-part series on the financial challenges that IT professionals face. Part … Continue reading Episode 3 – 7 Financial Challenges That IT Executive and Professionals Face: Part 1 →

IT was a world that Mike Guarino used to sleep, eat, and breathe in. He knows that IT professionals have hectic schedules; they’re constantly putting their days on hold to resolve spontaneous issues. Their time is extremely precious. In this episode, Mike discusses his planning process that is tailored to solve IT professionals’ unique challenges. … Continue reading Episode 2 – IT Professionals, Work With the Person Who Gets You →