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The Retirement Cafe

Business & Economics Podcasts

Financial and retirement planning guidance from mid-Michigan's Dan Reese & Brent Oliver of Avery Wealth.

Financial and retirement planning guidance from mid-Michigan's Dan Reese & Brent Oliver of Avery Wealth.

Location:

United States

Description:

Financial and retirement planning guidance from mid-Michigan's Dan Reese & Brent Oliver of Avery Wealth.

Language:

English


Episodes

Ep 24: GameStop, Bitcoin, and Diet Pills

3/4/2021
In today’s episode we are going to talk about some of the recent financial news around GameStop and Bitcoin and in a funny way, how they may relate to diet pills. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:33:42

Ep 23: Is Your Annual Investment Review Actually Helping You?

2/18/2021
Most financial professionals make it a point to have an annual review done with you to look over your portfolio and see how everything has been doing. These reviews should make you feel secure in your plan moving forward, however, some advisors have this review to see if they can sell you another financial product. Dan and Brent talk today on what their annual reviews look like and some red flags you should be weary of. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:31:15

Ep 22: How Years Like 2020 Can Ruin Your Financial Plan

2/4/2021
2020 was not an easy year to be an investor in the stock market. After nearly a decade of a bull market, things quickly took a sharp downturn in March with news of the pandemic. This decline instilled fear in a lot of people and caused some to even pull their money out of the market at a loss. Today the Dan and Brent look back on the stock market's performance for 2020 and put some numbers behind a hypothetical portfolio going through a year like...

Duration:00:25:50

Ep 21: Four Stages of Money - Your Legacy

1/21/2021
This is the last installment of our retirement phase series. It's not easy to discuss how you would like your assets to be distributed when you are gone, but it is certainly an essential conversation to have. We take a look at some items you should review, making your assets tax-efficient, and much more. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:27:22

Ep 20: Four Stages of Money - The Distribution Phase

1/7/2021
Now that you have accumulated money and have transitioned into retirement, it's important to strategically plan out how you will use your assets to live off of. We discuss how to make your distribution plan efficient and a couple things to take a closer look at when you enter this phase. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:37:31

Ep 19: Four Stages of Money - Transitioning Into Retirement

12/17/2020
This week we are diving into part two of our four-part series on the different stages of money, which includes accumulation, transitioning into retirement, the distribution phase, and your legacy. So today we get to talk about what many people get most excited about, transitioning into retirement. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:30:31

Ep 18: Four Stages of Money - Accumulation

12/10/2020
This week we are kicking off a 4-part series on the different stages of money, which include accumulation, transitioning to retirement, the distribution phase, and your legacy. Over these sessions we hope to give our listeners some key elements to focus on during these different stages so they can optimize their long-term financial health. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:29:27

Ep 17: The Essential Planning Checklist

11/19/2020
There are a few essential documents that you should have taken care of, so if something were to happen to you, your loved ones aren't guessing on what to do. Brent and Dan run through this checklist and give examples of how helpful this has been for some of their clients. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:27:29

Ep 16: Savvy Social Security Planning

11/5/2020
Social Security is one of the most complex components to a financial plan. That's why Dan and Brent created a handout to help clients understand Social Security better. We'll go through the 4 insights on their handout today to hopefully give some guidance to the listeners out there. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:20:44

Ep 15: How to Pick a College You Can Afford

10/15/2020
On the last episode we talked about how college debt is ruining family’s ability to retire on- time. For parents, the debt is impacting their retirement savings and for their kids, they are often times drowning in debt before they even get started. Today we are going to talk about how you can make an informed, intentional decision when picking a college so that you can avoid some common mistakes families make when sending their kids to...

Duration:00:28:33

Ep 14: How College Debt Can Ruin Your Retirement

10/1/2020
We have all see the statistic on college debt and today we are starting a two-part series on late- stage college planning. Today’s podcast part one that will cover why college debt is an issue for families, how it is impacting them and how to avoid common mistakes. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:20:17

Ep 13: The Dangers Of Only Saving To A 401(k)

9/17/2020
For many years, people have put the majority of what they saved for retirement into a 401k account. This can create some complications down the road because it is a pre-tax investment vehicle. Dan and Brent talk to us today on why you may want to consider other types of investments to avoid a huge tax bill in the future. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:21:38

Ep 12: Mortgage Planning in a Low Interest Rate Environment

9/3/2020
Mortgage rates are at historically low rates right now and this has caused a lot of people to think about buying a house. Dan and Brent will give us a run down of what to know when it comes to finding the right mortgage that fits you and your lifestyle. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:20:17

Ep 11: The Difficulty Of Financial Planning After The Death Of A Spouse

8/20/2020
It is a life event that can be one of the most difficult things to go through both emotionally and financially. When one spouse dies, the remaining spouse is left to wrestle with a mountain of questions and choices. And although it’s difficult to discuss, proper planning can help make it easier to transition through this major life event. Let’s explore what someone should do in the event of a spouse’s passing, but also some of the pre-planning that can take...

Duration:00:18:34

Ep 10: Risk Tolerance

8/6/2020
Most people don’t realize what their risk tolerance is and how much it can affect their portfolio. We discuss three important considerations wehn trying to determine how much risk someone can truly handle Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:18:57

Ep 9: The Advisory Process - Protect Phase

7/16/2020
We will be covering our three-part advisory process that allows families to design, build and protect a comprehensive long-term plan that reflects what is most important to them, including their values, needs, concerns and hopes. Today we will focus on the final part, which is protecting your plan. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:21:30

Ep 8: The Advisory Process - Build Phase

7/2/2020
We will be covering our three-part advisory process that allows families to design, build and protect a comprehensive long-term plan that reflects what is most important to them, including their values, needs, concerns and hopes. Today we will focus on the second part, which is building your plan. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:19:59

Ep 7: The Advisory Process - The Design Phase

6/18/2020
Over the next three episodes we will be covering our three-part advisory process that allows families to design, build and protect a comprehensive long-term plan that reflects what is most important to them, including their values, needs, concerns and hopes. Today we will focus on the first part, which is designing your plan. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:18:13

Ep 6: Challenge of Investing Outside of the Plan

6/12/2020
Many families have been worried about the declining value of their portfolios and it's opened their eyes to the shortfalls in their investment strategies. Let's talk about the challenges people face when they work without a plan and what you can do to begin that process. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:18:27

Ep 5: How Important is an Advisor's Process to My Financial Success?

6/12/2020
Dan and Brent typically hear four key questions from people that are deciding whether or not to work with a financial advisor. On this episode, we'll explain why a process is essential for building a plan that you know will cover every detail of your retirement. Contact: https://www.averywealth.com/ 517-783-1695

Duration:00:13:32