The Zemar Podcast

Medical claims can be nerve-racking. It’s like a fencing fight with the Purple Unicorn 🦄 of the universe. We share more case studies* on claims and how they were resolved. Insight from these will help you save thousands of dollars at claim time. Don’t be left out of this one! We discussed a class action lawsuit against a national carrier you might want to know about. Ask questions to know more about your claims! *A couple of the case studies were from a publication by Marshall Allen. I don’t take credit for them. Please see Marshall Allen’s publications. For more information, please contact us at EliteBenefits.net 708-535-3006

Once again, the eye in the sky doesn't lie. When we get caught up in our work, we eventually feel trapped. When reviewing your benefits plan for your company every year, it feels like there is no end in sight. You are forced to take the higher costs no matter what. Sometimes you have to look at things through a different lens; a different angle. Most employers feel their plan designs are limited by their own budget (Employee Benefit News). This is a result of passing more out-of-pocket costs to the employees. According to the Kaiser Family Foundation, forty-one percent of employees carry medical debt. It's like a double edge sword. We talk about a case study about changing current plan designs with a purpose that can bring overall savings. The money is real. Listen in! For more information, please contact us at EliteBenefits.net 708-535-3006

Transparency is not just a buzzword. You have to back it with integrity. For more information on TrueScripts, you can visit TrueScripts.com, or contact your Insurance Advisor. You can also reach out to Ali Goodwin on LinkedIn. For more information, please contact us at EliteBenefits.net 708-535-3006

What's the rush, right? The rush is 30 days before your health plan renewal, and you are trying to get the open enrollment off the ground in a panic. This is why having a mid-year review is so important. In this podcast, we review some of the things you should be discussing and reviewing for your mid-year review. These things will save you money and make processing your open enrollments and new hires and terminations easier. HR compliance is becoming a more significant issue for employers, and fines are coming. Get ahead now with this review! For more information, please contact us at EliteBenefits.net 708-535-3006

No one ever goes from start to finish overnight. When we train to run, we never start with the finishing run. The same goes for business. We have to go against the grain and make progress to get there. Bailing isn’t an option. You have to stay the course to better passages. Some stay the course they are on and end up bankrupt. Listen in for this $60,000 in savings case study. For more information, please contact us at EliteBenefits.net 708-535-3006

Some employers toss their hands up regarding certain things in business, some more so than others. There has to be some skin in the game to understand what's going on to operate a business. There comes a time when you need to outsource things, but it does not take away from learning how it works. You have to learn the code; learn how it works. It's not rocket science, but it takes some effort. It's the basic need to understand what is going on around you. In this episode, learning how to move around a Navy ship is no different than learning how to do things in business. Then when is it time to outsource to gain access to the expertise you don't have? Essentially buying the knowledge so you can operate your business better. Move your business to the next level, don't give up. For more information, please contact us at EliteBenefits.net 708-535-3006

Consistency. It’s everything to produce results you desire. It doesn’t matter if it’s a scuba expedition, training for a 50 mile ultra run, or in the workplace. Consistency is the most important thing to get you from point “A” to point “B”. In this episode I share what happens when things are not consistent. Inconsistent long runs. Inconsistent scuba training. Inconsistent HR administration. All of them can cost you something. Listen in so you can be a better HR manager or employer to minimize risk of having issues with the Department of Labor. For more information, please contact us at EliteBenefits.net 708-535-3006

This episode is Part 2 of the Interview with David Greenwalt. David takes us to the workplace and how it takes a Village to make a wellness program work. Do not replace what you have, but enhance it for better outcomes. These strategies will produce better results for the employees, making them more productive for the company. Executives want to lead their people. They cannot lead to the best of their ability without changing their priorities. Nutrition and exercise does not have to be number 1, but at least number 3, and you will achieve great results for yourself and the people around you. Your success will help your employees do more for themselves and the company. Lose the weight one more time, for the last time. Please visit David Greenwalt on LinkedIn, or visit LLUniversity.com for more information. If you are looking to enhance the wellness program at work, please visit Lifestyleatwork.com. For more information, please contact us at EliteBenefits.net 708-535-3006

We live in a world of constant demands. Where do we get our "why power" to make better decisions? Many of us overconsume ultra-processed foods to the point that it becomes addictive without even knowing. The new normal in America is soon to be obesity. Do you want to be "Normal"? David walks us through how we got to the dilemma we have had with nutrition and exercise over the years. With nearly 43% of the US being obese, how do we make the right changes for the last time? This episode discusses foods, your "why power," intermittent fasting, and protein! The conversation was so good that we had to make two parts out of the interview! Visit David Greenwalt on Linkedin, or visit LLUniversity.com for more information. For more information, please contact us at EliteBenefits.net 708-535-3006

As an HR leader, it's frustrating when you feel your benefits package administration is time-consuming and wish it could be easier.* Rhett Robbins from Butler Benefit Group shares some of his experience and knowledge about automating the workload regarding benefits. Check out this episode to start saving time and money for your business. Rhett Robbins is a Registered Employee Benefits Consultant (C). Butler Benefit Group is a Florida agency helping Florida companies increase profitability through an automated process for benefit programs while controlling healthcare costs. For more information on Rhett or Butler Benefit Group, please visit them online or at CallBBG.com. For more information, please contact us at EliteBenefits.net 708-535-3006

Daniel Wells from ClaimDoc joined us in the studio for this episode. Daniel shares his experience in risk modeling, known drivers when it comes to the industry, and improving outcomes. In this episode, Daniel walked us through his experience in the industry leading up to ClaimDoc. Cost savings and better outcomes are the main objectives and healthcare trends you need to know. Listen to the case study of huge savings for the employee at claim time. Reach out to Daniel on LinkedIn. You can visit ClaimDoc on their website for more information. For more information, please contact us at EliteBenefits.net 708-535-3006

Once you see it, you cannot unseen it. Things will stand out more after this podcast! For more information, please contact us at EliteBenefits.net 708-535-3006

We live and die on principles. If we keep hearing the same thing repeatedly, regardless of who is saying it, we become convinced it’s the right way to do something. But what if it’s not? Insurance consultants don’t always come through with the spotlight. But are they doing enough? Listen in to find out what core values your broker should have. Do they have any at all? Or is it just an appearance? What are your core values? For more information, please contact us at EliteBenefits.net 708-535-3006

Want different outcomes? Change who you associate with. New ideas don’t come from old sources. Employees feel no loyalty from their company. In fact, more employers are sticking it than with higher costs. At the same time tell the employees they are valued. Listen to these steps to find different sources of information so you can start seeing things differently. Once that happens, you will start making progress to a better benefit program, retain your best employees, and profit more! For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

You cannot wing a benefits program for your company. It also doesn’t fall 100 percent on your broker. What is your broker role? What is your role as the employer? Listen in and find out! Bonus: big hockey weekend, benefits compliance, and overcoming billing issues! For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

When scuba diving, the current can sweep you off the shipwreck. How do you get back to safety? How do you know you'll return to the surface and get back to the boat? The same is with business. Remove the roadblocks you put in place to ensure you move your business to a better place. Are you going to stay home, ships in a harbor? When a storm comes, all big ships move out to sea; they don't stay home in the harbor. Business can take you by storm if you let it. Use these steps to get you back on track. For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Expense is going to be a hot topic in 2023. Healthcare costs aren't going down, and premiums are reflecting. Perception is everything at the same time. Military Grade is different for different people. So is healthcare and the costs associated with it. Find out in this podcast - if it costs more, do you receive better outcomes at the healthcare providers? Overbilling is real. Find out what would happen by merging markets. For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Try having your open enrollment meeting in the snow! New experience for everyone. Do not wait until the last min for open enrollment meetings. Try a strategy to move it back 30 days than normal. This will cause you to stretch a little, it’s something new. Everyone can go into the holidays knowing that they are still not in the open enrollment. Elite Benefits Formula is a process to create the ultimate employee benefits playbook. This benefit playbook will help your company get ahead of the trend. 2023 is your year, so get your playbook today! EliteBenefits.net/Playbook For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Corey Clark shares a glimpse of his playbook for small and medium sized companies. These companies tend to follow the next shiny object and then give up. We leverage traditional and digital marketing at the same time. Listen in to find out why content is still big with 2023 trends. Reach out to Corey at CoreyClark.co or corey@coreyclark.co For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net

Butch starts with a chipped bone story and getting access to care. Some questions change the direction of care. Case Studies from SHRM, Transparency Health Benefits, and the CDC. Get out of the rat race with employee benefits with this to-do list! For more information on Elite Benefits of America, contact Butch at 708-535-3006 or visit EliteBenefits.net