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My Smart Retirement

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Whether you are planning to retire someday, or find yourself already there, you know there’s lots of advice swirling around - some dangerous, some making outrageous claims. Where do you go? Who can you trust? How do you avoid the danger zone? Nancy Fleming with Fleming Financial Services features a weekly show that offers sound, practical solutions to these concerns and more. New episodes offered every Saturday.

Location:

Mesa, AZ

Description:

Whether you are planning to retire someday, or find yourself already there, you know there’s lots of advice swirling around - some dangerous, some making outrageous claims. Where do you go? Who can you trust? How do you avoid the danger zone? Nancy Fleming with Fleming Financial Services features a weekly show that offers sound, practical solutions to these concerns and more. New episodes offered every Saturday.

Language:

English

Contact:

3651 E. Baseline Road, #E111 Gilbert, Arizona 85234 480-632-8770


Episodes

Ep 390: Warning Signs – Spotting Problems In Your Financial Life

1/26/2023
Just like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed. On this episode of My Smart Retirement, Nancy Fleming breaks down at least four warning signs that should give you a clue something isn’t quite right with your financial and retirement plan. Having no idea what it costs to fund your lifestyle,...

Duration:00:20:43

Ep 389: Is Your Retirement on Track? Use This Checklist

1/19/2023
Another year is upon us and it’s a great time to assess how ready you are for retirement to kick off 2023. If you’re retiring this year, it’s essential to have some concrete answers to these questions. If you’re still a few years from the milestone, tune in so you can start thinking about these critical conversations. Running through this entire list of planning items will ensure that you’ve checked the most important boxes off your list so that you will be prepared to make the transition...

Duration:00:21:21

Ep 388: Retirement Law Changes for 2023 (Part 1)

1/12/2023
Another round of retirement changes are on the way after President Biden signed a spending bill in December 2022 that included the SECURE Act 2.0. Retirees and pre-retirees need to understand what this legislation means, how it might impact you, and what planning opportunities this could open up. With a significant number of changes beginning this year and next, we’re going to break the discussion up into two parts. In this first episode, Nancy will lay out the details for RMDs and the new...

Duration:00:22:32

Ep 387: Achieving the Goals You Set

1/5/2023
Many of us like to set New Year's Resolutions. Today we will be discussing goals, but not resolutions in particular. We want to help lay the foundation for goal setting so you will be able to achieve them whether they are financial or personal. For this episode, you’ll want to take a moment to write out your goals and plan along with us as we discuss ways to help you achieve them. Here’s some of what you’ll learn in this episode: (3:48)(6:10)(9:42)(12:00) Contact The...

Duration:00:18:06

Ep 386: 10 Financial Steps to Take in 2023

12/29/2022
The New Year is approaching in a matter of days. This time of year, many of us enjoy getting our lives organized to some degree. The same can go for your financial life. In this episode, we will be sharing 10 financial steps you should take to start 2023 off on the right track. Here’s some of what you’ll learn in this episode: (1:28)(6:32)(9:10) Contact The Office 480-632-8770 Schedule A Visit https://bit.ly/3V4xihj For more, visit us...

Duration:00:22:41

Ep 385: Is it Reality?

12/21/2022
On TV we often see moments that are exaggerated versions of reality. For example, when someone dies in a show or movie there is usually a will reading with the family present. Is that reality? In this episode, we will be diving into some of the things that are shown one way, when reality may look very different. Here’s some of what you’ll learn in this episode: (0:24)(5:29)(12:22) Contact The Office 480-632-8770 Schedule A Visit https://bit.ly/3V4xihj For more, visit us...

Duration:00:14:45

Ep 384: A Cool Million

12/15/2022
We came across this article that cites 35% of millionaires saying it’s “going to take a miracle” to be ready for retirement. Why are Americans feeling less confident? Is it realistic that millionaires can’t feel surer about their retirement futures? In this episode, we will discuss why some may be feeling uneasy about retirement. Here’s some of what you’ll learn in this episode: (1:33)(10:20)(13:38) Contact The Office 480-632-8770 Schedule A Visit https://bit.ly/3V4xihj For...

Duration:00:22:43

Ep 383: Mailbag – Social Security, Life Insurance, & Early Retirement

12/8/2022
On today’s show, we are answering some of your questions. If you have any questions, please feel free to send us a message on our site so we can help answer you, too! For now, listen to learn what you should do when your advisor doesn’t seem to know how to answer your questions and what to think about when you and your spouse are no longer on the same page about retirement. Here’s some of what you’ll learn in this episode: (2:13)(7:02)(12:06) Contact The Office 480-632-8770 Schedule...

Duration:00:18:46

Ep 382: Medicare Insurance Basics

12/1/2022
Today we are going to be talking about Medicare Insurance. We all need coverage, and unfortunately, insurance coverage can be a mystery to most because it can become so complicated. Let’s go over some of the basics of Medicare including some of your options, how they work, and some experiences that have been shared with me. Here’s some of what you’ll learn in this episode: (2:56)(6:55)(14:55) Contact The Office 480-632-8770 Schedule A Visit https://bit.ly/3V4xihj For more,...

Duration:00:19:26

Ep 381: What We Know About Pilgrims

11/24/2022
Happy Thanksgiving! In honor of Thanksgiving, this episode is dedicated to learning about the pilgrims that risked their lives to voyage to new lands. Listen to learn details about their lives that many do not know, and gain insight into their living conditions, lifestyle, and the journey they embarked on. Here’s some of what you’ll learn in this episode: (10:51)(13:12)(15:16) Contact The Office 480-632-8770 Schedule A Visit https://bit.ly/3V4xihj For more, visit us...

Duration:00:25:04

Ep 380: When to Discuss Money with the Kids

11/17/2022
Talking to our children about money can be difficult. Especially discussing our own net worth and what will be left to them. Many people fear their children will only care about their money, they might lose the drive to work, or they simply feel it’s none of their business. Well, the flip side of this is that your children could end up with a large sum of money and no knowledge as to how to manage it. In this episode, we will discuss a happy medium between these two scenarios so you can...

Duration:00:18:12

Ep 379: Understanding Your Personal Finances

11/10/2022
Today we will be discussing personal finances. People tend to dread this conversation, even if they have a large amount of money saved. All of your financial decisions and activities have an effect on your financial future There are some financial “rules” that can help keep you on track to achieve your specific goals. Of course, every situation is different, but these are guidelines that have stood the test of time and could be a good starting point for many of you. Here’s some of what...

Duration:00:12:18

Ep 378: Are Financial Secrets Really Secrets?

11/3/2022
Spoiler Alert: In The Sixth Sense, many of us know the famous plot line where a boy shares that he can see dead people, and the character played by Bruce Willis tries to help him, but we find out later that he was dead all along. In the beginning of the movie, we see Bruce Willis get shot and we never see him recover, but somehow we still don’t understand that he is a ghost until the “secret” is revealed. Just like the movie, there are secrets in life, specifically the financial industry,...

Duration:00:15:40

Ep 377: Answering Common Retirement Questions

10/27/2022
Navigating retirement planning can be overwhelming for some. We like to open our door to questions from our listeners so we can offer you educational answers that could help you on your journey to retirement. Today, we will discuss the different types of investors: Aggressive and conservative. We will also touch base on different investment options you may have, as well as when to retire. Here’s some of what you’ll learn in this episode: (3:34)(9:20)(12:35) For more information:...

Duration:00:20:32

Ep 376: Why People Fall into Financial Traps

10/20/2022
Why do people fall into financial traps or hardships? We don’t have all the answers, but we do have some guidance that might help you to avoid them yourself. There are a ton of gimmicks that entrap investors into paying large amounts of money for courses or information. These may have worked for a few, but they often hurt more than they help if you don’t have the aptitude for investing. In this episode, we will touch base on the different scenarios that often end up hurting people’s...

Duration:00:19:46

Ep 375: Procrastination and Retirement

10/13/2022
People have many reasons for procrastinating when it comes to putting a retirement plan together. Let’s explore some of those excuses, why they can be dangerous, and talk about how to overcome them. Knowledge is power when it comes to financial planning, just like gardening. You’ll want to know everything you should, before putting seeds in the ground, so you’re set up for success when you are ready to harvest. We are here to guide you through each step of the process so your harvest will...

Duration:00:18:08

Ep 374: Not Ready to Retire??

10/6/2022
While some people are eagerly waiting for retirement, or are already blissfully enjoying their newfound leisure, others can’t imagine leaving their careers. We have heard people say they fear they would be bored if they retire. Can you relate? The other concern some pre-retirees have is insufficient funds. If you don’t have at least one million dollars saved/invested, will you still be able to retire? Well, it’s definitely possible! In this episode, we will dig deeper into the scenarios...

Duration:00:13:45

Ep 373: How Inflation Could Impact Your Taxes

9/29/2022
Currently, people are feeling on edge with increased interest rates and inflation. Gas, food, and living expenses have changed significantly because inflation has increased at a faster pace than we have seen in the last 40 years. We have had people ask us how inflation will impact their taxes. In this episode, we are going to answer your question and go over the various ways your taxes could be affected. Here’s some of what you’ll learn in this episode: (4:12)(6:36)(9:53)(14:43) For more...

Duration:00:23:15

Ep 372 - Mailbag: Am I Saving Enough for Retirement?

9/22/2022
Just about everyone has a question, or ten, that comes up while planning for retirement. Should I delay Social Security? Am I saving enough? The list goes on. We want you to go into retirement with peace of mind, so we are answering more of your questions today. These questions are ones we have gotten frequently, so listen up, because we just might share an answer you have been looking for. Here’s some of what you’ll learn in this episode: (2:28)6:40)9:43)(11:47) For more information:...

Duration:00:21:06

Ep 371: The Mental Side of Retirement Planning

9/15/2022
We always talk about the money side of financial and retirement planning. But what about the mental aspect of that big life change? Today we’ll break down an article written by a Licensed Professional Counselor (Kate Schroeder) for Psychology Today, titled The Psychological Investment In Retirement. Retirement can span 25-30% of our lives so we want to be as prepared for this next chapter as possible so the earlier we can embrace this side of planning, the more we’ll be able to fully enjoy...

Duration:00:21:11