Uncensored Money

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the fourth in our miniseries where we’re talking about the big impact a decade can really have on your finances. We’ve covered where you’re at, and where you might want to go, and today, we’re talking about getting rid of bad debt – completely. Bad debt is like a gaslighting, toxic boyfriend. It seems okay, but the reality is that it’s keeping you trapped and controlled. If you want to build a better future, one of the best places to start is with kicking him out, and getting things under control. In this episode, Mel dives into the 4 types of debt, the common ways many of us fall victim to bad debt, and gives you tools and tips on how you can manage and get out of it. If you’re ready to break up with your bad debt for good, this is the episode to tune into to learn how to make that happen. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here 25 Ways to find $10K in 12 months is here What are your Credit Card Points Costing You is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the third in our miniseries where we’re talking about the big impact a decade can really have on your finances. We started off by looking at financially where you’re at now and then dove deeper into what that looks like, as well as where you’d like to go. In this episode, we continue with this, and Mel talks about challenging what you’re working with. Lifestyle creep is something that all of us can fall victim to, as our expenses rise with our income. And as small an impact as you might think it’s making, the reality is over time it’s adding up. In this episode, Mel offers strategies to manage that lifestyle creep, exploring ways you could potentially increase your income to help you maximise your financial potential over the next decade. If you’re stuck wishing you had just a little bit more in your account each pay but have no clue how to make that happen, this is the episode to tune into to make things finally change. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here 25 Ways to find $10K in 12 months is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the second in a where we're talking about the big impact a decade can really have on your finances. We started off by looking at where you’re at now financially and giving yourself a score out of 10. This week, we’re looking deeper into that now, really examining where you are now, and where you want to go. It's an easy thing to say but putting it into practice is where things get tricky. Understanding where you are now can be confronting, and knowing where you want to go might be something you haven't thought about till now. But by assessing what you truly want from your finances, rather than just what society expects, you can create the financial plan and future that you've always dreamed of. In this episode, Mel talks through her own experience with this, covering practical steps to assess your financial health, set achievable goals, and create a roadmap for financial success. If the idea of looking at your finances in a decade terrified you, make sure to tune into this episode to learn how to get it under control, and what next steps to take. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here My Financial Focus is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking about the big impact a decade can really have on your finances. Starting off, Mel asks the question, how old you'll be in 10 years time. For some of you it's a number you're itching to get to, while for others that number can be confronting. Society today is all about living in the moment, it's built on ageism, valuing youth and beauty and as a result for so many women, looking ahead can be daunting at best, and frightening at worst. While we can't impact how you feel about that age physically, we can help you financially and emotionally, by helping you understand the big impact you can have on your finances in just a decade. So, if you’re thinking of that age you’ll be and feeling a little nervous for her, this is the episode for you to tune into. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here Mel's Money Quiz is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking investing during uncertain times, diving into whether it's all 'back to normal' now. When Donald Trump took office, many people were nervous about what might happen to the markets. When he announced tariffs and the markets crashed earlier this year – many people panic paused, sold or bought. When he reversed some of those decisions and the market bounced back – many people think it’s back to business as usual. In this episode, I want to give my take on what I think we should expect. And what that means for you, your money and investing. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here Share Investing Masterclass is here Double your Business Masterclass is here Pricing Psychology Masterclass is here Free 25 Ways to Find $10k in 12 Months download is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking money and hormones. While we've talked in previous episodes about perimenopause, menopause and money - today we're diving into money and hormones, for those still menstruating. It’s about leaning into what we as women already know. We behave and feel differently during different parts of our menstrual cycle. Knowing this, understanding how different stages can impact your behaviour and how you might best set your self up for success. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here Listen to my episode talking about Money and Hormones with Dr Ginni Mansberg here. Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, we're talking unconscious biases when it comes to money. The episode is the result of reactions to an article Mel wrote for a publication that a very lovely gentleman described as a 'moronic analysic' as it dove into the questions: Are you in an echo chamber Todays episode looks at unconscious bias and loss aversion and how you might be inadvertently sabotaging your finances as a result. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here What are your credit card points costing you is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about what is normal financially. Am I doing okay? It’s a question one of Mel’s friends asked her recently, and it’s one she hears a lot. What they’re asking when they say that is: How am I compared to other women my age How am I compared to how I want to live Todays episode looks at that question more in depth, diving into what is financially normal anyway. If you’ve ever wondered how you compare, tune in for the episode that answers just that. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here Share Investing Masterclass is here 25+ ways to find $10K in 1 months is here Super Catch Up Calculator is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we’re diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about ageism and money, because it’s a conversation that just isn’t affecting the blokes in the same way. Too often women are opting out of investing because they fear that they’re too old and that they’ve aged out. In reality, it’s more important than ever that now is the time to start to lean in. Talking about ageism in money and investing, in this episode Mel is here to give you hope that no matter what age you are – there’s still so much you can do. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. My Financial Adulting Plan is here Share Investing Masterclass is here 25+ ways to find $10K in 1 months is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re talking about your Financial Second Act and whatever form that may come in. Today, Mel talks about some of the scary headlines that have been appearing when it comes to share investing and money generally. From the R word – recession – in US markets, to crashes in the US market, global markets, and even in Australian markets, the headlines appearing are far from reassuring. In this solo episode, Mel talks about what she thinks you should be doing, and most importantly what you shouldn’t be doing. And maybe even how to turn down that noise a little so that you can keep investing, or start investing with confidence. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting The link for our Share Investing Masterclass is here: https://www.melissabrowne.com.au/shares Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie are talking about a money topic we’re sure you’ve been itching for, all things insurance. Okay, okay, so it’s not the most exciting topic. BUT, having insurance when life happens gives you incredible peace of mind while you’re dealing with the big things when life inevitably happens. In this super important episode, they’re talking about the type of insurance you might want to consider, when you might think about not having insurance, and things to consider when you’re taking out insurance. It’s a super practical episode, and it’s definitely one to tune into to help you when considering the insurance you have or need. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie talk everything business, side hustle, and hobby related. Starting a business, side hustle, or paying hobby is easier than ever, but if you’re going to do it, you may as well be as successful and profitable as you can while you do. In this episode they’ll share things they’ve seen business owners do badly (so you can dodge those same mistakes), top tips, and the things that they’ve seen business owners do successfully that you should absolutely implement. Whether you’re firmly unemployable like Mel (AKA a business queen), or forever and always an employee like Lawsie, this is the episode to learn all things business, and more. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Mel's Money Lesson: Double My Business Mel's Money Lesson: Pricing Psychology Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today, Mel and Lawsie are talking investing. Whether it's investing in shares or in superannuation, chances are investing is something that feels confusing, like gambling, or something for future you to think about. By the end of todays episode, Mel and Lawsie want you to feel more confident about investing in shares, and to start giving a sh*t about your superanuation. We'll be talking how to make money for shares, why investing in individual shares isn't right for most people, and what to look for when you're assessing your super plus loads more. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Mel's Money Lesson: Share Investing Basics Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Mel and Lawsie dive into all things property and home ownership in 2025. We know that so many people don't feel like they're really 'adulting' until they own their own home. Today, we're calling BS on that, sharing why that's simply not true. But, for those of you who do have buying a property (whether its a home, or investment), here's a few tips and tricks to make sure you're being financially smart with what you're doing. From their own experiences, to interest rate predictions, and some of the best financial property tips, if climbing the property ladder interests you, this is the episode you'll want to tune into. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan Mel's Money Lesson: Buying and Investing in Property Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are talking about all things debt from what to know, why you should get comfortable with it, and what you should focus on. Chances are, one of your new years resolutions is to get into, or out of debt. From getting rid of credit cards or personal loans, to getting into mortgages or investment loans, debt is a big topic many of us have on our mind especially as a new year begins. From the different types to the secrets about debt that the wealthy already know. Because while it's often something we think we should avoid at all costs, in reality, it's not quite that simple. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are here to help put a little action in you, sharing things you can start right now with some quick wins and 101s. Chances are you (like us) are someone who loves a quick win, a dopamine hit, or Mel's personal favourite, an attagirl. Today, we wanted to give you a financial quick win, because there's nothing like a quick win or a dopamine hit to keep you motivated with your finances. We're not just talking where to look for quick wins or how they appear, we also share some of our own experiences, some we've seen MFAP alumni achieve, plus some super practical quick wins you can start with for your own finances. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel as the question: have you ever asked the question – how much should I be saving? How much should I be investing? Just… how much? By the end of the episode you’re going to understand why these are the wrong questions to ask, why most people think 20% is the right amount to invest (and why that’s wrong for most of us) and how to figure the right number out for yourself. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today we’re talking about your money snapshot – where you are now and where you’re going. And no, we’re not going to tell you to go and start a budget – in fact we’re going to talk about why they don’t work. But we are going to stop some of you from driving off that financial cliff you’re headed towards. As always, Mel & Lawsie share their experiences but also talk about the importance of a money snapshot, how detailed you need to get and give you some tools and tips to help you go and create your own money snapshot too. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It’s a new season and we’re heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Our question today is how do you remove the remove the fear out of money and to start (or for some of you, to continue) growing in confidence? Mel and Lawsie talk you through why women particularly feel fearful or have low money confidence, we’ll share stories and give you some simple practical things you can do to help you remove that fear and grow in confidence in 2025. Whether you’re super fearful, you have low confidence or you just want your financial cup refilled, this will help you step into 2025 with financial confidence. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Chances are, most of us know and understand the term body dysmorphia, but have you heard of money dysmorphia? Now money dysmorphia isn’t a clinically diagnosed medical illness, but it’s a phrase coined by the internet to describe having a warped sense or understanding of your finances, which then in turn leads to irrational money decision-making. Sound familiar? In this episode of Uncensored Money, Mel and Lawsie discuss the concept of money dysmorphia, from the types there are, to what to do if you have it. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you’re signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.