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The Empowered Investor

Business & Economics Podcasts

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor. To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor. To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

Location:

United States

Description:

If you've ever felt overwhelmed by the sheer volume of choices and voices in the Canadian financial services industry, The Empowered Investor Podcast can transform your investment experience and increase your odds of becoming financially secure – forever. With his simple, straightforward approach, host Keith Matthews cuts through the noise to help you make better decisions and discover the best investment and planning strategies for you and your family. As a portfolio manager and advisor at Tulett, Matthews & Associates, Keith has spent twenty-five years helping investors achieve their financial goals using the same planning and portfolio principles discussed in The Empowered Investor podcast. Always an advocate for investors, Keith has spoken at global conferences, been quoted in many Canadian newspapers and magazines, and recently published the new and revised 4th edition of his book, The Empowered Investor. To learn more about Keith’s client advisory services or to request a complementary copy of the latest edition of The Empowered Investor, please visit www.tma-invest.com

Language:

English


Episodes

Retirement Planning: Understanding your RRIF Options

11/17/2022
For many Canadians, the RRSP (Registered Retirement Savings Plan) is the primary driver of their retirement savings. An RRSP allows you to contribute a percentage of your income each year which, unlike non-registered accounts, can grow in that account while deferring taxes until you withdraw. Later, when you stop working or reach age 71, you convert your RRSP to a RRIF (Registered Retirement Income Fund) and flip the switch from contributions to withdrawals. In this episode, Marcelo and...

Duration:00:29:03

Managing your Investment Portfolio Through a Recession

11/3/2022
From media outlets to friends and coworkers, chances are you’ve heard lots of buzz about a recession. The truth is however, that a lot of uncertainty remains, and we can’t predict if or when we will enter a recession. As an Empowered Investor, it’s essential to understand the current economic context and how a recession could impact your investment portfolio. As financial advisors, we are here to help you move forward confidently and today are discussing the looming possibility of a...

Duration:00:31:09

15 Questions to ask when Choosing a Financial Advisor

10/13/2022
Choosing the right advisor or advisory firm takes time. In our last episode, we explored the four criteria for evaluating the value of financial advice: competence, coaching, convenience & continuity. We’re taking it further today and exploring how you can assess the process of hiring an advisor. A good evaluation goes beyond an advisor’s financial performance. A thorough evaluation should give you a sense of their processes, structures, and how they will help you attain your goals. To...

Duration:00:36:26

The 4 Criteria to Evaluate Financial Advice

9/29/2022
“Price is what you pay, but value is what you get.” - Warren Buffett What’s the marker or gauge to value financial advice? How do investors value the benefits they receive when working with an advisor or advisory firm? When working with an investment & planning service provider, so much of the value provided is intangible, making it difficult to quantify. At the same time, it’s crucial to be able to evaluate the service so that you can ensure you’re satisfied with the value you...

Duration:00:26:00

Money & Couples – Why you Must Get This Right!

9/1/2022
Managing your finances as a couple is hard. It’s such a common source of conflict that one in four divorced Canadian couples say that money problems played a key role in their split. Money has so many emotional connections that it’s often tricky to discuss. It’s how we acquire and utilize our resources, and it’s how we take care of the people we love. It’s even more complicated when personal money values don’t align with your partner's. So what do you do when partners’ approaches to money...

Duration:00:31:49

Inflation, Interest Rates and Bond Returns with Sooyeon Mirda CFA, Dimensional Fund Advisors

8/18/2022
“Market prices contain rich, reliable information about expected returns in the future.” It's an interesting time to be an investor. Uncertainty and volatility are par for the course, inflation rates are higher than we’ve seen in decades, and interest rates are increasing. Today we’re thrilled to be joined by fixed income strategist Sooyeon Mirda of Dimensional Fund Advisors, who has a rare ability to demystify complex subject matter with tremendous clarity. We’ll discuss interest rates,...

Duration:00:49:51

The 5 Ws of Estate Planning with Edmond Fhima

7/28/2022
Less than 50% of Canadians have a Will in place. Without a valid Will, the government is the decision-maker for the future of your children and your assets. Creating and periodically reviewing your will should be a priority for every Canadian. Whether you have a minor child, hold a simple RRSP or have significant financial holdings, a legal Will ensures that your estate is handled as quickly as possible, in the manner you would prefer. Joining us to talk about creating and executing Wills...

Duration:00:44:29

Inflation, Market Volatility and Your Portfolio

7/14/2022
The theme for the first half of 2022: Inflation. It’s been an interesting year so far. The country has opened up, and many pandemic restrictions were lifted or eased. At the same time, we feel the lasting effects on the economy and our investments. Nine months ago, most central banks were assuring the public that inflation is transitory, supply will pick up shortly, and equilibrium is on the horizon. That has not been the case. What does this recent stock and bond turbulence mean for you...

Duration:00:25:38

Tax-Free First Home Savings Account (FHSA)

6/9/2022
Across Canada, increasing housing prices have made home ownership unaffordable for many. Today we’re talking about the recent announcement by the federal government to help more Canadians get into the housing market: the new Tax-Free First Home Savings Account (FHSA) set to be implemented in 2023. The FHSA is the latest in a long list of investment and savings accounts available to Canadians for saving towards home ownership and retirement goals. At its core, this plan attempts to...

Duration:00:20:51

Solutions for Canadian Home Property Market

5/19/2022
Home affordability is on most Canadian’s mind these days and is a topic that brings mixed emotions depending on whether you own a home or not. In the last decade, housing prices have skyrocketed. Many in the younger generation can’t afford to buy a home while empty nesters are stuck in larger homes as they can’t find suitable homes in their communities to downsize into. How do we start to tackle this issue? What can be done to relieve the pressure, introduce more supply, and give...

Duration:00:51:53

How To Manage Your Portfolio During Turbulent Times

5/5/2022
“A portfolio is like a bar of soap. The more you handle it, the smaller it gets.” - Darcy Howe Markets around the world are turbulent at the moment as inflation and geopolitical conflicts have many investors on edge. It’s human nature to want to take action in the face of instability. So what can you do to secure your future? Should you change your portfolio strategy? Are there new opportunities to take advantage of? Is it better to stay the course? In this episode, Marcelo and Keith...

Duration:00:24:37

The ins and Outs of Preparing Your 2021 Tax Returns

4/21/2022
Tax season can be quite a stressful time for many investors. We have dedicated this episode to getting you up to speed on the key areas you should be thinking about as you prepare to file your taxes. To help us dive deep into this topic, we’re joined by our own Hugh Campbell, a longtime Partner at Tulett, Matthews & Associates. Hugh is a Chartered Accountant and he oversees the tax preparation services offered to many of our clients of the firm. He graduated from McGill University with a...

Duration:00:34:54

Your CPP/QPP & OAS Benefits

4/7/2022
Government pension programs give Canadians a source of reliable retirement income, even if they were unable to consistently save on their own. Despite being reluctantly received when they were first created, most Canadians count on government pensions as a valuable part of their retirement. Depending on where you live and your unique circumstances throughout your life, understanding your pension options can be challenging. Today Keith is joined by his colleague, Edmond Fhima to discuss the...

Duration:00:37:39

You Chase - You Lose!

3/24/2022
“Past performance is not indicative of future results.” It’s a common phrase that you’ll see on a lot of investment material but its implications are often missed by investors. Chasing performance is what happens when you see a stock or sector performing well or other investors reaping big rewards so you decide to buy in at the high levels. It’s not at all a new phenomenon as there are always stocks with new and exciting stories inducing the fear of missing out. In this episode, Marcelo...

Duration:00:35:11

War, Conflict & Long-term Investing

3/10/2022
All of us at Tulett, Matthews & Associates are shocked and saddened by the human and emotional toll the conflict is inflicting on the Ukrainian and European populations. With heightened investor anxiety, we have recorded this episode to shed some light on how the stock markets have reacted to past wars and global conflicts and what it might mean for current long-term investors. In this episode, Marcelo and Keith talk about geopolitical risk/shock in investing. When we're facing major...

Duration:00:24:22

The Wheel of Wellness: 7 Habits of Healthy, Happy People with Heather Martin

2/17/2022
“There are two topics that will affect your life whether you're interested in them or not: money and health.” - Morgan Housel While we’re typically here to provide insights on financial topics, we've realized that our listeners would greatly benefit from a fresh perspective on concepts that are equally as important to their overall wellbeing. Our first episode exploring this angle was with author Andrew Hallam. While the world's noise encourages us to think that more is better and newer is...

Duration:01:06:30

The 4% Safe Withdrawal Rule.

2/3/2022
The 4% Safe Withdrawal Rule was created as a guideline for how much you can withdraw from your portfolio in each year of retirement without running out of money. In an ideal world, following the 4% rule would allow you to plan your retirement cash flows in a way that ensures your investments can support you throughout retirement. But as with all generalizations, the 4% rule comes with both advantages and disadvantages. Today we’re exploring how the 4% rule came to be and whether it’s still...

Duration:00:27:34

2021 Year in Review

1/20/2022
In this episode, Marcelo and Keith review how asset classes performed in 2021. Last year was a unique year in global stock markets. If you look at a chart of stock market performance for 2021, it looks pretty steady. But when you dig a little deeper you’ll see that there was style and leadership turbulence underneath. Coming out of the end of 2020 - a period when you almost couldn’t lose in the market - 2021 was a year that separated the investors who stuck to their well-planned portfolio...

Duration:00:32:00

Maximizing Life Satisfaction and Happiness with Author Andrew Hallam

1/6/2022
As investment professionals, we focus a lot on saving, investing, and retirement planning. But a successful life is about more than just money, it’s about satisfaction and happiness. Today we’re widening our scope and bringing a sense of purpose to why we work and why we have money. To explore this topic, we’re joined by bestselling author Andrew Hallam who shares his strategies and the research that has been done on how to improve our life satisfaction levels. Andrew Hallam is the...

Duration:01:14:08

How to Start Saving and Investing with Ryan Jacobs and Matthew McGee

12/9/2021
One of the things a lot of us regret is not getting serious about our finances at a younger age. By developing great financial savings and investment habits early, young adults can significantly increase their odds of long-term financial stability and success. If you have kids between the age of 16 and 30 or are in that age category yourself, and are wondering how to start saving and investing, this episode is for you. Marcelo Taboada and co-Host Lawrence Greenberg are joined by Ryan (20)...

Duration:00:31:49