Wealth Coffee Chats

Not all mortgage brokers are the same, many do not service lending for commercial properties because of the perceived complexities involved. But, is it actually more complex? What is commercial lending and does it work similarly to residential lending? In this video Brad Tefft and Sara Shome from Positive Money explain the concept as a whole and break down what you can expect financially from a commercial investment. Let’s Wealth Coffee Chat!

They say there are 2 things in life that are certain; death and taxes. But what if that statement was only HALF right? In this video Jason Whitton explains the mechanisms behind property taxes in Australia and how, as an investor, you can legally reduce the amount of tax you pay. How? Let’s Wealth Coffee Chat!

Welcome to Property Management Wednesdays. In this episode of Wealth Coffee Chats, Property Management lead Cass Sjostedt from R&W Plus walks us through the critical nature of rent prices; what happens when we ignore the recommendations and set our rents too high? Or too low? Let’s Wealth Coffee Chat!

Australia is on the precipice of a massive real estate boom, but only if investors are resourceful enough to see what’s coming at them down the road. In this video Jason Whitton explains Australia’s impending intergenerational transfer of wealth, the biggest in history, as older Australians transition into retirement and pump an additional $224B worth of wealth into the economy every year. Where will that money go? Right into investors hands if they’re savvy enough. How? Let’s Wealth Coffee Chat!

According to new data, the supply of new housing in Australia will remain at record lows until the end of the decade. A dwindling building industry, strict regulation and supply chain issues caused by COVID have pushed the industry to a breaking point. However, does this mean there are no opportunities left for investors? Actually, it means the opposite. How? Let’s Wealth Coffee Chat!

In this video, Senior Mortgage Broker and refinance expert Brad Tefft walks through the questions that a lot of homeowners and property investors are asking themselves right now; is there merit to refinancing now when rates are higher, or when they are expected to fall? The answer is actually surprising and it all comes back to something we like to call ‘Equity Lock’. What is that? Let’s Wealth Coffee Chat!

While it might be easy to just grab the first applicant you come across, in this video Cass Sjostedt from R&W Plus shows us exactly why doing due diligence is incredibly important for property owners, and why some simple admin can lead to great outcomes and awesome communication between owners and tenants. It all starts with the 4 pillars of great property management; what are they? Let’s Wealth Coffee Chat!

While there’s a lot of fear mongering around the health of the Australian property market, some of those short term concerns are actually opportunities to be taken advantage of. In this video Jason Whitton from Positive Real Estate walks us through the differences between ‘For Now’ market conditions and ‘Forever’ market conditions; do you know the difference? Let’s Wealth Coffee Chat!

Why does each bank in Australia look at you differently? In this video Positive Money Senior Mortgage Broker Brad Tefft walks us through the specific reasons why banks differ their lending policies, and what you can do to make sure you always find the finance you need that is unique to you and your situation. How? Let’s Wealth Coffee Chat!

Right now in Australia there is a lot of fiction being created around the state of the property market and the uncertainty that thrives within it. In this video Jason Whitton attempts to separate fact from fiction and demonstrate that right now is actually an incredible time for property investors to join the market and buy property. Smart investors are paying attention to Australia’s historic vacancy rate, they’re watching Australia’s population rise and they’re strategising about how to deal with the projected buying frenzy once interest rates drop. Let’s Wealth Coffee Chat!

In Queensland, stage 2 rental reforms are right around the corner; what does this mean if you’re a property investor? What ARE stage 2 reforms? In this video Cass Sjostedt from R&W outlines the basics of QLD’s new mandatory standards for Property Managers, owners and tenants and breaks down in detail how they’re going to affect your ability to generate revenue from your investments. Let’s Wealth Coffee Chat!

What’s best? Well it depends on what you’re looking for. In this video Jason Whitton walks us through the pros and cons of investing in regional Australia and examines the mechanisms of why regional Australia is growing at a comparable rate to Australia’s capital cities. Are the regions worth investing in? Let’s Wealth Coffee Chat!

For most property investors, a buy and hold strategy is the safest way to earn passive income from your investment assets. However, for investors that are looking to go onto the next level of investment, small residential property developments can offer simple and effective ways to make good returns in a short period of time. In this video Jason Whitton explains the basics of property developments and the expected costs and returns you can expect from them. Do you know where to start? Let’s Wealth Coffee Chat!

What do you do if lenders look you over and tell you that you don’t have a lot of borrowing capacity? What can you leverage? Are you locked out of the property market? In this video Brad Tefft walks us through the basics of Self Managed Superannuation Funds (SMSFs), how they work and how you could leverage your super savings to secure a nest egg through property assets. How does that work? Let’s Wealth Coffee Chat!

Wealth Coffee Chats welcomes along Sam Saggers, Director at Positive Real Estate and head of property research for the Positive Group. In this video Sam meticulously takes us through Australia’s shifting demographics and why growing your property portfolio alongside Australia’s Millennial demographic is a wise investment for the future. Why? Let’s Wealth Coffee Chat!

Being a great landlord and working alongside potential tenants to fill your properties can sometimes be an artform. In this video, Cass Sjostedt walks investors, owners and landlords through the 3 P’s of rentals and why PRICE, PRESENTATION and PROMOTION are absolutely critical to making sure properties are filled quickly with little fuss. So what do potential tenants want when it comes to inspecting a property? Let’s Wealth Coffee Chat!

When it comes to property in Australia, the future is looking interesting. Despite the challenges around affordability, there are 3 crazy record breaking numbers that should give property investors some incentive and direction around what to purchase, when to purchase and where to purchase it. What are the 3 numbers that every investor needs to know right now? Let’s Wealth Coffee Chat!

Between supply issues, low vacancy rates, a rising population and large infrastructure projects moving skilled workers away from property construction, property investors in Australia are being hit with many challenges in 2024 and beyond. In this video Jason Whitton explains these issues and lists the top 10 reasons why you need to buy property right now before the market changes completely and you miss out on hundreds of thousands of dollars in growth. Let’s Wealth Coffee Chat!

Brad Tefft, head lending specialist at Positive Money returns to Wealth Coffee Chats this morning with some incredible information for property investors - is your mortgage broker the right broker for you? Are they actively pursuing your best interests, or theirs? And most importantly what are the questions you need to be asking your broker to find out if they are right for your particular investment situation? Want to know more? Let’s Wealth Coffee Chat!

Jason Whitton is back on board today and in this video he’s stepping new and seasoned property investors through the tried and true formula for generating wealth through real estate investment. It’s all about understanding your goals, understanding the market and having an incredible team behind you. Where do you start? Let’s Wealth Coffee Chat!