The Life By Design Podcast

Have you ever considered writing a legacy letter for your loved ones? In this episode, Royal Standley shares client examples and his own personal example of how a meaningful legacy letter can add heartfelt value to an estate plan. After all, passing along words of appreciation, thoughts, and intentions to your loved ones will stay … Continue reading Episode 22 – How to Write Your Legacy Letter →

Michael Johnson has many interesting stories to share and a unique and rational approach that makes it simple for his clients to truly understand their finances. In this episode, Royal Standley engages in a fresh conversation with this valuable member of the Oregon Pacific family. We get to know more about Michael Johnson, who brings … Continue reading Episode 22 – Meet the Oregon Pacific family — Introducing Michael Johnson →

When planning for retirement, the conversations you have with your advisor may focus only on the financial side of this new life stage. Sometimes, advisors fail to communicate that there is also an emotional side of retirement that can be challenging for some people. In this episode, Royal Standley helps you remove some of the … Continue reading Episode 21 – Transitioning into Retirement →

There are many reasons why people start planning for retirement later in life, but what they may not realize is that achieving financial stability is still possible. In this episode, Royal Standley explains what people in this particular situation can do to gain financial stability and help get them on the best possible path forward. … Continue reading Episode 20 – How to Plan for Retirement Later in Life →

Graduating from college is usually an exciting time for young people, but trying to figure out the next step can feel daunting. In this episode, Royal Standley shares useful tips on how recent graduates can lay the right foundation early on. He discusses paying back student loans, whether to rent or buy, emergency funds, and … Continue reading Episode 19 – Tips for the Recent College Grad →

Knowing your team is fundamental to achieving success. In this episode of Life By Design Podcast, we meet Ron Naumann, who has been an advisor at Oregon Pacific for 18 years. Ron has taken his professional life on a path he never expected: He went from working as a manufacturing engineer to becoming an accomplished … Continue reading Episode 18 – Meet the Oregon Pacific family — Introducing Ron Naumann →

There are many types of scams and some of them are fairly sophisticated. It’s no wonder that people fall victim to scams more often than not. For Royal Standley, prevention is the best tool against scammers. In this podcast, Royal gives you insight into the mechanisms that scammers use to get your attention and strategies … Continue reading Episode 17 – How to Recognize a Scam and Avoid Becoming a Victim →

Life insurance, with all of its moving pieces, can be a difficult concept to understand. Considering that there are different types of insurance policies to sift through, how can you make an informed decision? In this episode of The Life By Design Podcast, Royal Standley dives deep into life insurance, explaining its true importance as … Continue reading Episode 16 – Your Top Life Insurance Questions Answered →

In this episode of The Life By Design Podcast, Royal Standley introduces us to a special guest. Financial planner Rich Todd has worked at Oregon Pacific for 11 years. Rich shares with us his background and experience, what inspired him to start his career in financial planning, and how he manages to give clients a … Continue reading Episode 15 – Meet Rich Todd →

To have success in your financial life, you need to have a team that can provide you with the best professional advice. Finding the right team can save you from making costly mistakes, and that can make a huge difference in your financial future. Start putting all of your pieces in place with Royal Standley’s … Continue reading Episode 14 – Building Your Financial Success Team →

It is a well-known fact that diversifying into real estate is one of the best ways for Americans to build wealth. But the decision to diversify into real estate shouldn’t be taken lightly. There are many factors to consider before diversifying and, with so much information out there, it’s understandable that investors have a lot … Continue reading Episode 13 – Is Diversifying into Real Estate Right for You? →

Money. It’s not the easiest subject to talk about or the most comfortable. But today, you can rely on Royal Standley’s experience as he sheds more light on important subjects to help you plan for your financial future. This episode is all about understanding what different ways of gaining and saving money could mean for … Continue reading Episode 12 – Let’s Talk About Your Money and Your Taxes →

Asking the right questions will get you the right answers. This becomes especially important when you are choosing a financial advisor. In the last part of his most-asked-questions miniseries, Royal Standley uncovers information frequently requested by potential clients. In this episode you’ll learn: How to determine which type of investments are best for you How … Continue reading Episode 11 – Answers to Clients’ Most-Asked Questions: Part 3 →

Are you thinking about working with a financial planner, but you’re not sure what questions to ask? Then you’re in the right place! Royal Standley is back to answer your biggest questions about working with a financial advisor. In part two, you’ll learn the answers to the most-asked questions that potential clients ask him and … Continue reading Episode 10 – Answers to Clients’ Most-Asked Questions: Part 2 →

Imagine walking into a financial planner’s office for the first time. What questions would you ask before deciding to work with that person? Today, Royal Standley is here to answer your biggest questions. Working off a list of his clients’ most-asked questions, Royal gives forthright and detailed answers, while also sharing helpful planning advice along … Continue reading Episode 9 – Answers to Clients’ Most-Asked Questions: Part 1 →

What comes to mind when you think of having financial peace? Perhaps you envision paying off your debt, boosting your savings, or not having to worry about the future. Royal Standley helps clients achieve all of the above. Today, Royal shares the simple process he uses with clients, called Dave Ramsey’s Baby Steps, which focuses … Continue reading Episode 8 – How to Use Dave Ramsey’s Baby Steps →

With the holiday season quickly approaching, more and more people are beginning to think about their charitable giving. In this episode, Royal Standley talks about the importance of finding what speaks to your heart when you’re choosing which organizations to support. Here’s what you will learn about: The “American advantage” of charitable giving—and what sets … Continue reading Episode 7 – Planning for Lifetime Charitable Giving →

Did you know that everyone has an estate plan, even if they don’t have a will or a living trust? But when people pass away without a prepared will or a trust, their heirs are chosen by the laws of whichever state they lived in. Maintain control of what happens to your assets by … Continue reading Episode 6 – It’s Never Too Soon to Start Estate Planning →

In his last episode, Royal Standley talked about nine types of risk that could impact your returns. Now Royal is back to explain how he addresses those risks through his financial planning process. He is on a mission to create the best possible outcomes for clients. In this episode, you will learn: A recap of … Continue reading Episode 5 – How to Plan for Risks Through Financial Planning →

There are nine types of risk that could not only impact your investment returns, but also your overall financial plan. Today, Royal Standley outlines each type of risk and shares strategies he uses to help reduce their effect on clients’ investment portfolios. In this episode, you will learn: How parents tend to influence their children’s … Continue reading Episode 4- Are You Aware of These Nine Risks to Your Portfolio? →