Uncensored Money

Business & Economics Podcasts

Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we’re kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we’ve tossed in the too hard basket for the moment in our superannuation funds. And there’s a widening gap between those who own property and those who do not. And let’s not even talk about the role money and power holds in our society. That’s why ladies I believe finance is a feminist issue. It’s time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about becoming comfortable bringing money into our everyday conversations and through it, figuring out what our own money story is and whether we might want to change it.

Location:

Australia

Genres:

Business & Economics Podcasts

Health & Wellness Podcasts

Description:

Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we’re kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we’ve tossed in the too hard basket for the moment in our superannuation funds. And there’s a widening gap between those who own property and those who do not. And let’s not even talk about the role money and power holds in our society. That’s why ladies I believe finance is a feminist issue. It’s time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about becoming comfortable bringing money into our everyday conversations and through it, figuring out what our own money story is and whether we might want to change it.

Twitter:

@melbrowne_

Language:

English

Contact:

407720803

Website:

http://www.themoneybarre.com.au

Email:

melissa@byata.com.au

Episodes

Ageism and money: why you need to lean in

3/23/2025

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about ageism and money, because it’s a conversation that just isn’t affecting the blokes in the same way. Too often women are opting out of investing because they fear that they’re too old and that they’ve aged out. In reality, it’s more important than ever that now is the time to start to lean in. Talking about ageism in money and investing, in this episode Mel is here to give you hope that no matter what age you are – there’s still so much you can do. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here Share Investing Masterclass is here 25+ ways to find $10K in 1 months is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:16:30

Panicked by share markets this week? Let’s talk about it

3/16/2025

It’s a new season and we’re talking about your Financial Second Act and whatever form that may come in. Today, Mel talks about some of the scary headlines that have been appearing when it comes to share investing and money generally. From the R word – recession – in US markets, to crashes in the US market, global markets, and even in Australian markets, the headlines appearing are far from reassuring. In this solo episode, Mel talks about what she thinks you should be doing, and most importantly what you shouldn’t be doing. And maybe even how to turn down that noise a little so that you can keep investing, or start investing with confidence. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting The link for our Share Investing Masterclass is here: https://www.melissabrowne.com.au/shares Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:18:35

Insurances: What and how much?

3/2/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie are talking about a money topic we’re sure you’ve been itching for, all things insurance. Okay, okay, so it’s not the most exciting topic. BUT, having insurance when life happens gives you incredible peace of mind while you’re dealing with the big things when life inevitably happens. In this super important episode, they’re talking about the type of insurance you might want to consider, when you might think about not having insurance, and things to consider when you’re taking out insurance. It’s a super practical episode, and it’s definitely one to tune into to help you when considering the insurance you have or need. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:28:44

Our Top tips for a successful business, side hustle or hobby

2/23/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie talk everything business, side hustle, and hobby related. Starting a business, side hustle, or paying hobby is easier than ever, but if you’re going to do it, you may as well be as successful and profitable as you can while you do. In this episode they’ll share things they’ve seen business owners do badly (so you can dodge those same mistakes), top tips, and the things that they’ve seen business owners do successfully that you should absolutely implement. Whether you’re firmly unemployable like Mel (AKA a business queen), or forever and always an employee like Lawsie, this is the episode to learn all things business, and more. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Mel's Money Lesson: Double My Business Mel's Money Lesson: Pricing Psychology Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:31:04

Understanding investing in shares and superannuation

2/16/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today, Mel and Lawsie are talking investing. Whether it's investing in shares or in superannuation, chances are investing is something that feels confusing, like gambling, or something for future you to think about. By the end of todays episode, Mel and Lawsie want you to feel more confident about investing in shares, and to start giving a sh*t about your superanuation. We'll be talking how to make money for shares, why investing in individual shares isn't right for most people, and what to look for when you're assessing your super plus loads more. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Mel's Money Lesson: Share Investing Basics Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:32:50

What you need to know about Property & Home Ownership in 2025

2/9/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Mel and Lawsie dive into all things property and home ownership in 2025. We know that so many people don't feel like they're really 'adulting' until they own their own home. Today, we're calling BS on that, sharing why that's simply not true. But, for those of you who do have buying a property (whether its a home, or investment), here's a few tips and tricks to make sure you're being financially smart with what you're doing. From their own experiences, to interest rate predictions, and some of the best financial property tips, if climbing the property ladder interests you, this is the episode you'll want to tune into. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Mel's Money Lesson: Buying and Investing in Property Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:28:54

Cleaning up or getting comfortable with debt

1/26/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are talking about all things debt from what to know, why you should get comfortable with it, and what you should focus on. Chances are, one of your new years resolutions is to get into, or out of debt. From getting rid of credit cards or personal loans, to getting into mortgages or investment loans, debt is a big topic many of us have on our mind especially as a new year begins. From the different types to the secrets about debt that the wealthy already know. Because while it's often something we think we should avoid at all costs, in reality, it's not quite that simple. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:31:22

What you can do today: Quick wins and 101s

1/19/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are here to help put a little action in you, sharing things you can start right now with some quick wins and 101s. Chances are you (like us) are someone who loves a quick win, a dopamine hit, or Mel's personal favourite, an attagirl. Today, we wanted to give you a financial quick win, because there's nothing like a quick win or a dopamine hit to keep you motivated with your finances. We're not just talking where to look for quick wins or how they appear, we also share some of our own experiences, some we've seen MFAP alumni achieve, plus some super practical quick wins you can start with for your own finances. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:31:40

What’s your number? Let’s get financially specific.

1/12/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel as the question: have you ever asked the question – how much should I be saving? How much should I be investing? Just… how much? By the end of the episode you’re going to understand why these are the wrong questions to ask, why most people think 20% is the right amount to invest (and why that’s wrong for most of us) and how to figure the right number out for yourself. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:33:20

Money Snapshot: Where you are, and where are you going

1/5/2025

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today we’re talking about your money snapshot – where you are now and where you’re going. And no, we’re not going to tell you to go and start a budget – in fact we’re going to talk about why they don’t work. But we are going to stop some of you from driving off that financial cliff you’re headed towards. As always, Mel & Lawsie share their experiences but also talk about the importance of a money snapshot, how detailed you need to get and give you some tools and tips to help you go and create your own money snapshot too. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:32:14

Let’s take the fear out of money and start growing in confidence.

12/29/2024

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Our question today is how do you remove the remove the fear out of money and to start (or for some of you, to continue) growing in confidence? Mel and Lawsie talk you through why women particularly feel fearful or have low money confidence, we’ll share stories and give you some simple practical things you can do to help you remove that fear and grow in confidence in 2025. Whether you’re super fearful, you have low confidence or you just want your financial cup refilled, this will help you step into 2025 with financial confidence. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Duration:00:27:41

Do You Have Money Dysmorphia?

9/21/2024

Chances are, most of us know and understand the term body dysmorphia, but have you heard of money dysmorphia? Now money dysmorphia isn’t a clinically diagnosed medical illness, but it’s a phrase coined by the internet to describe having a warped sense or understanding of your finances, which then in turn leads to irrational money decision-making. Sound familiar? In this episode of Uncensored Money, Mel and Lawsie discuss the concept of money dysmorphia, from the types there are, to what to do if you have it. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:32:13

Mel talks Wellness with Jennifer Benfield

9/14/2024

What dragons have you had to slay in your life? Each of us have faced different dragons, big and small, that we've come up against in our lives. Talking health, wellness, and thriving, Jennifer Benfield joins Mel this week to discuss the dragon that entered her life and forced her to reassess everything about the way she was living. Tune into this episode of Uncensored Money for a discussion on health and wellness, and the impact every choice you make can have on your physical, mental, and financial health. Books and resources mentioned in this episode Wiser & Well Wiser & Well Instagram Jennifer Benfield LinkedIn My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:40:27

Mel and Lawsie Talk Giving Your Willpower a Break

9/7/2024

You know when you tell yourself you're not doing something anymore, and then a week later you find yourself unconsciously in the process of doing just that? A few weeks ago, Mel found herself in just that loop. She set herself the challenge to shop her closet and not the stores, and yet when Sarah Blakely dropped her new Sneex, she caught herself adding to cart. In this episode of Uncensored Money, Lawsie and Mel talk about the strain on our willpower that our phones have on us daily, and the habits we can create that can help give that willpower a break. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:27:15

Ultra Fast Fashion: What it is and why it’s the tobacco of the fashion world

8/31/2024

We all know that fast fashion is bad, both environmentally and ethically, but what about the latest category which encapsulates brands like Temu, Shein, and Boohoo. With faster production cycles, faster churn, faster to landfills, and clothing made with ultra plastics which will shed microfibres into waterways for years to come, this new category is like fast fashion on crack. In this episode of Uncensored Money, Mel talks about the new fashion category, Ultra Fast Fashion – who is in it and why it could be as harmful as tobacco for your health. Books and resources mentioned in this episode Good On You App The Imperfect Idealist Venetia La Manna My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:15:48

Mel talks scams, with Tracy Hall

8/24/2024

This week it’s scam awareness week and last year, $2.7 billion was lost to scammers in Australia. That’s more than $5,200 per minute – and that’s only the scams we know about. So many more would have kept quiet. That’s why I’m excited to be talking to Tracy Hall, who in 2017 discovered the man she’d been dating for two years, Max, was one of Australia’s most prolific con men – Hamish McLaren. Also known as Hamish Watson. Also known as Hamish Maxwell. During our chat, you’ll hear just how much she lost, red flags to be aware of, what to do if someone you think is being scammed, how to move on from the shame of being scammed and so much more. Tracy’s story highlights that it doesn’t matter her you’re from, how you were raised or educated or how intuitive you think you are – anyone can fall victim to a scam. Books and resources mentioned in this episode Tracy Hall - Scam Resources The Last Victim My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:40:16

What’s Your Financial Sprint?

8/17/2024

What inspiration can we take from the Olympics for your finances this week? In this solo episode of Uncensored Money, Mel talks about the extraordinary competitors in the Olympics, examining how we can take inspiration from their practice, so we can sprint through the the next five months, to finish this year well. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:12:41

What if We Applied an Olympians Training Mindset to Our Finances.

8/10/2024

Like the entirety of the world, Mel and Lawsie have spent the past few weeks with their eyes glued on the Olympics. Watching these extraordinary athletes, has made them ask the question, What if we applied a high performing mindset to our finances? In this episode of Uncensored Money, Mel and Lawsie talk about eight things we can learn from elite athletes and apply to our finances. From the power of goal setting to a great coaching team, tune in to find out what tips we can take from our Olympians. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:35:45

5 Ways to Regain Financial Control During Times Of Financial Uncertainty and Distress

7/13/2024

It’s no surprise to most of us that things have gotten a little tougher financially in recent years. With so many indicators leading us to a measure of stress and uncertainty, knowing what to do to help things, can feel impossible. In this episode of Uncensored Money, Mel and Lawsie discuss this uncertainty, giving us 5 things we can look at to regain control during times of financial uncertainty and distress. Because while we know that not all of us can get a second job to bridge a financial gap, nor can we put our heads in the sand to ignore a growing financial strain. Tune into this episode where we go back to basics, and share the things you really should be doing to regain financial control. Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Manage, Pay Off & Use Debt To Your Advantage What a BIG Difference a Decade Can Make to Your Finances 50+ Ways to Find $10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:28:54

Could We Be Back In a Time Of Rising Interest Rates?

7/6/2024

In this solo episode, Mel talks about interest rates and inflation. Terrifying words for most Australians, Mel talks to what these latest inflation figures mean, and what other options could work to lessen interest rates. Tune into this episode of Uncensored Money where we break down what's going on with the economy, and Mel's opinion on whether we may or may not be in for more rising interest rates. Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Manage, Pay Off & Use Debt To Your Advantage What a BIG Difference a Decade Can Make to Your Finances 50+ Ways to Find $10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Duration:00:14:21