The Well Rounded Retirement

One recurring issue in financial services is that it’s a predominantly male industry. Often, male advisors have a difficult time relating to women and even talking to them when it comes to financial planning. In this episode of Well Rounded Retirement, Jim Donewald discusses the barriers for female clients when seeking help with their financial … Continue reading 24. Overcoming The Hurdle of Financial Advice for Women →

Technology is obviously a big part of our lives everyday, and with technology comes technology issues. But not everyone is a geek with technology, that’s why sometimes you just have to leave it to the experts. In this episode of Well Rounded Retirement, Jim Donewald talks with Tom Heard, founding partner at HAILaGEEK to discuss … Continue reading 23. Getting Geeky about HAILaGEEK with Tom Heard →

As most people grow up they get a job, make as much money as possible and try to save as much as they can. But, if you’re not paying attention to what the rest of your financial life looks like, how do you know when you can retire? In this episode, Jim Donewald sits down … Continue reading Episode 22 – Simplifying the Financial Planning Process — with Steve Goldstein →

In today’s market, selling your home is the easy part. The difficult part is finding your next place to live before you put your home on the market. In this episode, Jim Donewald sits down with Joe Burrage, a licensed real estate agent with Keller Williams Heritage to discuss some background information about how Joe … Continue reading Episode 21 – Jump in the Market of Buying or Selling a Home — with Joe Burrage →

When it comes to insurance most people want the cheapest price—but being cheap doesn’t necessarily save you money in the long run. In this episode, Jim Donewald sits down with John’s wife Beth Glowacz, agency owner and partner at Cinco Ranch Insurance Services, to discuss independent insurance services and educate listeners on tips to avoid … Continue reading Episode 20 – Insurance Protection at a Reasonable Cost — with Beth Glowacz →

We understand everyone has busy lives—why not take 10, 15, 30 minutes to focus on the starting points for your retirement planning. In this episode, Jim Donewald discusses some of the basics of retirement planning, and shares parts of conversations he has everyday to help you plan for your retirement. In this episode you will … Continue reading Episode 19 – What To Focus on For Retirement Planning →

Everyone talks about retirement—but what does it all really mean? What does the process truly look like? In this episode, Jim Donewald outlines the overall process of retirement, including definitions of the basic terms, to help you better understand information given in previous episodes. Jim also shares a review of why he does what he … Continue reading Episode 18 – What Does It Really Look Like to Retire? →

Are you prepared to protect your estate at the time you pass away? In this episode, Jim Donewald sits down with guest Richard Behlmann, Managing Attorney at Behlmann Law Firm, board certified in estate planning and probate law, to discuss the power of estate planning documentation, including the urgency of how to take control of … Continue reading Episode 17 – Protection of Estate Planning →

Widowhood is the result of losing a spouse, and it can be both emotionally traumatic as well as financially draining if you’re not prepared. In this episode, Jim Donewald discusses how to prepare your finances and have all the necessary documentation to manage on your own if you lose your spouse. In this episode you … Continue reading Episode 16 – The Financial Concern of Widowhood →

At CRIS Financial, we have a deep bench of professionals that help you plan for your ideal retirement. In this episode, Jim Donewald talks to Nick Heinrich, a financial planning director at Advisory Alpha, about how his team brings additional depth and infrastructure to support client portfolios at CRIS Financial. You will get rare insight … Continue reading Episode 15 – A Behind-the-Scenes Look at How Alpha Advisory Monitors Portfolios to Help You Retire Smarter –– With Nick Heinrich →

Taxes, tax planning and tax prevention have an impact on your approach to retirement planning. In this episode, Jim Donewald sits down with guest Michael Siebold from Bell and Associates to get a different perspective on how retirement planning works in this tax-free space. In this episode, you will learn: Why tax planning is so … Continue reading Episode 14 – Addressing Taxes From An Alternative Perspective →

The retirement planning process can bring up an array of emotions and behaviors when discussing sensitive subjects. In this episode, Jim Donewald sits down with guest Jeremy Houser, a consultant at InsurMark, to discuss how their relationship has established a streamlined process for onboarding clients to accomplish straightforward results. In this episode, you will learn: … Continue reading Episode 13 – The Emotional Process of Retirement Planning →

Start becoming more aware of your current financial choices, as it will quickly affect your retirement situation. In this episode of Well Rounded Retirement, Jim Donewald discusses the importance of planning ahead to reduce taxes, minimize financial risk and better prepare for retirement. In this episode, you will learn: What provisional income is and how … Continue reading Episode 12 – Retirement Awareness Problems →

Having a clear long term strategy of how to diversify your portfolio is important, as it is the foundation of your retirement plan. In this episode of Well Rounded Retirement, Jim Donewald discusses insights on how to create and maintain a structured retirement plan based on your aligned goals. In this episode, you will learn: … Continue reading Episode 11- People Not Diversifying Their Retirement Plan →

Do not isolate yourself from the reality of our rising tax rate environment and the impact of those rates on your retirement plan now and in the future. In this episode, Jim Donewald and his guest David McKnight, the bestselling author of The Power of Zero, discuss some shocking investment insights and provide expert advice … Continue reading Episode 10 – Racing the Tax Rate Environment — with Guest David McKnight →

As the world evolves, so does retirement planning. Will your retirement plan work in five years? Ten? Twenty? In part two of this mini-series, Jim Donewald and John Glowacz dive into the details of how taxes and inflation can impact your retirement planning. Learn more about the different ways your retirement plan can be taxed … Continue reading Episode 9 – The Biggest Mistakes In Retirement Planning — Part 2 →

Have you considered the mistake you may be making in your retirement plan? How are you preparing for life events outside of your control? In part one of this three-part series, Jim Donewald and John Glowacz discuss some of the biggest mistakes many make when planning for retirement. They share the necessity of having a … Continue reading Episode 8 – The Biggest Mistakes In Retirement Planning—Part 1 →

An annuity is a payment agreement between an individual and an insurance company, which agrees to make a lump-sum payment, or a series of payments, to receive disbursements. In this episode, Jim Donewald and John Glowacz bust several annuity myths while revealing strategies you can use to maximize and organize your annuity wealth. In this … Continue reading Episode 7 – Using Annuities as Financial Tools →

Preparing for uncertainty is a necessity in all financial plans. In this episode, Jim Donewald and John Glowacz discuss how market volatility can impact your financial plan. They provide examples of why you should plan for uncertainty and the importance of understanding your portfolio risk. In this episode, you will learn: The importance of balancing … Continue reading Episode 6 – The Ups And Downs of Market Volatility →

Understanding why you make certain financial decisions is very important in helping you reach your goals. But do you know what the true goal of your investment portfolio is? Jim Donewald and John Glowacz discuss how your portfolio should work within your retirement plan. They reveal the importance of not relying solely on investments and … Continue reading Episode 5 – The Solution Series — Part One →