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Your Money & Your Life Podcast

Business & Economics Podcasts

Financial and retirement planning guidance from Certified Financial Planner Donald Cash in Red Bank, NJ. Truly understanding what's happening inside your portfolio is so important to achieving retirement success. The planning process can be difficult if you tackle it alone, so make sure to listen to each episode to get great guidance and make the task much easier.

Financial and retirement planning guidance from Certified Financial Planner Donald Cash in Red Bank, NJ. Truly understanding what's happening inside your portfolio is so important to achieving retirement success. The planning process can be difficult if you tackle it alone, so make sure to listen to each episode to get great guidance and make the task much easier.

Location:

United States

Description:

Financial and retirement planning guidance from Certified Financial Planner Donald Cash in Red Bank, NJ. Truly understanding what's happening inside your portfolio is so important to achieving retirement success. The planning process can be difficult if you tackle it alone, so make sure to listen to each episode to get great guidance and make the task much easier.

Language:

English

Contact:

9193781410


Episodes

Inflation, Interest Rates, and Investment Volatility - Part 2

5/5/2022
It seems like all the talk lately as been inflation, interest rates and investment volatility. Every time you look at the news you see rising inflation numbers, gas prices seem to have actually gone up again and the stock market has been crazy volatile. Add in another interest rate increase by the Federal Reserve and the list of issues gets longer and longer. We didn't have enough time to dig deep into all of these things so, let’s see if we can make some sense of what’s going on and what we...

Duration:00:26:30

Inflation, Interest Rates and Bond Prices - Oh My!

4/21/2022
Interest rates are going up, inflation is impacting our wallets, and bond prices are down. On today’s episode, we break down these issues and how they could impact you. What we discuss: 0:53 – Changing mask rules 2:16 – Will travel start up again? 3:16 – Air travel and fuel are up 5:09 – Why are rates jumping up? 7:16 – Prices of homes have gone up 9:55 – Impact on stocks and bonds 11:07 – Bonds are stable, but can go down 13:00 – Reinvesting at a higher rate 14:45 – What is...

Duration:00:21:12

Winners and Losers 2 Years After Covid Market Crash

4/7/2022
What does it take to be a winner in today’s stock market? We’ll explore the difference between winners and losers when it comes to investing on today’s episode. What we discuss: 0:53 – UNC versus Kansas 3:43 – The market since 2020 5:10 – Winners have a plan 6:49 – Changes since 2020 11:19 – Greed and gains 14:20 – What makes a winner? 16:55 – Waiting to get back in 19:49 – Mailbag: “Non-financial suggestions for retirement?” Get additional financial information:...

Duration:00:26:53

Proposed IRA Changes and Roth Tax Tips

3/24/2022
Last month some new IRA changes were proposed. How could these possible changes impact your financial future and your family’s? What we discuss: 0:32 – Spring has sprung 2:27 – IRS rule changes 4:29 - Inheritance rules 6:47 – New proposed required distributions 7:49 – When the original owner dies 9:21 – Designated beneficiaries 11:37 – Impact on generational wealth 13:13 – Make a comment to the government 13:52 – Roth tax advantages 14:58 – Tax planning tips for 2021 17:35 –...

Duration:00:22:57

Facing Geopolitical Risk

3/10/2022
Today, we will discuss the geopolitical events of the past and present. Geopolitical risk is nothing new, but will current conflicts significantly impact the economy? What we discuss: 0:30 – Things change quickly 2:05 – Keeping perspective 3:16 – Ukraine and Russia history 3:56 - Ukraine wanting to join NATO 6:00 – Different types of risk 8:37 – Geopolitical risk in perspective 10:46 – 26 market corrections since WWII 13:14 – Gas prices throughout history 15:28 – Four mega...

Duration:00:25:28

How Media Hype Can Lead to Bad Retirement Decisions

2/24/2022
Today we’re talking about media hype and how it can lead people to make bad financial decisions that could cause problems with or ruin their retirement. Find out if you have fallen for any of this hype. What we discuss: 3:00 – Bitcoin 3:59 – Rhode Island couple 9:40 – Questionable Internet scheme 11:40 – Buying gold 14:20 – Investing in crypto 16:15 – Required minimum...

Duration:00:21:06

Coming Economic Storms and Media Mania

2/10/2022
We are wrapping up our series on economic storms this week by focusing on the media. Between constant headlines and breaking news, there can be a lot of news to sift through. So, what should we expect from the media throughout 2022? Screen Time - https://www.comparitech.com/tv-streaming/screen-time-statistics/#:~:text=The%20average%20American%20spends%20over,at%20a%20screen%20every%20day. The Social Dilemma – https://www.thesocialdilemma.com/ The Reticular Activating System...

Duration:00:22:59

Economic Storms in 2022 - Part 2

1/27/2022
What other economic storms can we expect in 2022? We’ll discuss stock market dips, geopolitical tensions, and more today. What we discuss: 0:49 – Kids are back in school 4:37 – Historical tax rates 6:54 – Stock market turmoil 9:33 – Selling out of panic 10:56 – Diversification matters 12:57 – Geo-political risks 15:13 – Supply chain issues 17:51 – Increase in rent 19:12 – Top expenses 22:39 – Quality of life Get additional financial information:...

Duration:00:25:40

Economic Storms in 2022 - Part 1

1/13/2022
What economic threats should we be preparing for in 2022? We’ll discuss inflation, taxes, and political turmoil today and how these storms could impact your plan. What we discuss: 1:05 – We are into 2022 3:09 – There is a lot to worry about 6:09 – Inflation touches 7% 10:04 – Prepare for inflation 12:40 – Taxes in the short term and long term 17:03 – State income taxes 19:52 – Stealth taxes 23:22 – Political...

Duration:00:28:37

2021 Year in Review

12/16/2021
As 2021 comes to an end, what can we learn from this year? On today’s episode, we’ll discuss some of the top headlines and predictions of this year. How many of those predictions turned out to be correct? Read and get additional financial information: https://doncashpodcast.com/podcast/2021-year-in-review/ What we discuss: 1:06 – 2021 is coming to an end 2:47 – Highlights, headlines, and predictions 3:47 – Let’s not put too much pressure on 2022 5:24 – Making financial decisions...

Duration:00:22:43

The Season of Giving

12/2/2021
Giving Tuesday was this week and we are entering the most charitable time of the year. What do you need to know about charitable giving and taxes? Read and get additional financial information: https://doncashpodcast.com/podcast/the-season-of-giving/ What we discuss: 4:09 - Itemized deductions vs. standard deductions 8:20 – Allowance of $300 9:39 – RMDs and giving 12:14 – What if you are under 70 and a half? 13:45 – Donating appreciating stock or real estate 16:04 – Estate...

Duration:00:21:56

Inflation, Infrastructure, and Medicare Increases in 2022

11/18/2021
Inflation! We are seeing it everywhere. From the gas we buy to our Thanksgiving turkeys, prices seem to be going up everywhere. How does this affect Medicare? Well, you’ll probably be paying more on premiums. Will the infrastructure bill make inflation worse? That remains to be seen but you should stay vigilant. We will discuss these issues and how they impact you on today’s show. Read and get additional financial information:...

Duration:00:27:45

The ABC’s of Medicare

11/4/2021
It is open enrollment season for Medicare! On today's show, we are going to discuss Medicare with expert Ray Martin. We will be covering the different types of plans, premiums, and tips you should be aware of as you reach age 65 and beyond. Read and get additional financial information: https://doncashpodcast.com/podcast/the-abcs-of-medicare/ More Resources: A Brief History of Medicare - https://www.medicareresources.org/basic-medicare-information/brief-history-of-medicare/ Medicare...

Duration:00:45:48

Important Ages in Retirement

10/21/2021
What should you be planning for as you reach 50? What is the best age to take Social Security? Today, we are going to go over some key ages to be aware of as you plan for and approach retirement. Read and get additional financial information: https://doncashpodcast.com/podcast/important-ages-in-retirement/ What we discuss: 0:30 – What’s new? 3:15 – Important ages 4:50 – Turning 50 6:50 – Contributing a total of $7,000 7:44 – Exceeding 26,000 in 401k 10:01 – Turning 55 & 59...

Duration:00:30:52

Bonds, Interest Rates, and Tax Proposals

10/7/2021
You’ve probably heard about the recent tax proposals in Congress. How will they affect your financial future if they pass? Today we will discuss these proposals, while also taking it back to 1981 to discuss bond rates. Read and get additional financial information: https://doncashpodcast.com/podcast/bonds-interest-rates-and-tax-proposals/ What we discuss: 0:36 – Happy October! 4:07 – 1981 Articles 6:18 – Bond rates in 1981 7:34 – Bonds & CDs 10:01 – Investing hindsight 13:00 –...

Duration:00:23:44

5 Financial Biases to Avoid

9/23/2021
What can get in the way of your financial success? Today we are talking about a few financial biases such as the fear of missing out and overconfidence. We will also discuss how to avoid these biases. Read and get additional financial information: https://doncashpodcast.com/podcast/5-financial-biases-to-avoid/ What we discuss: 0:50 - How has the summer been? 2:11 - Why should we care about how behavioral finance? 5:41 - What financial biases do we have? 15:46 - Cash Connection:...

Duration:00:20:05

Finding a New Path and Perspective after 9/11

9/9/2021
Today we have a special episode of the podcast for you. With the 20th anniversary of 9/11 approaching, Don invited special guest Kevin Haney onto the show to talk about how his work took a turn after September 11th and what it meant for his life. Read more and get additional financial resources here: https://doncashpodcast.com/podcast/finding-a-new-path-and-perspective-after-9-11/ About our guest: https://www.growingfamilybenefits.com/about/ What we discuss on this episode: 0:21 -...

Duration:00:47:28

Budgeting Time and Money - With Ten Kids!

8/26/2021
Today we’re excited to bring on special guest Brien Dunphy, who is a business consultant that balances work with his family of 10 kids in New Jersey! How do they possibly manage the finances? (Hint: Brien is not rich or living on a trust fund) Listen to Brien’s amazing story on today’s podcast. Read more and get additional financial resources here: https://doncashpodcast.com/podcast/budgeting-time-and-money-with-ten-kids/ About our guest: https://www.briendunphy.com/ What we discuss...

Duration:00:43:37

The Hidden Value of an HSA

8/12/2021
Do you have the option of contributing to an HSA for medical expenses? Why does this matter? Don shares why an HSA can provide big benefits later on and in retirement. Read more and get additional financial resources here: https://doncashpodcast.com/podcast/the-hidden-value-of-an-hsa/ What we discuss on this episode: 1:17 - Delta is making waves. 6:54 - What is the hidden value of an HSA? 9:28 - How is an HSA different from a typical health insurance plan? 11:56 - What are the...

Duration:00:21:21

Is It Still A Good Time to Refinance?

7/29/2021
Is now still a good time to refinance your home? With record low interest rates, the past year has resulted in a lot of people choosing to refinance. If you haven’t done so already, have you missed your chance? On today’s episode of the podcast, Don talks through what kind of numbers to pay attention to as you determine what is best. Read more and get additional financial resources here: https://doncashpodcast.com/podcast/is-it-still-a-good-time-to-refinance/ What we discuss on this...

Duration:00:26:26