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The Mortgage Minute-and-a-Half

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Location:

United States

Language:

English

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513-399-5710


Episodes

Fannie Mae: Consumers Unaware Of Looser Mortgage Guidelines

5/16/2018
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Banks have loosened the mortgage rulebook and Fannie Mae's National Housing Survey shows consumers haven't noticed; An update on today's mortgage rates and the current 5-day trend; The National Association of REALTORS® reports an increase in the Pending Home Sales Index despite lack of inventory and rising rates.

Home Buyers Find Success With Loan Re-Applications

5/14/2018
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When your mortgage loan application gets turned down, there's a really good reason to talk to another lender instead; Updating today's mortgage rates and mortgage rate trends; and, Shopping for interest rates and closing costs as a package is pretty much impossible. The post Home Buyers Find Success With Loan Re-Applications appeared first on Growella.

Duration:00:03:25

This Is How Much You Save By Talking To A Second Lender

5/11/2018
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Freddie Mac research shows how much money mortgage borrowers save by comparison shopping their home loans; today's updated mortgage rates for conforming, USDA, VA, jumbo, and FHA loans; why your lender asks for paperwork and what to do when you don't want to send it in. The post This Is How Much You Save By Talking To A Second Lender appeared first on Growella.

Duration:00:02:46

Home Buyers Using ARMs To Get Lower Mortgage Rates

5/9/2018
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Using adjustable-rate mortgages to buy a home; today's mortgage rates for conforming, USDA, VA, jumbo, and FHA loans; and, how to receive a cash gift for down payment so your mortgage lenders allows it. The post Home Buyers Using ARMs To Get Lower Mortgage Rates appeared first on Growella.

Duration:00:02:45

Adjustable-Rate Mortgage (ARM) Use Surges Among Home Buyers

5/7/2018
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Ellie Mae reports homeowners choosing adjustable-rate mortgages over fixed-rate ones at the highest clip since 2014; an update on today's mortgage rates for VA, USDA, FHA, jumbo, and conforming loans; how to use probability and concepts from physics to improve your credit score and get access to the best mortgage rate possible. The post Adjustable-Rate Mortgage (ARM) Use Surges Among Home Buyers appeared first on Growella.

Duration:00:03:25

Consumer-Friendly Real Estate Information? Look Past The National Surveys.

5/4/2018
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Home affordability studies say that California is the most expensive and parts of the Midwest are the least expensive, but that doesn't help home buyers much; today's mortgage rates for conforming, FHA, jumbo, USDA, and VA loans; and, all about the intended audience for the S&P CoreLogic Case-Shiller Home Price Index. The post Consumer-Friendly Real Estate Information? Look Past The National Surveys. appeared first on Growella.

Duration:00:03:22

Home Buyers Beat The Horrible Weather & Low Home Supply

5/3/2018
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When you're buying a house, it's good to look past the national data and focus on the local; today's mortgage rates for conforming, FHA, jumbo, USDA, and VA home loans; and, New Home Sales posts its second-highest reading in ten years despite weather-related obstacles in New England and much of the Northeast. The post Home Buyers Beat The Horrible Weather & Low Home Supply appeared first on Growella.

Duration:00:03:02

For Buyers, It Helps To Have A Jumbo Mortgage Contact

4/30/2018
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National Association of REALTORS® data shows that the typical home is selling in 30 days, which doesn't leave buyers much time to think; today's mortgage rates across conventional, FHA, USDA, VA, and jumbo loan products; how mortgage loan limits affect consumer home loan choice. The post For Buyers, It Helps To Have A Jumbo Mortgage Contact appeared first on Growella.

Duration:00:03:31

Mortgage Rates Spike Ahead Of May 2018 Federal Reserve Meeting

4/27/2018
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The Federal Reserve meets for its third scheduled meeting of the year and it's expected to hold the Fed Funds Rate unchanged until June; today's mortgage rate trends for conforming, FHA, USDA, jumbo, and VA loans; and, with mortgage rates spiking, the importance of staying patient while you're trying to buy a home. The post Mortgage Rates Spike Ahead Of May 2018 Federal Reserve Meeting appeared first on Growella.

Duration:00:02:53

Home Equity Line Of Credit: Your Personal “Emergency Fund”

4/25/2018
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Mortgage rates unexpectedly spike, changing the math of How Much Home Can I Afford for home buyers nationwide; an update on today's mortgage rates for conforming, USDA, VA, jumbo, and FHA loans; and, using a home equity line of credit as an emergency fund and immediate source of cash. The post Home Equity Line Of Credit: Your Personal “Emergency Fund” appeared first on Growella.

Duration:00:03:07

FHA Mortgage Rates Are Now Higher Than Conventional Ones

4/20/2018
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Home buyers are finding value in new construction homes with home supply up and builder confidence down through fourth straight months; an update on today's mortgage rates; and, Ellie Mae reports FHA mortgage rates surpassing conventional rates for the first time. The post FHA Mortgage Rates Are Now Higher Than Conventional Ones appeared first on Growella.

Duration:00:02:50

Homeowners Canceling Their FHA Mortgage Insurance Premiums

4/19/2018
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FHA mortgage insurance isn't forever, and many homeowners have the option to cancel FHA MIP; today's mortgage rates for conforming, USDA, VA, FHA, and jumbo loans; and, using 15-year fixed rate mortgages to save money for your future. The post Homeowners Canceling Their FHA Mortgage Insurance Premiums appeared first on Growella.

Duration:00:03:03

Buying A Home In The Land Of Google Autocomplete

4/16/2018
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When home buyers start their search for a home, they start by asking Google a variation on the same type of question: "How much home can I afford?"; checking today's mortgage rates for conforming, FHA, VA, USDA, and jumbo mortgage loans; and, the very specific rules for accepting a cash gift of down payment on a home. The post Buying A Home In The Land Of Google Autocomplete appeared first on Growella.

Duration:00:03:00

Millennials Are Overpaying For Their Homes And Here’s Why

4/12/2018
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Half of Millennials plan to buy their next residence, according to Freddie Mac data; today's mortgage rates for conforming, VA, USDA, FHA, and jumbo home loans; and, how Millennial home buyers are paying list price or higher for homes way more often than other age cohorts. The post Millennials Are Overpaying For Their Homes And Here’s Why appeared first on Growella.

Duration:00:02:57

The Sneaky Mortgage Technique Used By All-Cash Home Buyers

4/12/2018
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A weaker-than-expected jobs report pushes current mortgage rates to a two-month low; today's mortgage rates for conforming, USDA, VA, FHA, and jumbo home loans; and, the mortgage technique all-cash buyers use to get their money back from their homes. The post The Sneaky Mortgage Technique Used By All-Cash Home Buyers appeared first on Growella.

Duration:00:02:36

As Mortgage Lenders Get Faster, Home Buyers Get Cheaper Rates

4/6/2018
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The National Association of REALTORS® reports another big drop in U.S. home inventory; an update on today's mortgage rates for conventional, FHA, VA, Jumbo, and USDA mortgages; and, an introduction to mortgage rate locks. The post As Mortgage Lenders Get Faster, Home Buyers Get Cheaper Rates appeared first on Growella.

Duration:00:02:45

What Will Homeowners Do With All This Home Equity?

4/4/2018
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Home values are rising and today's homeowners own more home equity than during any period in history, collectively; today's mortgage rates for conforming, USDA, FHA, VA, and jumbo mortgages; and, the relative merits of the S&P CoreLogic Case-Shiller Home Price Index for today's buyers of homes. The post What Will Homeowners Do With All This Home Equity? appeared first on Growella.

Duration:00:02:59

Home Sales Popping Into The Spring Season: NAR

4/2/2018
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Nearly one-third of home buyers getting approved for mortgages have credit scores in the 500s or 600s, according to Ellie Mae; today's mortgage rates for conforming, USDA, FHA, VA, and jumbo mortgages; and, an uptick in the National Association of REALTORS® Pending Home Sales Index. The post Home Sales Popping Into The Spring Season: NAR appeared first on Growella.

Duration:00:02:51

The Worst Day To Schedule Your Real Estate Closing

3/30/2018
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Consumers under-predict home price growth by more than half, Fannie Mae data shows; today's mortgage rates for conforming, USDA, FHA, VA, and jumbo mortgages; and, making sure you don't close on the absolute worst closing day of the year. The post The Worst Day To Schedule Your Real Estate Closing appeared first on Growella.

Duration:00:02:46

When It’s Time To Stop Rate-Shopping Your Mortgage

3/26/2018
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Lenders report a loosening in their mortgage approval standards; Today's 30-year mortgage rates for conforming, USDA, VA, and FHA loans; and, why it's a good deal to just lock that rate already. The post When It’s Time To Stop Rate-Shopping Your Mortgage appeared first on Growella.

Duration:00:02:56

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