The Retirement Oasis Podcast

There are good tax planning strategies and then there are great tax planning strategies. Today, we will discuss what I think is a great tax planning strategy – in the right situation and if properly implemented. In this episode, Steve and Mel discuss the following: Resources: Visit our Blog at Oasis WealthIRS Publication 502Lively WebsiteHSA Bank Website. Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Travel in retirement can be immensely rewarding. While you do not have to see the world to find fulfillment in retirement, traveling beyond your home into different communities and cultures can provide you with rich experiences to learn, expand relationships, renew, and reach new horizons. In this episode, Steve and Mel discuss the following: Resources: Episode 14 BlogUpgrade PointsGoogle FlightsThe Balance Senior Travel ArticleThe Points GuyAARPSenior Vagabond Travel Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

In this episode, Steve and Mel discuss the following: Resources: For Visit our Blog line, ADD LINK TO OUR CORRESPONDING WEBSITE BLOG. USE THIS ADDRESS: https://www.oasiswealthplannig.com/ADD ADDITIONAL URL OF SPECIFIC PAGE Medium Article on Why Travel is More Important in RetirementRoad ScholarSmithsonian JourneysElder TreksTravel and LeisureSedona (AZ),Lake Junaluska (NC)Sante Fe (NM), Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

In this episode, Steve and Mel discuss the following: Visit our Blog at Oasis Wealth: Episode 12 Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Choosing the right claiming age for your Social Security retirement benefits can result in tens of thousands of dollars in savings or more. It’s not a one-size fits all answer so you better know the relevant factors and considerations. In this episode, Steve and Mel discuss the following: Resources: For Visit our Blog line, ADD LINK TO OUR CORRESPONDING WEBSITE BLOG. USE THIS ADDRESS: https://www.oasiswealthplannig.com/what-is-the-optimal-social-security-claiming-strategy Visit our Blog at Oasis Wealth: Episode 11 SSA's Life Expectancy CalculatorLiving to 100 CalculatorAlleva, Brian. Discount Rate Specification and the Social Security Claiming Decision. 2016.Alicia H. Munnell and Anqi Chen, Are Social Security’s Actuarial Adjustments Still Correct? 2019. Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Knowing when to claim Social Security is a critical decision for retirement. Before you make that decision, it is important to understand the fundamentals of how Social Security retirement benefits are calculated and the nuances around the basic rules. It’s also important to understand how it fits into your overall retirement plan. In this episode, Steve and Mel discuss the following: Resources: Visit our Blog at Oasis Wealth: Episode 10 Bloghttps://www.ssa.gov/myaccount/statement.htmlhttps://www.ssa.gov/onlineservices/https://www.ssa.gov/benefits/calculators/ Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Did you know that you may actually want to work “in retirement”. There is a growing trend of people working in semi-retirement, and the evidence shows there are many benefits of working in retirement. Whether it is paid work or volunteer work, your retirement is likely significantly more fulfilling if you were engaged in these kind of endeavors. In this episode, Steve and Mel discuss the following: Resources: Oasis Wealth: Episode 9 Blog Lydia Brontë. (1993). The Longevity Factor: The New Reality of Long Careers And How It Can Lead To Richer LivesFreedman, M. (2007). Encore: Finding Work That Matters in the Second Half of Life. Ryan, R. (2018). Retirement Reinvention. Penguin BooksAnthony, Mitch. (2008). The New Retirementality. Fourth Edition. Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

In this episode, Steve and Mel discuss the following: Resources: Episode 8 BlogMayo Clinic on healthy agingJohnson, R. P. (1999). Creating a Successful Retirement Finding Peace and Purpose. Ligouri Publications.Johns Hopkins’ study on the health benefits from forgivenessZelinksi, E. (2015). How to Retire Happy, Wild, and Free. This Press. Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Having relationships in retirement may be the most important aspect of well-being in retirement. Find out why you need to be proactive in retirement and discover ways to design your ideal life around your connections. In this episode, Steve and Mel discuss the following: Resources: visit our Blog at Oasis Wealth: Episode 7 Connections Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

A life of complete leisure in retirement can lead to depression and shorter life expectancy. However, leisure and play – if balanced with other well-being fundamentals in retirement, can serve a critical domain to find fulfillment in retirement. Learn how your inner child can guide you to happiness and how to plan well ahead of retirement to find the most of hobbies and travel. In this episode, Steve and Mel discuss the following: Resources: Visit our Blog at Oasis Wealth: Episode 6 – Designing Your Ideal Retirement: Leisure“Sailing” on YoutubeHow to Retire Happy, Wild, and FreeThe New Retirementality.Creating a Successful Retirement Finding Peace and Purpose Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

There are a few ways to create wealth before retirement – make more money, earn more on your investments, reduce your expenditures. But, there’s one approach that is more exciting than those – implementing tax minimization strategies. We explore that today! In this episode, Steve and Mel discuss the following: Resources: Visit our Blog at Oasis Wealth: Episode 5 Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

You don’t want to get the retirement funding question wrong because you only want to retire once. Figuring out what size your portfolio needs to be at Day One of retirement requires the right level of detail and analysis, but a simple calculation can provide a high-level review of whether you are on track. In this episode, Steve and Mel discuss the following: Resources: Episode 4 Blog - Oasis InsightsSocial Security Longevity Living to 100 CalculatorKiplinger's Retirement Calculator Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Finding the ideal retirement is best viewed from a well-being framework which includes three domains of well-being: financial or physical, health, and inner well-being or fulfillment. We provide various tips or words of encouragement in finding fulfillment in retirement, including the idea that it is never too late – or too early – to begin thinking about the ideal retirement. Experimentation, being open and adaptable to new opportunities, and crafting a retirement built around your uniqueness are critical for finding true happiness. Adopting the right mindset is also critical to gaining a successful retirement. This includes putting the past behind us, having a growth mindset, and not viewing your age as a chronological age are among some of the key mindsets to practice. In this episode, Steve and Mel discuss the following: Resources: Oasis Wealth Insights BlogNew Retirementality.How to Retire Happy, Wild, and Free.The Retirement Challenge: A non-Financial Guide From Top Retirement Experts Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

Retirement today can be a fascinating period in your life. Unlike generations ago, the ability to design an ideal retirement that strives for fulfillment is possible in light of the better longevity, better health, and greater prosperity. In light of the increased complexity in finances and taxes in today’s environment, the increased responsibility to be accountable for your own finances, and the opportunity to find fulfillment in retirement, a lot is on the line in planning for your unique retirement. Finding the ideal retirement is best viewed from a well-being framework which includes three domains of well-being: financial or physical, health, and inner well-being or fulfillment. The financial and health domains are foundational to be able to move on to – or optimize – your inner well-being in retirement. Understanding the various categories of fulfillment in retirement – and appreciating the benefits that they can provide – are critical for designing and living out your ideal retirement. In this episode, Steve and Mel discuss the following: Resources: Oasis Wealth Insights BlogNew Retirementality.What Color is Your Parachute? In Retirement.encore: finding work that matters in the second half of life Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth

The Retirement Oasis is a podcast that helps you enjoy, plan, and visualize a retirement lifestyle defined by you. The hosts of this retirement podcast, Mel Bond and Steve Martin, are CERTIFIED FINANCIAL PLANNERTM practitioners and their goal is to help offer wisdom and encouragement to help you enjoy the best life possible leading up to and through retirement. The content of this podcast will focus on a variety of financial and lifestyle issues that will be relevant as you plan for retirement, whether you are 15 years from retirement or are already retired. The financial issues that Mel and Steve will cover include general financial planning, income tax planning, investments, estate planning, withdrawal and spending strategies in retirement, pension and social security timing, and a host of other issues. The lifestyle segments will focus on helping you find well-being in retirement, including overall fulfillment (“inner well-being”), the financial and physical well-being (e.g., issues related to the home and where you live), and health well-being. In this episode, Steve and Mel discuss the following: Resources: Connect With Steve Martin or Mel Bond steve.martin@oasiswealthplanning.commel.bond@oasiswealthplanning.comoasiswealthplanning.com Want to speak to a fiduciary financial planner? Schedule an Introductory Call with Oasis Wealth