Rockin’ Retirement with J’Neanne Theus
Business & Economics Podcasts
Welcome to Rockin’ Retirement: Busier Than Ever & On A Mission, hosted by financial strategist and retirement architect, J’Neanne Theus. This isn’t your grandparent’s version of retirement, where the days are filled with sedentary pastimes and idle hours on the front porch. Today’s retirees are reporting they’re busier than ever, buzzing with goals, dreams, and a schedule that might make the average professional blush. On Rockin’ Retirement, J’Neanne offers listeners a fresh perspective on the golden years, demonstrating how retirement is not a sunset, but rather, a new dawn. We’ll explore the emotional and financial dimensions of this life phase, providing concrete strategies for how you can prepare and adjust to maintain this high level of activity and achieve your ambitions. Join us as we delve into topics such as developing a sustainable financial plan, redefining your identity and purpose post-career, managing your time effectively, and navigating the emotional landscape of this exciting, yet often misunderstood stage of life. Rockin’ Retirement is your compass to navigate this new terrain. Join J’Neanne, and let’s redefine what it means to retire. Because the journey doesn’t end here - it’s only just beginning. Welcome to the Rockin’ Retirement! If you have any questions, visit J’Neanne online at https://theuswealthadvisors.com or call 443-718-6310.#401k #IRA #Roth #Investments #MutualFunds #DefenseContractors #Freedom #Stocks #Retire #Retirement #FinancialPlan
Location:
United States
Description:
Welcome to Rockin’ Retirement: Busier Than Ever & On A Mission, hosted by financial strategist and retirement architect, J’Neanne Theus. This isn’t your grandparent’s version of retirement, where the days are filled with sedentary pastimes and idle hours on the front porch. Today’s retirees are reporting they’re busier than ever, buzzing with goals, dreams, and a schedule that might make the average professional blush. On Rockin’ Retirement, J’Neanne offers listeners a fresh perspective on the golden years, demonstrating how retirement is not a sunset, but rather, a new dawn. We’ll explore the emotional and financial dimensions of this life phase, providing concrete strategies for how you can prepare and adjust to maintain this high level of activity and achieve your ambitions. Join us as we delve into topics such as developing a sustainable financial plan, redefining your identity and purpose post-career, managing your time effectively, and navigating the emotional landscape of this exciting, yet often misunderstood stage of life. Rockin’ Retirement is your compass to navigate this new terrain. Join J’Neanne, and let’s redefine what it means to retire. Because the journey doesn’t end here - it’s only just beginning. Welcome to the Rockin’ Retirement! If you have any questions, visit J’Neanne online at https://theuswealthadvisors.com or call 443-718-6310.#401k #IRA #Roth #Investments #MutualFunds #DefenseContractors #Freedom #Stocks #Retire #Retirement #FinancialPlan
Language:
English
Website:
https://theuswealthadvisors.com/
Episodes
Financial Mailbag: Gifting Money, Overthinking Decisions & Retirement Spending
3/28/2024
We’re answering some listener questions today as we open the mailbag and cover a few scenarios that require some financial decision making.
Among the topics we’ll get J’Neanne’s thoughts and perspective on include:
This should be an informative episode covering a wide range of financial planning conversations that we have with people all the time. If you have something you’d like to as J’Neanne, drop a comment below.
Here’s some of what we discuss in this episode:
0:00 – Intro
1:25 – Question 1
7:11 – Question 2
10:47 – Question 3
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:15:14
Does Retirement in America Need an Overhaul?
3/21/2024
In today’s show, we’re going to be talking about the Gray New Deal and the need for retirement reform. The idea to create job and pension improvements might be a little surprising to some, but the author of Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy makes some really interesting points.
Here’s some of what we discuss in this episode:
0:00 – Intro
1:47 – Issues we’re facing
7:08 – Policy changes
9:58 – Social programs
12:00 – Taxes
Check out the article we referenced:
https://finance.yahoo.com/news/working-longer-won-t-solve-174400601.html
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Duration:00:14:22
Retirement Planning Is Different For Women: Here’s Why (Part 2)
3/14/2024
In this episode, we’ll talk about how women can gain more confidence with their finances. As more women take a proactive approach to money, we want to help them feel comfortable about what they’re doing. We’ll also talk about debt as well as solutions to help women be better prepared for retirement.
Here’s some of what we discuss in this episode:
0:00 – Intro
1:10 – Debt
7:38 – Lack of financial confidence
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:13:39
Retirement Planning Is Different For Women: Here’s Why
3/7/2024
In this episode, we’ll share some eye-opening statistics and actionable advice to empower women in their financial journey and we’ll do it as a two-part conversation. This first show will focus on the challenges facing women as it relates to the pay gap. Plus, what can you do if you get divorced or become widowed and find yourself having to manage all the finances on your own?
Here’s some of what we discuss in this episode:
0:00 – Intro
2:46 – Gender pay gap
6:56 – Divorce
12:11 – Widows
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:16:08
Is it Time to Take Cash Off the Sideline?
2/15/2024
We’ve been getting questions lately from people with a lot of money sitting on the sidelines. They’re waiting to jump back in the stock market when they feel comfortable but timing the market is incredibly difficult. Today J’Neanne will break down why this is the case and explain what you should be doing from an individual standpoint if you have substantial cash on the sideline.
Here’s some of what we discuss in this episode:
0:00 – Intro
0:51 – What’s behind this trend
3:13 – Risk tolerance
4:16 – What should you do with cash?
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:07:02
Will These Apocalyptic Predictions Ever Come True?
2/8/2024
On this episode, we’ll try to separate sensationalism from reality by covering the top financial concerns that people have. Should you worry that these apocalyptic predictions will eventually come true? Let’s talk about why or why not these fears are warranted.
Here’s some of what we discuss in this episode:
0:00 – Intro
1:03 – Social Security will go broke
4:28 – Future tax rates
7:07 – Climate change
9:01 – Inflation
10:16 – High interest rates
11:33 – Making good financial decisions
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:14:13
Do You Need Long-Term Care Insurance If You're Single and Childless?
2/1/2024
Navigating the world of long-term care insurance can be daunting, especially if you're single and without children. In today’s video, we’ll explore why long-term care insurance might be a crucial part of your retirement planning.
We'll explore what it covers, when to consider buying it, and how it fits into your solo journey toward a secure and independent future. So let’s jump in and answer the question of whether you need long-term care insurance if you are single and childless.
Here’s some of what we discuss in this episode:
0:00 – Intro
1:00 – What does LTC cover?
2:54 – Who will care for you?
4:58 – Buying LTC insurance
9:52 – Common LTC triggers
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:11:25
Strategic Planning for Retiree Healthcare
1/4/2024
In today's show, we're focusing on a critical aspect of retirement planning: healthcare costs. How well-prepared are you to handle medical expenses after you retire? We'll discuss everything from Medicare complexities to strategies for managing unexpected health-related expenses. Tune in as we break down the essentials of healthcare financial planning for retirees.
Here’s some of what we discuss in this episode:
0:00 – Intro
1:53 – How prepared is the average pre-retiree?
6:05 – Most common expenses
9:08 – Prescriptions
14:43 – Long-term care insurance
17:50 – Strategies we utilize
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:24:00
End of Year Financial Planning For 2023
12/7/2023
Join us as we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come.
Here’s some of what we discuss in this episode:
0:00 – Intro
2:59 – General planning and investing strategies
5:12 – Tax Planning
8:00 – Health insurance
11:56 – Income and lifestyle
17:13 – Real estate assets
20:08 – Technology and cybersecurity
23:29 – Generational wealth considerations
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Want to learn more about financial planning? Subscribe to our YouTube channel and you won't miss a video ➟ https://bit.ly/3XKgOxu
Duration:00:28:52
The Future of Retirement In America: Is The Glass Half Full or Half Empty?
11/2/2023
Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care.
Here’s some of what we discuss in this episode:
0:00 – Intro
2:55 – Half full or half empty?
5:32 – Social Security
10:19 – Healthcare affordability
14:25 – Tax rates the next decade
19:23 – Long-term care options
23:43 – Stock market
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Duration:00:30:07
The Universal Truths in Retirement
10/5/2023
Retirement is a unique journey for each of us. The thought that there's a one-size-fits-all solution is a myth, but what if we told you there are certain universal truths that can guide every retiree? Today we’re going to tell you about the things that everyone will need to take into account when planning for their retirement. We all might address them in our own personal way, but all of these universal truths need to be factored into retirement.
Plus, we’ll dive into an article we found on artificial intelligence and its role in financial planning. Can it provide you with enough guidance to replace a human financial advisor? We’ll share the results on the show and get J’Neanne’s thoughts on the role AI can play in planning.
We’ll also find out what J’Neanne feels is the most beautiful place she’s ever visited during our getting to know segment, and we’ll close the show out with a great question about how much is okay to spend on a forever home in retirement. There’s a lot to discuss today so let’s get started!
Here’s some of what we discuss in this episode:
0:00 – Intro
2:02 – AI vs Financial Advisor
11:48 – Universal retirement truths
23:10 – Getting to Know J’Neanne – Most beautiful place to visit
26:25 – How much is too much to spend on our forever home?
34:34 – 7 Secrets to a Smart Retirement
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Duration:00:37:09
The Domino Effect: How One Mistake Can Ruin Your Retirement Plan
9/7/2023
Ever heard of the domino effect? Well, in retirement planning, just one misstep can topple your entire future. Today, we'll explore the key areas that need careful attention to ensure a solid retirement plan.
We’ve identified five potential financial pitfalls that can lead to additional problems for you in retirement, but J’Neanne will share some tips on how to avoid these common problems.
Here are some of the things you’ll learn in this episode:
0:00 – Intro
1:41 – Possibility of outliving your money
4:34 – The creep of inflation
9:10 – Expense of a nursing home stay
13:46 – Volatility of the stock market
14:50 – Threat of rising taxes
17:08 – Getting to Know J’Neanne
20:01 – Listener question
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Duration:00:24:33
Mastering Cash Flow in Retirement: Understanding Income Planning
8/3/2023
This show is all about understanding the crucial role of income analysis. We'll uncover the secrets of guaranteed income versus the uncertain stuff and shed light on the consequences of retiring without a clear income plan. Don't worry if you're feeling lost - we've got your back with practical solutions and expert guidance.
Plus, we’re going to get J’Neanne’s perspective on the prevalence of scams and how she’s helping her clients navigate them. Then we’ll learn more about J’Neanne away from the office and we’ll close out the show with a few of your financial questions.
Here are some of the things you’ll learn in this episode:
0:00 – Intro
1:34 – Let’s talk types of scams
7:52 – What we tell clients
11:46 – Getting to Know J’Neanne
18:09 – Importance of retirement income
21:46 – Diversity of revenue streams
25:39 – Guaranteed vs non-guaranteed income
33:00 – Mailbag questions
Watch 'What happens when you reply to spam' video -
https://www.youtube.com/watch?v=4o5hSxvN_-s
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Duration:00:48:59
5 Biggest Money Mistakes in Retirement
7/6/2023
We’re back and busier than ever for our first episode of the newly launched Rockin’ Retirement show. We have a lot to cover in this show with a primary focus on the five big money mistakes that people make in retirement. But we’re also going to address the concern that Social Security is going broke and answer the financial questions you’ve sent us.
Here are some of the things you’ll learn in this episode:
0:00 – Intro
2:31 – Headlines: Is Social Security Going Broke?
9:03 – Money mistake 1: Taking Social Security too early
11:45 – Money mistake 2: Taking Advice from Friends and Family
15:13 – Money mistake 3: Failing to Review and Update Your Plan
18:10 – Money mistake 4: Assuming You Won’t Live That Long
22:08 – Money mistake 5: Sequence of Returns Risk
25:05 – Answering your financial questions
Connect with us: https://theuswealthadvisors.com/
Get your free toolkit: https://u3ehfk92.pages.infusionsoft.net/
Schedule your analysis: https://theuswealthadvisors.com/schedule/
Duration:00:34:26
What You Need to Know About SDBAs
11/3/2022
Coming up on this edition of Your Financial Mission, we are talking about SDBAs. We will discuss what they are, their benefits, their cons, and how they are used.
If you’re a doctor or a defense contractor, you have probably seen it inside your plans or portfolio. SDBAs (Self Directed Brokerage Accounts) are essentially a sleeve on the 401k or 403b that allows you to self-direct. Listen to the episode to learn more about how they may benefit you.
Here's some of what you will learn from today's mission:
7 Secrets To A Smart Retirement Plan Toolkit: https://bit.ly/3Njh9SI
Learn More: https://theuswealthadvisors.com/
Connect with us: info@theuswealthadvisors.com
Call our office: (443) 718-6310
Duration:00:18:01
How Bonds Work: What Retirees Need to Know
10/27/2022
There is a lot of noise in the media about bonds currently. Many are wondering if they should stay in bonds, how safe bonds actually are, and what voices they should listen to for advice. Every situation is different, so you should always speak to an advisor.
Today, we will try to address the basics of bonds, and some of the common concerns surrounding them. Let’s dive in and see if bonds may still be worth your while.
Here's some of what you will learn from today's mission:
7 Secrets To A Smart Retirement Plan Toolkit: https://bit.ly/3Njh9SI
Learn More: https://theuswealthadvisors.com/
Connect with us: info@theuswealthadvisors.com
Call our office: (443) 718-6310
Duration:00:24:20
Controlling Emotions When Planning for Retirement
10/20/2022
In this episode, we’re going to share stories with you of times when emotions like fear, greed, and pride led someone astray in their financial decisions. We’ll even cover the role of positive emotions like hope and joy in retirement planning.
If you want to better understand and control your emotions to experience a better financial future, then this is the show for you. Our goal is to give you the tools to navigate these emotions to you can make the right decisions, without being led by emotions.
Here's some of what you will learn from today's mission:
7 Secrets To A Smart Retirement Plan Toolkit: https://bit.ly/3Njh9SI
Learn More: https://theuswealthadvisors.com/
Connect with us: info@theuswealthadvisors.com
Call our office: (443) 718-6310
Duration:00:35:58
Her Wealth Matters Series: If Only You Had Hindsight
6/18/2020
“Knowing what we know now…” is a phrase you hear a lot, especially lately. If you knew ahead of time, what would you do differently? What can we learn from these financial mistakes? We reflect and talk about the lessons learned on today's episode.
Today's show schedule:
1:46 - Being too scared meant too conservative with investments.
2:50 - Too much risk you didn’t realize until the market crash.
4:04 - Misunderstanding Social Security can cause panic later on.
5:23 - Wishing you put more money in Roth IRAs.
7:01 - Retiring too early and needing to go back to work.
Duration:00:09:31
Her Wealth Matters Series: When The Customer Isn’t Always Right
6/4/2020
When you work with a financial advisor, you’re likely coming to them for financial advice and expertise. But what about that saying, “the customer is always right”? Is that still true?
Today's show schedule:
1:42 - “I think I can time the market.”
3:19 - “I know what I want to invest in, just pick the funds for me.”
5:04 - “I don’t need to spend the money on life insurance or long-term care.”
6:35 - “The fees are too high!”
8:23 - “My accounts are down right now, this isn’t working.”
Duration:00:10:47
Her Wealth Matters Series: Avoiding Financial Lies and Mistruths
5/21/2020
You can’t believe everything you hear, right? What statements and concepts in the financial world should you take with a grain of salt? Can you tell what’s marketing and what’s real?
Today's show schedule:
1:29 - “We can beat the market.”
2:57 - “There are no fees!”
4:07 - “There’s no risk!”
5:34 - “Taxes will be lower in retirement.”
7:02 - “Never pay off your house early when interest rates are low.”
10:53 - “It’s just a paper loss.”
Duration:00:13:39