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The Empowered Investor

Business & Economics Podcasts

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor. To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor. To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

Location:

United States

Description:

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor. To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

Language:

English


Episodes

Death & Taxes: What you need to know.

10/14/2021
Without proper financial planning, death can result in a heavy tax burden for the family left behind. Whether we want to think about it or not, every family experiences the sad situation of losing someone dear to their heart. Unfortunately, while coping with their grief, families often find themselves having to deal with a large burden brought on by the management of the estate. As an empowered investor, proper estate planning is crucial. That starts with being aware of the common pitfalls...

Duration:00:33:52

Tax Planning for Medical Professionals with Riccardo Zerbino

9/30/2021
Between transitioning from residency to retiring from professional life, doctors need to give careful consideration to their financial planning. Today we’re discussing the crucial planning stages in a doctor’s career and the tax and financial planning matters to consider. We’re joined by Riccardo Zerbino of Baker Tilly to help us explore this topic in more detail. Together, we’ll break down the key issues and considerations for young doctors, mid-career doctors, and retired doctors and shed...

Duration:00:36:53

Delta variant & investor implications

9/16/2021
Emotions and investing are not a great cocktail. As we head into the last quarter of 2021, there is plenty of uncertainty in the economic environment being fueled by the unpredictable Delta variant. Volatile markets and uncertain consumer trends may have you feeling like you need to jump in and react. Today we’re helping you navigate the current economic climate by looking at what you need to know about the Delta variant and the do's and don’ts for investors. In this episode, Marcelo, Ruben...

Duration:00:26:24

Understanding Robo-Advisors: Pros, Cons & Dilemmas

8/19/2021
With the number of easily accessible robo-advisors on the rise, there has never been an easier time for Canadians to start saving and investing. With as little as $100 per month, you can build diversified portfolios at a relatively low cost which is a very empowering option. In this episode, Marcelo, Lawrence and Keith discuss how Robo-Advisors work, the opportunities and advantages created for Canadian investors, as well as the risks and dilemmas of using these investment platforms. Key...

Duration:00:31:05

Voluntary Disclosures: You can run but you can't hide

8/5/2021
With increasing global connectedness, the world today is smaller than it’s ever been. Countries are coming together to share information in a global trend towards greater transparency and with that, undeclared assets are much more likely to be discovered. So if you’ve found yourself in a situation with undeclared assets, what can you do to get on the right side of things? That’s where voluntary disclosures come in, allowing taxpayers to come forward voluntarily and correct tax filings with...

Duration:00:41:25

Net Worth Boom & Inflation

7/22/2021
In early 2020, Canadians were worried about how the pandemic would negatively impact their financial affairs. One year later, Canadians are pleasantly surprised to see how well they've done, both in terms of their investments and their home values. In the 1st part of this podcast, Marcelo and Keith dive into the 2021 Credit Suisse Global Wealth Report and share how Canadians are performing in net worth growth relative to the US and other global players. They discuss the key factors that...

Duration:00:31:01

Family & Money with Family Legacy Guide Steve Legler

7/8/2021
Every parent strives to teach their children the right values around money to ensure they will become responsible individuals and be able to secure their future. But how do you start having those conversations with your children? How do you keep them grounded when they’ve grown up with wealth? When should you start talking to them about transitioning your wealth? Whether you’re a business owner, professional, or an executive, the best time to start planning around your family and wealth is...

Duration:00:57:11

Navigating Conflicts of Interest in the Financial Services Industry

6/17/2021
The drive to provide conflict-free advice is at the core of our firm and as we continue with part two of the next generation financial advisor. As an investor, it’s important to learn how to identify and avoid conflicts of interest that may arise in the financial services industry. Its critical because conflicted and biased advice will have a negative impact on your planning/investment outcome and overall client experience. In this episode, Marcelo and Keith talk about what conflicts of...

Duration:00:28:24

Wealth & Family Law: Marriage and Common-law Relationships In Canada

6/3/2021
Understanding your rights and responsibilities in a marriage or common-law relationship is a critical aspect of financial planning. As wealth managers, clients will often ask us what happens to their assets in the case of a divorce or separation. This is an especially important topic to consider when it comes to your home, which is usually a significant proportion of your net worth. In the past we’ve focused on the Civil Code of Québec and today, we’re taking a deep dive into relationships...

Duration:00:49:11

The Evolution of Investment Advice in Canada: The Next-Generation Advisor

5/20/2021
Inspired by a recent white paper on the next-generation advisor, today we’re exploring the evolution of investment advice in Canada. For me, the expansion beyond stock picking and into a deeper advisory role goes back over 20 years. The evolution of exchange-traded funds has helped us build wonderful portfolios with passive investment vehicles, giving us the time to deliver a better client experience by offering additional services such as tax and retirement planning, cash flow management...

Duration:00:27:01

Wealth & Real Estate: Part 3 – Urban & City Living

5/11/2021
In the first two parts of our wealth and real estate series, we looked at residential real estate, specifically the suburbs. Within those episodes, we explored the key things you need to know both from an upsizing and a downsizing perspective. For part three, we’re going in a new direction and talking about urban and city living. Canada has some phenomenal cities and city living is a lifestyle choice that many people are attracted to. Today we’re joined by Christina Miller of Christina...

Duration:00:33:51

Wealth & Real Estate: Part 2 – Empty Nesting & Downsizing Homes

5/5/2021
In part one of our wealth and real estate series, we explored how hard it is for first-time buyers and people looking to upsize to find a home in the current market. For part two, we’re looking at the other side of the equation; people who are ready to downsize. After years of accumulating wealth in their primary residences, downsizers usually fall into two categories: empty nesters and seniors. But while downsizing of course has big financial implications, the emotional aspect also plays a...

Duration:00:43:49

Wealth & Real Estate: Part 1 – Expanding Family & Buying Larger Homes

4/29/2021
If you've been listening to the show for a while, you know that we take a very holistic approach to money management. Whether we’re talking about primary residences or properties that generate income, real estate is a huge part of people’s portfolios. What do you need to know before buying your first home? What should you do to put yourself in a good position as a seller? Do you need to work with a real estate agent? We’re answering those questions and many more in our new series on wealth...

Duration:00:58:28

Pump and Dump is Alive and Well.

4/15/2021
Today we’re talking about one of the most common examples of an investment scam, the “pump and dump”, and comparing it with others you may be familiar with, like the Ponzi scheme and corporate fraud. Investing scams are nothing new. They’ve been around for years and are unlikely to go away anytime soon. While stories of massive schemes seem to make fantastic movies, the reality is that with the unprecedented times we’re living through, many investors are vulnerable and are getting hurt...

Duration:00:22:53

Wealth & Family Law: Part 3 - Unmarried Couples in Québec

4/1/2021
In Québec, approximately 40% of couples are not married - the highest percentage across Canada. At the same time, the legal protection offered by the family patrimony and matrimonial regimes only apply to married couples. What happens when unmarried couples separate? How can you protect yourself, your family, and your assets? Patricia Fourcand is back for our final episode on family law in Québec to explain the key aspects of family law that unmarried couples need to understand when it comes...

Duration:00:25:16

Wealth & Family Law: Part 2 - Matrimonial Regimes

3/29/2021
Under the Civil Code of Québec, there are a number of laws that impact couples and their assets in the event of separation or divorce. In part two of this series, we’re exploring matrimonial regimes and how they affect the division and separation of assets. Unlike family patrimony, which applies to all marriages and civil unions, couples can choose different matrimonial regimes based on their marriage contract. To give us a clear picture of which assets are impacted by the matrimonial regime...

Duration:00:26:48

Wealth & Family Law : Part 1 - Family Patrimony in Québec

3/25/2021
Family law is an essential aspect of wealth management that is unfortunately often overlooked. It’s a very complex topic and there’s so much an empowered investor should know about that we decided to do a series where we will discuss the division and the separation of assets in various contexts. Whether you are entering into a serious relationship, have children that are soon to be married or are in a difficult period and entering into a separation or divorce process, this applies to you....

Duration:00:24:22

Economic and Stock Market Recovery

3/11/2021
With public policy and multiple forced lockdowns in 2020, we knew we’d see a major impact on the economy unlike the recessions and bad economic periods we’ve seen in the past. Today, we’re focusing on recovery. Recovery has two main parts, economic and the stock market. Where the economic recovery reflects what’s happening on Main Street, the stock market recovery looks to the future. For this episode, we’ve broken down this stock market recovery into three main phases and we’re taking a...

Duration:00:28:41

The Ins and Outs of Preparing Your 2020 Tax Return - with Guest Hugh Campbell, CPA, CA

2/25/2021
Tax season can be quite a stressful time for many investors. On top of that, with the changes that 2020 brought for a lot of us from working from home, to real estate purchases, and government programs, things may look a little different than usual. We wanted to dedicate this episode to helping you think about the ins and outs of having your income taxes prepared for you. We are joined by our own Hugh Campbell, CPA, CA, CIM a longtime Partner at Tulett, Matthews & Associates. Hugh is not...

Duration:00:33:49

Navigating Financial Bubbles

2/11/2021
“What’s going on with GameStop?” From our mothers to our kids, that’s the question that seems to be on everyone’s mind. Meanwhile, as the numerous players try to figure out how to handle that tricky situation, TV, radio, and newspapers are mentioning bubbles more than ever. So how do you know if we're in a financial bubble? What triggers them and then causes a bubble to burst? More importantly, how do you protect yourself? Today we’re going through everything an empowered investor needs to...

Duration:00:25:19