Financial Investing Radio

What are the main challenges that I need to solve as a company trying to apply AI to help my business? In this episode, I have a conversation with an organization that provides an AI platform to help you overcome those. Grant Hey, everybody, welcome to another episode of ClickAI Radio. This is Grant Larsen. And today I have someone that I bumped into the not too long ago, I was at a conference and literally went to their booth and said, Oh, I want to learn more about this technology. I've been tracking your team, your organization, so it's my chance to learn more about it. And so I got to meet a Atalia Horenshtien I hope I said that right. I'm so excited to have Atalia here with me today. So first of all, "A" welcome I tell you and "B" did I say your name right? And then "C" the first question out of the box, explain the meaning behind your name. Atalia Thank you so much for having me. And you actually pronounced the name correctly. So kudos to your best. The meaning behind my name. So first of all, thanks to my parents for choosing such a unique name. It's actually a Hebrew name. I'm originally from, from Israel. And I totally I need Hebrew pronouncing it as a Talia is actually the first claim in Judaism kingdom. So it's a name from the Bible. And it's actually very unique even in Israel. Very cool. Grant Really. The queen in the Bible, I'm gonna have to go look that up. That's awesome. You should. That's very cool. Do we? Do we bow in your presence? Then? Do we do anything like that? Do we do we say Hey, this is me? Atalia No, no, no, no, not not at all. Grant Excellent. Well, thank you. Thank you for taking the time here today. Now as I understand that, I want to make sure I get this right. Your title in your organization is Global Technology Product Advocacy Lead, I actually had to write that down because I can only remember three things. And that's five words in a title, Global Technology Product Advocacy Lead for DataRobot. Did I get that? Right? Atalia Yeah, that's actually correct. Grant What do you do in that role? Atalia So we did a robot. I started as a customer facing data scientist, where I work with customers in different industries, and helping them how to solve complex AI and machine learning problems. And learning from this role, and those use cases. I shifted a bit towards to the advocacy side. So how we tell the technical story of DataRobot, how we educate the market about what's possible. Some of the use cases I implement, and some of the stuff I saw was working on collaboration with our marketing sales. And our customers as well. Grant Okay, got it. So that global part, I think, is critical, because I'm assuming that you go across multiple markets, you're not focused on any one. I gotta believe that gives you a sort of broader industry cross industry view on on AI and machine learning. Is that correct? Atalia Yeah, so I was very lucky to work with different industries in different geographical locations. And obviously, I see a lot of different trends and maturity around AI, where they are in the stage, how are they adopting? What's the process? There, technical knowledge, their technical stage? Yeah. So from United States to Europe to the Middle East. It's really, really interesting. And I'm very happy that I have the opportunity to do so. Grant So that's awesome. What know what got you into this world? What got you into AI and machine learning? Atalia Actually, it's a really interesting path because I started actually the software engineer Not not a, as a data scientist, and over time, obviously the software engineer you work with, with software development, system design, etc, some stuff that you see today in in machine learning operations. And then when I did my masters, I was mostly specific around business intelligence and machine learning. And I learned a lot, it was super interesting. So I took my software skills into a different level. And it's a...

In this episode, I talk with the CEO and founder of an organization that has been applying AI to help them develop products. Will AI help you develop your products faster? Come and see. Grant Hey, everybody, welcome to another episode of ClickAI Radio. So today I have this opportunity to speak with one of those brains out there in the market that's being disruptive, right? They're making changes in the industry in terms of not only the problems are solving, but it's the way in which they're solving the problems using AI very fascinating. Anyway, everyone, please welcome Paul Ortchanian here to the show. Paul Hi, nice. Nice, nice of you, happy to be here on the show. Grant Absolutely. It's very good to have you here today. When I was first introduced to you. And I started to review your material what it is that your organization has put together as fascinated with the approach because I have a product development background and in in the software world. AI was late comer to that right meaning over generations when I saw the approach that you're taking to that I'm interested to dig more into that. But before we do that big reveal, could you maybe step back and talk about the beginning your journey? What got you on this route? And this map, both in terms of product development, and technology and AI itself? Paul Yeah, absolutely. So I started out as an engineer, headed down to San Francisco in the early 2000s. And, and I was more of a thinker than an actual engineer, or just be the type of guy who would figure things out by themselves. But if you were to ask me to really do things that the real things engineers do, you know, creativity was there, but not the solutioning. So being in San Francisco was a humbling experience, I guess, Silicon Valley, you get to see some really, really good engineers. So I had to make a shift in my career. And since I had a passion for user experience, the business aspect, product management was a great fit a function I didn't really understand. And I got to learn and respect, and did that for about 10 years. In the mid 2000s, and 10s, I basically moved back to Montreal for family reasons and cost of living, of course in San Francisco. And I started a company called Bank Biddick, which in French stands for public bath. And the idea is that most what I realized in Canada was that people here in accelerators, incubators and, and startups just didn't understand what product management was. So they didn't really understand what they do and how they do it. And I saw a lot of organizations being led by the marketing teams, or the sales team and being very service oriented and not really product LED. So basically, it basically stands for public bath, which means every quarter, you want to basically apply some hygiene to your roadmap, you have a galaxy of ideas, why not go out there and just, you know, take the good ones and remove the old ones and get rid of the dirt. And we started with that premise. And we put we said, well, what does a product manager do on a on a quarterly basis? Because a lot of the material you'll read out there really talks about, you know what product managers should do in terms of personas and understanding the customer's data and this and that, but nobody really tells you which order you should do it. Right. If that was my initial struggle as a product manager, do you try to do it all in the same day and then you realize that there's not enough time? So the question is like in a one quarter 12 week cycle, as my first three weeks should be about understanding the market shifts the industry, the product competitors and and the users and then maybe in the next three weeks working with leadership on making sure that there is no pivots in the organization or there are some some major strategic changes and then going into analyzing the DIS parking lot of ideas and figuring out which ones are short term and re and making business cases in order to present them for, for the...

In this episode I talk with Dr. Pranay Parikh, where we look at the question, how can you do your full time job while being an entrepreneur to fill the gaps that are missing in your life? Grant Hey, everybody, welcome to another episode of Financial Investing Radio. So today I have this opportunity. It's taken us a few times for me to chase him down. He's very busy. Dr. Pranay Parikh. I'm excited to talk with him when I when I first saw the profile on him and realize the journey that he both has done and the one that he's on and his vision of that I got to talk to this gentleman. I'm gonna read his the little clip that I got before even let him say a word. I just want you to hear a little bit about him. Alright, here we go. Okay, hold on. Here we go. It's Dr. Pranay. Parikh is a physician co founder and president of ascent equity group, a serial entrepreneur, we're going to want to ask him about that. Okay, online course creator and host of the MD to entrepreneur podcast, which is really cool. Continuing on his unconventional journey, and I add it is which is what makes us really cool. His unconventional journey to medicine helped him learn the skills to excel in entrepreneurship. He's launched a seven figure online course. And he's bought over $1.1 billion in real estate. Wow. And he's helped hundreds of physicians launch their own businesses. His goal is to help launch 10,000 physician led businesses. That's amazing. So I want to welcome here to the show. Dr. Pranay Parikh. Welcome. Pranay Thanks, Grant. I'm super excited to talk. Grant It's so good to have you here. Now, we were both talking before we got started. We're both in the southwest part of the country. We sort of enjoy that. In fact, I think you and I might have even had our earlier grown up years in the Northern California area. So we got a lot in similar but the key difference is, I am definitely not a doctor. You know, I went bought band aids last night. And it took me awhile just to figure that out. So I'm more of a tech and investing guy. But I am not a doctor guy. But I'm excited to talk to you about this and your journey. So thanks again for being here. Pranay Yeah, super excited to talk to you and your audience. Grant Okay, now something happened, right? You were growing up and you said, hey, I want to be a doctor and you got moving down that path. But somewhere along that line, well, first of all, what kind of medicine? Have you been practicing? Pranay So I did a residency in Internal Medicine, and I practice hospitalist medicines. So that means if you ever have to spend a night in the hospital, then I'd be your doctor. Grant Okay. Is that is that the same as as an internist? Is that? Is that what that is? Pranay Yeah, so it's the same residency, but usually what internists do they do outpatient medicine, so you know, your primary care doctor, they do some inpatient, but I'm kind of sub specialized. I only see people in the hospital, the hospital itself. Grant Okay, got it. Very good. All right. So you were on that journey doing that work. And something happened somewhere along the line, you sort of sat up and said, I need to add something, either to my life or my purpose or my vision on top of this medical route. Tell me about that. What happened? Pranay You know, so it's kind of funny. So to get into medical school, you have to be well rounded, right? You have to be doing all this other cool stuff, right? You can't just be a nerdy like I was really good at Sciences and maths and all that stuff. They want someone you know, reads a lot of the books and does all this stuff. But after you get in all that stuff gets taken away gets subtracted. And it kind of sucks for people like me that like doing a lot of other stuff, but you're so busy in medicine, doing your job learning that there's not much else you can do. So as soon as I got an opportunity to start doing other stuff I did. So for example, in medical school, I used to hold art...

Today I had the opportunity to speak with "The Land Geek". Fascinating conversation. He's got over, well over four and a half million downloads on his podcast. He's got some interesting ideas and insights on investing with land that the returns higher than normal, I guess normal, what's normal, higher than, you know, eight 10% return, if you will, returns on these investments. So I'm very excited to have Mark here with me today. Thanks for joining us, we learn the secrets from the land geek. Everybody welcome to another episode of Financial Investing Radio. So I have been chasing this person for some time. He is super busy and has an amazing profile. I hope you take the opportunity to look into what he's done. We're going to be having conversation today with Mark, Oh man, Mark. I didn't even ask at a time. Podolski! Mark Perfect pronunciation. Grant Did I say that? Okay. All right. Very good. Mark. Welcome. Thank you for being here today. I appreciate it. Mark Grant Larsen, an honor. Privilege. Thank you. Grant You know, we found out that we are not too far from each other geographically, which is a real treat. There's some neat, neat things about the part of the country we live in for sure. Mark Absolutely. We've lost our complaining privileges living in Scottsdale, Arizona. Grant That's right. That's right. That's right. Even when it gets a little hot. I've learned to quit Quit complaining about it's not a Houston hot right. Mark Houston hot. It's 80 degrees in the pool. Grant Yeah, that's. That's right. It's fixable with the pool. That's right, right. Okay, so the land geek, you are known as the land geek, you've done a great job getting your name out there as land geek, not only getting your name out there, but proving a framework. But we'll get to the framework here in a moment. Because what you've done is pretty unique compared to other real estate investing strategies that are out there, of which I actually participate in some of those others, right, but I won't get to that yet. So I'm interested to learn more about what you do here. But let's back up. You were doing what what got you started to say I'm gonna go after land investments in this way. Mark So if we rewind the tape now, to 2000 I was a miserable micromanaged. 45 minute commute to work and back investment banker specializing in mergers and acquisitions with private equity groups. And grant it got so bad for me. I wouldn't get the Sunday blues, anticipating Monday coming around. I'd get the Friday blues, anticipating the weekend going by really fast. And having to be back at work. On Monday. I was pretty much yeah, really blue. So I first hired this guy, and he's telling me that as a side hustle, he's going to tax deed auctions. He's buying raw land, pennies on the dollar. He's flipping them online, and he's making a 300% return on his money. Grant. I'm looking at companies all day long. And a great company great has 15% EBIT on margins are free cash flow, average company's 10%. And I'm looking at companies all day long, less than 10%. So of course, I don't believe them. And I've got three grand saved up for car repairs. I go to New Mexico with them. I do exactly what he tells me to do. I buy 10 Half Acre parcels and average price of $300 each. I flipped them online. And they all sell for an average price of $1,200 each. It worked. So I went to another auction and in Arizona, where we live. And again, this is 2000 There's no one in the room. I'm buying up lots of acreage or nothing. And I sell all that property. You know that what auction I made over $90,000 So I go to my wife. She's pregnant at the time. I said Honey, I'm going to quit My job and become a full time lead investor. And she said, Absolutely not. Yeah. Grant What do you say? And what are you doing on? Mark Yeah. So it took 18 months for the land investing income to exceed the investment banking income. And then I quit. I've been doing it full time ever since. And I...

In this episode, I have the opportunity to talk with a self made entrepreneur who's followed the footsteps of her amazing dad, and in the journey has discovered what the tips are that the wealthy use to invest to change your life. Grant Hey, everybody, welcome to another episode of Financial investing radio. So I have been trying to track down this person multiple times and admitted it was my fault. I could not get my calendar right to meet with Stephanie Walter. So glad to have her here with me today. I'm fascinated with her background, what she's done in terms of growing wealth. But before I go any further, Stephanie, welcome. Stephanie Thank you so much for having me. I appreciate it. Grant Yes, this is fun to have you here. Your journey is a fascinating one to me, because it's this journey as I reviewed it, of gathering some financial capabilities, but then not resting on that, but rather using it to leverage for future wealth. So I don't want to give that away because I want I want our listeners to hear this cool journey that you've gone on. But let's rewind. Okay, let's uh, we won't go back to where you were raised as a kid. But let's go back to you get out of school, and you're thinking I'm gonna go do some work. And that led you down a certain path? Would you talk about that? Yeah, I did what like most people do, I got it. I just got a regular job with a corporation. Stephanie I had some interest in insurance. So I became a claims adjuster. And, and I sort of moved up the ranks pretty pretty quickly to where I was working kind of as a liaison between the attorneys in that represented the insurance companies and, and the insurance company. So that was, that was really interesting, but just, you know, working in a corporate setting, I remember that, you know, my pivotal point was I was getting a 2% Raise after my superiors had said, what a fantastic job I was. You're welcome all 2% Did you get to keep all that 2%? Or did you know you got to keep? Grant That's impressive. Yeah. Stephanie And I went home to my Dad, I just bought a house and was like, Dad, I just, you know, look at how much gets taken out. But with taxes, it was a big learning experience. I mean, well, as you know, I did put, you know, seven years into it, but just realize that, you know, if I'm making these 2% races for the rest of my life, you know, what is that going to look like? And my dad was an entrepreneur, actually, he's a second generation entrepreneur. And he's like, Well, you know, what you're gonna get if you stay in this, but if you go out on your own, you know, really what you build will be up to you. And it's your choice to do what you want to do. And I gave my my two week notice probably the next day, did you really? Oh, wow. That's okay. Wow, a woman a decision and action. That's awesome. Grant So, all right, so you gave you gave the two week notice you left, and then you didn't go to the pool? That's for sure. What did you go though? Stephanie Well, I have a I have a lot of relatives and insurance. And that's kind of how I started in doing in claims to begin with. And so I just knew, you know, the company I was really familiar with, went and signed up with them, took all the classes to become an agent and and just, you know, started started working, you know, right off the bat, state and insurance agent for about 16 years. See, I started that I'm trying to think of like timeframes, I think it was 2004. And then right around that same time, I kind of decided, you know, with the when the bottom fell out to buy some real estate, single family homes, right in an area in Denver, I'm a native, as I mentioned, where I felt like if there would be growth, from Denver that, you know, over time, these would probably be good, good investments to have. And that was in the Sloan's Lake area if people are familiar. And so I became, you know, a untrained landlord, as well as a business owner at the same time, all in one shot. So quick...

In this episode, I have the opportunity to sit down with Christopher Nelson. A technology executive out of Silicon Valley who's figured out the secrets to helping you achieve passive income as a W-2 employee. Grant Hey, everybody, welcome to another episode of Financial Investing Radio. So today I have in the house with me, Mr. Dr. Why don't want to call you. Sophisticated, brilliant. Christopher Nelson is in the house here with me today. I love his subtitles technology executive real estate investor, author, podcast hosts and inventor of the space station. Was that right? Or did I get that right? Christopher I think you may have stretched on the space station. But I you know, space has always been a dream of mine. Right? I am a low tech tech technologist, a bit of a geek. So yes. You can learn more here: WealthwardThrive Community Grant Excellent. Excellent. Well, okay, so let's start with that. technologist geek. What does that mean? What? Tell me about your background? Christopher Yeah. So So my background, you know, interestingly enough, I started with just a love of technology, right? You know, I heard some people tell stories, the other day of how I think exploring and wanting to take apart, you know, televisions and, you know, anything remote controls, understand how they worked. And I just was fascinated, especially as the computer age started taking off. What can we do with these? So, you know, my thought was, I wanted to go to university and I wanted to learn how to become a software engineer, so studied very hard. And then when I went to my first internship junior year, with a large database company, and I was by myself working on this code, I started going crazy. I started thinking, what am I going to do? Like, I, I love this, I do not like this. And it was actually in a job fair that I met somebody who, who had a similar major who was working in technology consulting, he said, Hey, there's different things. It's not all you have to be a software engineer, I solve difficult technical problems with people moving businesses forward. And so that really, I mean, hit a lot of cylinders for me and took me off into technology, consulting, which is where I started my career. Grant That's awesome. I love that background. i It's funny, I didn't know that about you. I had a similar journey. I come through the technology world. But I ended up bouncing from doing my first startup right out of college. Because when you come out of college, I don't know if you know this, but you typically have all the answers, right? So so I jumped, I jumped right into startup, I'm gonna go solve these world problems. Clearly, everyone's having struggle with course, I failed miserably on my first startup. So then I jumped into the technology consulting world with back then one of the big six, you know, in Chicago doing some technology work. But yeah, it's funny, I jumped to the people side of it, also. And that, that was liberating for me, because if I spent all the time just and I love I still code today, don't tell anybody. But I use it as a tool to keep my brain active. But if I had to read every day, all day, I think I'd go crazy. Christopher Right? And, you know, it's, I actually tried to now actually take that message to people, kids graduating from college is the fact that you can actually be involved with technology. And it doesn't have to be this one way like we see, you know, again, media, movies presents this one view, but there's a lot of other things that you can do. And I found that it was great start to my career, to really get me launched. Give me a ton of skills. Give me a great background, because I did I went to work for Accenture, right that came out of one of the you know, the big six became the big four. Yeah, it was, you know, one of the big four back in the day. Well, well, we're constant names. Grant Yeah, I did. KPMG. So there you go. Yeah, technology. There we go. Wow. Okay, which office were you...

In this episode, I have the opportunity to sit down with someone that has digested and synthesize the tax code and brings the tax saving secrets to you. Grant Hey, everybody, welcome to another episode of Financial investing radio. So today I have with me someone that just barely met. But as I review, his biography, his profile what he does, it is in one of those places, which I admittedly know so little about, I lean on so many people for help in this area. Now I get to meet with and speak with an expert in the area of how to take it to the tax man. All right, let me welcome Mark Meyers here today. Welcome, Mark. Mark Hey, thank you so much, Grant, I'm excited to chat with you about this. And, you know, hey, if you can keep more of that hard earned profit. It definitely helps in the wealth accumulation realm for sure. So this exciting topic. Grant Boy, for sure. You know, when when you think about taxes and talking about taxes, you know, it's probably right up there with flossing your teeth, right? It's like, oh, everyone should be doing it. Right. But oh, my gosh, do I really want to talk about taxes. Turns out, as I was reviewing some things that you have done to help people, individuals, businesses, really reduce their tax burden. And putting that money, like you said, or leaving that money back in your pocket, suddenly, it becomes really an interesting topic to address. But before you give away any secrets, let's back up. How is it that you got interested in taxes? What is it that even got you to this point? Mark Grant, you know, it's an interesting story, because I started out my career at the University of Florida, with as an undergrad in exercise physiology, get my Master's in sports management, moved to New York City to manage health clubs, and then moved to Los Angeles to edit, manage more health clubs. And in the process of doing that, I helped a really large high end brand, open a number of different locations. And in that they were they went from a 10 clubs to over 100 clubs. And in that process, I really learn to be an owner operator, every club that I would open or go chant, you know, help return around, I'd have to really be mindful of driving revenue, minimizing expenses, putting the operations in in place, you know, the best practices in place to get the best output. And of course, I was compensated on EBIT margin, so I'd get a base, and then I'd have cash bonus based off of how profitable is the company process, I realized, you know, hey, I might be running health clubs. And I might have a background here, but I have a knack for running companies. And I know there's a lot more opportunity in the financial markets in the financial world, particular to consulting with business owners, that's when I said the light came on after, you know, working well over a decade, you know, 365 days a year, and these clubs are open from, you know, five in the morning till 12 At night, you know, they never got hit. So I'm like, Okay, I'm going to shift gears here and do something fun that can ultimately help other people, and also helped me kind of increase my income opportunity here. Get out of this glass ceiling environment. Grant Yeah. So So you are living this life of just constantly being on right, the lights on, right, because your clubs are on right, the gyms are open, and so you're trying to optimize as much as possible. Talk about school, hard knocks, right? I mean, you learn the lessons along the way, for sure, right? Oh, for sure. Mark I mean, it's one of those things where you know, every penny counts, particularly in that industry. And of course, I worked in a higher end layer. So it was, you know, we're looking at 200 plus dollar a month memberships with spa packages and training and Pilates and Yoga. But at the same time, you still have to be mindful of your margins. That's really, really important. So it was it was a nice experience. It was a nice way to understand how to really learn the p&l,...

In this episode, I have the opportunity to speak with someone who demonstrates true grit to make a whole life. Grant Everybody welcome to another episode of Financial investing radios. So today I have with me, someone who is more than what you might think she is an expert on whole life. But do you really know what whole life is? She's going to help us to understand what that means. I'd like to welcome Svetlana. Svetlana Thank you so much. It's such a great joy to be here with you and sharing this space. Thank you for having me. Grant Oh, it's so good to have you here. So I had this opportunity to interview your wonderful husband twice. He's so gracious with his time. He's really skilled in the financial markets. I've even gone through a whole bunch of his courses and applied those. And so it's been I'm a Jeremy Newsome fan. Yeah, yeah. Yeah. And and while I was talking with him, he said, Hey, have you thought about interviewing my wife? And I'm like, Well, what is she talking about? And says, well, she talks about whole life. And I'm thinking well, yeah, whole life such a critical part of life, no doubt. But let's back up set. Svetlana, would you tell us a bit about your origin story where it all started? And how you got into this business? Svetlana Absolutely. Yes. So I'm originally from Kazakhstan. And I moved to America at 19, turning 20 with big American dream as the $100 in my pocket, and I had an opportunity to come and create opportunities and live here. And it wasn't as easy as I thought it was, right. But it is a beauty of a young person that, you know, be 19 and 20. And so courageous, and so naive in so many ways, making those leaves a lot easier than when we become a little bit older. And we have more things that we start considering. Yeah. And so I was blessed that that time, was that mindset, like, what can happen? I'm just going to go and have all of these dreams come true. Grant I'm just gonna go to America, everything's gonna be fine. Right? Svetlana Exactly, exactly. That was like people are so nice there. And so how cool is the wonderful, and it's really a beautiful way to see the world. And I kind of when I was telling my mother, I will come to America. And in five years, I will have all of my dreams realized, I will have, I will get married and I will have a baby and I will have a beautiful home and nice cars and travels. I will have my papers like all of it. I just kind of described for the life that I created. And I knew like just give me five years, it will take me a lifetime in context and to create those things. Wow. But it'll take me only five years in America. And that is the beauty of an opportunity that exists in this country that most people don't recognize. Because when you're born here, you can't think this is how it is. Grant Yeah, you take it, you take it for granted. I mean, I've traveled the planet for 35 years doing business. You do recognize that when you're in other countries, but it is easy to forget it or not be aware of it. Svetlana Absolutely, absolutely. And so when I came here I was like in a Candyland. Like oh my god I can do all these things like it's so amazing. And to start a business you just go on mine create LLC pays $150 get a business license, build a website and you're ready to go. Right like it's a marvelous back home who do you know who do you pay it on the table? Is it my favorite though because the government like I was just like was so impossible, and it couldn't like believe the ease and I recognize truly that there is only one obstacle, truly one obstacle in us. And it is us in our mind, our mindset. Grant The mindset is the obstacle. Svetlana That's a like there is no actually real worldly obstacles that you have to seriously overcome. And yes, you might have a harder life and different things. And not everyone have the same cards dealt. However, you can I was going to library, right, using the computer in the library, did you write emails...

In this episode, I have the opportunity to speak with Alex Hagerup who is solving the problem of using AI to take costs out of your business. Grant Hey, everybody, welcome to another episode of ClickAI Radio. So today I have someone that I have been admiring by looking at his background, here with me today to talk about some amazing aspects of his journey to solve business problems leveraging technology, specifically AI which is quite cool. Anyway, let me stop right there. And welcome Alex Hager group. Hello, Alex. Alex Hey, Grant. Thanks for having me. It's a pleasure. Grant Thank you. Thanks for being here today and for taking the time. I know you're getting ready to head off trans continental here pretty soon on a trip. So thanks for for jumping on this conversation here today. Alex Absolutely. It's exciting being able to travel again. So I going home to the Motherland for a few weeks is exciting. I haven't been there for more than a few days, for the last three years, actually. So I'm definitely excited. Grant Have have have the COVID situations and those numbers pretty good over there at this point. Alex Yeah, everything is fine. So Norway is completely open again. And it's all good. But But Norway was one of those countries that really looked down hard. And also since the US didn't allow non US residents to actually come back into the country. If you left. It was just a problematic situation to go to Europe in general. Wow. Grant Yeah. What a great opportunity to get home to family. Well, thanks for taking your time here with me today on this. So Vic AI. All right, who is Vic AI? What happened here? How to what are you? What are you solving? What what problem? Are you looking to address with Vic? Ai? Alex Yeah, absolutely. So I'll take a little bit of the background to set that up. So I, I've always been very interested in both accounting, finance and technology. So this is a company that lives in the intersection of those. My mom had her own accounting firm. So I grew up there, which probably influenced my interest for for accounting in general. And I built a couple of companies. But one that I spent three years with just prior to starting, Aki was a cloud ERP system, an accounting and accounting platform that was being used by about 30 40,000 companies back then it's about 80 90,000. Now, and during working there, you know, observe the sort of, let's say, the challenges of accounting and the manual, repetitiveness, the tediousness, all of that from, you know, every day you felt it? Grant Where? I mean, what is the excitement in that? Right? I mean, where's the excitement? Yeah. Did you credit that properly? Alex Oh, gosh, yeah, exactly. So so we were we were just observing this. And then this was back in 2014 15. Just before we started with AI started having a new, you know, like a new summer or a new renaissance in a way and, and we were thinking like this has to be we can maybe like we can solve this in a better way than how the technology has solved it so far. And after some deliberation, we sort of thought that we could create AI algorithms that would be able to actually do accounting transaction processing better than humans. Grant Because that's a really key point I think you're making. So the way that we've been solving this problem up to this point has been, let me take the tasks that we do and just automate the tasks themselves. Right. In other words, let me take your actual transactional activities that you're working through, and just put some increased processing to that. That's how it's historically been done, right? Alex Yep. Correct. And that's been entirely driven by rules, right? So, you know, transaction, Uber, transportation, as, you know, rules based automation, right? And there are all sorts of problems with that. It's obviously better than doing everything manually, right? So we aren't we're progressing through stages there. If you go back before the spreadsheets, you...

In this episode of Financial investing radio, I speak with the person that introduced overnight trading to the financial markets. He will give you some guidance on how to build your wealth, I speak with The Wealth Architect. Grant Hey, everybody, welcome to another episode of Financial Investing Radio. Okay, so today I have in the house, it's taken me a couple of tries here actually, literally, to catch Mark Yegee with me here today, longtime expert in the investing world. So grateful that he took the time to come here today and talk with us and share some of his secrets on how to grow your wealth. In fact, I think he's known as The Wealth Architect anyway, without me saying anything else. Mark, welcome. Mark Well, thanks. I'm not I'm not sure I like the title of longtime expert. But you know what, I guess it goes with the territory. But thanks. Great to be here, Grant, and I can't wait to get into what we do and what you do and have some fun with your audience. It should be great. Grant Yeah, thanks again. I appreciate that. So one of the things that caught my eye when your organization reached out and I was reviewing your profile, I just have to start here. There's this tip here about you getting into this world into the investing world at the age of 12. I mean, holy smokes at the age of 12. I was milking cows and hauling hay. I mean, there was not a stock market in sight. So I asked you, I mean, the only stock I saw had horns, right. And where I was milking it. So you know, if you'd have said, How's the stock market? We're like, well, we got, you know, 50 cows in the pasture, but like, What are you talking about? So, how did you get into this at 12? Mark Well, you know, my dad was a grew up on a farm. I didn't, I grew up in the city. And so I you know, I mowed my yard and cleaned my pool and got paid to do that. And every day, I would see my dad reading the Wall Street Journal, and it had all these symbols in it with numbers by them, and he would circle stuff. And I was so curious about what he's doing. And finally, one day, I'm like, Dad, what are you doing? I think it's like you thought I was ready. And so he said, Oh, this is how you invest in other people's businesses. And I was like, Oh, great. So over time, he started to kind of teach me that, you know, you're running your own business, doing your lawns, but you can also go out and invest in other people's businesses. And I thought that was fascinating. And after a while, after maybe a couple of months of telling me about it, he goes, but the only way you're gonna learn it is to take some of your money and put it in and I did. And so my first stock, I think it was 12 or 13 years old. It was right around that time. It was it was 100 shares of a company called Ailey company. Grant I've never heard of, I haven't heard of them. Mark No, I don't think they're around anymore. But they were they was this women's clothing store in the malls. And it fit all the criteria. Low P I mean, my dad taught me a few things. And it was alphabetical that I went, you know, I finally went, Hey, here's one. So I circled it. And I bought, you know, $300 worth of that stock was 100 shares at three bucks. And I just would watch it every day. And I was fascinating. Oh, there's the new print on it. And there's a new price. And the stock went to $6. So it's it was probably the worst thing that could ever happen. It's like, it's like when you grab the golf club and you hit it right down the middle. You think you're a good golfer? This is easy, right? It's as easy as like this, you know, or if you go to play craps and you hit it on the first you know, first dice roll. And so I I invested again, I saw commercial on TV, you know, and it said us, it said Allegheny Airlines is becoming US Airways or us there. I think it was at the time. Yeah. And I was like, Wow, what a cool name for an airline. And I you know, that was the only reason yeah, I think it might have might have met some of...

Hey everybody. In this episode, I have a fascinating conversation with Heather Dreves who shares some secrets on how to get returns from your real estate without being an expert. Grant Everybody, this is Grant, Welcome to another episode of Financial Investing Radio in the house with me today is Heather Dreves of Secured Investment Corp. Now someone reached out to me and said, Hey, have you taken a look at Heather's profile. And when I reviewed it, I started to realize, hey, there's some things that she's talking about that I've been able to dip my toe in, in the real estate space. And when I saw what she was doing, I thought, oh gosh, this would be really fun for us to hear more about the unique solution that they're bringing to clients. So let me take a breath and say welcome, Heather. Heather Well, thank you for having me. I'm excited to be here. Grant Very good to have you here. And you know, when we were talking before we got started, I think you probably live in one of the most beautiful places on the planet, which is awesome. So thanks for coming out of the cocoon of beauty where you guys live, talking with the rest of us. Okay, so first things first. Tell me a little bit about how your dreams and what got you going into this business area in real estate? Heather Yeah, well, I think everybody has a story, right? Like, a lot of us started with something else. And then was led down a path that was probably a better calling, per se. I went to college to be a teacher and decided I really liked my children but wasn't really interested in spending all day with everybody else's kids. That's it. Grant That's good to find out. Heather Yeah, yeah. Well, my kids gonna test it out. They're like, You were terrible at helping us with homework. But anyway, so stayed home with our kids for a long time, we were kind of entrepreneurs and my husband was running an indoor soccer center facility. But I had a very good friend of mine that was in the private money industry. So when our youngest son was in school full time, I decided to go back out into the adult world. And he's like, you know, come to work for me. I said, I have no idea what you do I have a mortgage, is it the same thing? He's like, No, come down to my office. So long story short, 20 years ago, walked in there and just, it blew my mind. I had no idea that one, if you were a real estate investor, you could get funding outside of a bank and traditional sources. And two, I had no idea that you could invest money that way. I thought everybody went to a financial advisor, everybody, you know, stocks, bonds, mutual funds, like I just I was, my eyes were wide open. Grant I mean, that's such an uncommon knowledge just right there. Even some of our listeners will be like, wait a minute backup, say that phrase again, you can do what say that one more time. Heather So you can buy real estate, and get funding for real estate transactions outside of a bank. So you can acquire what we would call private money lending to buy real estate, a lot less restrictive than a bank, you know, they typically private lenders will look at what we call an after repair value, which banks don't do, you know, they want to know what's that property worth as it sits, and that's the most they're gonna lend on it. private lenders are much more creative. And they can look at a property and say, hey, I can see the value you're going to add, and I can see your vision. Absolutely will end on that. And so, that was mind blowing to me first. And then I started started with working with investors that said, you know, I've got money in the stock market, but I also want to invest in real estate. But here's the deal. I don't want to own the real estate. I don't want to rehab the house. I don't want to deal with a tenant and toilet but I want to reap the benefits of that. Grant So intended for more passive participation. Is that the idea? Heather Absolutely. Yep. So I'll huge majority of my clients,...

Hey everybody, welcome to another episode of Financial investing radio. So in this episode, I have the opportunity for a second interview with Jerremy Newsome. What's interesting about this with Jerremy is he's got this organization called Real Life Trading. And he's got this. I love his mantra. It's basically they're there to enrich lives, and he gives away tons of free financial investing and trading courses, just gives it away. He feels like like this should be available to everybody. And he told me and it wasn't part of the interview afterwards, we were talking about it. He told me about an upcoming deal he's got I think it's on May 5th. If you go to reallifetrading.com/funding. What he's doing is he's given you an opportunity to get $200,000 to invest, you got to prove yourself, you got to follow some rules, otherwise, they'll they'll fund your account. Kind of an interesting, interesting deal there. Today, though, in this conversation, Jerremy and I are talking about crypto trading, adding it to your portfolio. Everybody welcome to another episode of Financial investing radio. So I went and got on my knees and begged and pleaded to one more time to get in the house. Mr. Jerremy Newsome first of all, thank you, Jerremy, for taking the time to be here. Jerremy Man, my pleasure. You're so welcome. And I'm honored. This is my privilege as well. So thank you for having me. Grant So you and I spoke, I don't know, few weeks ago, and since we spoke, I went and I checked more of his stuff out, you guys get to check his stuff out. I want I checked out his stuff. And I went on to his site real life trading.com. And, and he's got all this free content out there. It's incredible. I've spent 1000s and 1000s of dollars for that kind of training before I was amazed you had that out there. And I've knocked out your first three courses on it. And I have to tell you, first of all, you're an awesome educator. And second of all, you really know the markets and you teach them well. And third, I've been applying as techniques and it's made a direct impact on my on my trading activity. So okay, there you go. That's my hero worship. Jerremy Thanks, dude. It means a lot to me that you did that because you're a man of your word. You said you're going to and you did it. Yeah, that's phenomenal. Grant Yep, sure did. Sure did. Okay. So what happened then is after Jerremy and I talked last time, I said, Gosh, that went really well. Are there other topics that you cover? And we're texting back and forth? He's like crypto and like, serious. Okay, of course, that's before I gone through your training courses. Now. I realize oh, yeah, you definitely are gonna, you know, knock it out of the park and crypto. So we wanted to discuss crypto in this world that has so much controversy around it. Some are like all in on it something it's you know, the devil's mother. It's just got all sorts of different views on it. But bottom line, let's start with what's attracting people to crypto. What are your thoughts there? Jerremy You know, that's a good question. And I think what attracts most people, and this is probably a slightly unfortunate answer, but that's okay. It's just like explosive games. I think that's what attracts people to it, because they're like, well, this thing is brand new. They heard about Bitcoin, they probably saw it somewhere around five to $10,000. Back in 2017. It's all up to 20,000. And now it's at 34,000. And so they're just there, they're doing the math right. People are like wow, there's a lot of opportunity. There's a lot of returns to be made. And same thing with NF T's are same thing with just active crypto trading like there are ridiculous ridiculous numbers and some huge success stories that have happened in crypto for sure. Grant Yeah, absolutely. So when you think about how much money I have to have in order to trade you know, options or or to be buying stocks or Doing futures, they each have their own requirements....

In this episode, we take a look at the seven pillars to grow your wealth. Grant Everybody, welcome to another episode of Financial investing radio. My name is Grant Larsen. And today I have in the house, one of those unique people that understands some of the fascinating ways to build and protect your wealth. I'm excited to have with me here today, Seth Hicks. Welcome, Seth. Seth Thank you so much Grant, glad to be here. Grant So when you reached out to me, and you started to say, hey, could we talk I started to look into what it was you're doing. I mean, I'm hearing words like private banking and asset protection expert, you hear some of that stuff? And you think, Oh, wow, do I have to have an advanced degree, right in financial management to understand this stuff. But what occurred to me is that I've seen some of these principles before, they don't seem to be well known by most. And so what I'm excited about is the opportunity through this channel here for you to continue to get your voice out there and say, here's a way that you can build and protect yourself. So first of all, how did you get into this? Seth Well, I practice law for about 25 years now, and have structured transactions, commercial real estate transactions, business, acquisitions, and sales. And kind of help people keep what they make, so to speak. And when I met my now partner, Vance Lowe, the principle of private banking strategies, it floored me to find how easy it was to make a few changes, and effectively do 100%. better job. And so what I mean by that is private banking strategies, we use whole life insurance policies that are structured in a way to have a high cash value, and in the appropriate structure and appropriate jurisdiction. They're statutorily exempted and protect it, much like a homestead in certain states and many of the same state. So, for example, in the southern states, you've got a post Civil War air legislation where... Grant It goes that far back post Civil War? All right, absolutely. Seth Yeah. So private banking goes back as far as Civil War era. And even before that precedes branch banking, it precedes the the type of current culture banking that we have. And the post Civil War era statutes protected their their citizens, the state citizens from Northern carpetbagging. So for example, yeah, for so for, like example, in Texas, and Oklahoma and Florida. And a lot of those states, south of the Mason Dixon Line, you have laws that protect homesteads. So in the event that there's a liability, and someone has a homestead that they've declared, it is 100% protected from being taken from them. And that was a product of the Civil War. Grant So let me ask you this, when you talk about how you know protection from having it taken, I'm assuming you're talking about scenarios like maybe bankruptcy scenario, or something else where you owe other people but you've got this protective layer that no one could actually come in and take that foundation from you. Is that right? Seth That's right. A lot of our clients, you know, higher net worth, some of some are ultra high net worth, and many are blue collar, but they have created strategies to keep what they make. I mean, no one wants to effectively work hard to earn money and then and then lose it. So those type of folks who gravitate towards structures where they're able to keep what they make, so for example, if you've got a homestead You're in Texas or in Florida, and you want to use it as a vault, and you don't have any debt on it and you're able to pay the property taxes, year after year, then it is 100% exempted from creditors or from outside taking. Grant So that's an important baseline is that it does need to be debt free, you have to have no mortgage on that or any liens against that. That'd be right. Seth Sure, yeah, you've got to if you've got a, you know, a loan with a traditional bank, they have a right to the mortgage payments or, and so they will effectively if...

Grant Welcome everybody. In this episode I speak with Jerremy Newsom who has a system for giving back Everybody welcome to another episode of Financial investing radio. All right today we have in the house. Mr. Jerremy Alexander Newsome coming to us all the way from Nashville, Tennessee. He is a long term successful investor and trader and he's been gracious enough to spend some time with me today, talking about some of the unique things around what he has done and how he's benefiting the market and investors and traders. So first of all, welcome Jerremy. And please take a moment to introduce yourself. Jerremy Thank you so much, man. It's always an honor to pour into like minded individuals I love that everyone here is interested in investing and growing their minds and therefore growing their bank account. My name is Jerremy Newsome. It's spelled with two R's. My dad's name was Jerry. So it stands for Jerry and me. That was Oh, that's awesome. Thanks, Mom. Yeah, man, I love the stock market. I love trading. I do love investing, right? Everything from long term buy and hold to day trading options and everything in between. I think that the liquid markets are extremely fascinating. And one of the things that I spend the majority of my time doing is helping other people learn how to do it themselves, right how to generate cash flow, using the markets, so that they can live the life that they want to live and help me people they want to help. Grant I love that. So one of the things that triggered me to want to be able to talk with you is when when I had the opportunity to interview I was looking at something about you in your background that sort of caught my eye in terms of what you started with. I'm not gonna give it away but would you back up and just talked about how this all got started? How did what got you thinking Let me do trading. Let me do investing. What was it that can get us that sort of the beginning? Jerremy Yeah, dude. The craziest thing it was a movie, a Tom Hanks film 1994 Academy Award winning film Forrest Gump. And I was watching that at six years old. And I was watching with my dad and my oldest brother, Jerry, Roger. And by apresenta way through the movie, Forrest Gump says that him and Lieutenant Dan invested into a fruit company and they no longer had to worry about money anymore. So I asked my dad, I was like, what is the fruit company was investing because when I mean we were poor, financially, we were very happy family had a great incredible childhood. But we were very poor. We we were at the time living in a single wide trailer tree house. Doesn't. It's not nearly as glamorous as it might sound. What I mean, okay, a tree house. A bunch of single wide trailers thrown into a tree house. Yeah, really? Grant Wow. That's a story right there. Jerremy That was a story. My dad was a creative builder. And I lived in there for from age three until 12. And so anyway, we're watching this film. I connect with that because I was like, Well, I would love to not worry about money anymore. I know a lot of my family members or somebody that we stressed about and worry about. I would like to not have that be an issue. When I asked my dad what's investing what's the fruit company? My dad goes on to tell me about Apple and how the stock market works I was like let's do this the Forrest Gump investing model Dad Come on, let's do it. And you know, he did the normal dad routine, right? Like yeah, this is a movie. Yep. It's but I asked my dad was like, Is Apple a real company? Can you actually invest in it? I begged him and begged and begged him and he said, Listen, if you bring me some money, I'll match it dollar for dollar and we'll buy some shares of Apple. So I went and picked blackberries, door to door and made 1500 bucks in the summer of 1994 some blackberries. And so true to his word. We bought $3,000 worth of Apple in 1994. Grant Man you bootstrapped it. I loved your initiative. Uh, you know, the fact...

Welcome, everybody. In this episode, we learn the secrets of systematic growth for your portfolio. Grant Okay, everybody, welcome to another episode of Financial investing Radio, I'm excited to have in the house with me today, Mr. Adrian Reid coming all the way from Australia, which is fascinating to me that I have this opportunity to get connected with this professional trader on the other side of the planet, literally from where I'm sitting at the moment. First of all, Adrian, welcome. Adrian I'm thrilled to be here. Thanks so much for having me on the call. And isn't this just a fantastic part of the world? You know, we we can communicate from the other side of the world we can we can help traders from all over the world. And there's just really no boundaries now. Grant There really isn't. I love that. And what I love is your willingness to get on and share tidbits and insights, right to help the everyday trader who's really trying to figure out how can I grow my portfolio in a way that's going to manage risk? And I know you've got some excellent insights on that. But before we get into that, would you mind stepping back and sort of thinking, what's your origin? How did you get into trading? What even brought you to that part of the world at this point? Adrian Yeah, absolutely. Sure. So I've been trading for about 20 years or so now, plus or minus, let's say, six months. And What first got me interested in was actually well, before that, well, before that, my family had a board game, in, in our holiday house, called the stock market game. And I have these amazing, fascinating memories of playing the stock market game becoming a paper billionaire by going around the board and buying lows and selling highs and collecting dividends and stock splits and all of these things. And it was just fascinating. Like, oh, this is this is the best thing ever, was my recollection as an eight year old. Now, I didn't trade or invest for a long time after that. But that was sort of my first memory of the stock market. Wow. And when I started work, I pretty quickly came to the realization that I didn't want to be in the corporate world forever. You know, I was commuting. I was working extremely long hours, I had a lot of high stress right from day one of my first job. And I said to my dad at the time, oh, it basically is this one. It's like, Aha, yeah, I don't want to do this forever. So what do I have to do to not have to do this forever. And we talked about investing, and we talked about stocks and the stock market and real estate and other forms of investing. And so I just started down that, that journey. And when I first came across some money, you know, from from work, I started, I started buying stocks. And I did the typical thing. You know, I didn't actually know anything, but I didn't know that I didn't know anything. So I bought stocks in companies that I recognized that I thought were big names, good companies. Grant And now this is gonna go up, right? Adrian Yeah, yeah, this is gonna go up. This is a great story. And there's a big company, um, you know, I recognize that this is gonna work and I'm smart. So therefore, I should make money. And of course, what happens? You know, I bought in exactly the wrong time it went down. I lost money. Very, very cool at the peak, right? Yeah, yeah, absolutely. And so I look, I played around with that for a period of time. And it took me three years of trying lots of different styles. Before I actually started making money on it in the corner. I tried that fundamental animal. Grant First of all, that's impressive that you were able to, so you didn't trade to the point where you lost all your capital, right? You are at least wise enough not or did you at times, say hey, I blew it all out. I gotta rebuild. Adrian Oh, I had no look. Absolutely. I have never blown up an account. So when I think one thing that I've really got, that I did well, from the very beginning was always very...

In this episode, we take a look at the question Can AI Be Used to Automate the Mundane? Grant Hey, everybody, welcome to another episode of ClickAI Radio. So welcome, I am excited to bring into the show today someone that it's taken me several times trying to get to this, busy busy guy. This is Evan Ryan. Evan, I hope I said your name right, right. Because I've said some people's names wrong. It's not Yvonne right or not right on? Is it Evan Ryan? Right? Evan It is Evan Ryan. Yeah, you got it in the right order. Most of the time, it's in the opposite order to flip it around. Grant Right. Um, founders CEO, King, of Teammate AI, right. Evan I just tried to go by founder. Okay. Grant Awesome. All right. Tell us a bit about yourself, Evan, what's brought you to this point. And anyway, thanks for joining the show. All right. Let me stop talking. Go ahead. Evan Well, Grant, thanks for having me. We were talking before we started recording, I just hit it off from the first second, at least in my opinion, I'm having a wonderful time. So really with me, I didn't really notice this. But throughout my entire childhood, I really had zero tolerance for boring stuff. I was somebody who just really likes doing fun things. And I like doing things that are that are entertaining, that are challenging, that are fascinating, that are motivating. But I don't like doing things that are boring. And I will basically do anything that I can to avoid doing boring stuff. And of course, now Hindsight is 2020. But that's sort of how I view a lot of my childhood. Well, in 2016, I went to a conference where they had this guy by the name of Jeremy Howard. And at the time, or a year or two prior, he was the number one ranked AI researcher in the world. He was talking about all this stuff that you could do with AI. And he, he mentioned that he had this company that could correctly diagnose cancer from MRIs and CT scans. Cool better than a team of board certified doctors. Oh, this isn't 2016. Yeah, so I was just about to graduate from college. I was thinking that oh my gosh, like, this is just the coolest thing I've ever heard. I basically went into AI the next day. Did you really? Wow. Yeah, it was it was really sort of powerful and transformative. Over the next couple of years of sort of iterating around well, what what do I really want to do inside of AI? You know, how do I want to define AI? First of all, there's sort of no definition that everybody can agree upon. I really found that, you know, I hate doing boring stuff. I bet a lot of other people hate doing boring stuff, too. Yeah, yeah. So and so now we all know the pattern there for sure. Yeah. Yeah. And what I've found is really interesting is, you know, one of the biggest conversation topics around AI right now is will AI take all of our jobs? Grant Oh, my goodness. Yeah. I hear that so many times. Yes. Evan I mean, there are like so many ways to answer that with the answer, in my opinion, being No. But what I found is really exciting is when I bring people into the creative process about how can they automate the mundane, the boring, repeatable on their days, they're so excited, like the first time in a while that they felt like, wow, the future is so much bigger than my past. So for the last several years, we've been automating, we've been automating tasks and automating processes for small and medium sized businesses. Grant So let me back up. So you hear this guy speak. You're like AI is the place to go. Your passion is let me take boring out of life. So you're leveraging AI to do that to remove the boring. I remember my dad is really what got me into the, into the technology industry. He was in it if you can believe it, right? So he was like one of the early early pioneers in some of this stuff. And he I remember him using the phrase Boolean shift a lot. He would always talk like, oh, technology is a Boolean shift. And I'm like, What are you talking about? What's a Boolean...

Grant Welcome everybody. In this episode, we take a look at the four pitfalls to AI ethics and are they solvable? Okay, hey, everybody. Welcome to another episode of ClickAI Radio. So glad to have in the house today Plainsight AI. What a privilege. Elizabeth Spears with us here today. Hi, Elizabeth. Elizabeth Hey, Grant. Thanks for having me back. Grant Thanks for coming back. You know, when we were talking last time, you threw out this wonderful topic around pitfalls around AI ethics. And it's such a common sort of drop phrase, everyone's like, oh, there's ethics issues around AI. Let's, let's shy away from it. Therefore, it's got a problem, right? And I loved how you came back. And it was after our episode, it's like he pulled me aside in the hallway. Metaphorically like "Grant, let's have a topic on the pitfalls around these some of these ethical topics here". So I, you hooked me I was like, Oh, perfect. That's, that's a wonderful idea with that. Elizabeth So typically, I think there's, there's so many sort of high level conversations about ethics and AI, but, but I feel like we don't dig into the details very often of kind of when that happens, and how to deal with it. And like you said, it's kind of the common pitfalls. Grant It is. And, you know, it's interesting is the, in the AI world in particular, it seems like so many of the ethical arguments come up around the image, style of AI, right, you know, ways in which people have misused or abused AI, right for either bad use cases or other sort of secret or bad approaches. So this is like you are the perfect person to talk about this and, and cast the dagger in the heart of some of these mythical ethical things, or maybe not right. All right. Oh, yeah. Alright, so let's talk through some of these. So common pitfalls. So there were four areas that you and I sort of bantered about, he came back he said, Okay, let's talk about bias. Let's talk about inaccuracy in models, a bit about fraud, and then perhaps something around legal or ethical consent violations. Those were four that we started with, we don't have to stay on those. But let's tee up bias. Let's talk about ethical problems around bias. All right. Elizabeth So I mean, there's really there's several types of bias. And, and often the biased and inaccuracies can kind of conflate because they can sort of cause each other. But we have I have some examples of of both. And then again, somewhere, some where it's it's really biased and inaccuracies that are happening. But one example or one type is not modeling your problem correctly, and in particular, to simply so I'll start with the example. So you want to detect safety in a crosswalk, right, relatively simple kind of thing. And, and you want to make sure that no one is sitting in this crosswalk. Because that would be now generally be a problem. It's a problem. So, so you do body pose detection, right? And if you aren't thinking about this problem holistically, you say, All right, I'm going to do sitting versus standing. Now the problem with that is what about a person in a wheelchair? So then you would be detecting kind of a perceived problem because you think someone sitting in the middle of a crosswalk but but it's really just about accurately defining that problem. And then and then making sure that's reflected in your labeling process. And and that kind of flows. into another whole set of problems, which is when your test data and your kind of labeling process are a mismatch with your production environment. So one of the things that we really encourage for our customers is, is collecting as much production close as close to possible, or ideally just production data that you'll be running your models on, instead of having sort of these very different test data sets that then you'll then you'll kind of deploy into production. And there can be these mismatches. And sometimes that's a really difficult thing to accomplish. Grant Yeah, so I was gonna ask...

In this episode, we take a look at how to get AI signal on your business. Hi Everybody, welcome to another episode of ClickAI Radio. So you are busy running your business, right? And of course, you often wonder, is there any way for me to work smarter, not just harder? Well, years ago, and one of my startups I was working 100 hour workweeks absolutely crazy. And I was trying to keep everything moving for right, we had a very challenging client, that really took up 80% of our energy and the other 20% of the energy was spent on other clients, as well as all the administrative things right that it takes to run a business. One night, while we were writing and testing a bunch of code. I looked at my teammates and exclaimed, ah, there's got to be a better way. And they agreed. So we decided to step back and we looked at the assumptions on which we're operating. Number one, could we adjust the clients expectations, and number two, perhaps we could look at all the information at our disposal and look for insights, things that we weren't seeing. So we did both of those. And of course, at the time, we did not have AI, but we perform something that you might call AI signal. So the takeaway from the story is that by addressing both of those items, of course, we dramatically improve the outcome of the business. Number one, with regards to adjusting the expectations. This was, of course, one of those common sense functions. That should have been done months earlier. And of course, I'll chalk that one up as a life lesson. But number two, looking at our data and searching for insights, we found some clues that told us how to improve. So what is AI signal? Well, it's, it's similar to tipping your toe in the water before fully committing. Alright, so that reminds me of a backpacking story. When our kids were younger, we were backpacking, in the flat tops wilderness area of Colorado, and it was still early in the summer. And so there's plenty of snowpack melt, you know, coming down through the streams, and, you know, AI signal, we had to cross the stream, right, we couldn't find a way across, it was much too wide to jump. But we knew we had to get in and get over to the other side. So AI signal would be similar to testing the temperature of this fast moving water before hopping in, as well as getting a sense of how deep the stream is, and how fast the water is moving. Well. Did we do any of that? No. And so you know, we would have saved ourselves some emotional as well as physical heartache, if we would have tested out the conditions first. So instead, we took a run at it and jumped as far as possible, right. Meanwhile, the fast and very cold moving stream just switched, you know, with this downstream, right. So don't do it that way, obviously. Now, this, of course, applies to your business. And especially when it comes to AI, get some AI signal first on your business data to put your toe in the water. So let's look at an example. Imagine, imagine you have one or more systems as part of running your business, it might be a CRM, with sales data, you also might have a lead management system. And now they may or may not be connected to each other, when in fact, let's say they're not connected. Now, you only have so much time, obviously, and resources each week as a business owner. And so the question is, how can you improve the use of your scarce commodity of time each week? Well, one way to help you do this to fine tune quickly is to look for a signal. Well, what does this look like? Well, lets you know when you do an AI project. If you don't use a turnkey provider, like ClickAI, then you're gonna do the work of cleaning up the data and getting it ready for AI. This is is and can be a really significant effort on your part. And it interrupts Of course, all of your other business operations. But what if you could find out if there's enough predictive behavior in your data before you even spent the time to clean it up? So this is what AI...

Hey in this episode we take a look at how you can use the technology half-life to build your business. Everybody, welcome to another episode of click AI radio. So thinking about half life, technology half life, what does that mean your business? And how quickly are things changing? It's interesting in terms of the you know, different organizations have different views on how fast things are changing sort of the, the sort of the pop culture, if you will, of technology tends to treat it like things are changing quickly. And that and that that certainly feels that way for lots of us. It's interesting, though, to see the different viewpoints on it. Let's let's take a quick look at this. So here's one and that this comes from culture.io. Right, they talked about how digital transformation is more successful with a positive shift in culture, in fact, goes on to say 80% of enterprises will change their culture as a way to accelerate their digital transformation strategy. That's actually a Gartner statement. So the point here is that, hey, if if you are if technology is changing a lot, and it's, you know, impacting your business, you better change your culture. Alright, let's check off the box for the culture statement. Let's move on from here. So how fast is technology changing? Or what pace or rate are things changing? Singularity hub.com has got this interesting viewpoint where they they show the growth in the DNA sequence data over years, right, where they show the Internet backbone bandwidth over you know, over the years, all of these are course up and to the right in terms of you know, what we see on the graph, right? Or the number of bits per second, you know, over the years, right, or the number of bits per second per dollar, right? So you end up getting more and more, more and more data for your dollar. Alright, so these logarithmic charts come from Ray Kurzweil Neil's 2005 book, The Singularity Is Near right, and it's attempting to show that certain things are growing exponentially. All right. However, there's other views. This comes from itI, f.org. They've gotten an opposing view, they're they're making comments like, Well, wait a minute, is a really changing that quick. They make this comment, they say, Look, if technological change actually were speeding up, one would expect to see an increase in patents and productivity, but we don't. All right, they also go on to say from 2006 to 2015, US utility patents increased just 3.8% per year. And then they go on to talk about productivity, growth, so the productivity improvements of labor. So from 1980, in the US productivity, annual annual productivity growth in US was about 1.5% 1995 was up 2.5%. And, and from 2007, and 2017. It was only 1%, which is interesting, showing that the actual productivity, even though all these new technological wizardry, cool things are around us, as our productivity actually increasing. Well, they go on to make this interesting comment. I'm just going to read this right here. They make this point right here, they say, look, many technologies today are nowhere near half patent or penetrating half of the American homes a decade after they first commercialized. So they go on to point out that Fitbits came out in 2007. You know, consumer 3d printers in 2010, VR 3d goggles, 2015, none of them are anywhere near 50% market penetration. So the question is, well, so Alright, maybe maybe there's this increase of many new different types of technologies, but in terms of their adoption, and the impact in our lives and making us more productive. These guys are arguing that it's not really making a difference there. What is changing or growing fast, and this comes according to hosting tribunals. dot com, they have an interesting set of stats, he pointed out that what is growing is things like, like the number of smart devices, right? As well as the number of hosting services and, and and the number of websites, right and the amount of data and those are...

Hey, AI where are my results? In this episode, we take a look at some of the fundamental principles to getting results for your business using AI. Hey, this is Grant, Welcome to another episode of ClickAI Radio. All right, so I've been thinking about this issue around AI and the ability or inability of businesses to get the results from their AI efforts. So I'm gonna quote here again from Bernard Maher's book, it's called artificial intelligence in practice, he actually points out some interesting, he's got a series of use cases, or case studies, I should say, with their various use cases where AI has been applied, and what some of the outcomes or the results of those arms is going to pull from one of these here, this was a Kimberly Clark experience, where they were looking to produce some, some AI insights based on their customer data. Alright, so customer segmentation problem, how do we go after the market and try to improve our targeting with our marketing efforts and use AI to understand where to go with that. So what they did was, as they applied the AI, they ended up increasing their signup rates by 17%. And then they ran some other campaigns to optimize targeting of customers, this was for their dipende brand, and they saw a 24% increase in conversions. So how did they do that? Well, they they did it mostly by producing content, that more closely aligned with the customer profiles, that the AI predicted would be more responsive. So there's a great a great use case here, right in terms of applying AI to to this sort of marketing problem and customer segmentation area. Now, these customers, what they also found, was it, they ended up becoming more likely to be long term repeat buyers. So it's one thing to have an increase in conversions and sales, but to turn them into longer term buyers. That's a real bonus. Certainly, it also had the had the downstream effect of making them more likely to give positive recommendations to friends and family. So this is a great example of of successes for AI, right, it's a great use case for where we would apply it, and the kinds of sort of long term benefits that we want from AI. Of course, what we're finding is more and more market leading companies are transitioning into tech companies. And if we're not thinking of becoming a tech company, it actually is continues to move to our disadvantage. So it's essential that we do that, of course, we want to be competitive and, and even stay ahead of the pack, if you will. But turns out that AI driven Analytics is a lot more powerful than the you know, traditional business intelligence solutions are out there previously, and still certainly in use today by a lot of organizations that are focusing a course on customer segmentation. But the real point is, by applying AI ultimately into the space of doing custom customer segmentation, the AI is able to see things of course that difficult for our brains to get get get wrapped around. But it's also has another impact that we're seeing, and that is that the businesses that are competing, of course, as our businesses each compete in the pool and the talent pool and the challenges we face at this time of year not producing this at the beginning of 2022 when we've got a lot of not only supply chain challenges, but resourcing problems and a lot of competition for talent in our businesses. You know, building our business in tech savvy ways and leveraging the the technologies such as AI, of course to help us to be more competitive. Those also tend to attract a certain type of talent to our to our companies also. So it's a it's important part of building our representation, a reputation and our branding. But I want to talk about But the other side of it, right, so that sounds like you know, roses and apple pie and motherhood and so forth, right? Everything's great. Turns out, of course, as we all know, AI has had its failures. But I found that particularly interesting view of this from the I triple...