The Property Podcast

Boom or bust? It’s the question on every investor’s mind right now. Tune in as Rob & Rob break down the key arguments on both sides, looking back at what’s happened in the market previously and unfolding now, rounding things off with a realistic take on what’s most likely to happen and how investors can stay one step ahead. (0:50) News story of the week. (2:10) Will the market boom or crash from here? (2:40) Let’s look at what’s happened in the last few years. (5:45) So what next? Rob & Rob break down the possibilities. (10:35) What Rob & Rob think will actually happen. (18:40) Advice for investors. (19:45) Hub Extra. Links mentioned: Mortgages rates set to fall after Bank of England interest rate cut Severance Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions. (0:45) With £50K saved up for his first property investment, Paul’s looking to invest locally in the West Midlands. He’s torn between buying a flat or house, and wonders if he’d be better off looking in cheaper areas and trying to purchase two properties instead of one. He asks Rob & Rob what they’d do in his position. (5:55) Simona's in the process of buying a two-bed flat in Manchester city centre, but some red flags have popped up during conveyancing, including a big jump in service charges, a £2K deficit, and no reserve fund in place. With the seller’s solicitor slow to respond, she wonders if this is a sign to walk away. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

This month’s market update comes with a twist, as Rob & Rob share surprising house price trends, under-the-radar market insights, and give you a rare behind-the-scenes look at a deal they’ve just completed. Click here if you want to learn more about Property Hub Invest or get free advice from our Portfolio Managers. (0:47) House price data that shocked Rob & Rob (7:15) What’s going on in the rental market (10:45) The latest news on mortgages (14:30) Some insights about the build to rent market (16:27) Hub Extra Links mentioned: Starlight Express House prices Nationwide house prices Rightmove house price index Rental market Rental trends tracker Generation Rent complains about landlords requiring guarantors Mortgages The Mortgage Works cuts landlord prices, launches sub-3% loans Momentum continues with fixed rate cuts: Moneyfacts MPC Preview: ‘The world has changed’ Accord lowers stress rates as part of affordability model changes Buy to rent Strong Q1 for investment positions the market well for 2025 - UK BTR Market Update - Q1 2025 Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob - let’s go… (0:38) Phillip’s buying a property with sitting tenants and a six-month delay between exchange and completion. He’s negotiated a discount, but wants to ensure he’s protected during that gap from potential risks like unpaid service charges or maintenance issues, and asks Rob & Rob for their advice. (3:58) After successfully renting out his first property for the past three years in his own name, Darren’s now looking at buying his next one through a limited company. He wants to know if it’s possible to hold one personally and one through a company and what the benefits might be. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Property investment really can change your life, and in today’s episode, Rob & Rob break down nine powerful ways it does exactly that. Whether it’s financial freedom or building a legacy, this one proves property’s far more than just bricks and mortar. (0:55) News story of the week (3:50) The 9 ways property can change your life... (23:35) Hub Extra Links mentioned: Manchester boasts best rental yields across England and Wales TPP627: Does property really beat shares Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, with two never-before-asked questions! (0:36) Scott wants to know if Rob & Rob request a higher deposit when rent increases during a tenancy, and if that extra deposit should be placed into the deposit protection scheme. (2:55) Rob's previously invested in lower-value properties in the north, focusing on cash flow and yield. After hearing about the Monopoly strategy on The Property Podcast, he’s considering moving to more expensive properties. He asks Rob & Rob how the strategy works when capital growth becomes the focus over cash flow, and how to manage that shift. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

You spend years building your property portfolio, but have you ever stopped to think about your endgame? In today’s episode, Rob & Rob are talking exit strategies, walking you through a typical investor scenario and exploring the different options you can take when it comes time to cash in, scale down, or pass it on. (0:55) News story of the week. (3:14) What’s your property endgame? (4:12) A typical investor scenario and exit options… (5:55) Option 1: Keep all the properties. (7:45) Option 2: What happens if you sell everything? (9:20) Option 3: What if you pay off all the debt? (11:05) The more advanced options… (18:25) What would Rob & Rob do? (23:40) Hub Extra. Links mentioned: The eviction heavies stoking the fires of Spain’s property crisis The Choir Of Man The scenario: You’re hitting retirement age with a £3 million portfolio and £1 million of debt. Your properties have doubled in value since you bought them, and your leverage has halved. For simplicity, let’s say that’s 10 properties at £300K each. You’re generating pre-tax: £210K income (7% yield) £50K mortgage costs (5% rate) £42K other costs (20%) £118K profit Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest episode of Ask Rob & Rob, and we’ve got two great questions lined up for you this week! (0:35) Amy has four properties in her own name and one in a limited company, which she wants to grow fast. Her accountant has suggested the company manage her personal properties, charging a fee to boost profits and reduce her personal tax. She asks Rob & Rob for their thoughts on this strategy and any potential pitfalls. (3:15) Volodymyr is interested to know if Rob & Rob have any plans to invest in Dubai for themselves or clients. He’s curious about the buying process and what strategies they recommend for those looking to invest in the Dubai market. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

What if the key to success in property and life was as simple as getting crystal clear on what you actually want? In today's episode, Rob & Rob explain “dreamlining”: a powerful and proven method to map out your dream life and build a plan to make it real. Get your FREE dreamline spreadsheet here. (0:35) News story of the week. (1:55) What is a Property Dreamline? (5:29) How to set your Dreamline timeframes. (6:20) The key categories… (7:08) Filling out the Dreamline spreadsheet. (7:30) Short-term goal examples. (9:40) Long-term goal examples. (11:05) How to overcome goal-setting blocks. (12:43) Turning your Dreamline into reality. (15:54) Hub Extra. Links mentioned: Tropical MBA: Entrepreneurship & Founder Lifestyle Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! (0:36) Dave is contemplating selling one of his properties, but he's also concerned about the possibility of a looming recession. He wants to know Rob & Rob's perspective on the current market and whether a recession is on the horizon. (3:50) Jack had to relocate for work shortly after purchasing his flat back in 2020. During his absence, he got permission from his lender to rent it out. Now that he’s back living in the flat, he’s considering selling and wants to know if there’s any capital gains tax relief for situations like this. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Rob & Rob often talk about the best places to invest in property, but what about the ones you should avoid? Today, they’re ruffling a few feathers as they reveal the worst places to invest in 2025, from weak capital growth to poor fundamentals, they’ll help you steer clear of locations that could lead to costly mistakes. (0:45) New story of the week. (3:05) The worst places to invest in 2025. (4:05) A location to avoid if you’re chasing growth. (5:50) An area where landlords are having a tough time. (8:16) High prices + low returns = bad combination. (10:45) Holiday let spots to avoid. (12:30) Places that lack strong economic fundamentals. (16:44) What you should be doing instead. (18:18) Hub Extra. Links mentioned: How buy-to-let returns stack up after a decade of ownership Sprive Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week! (0:40) After years of analysis paralysis, Craig thinks he’s ready to take action. With £30K saved to invest, he wants to know if he should dive into a buy-to-let in a hotspot like Derby or Manchester or should he hold off until he’s saved more cash. What would Rob & Rob do, if they were in his shoes? (4:25) Andrew’s keen to get The Robs’ thoughts on whether house price to earnings ratios will ever return to historic levels, or are today’s levels the new normal? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

This month’s market update brings you a major insider scoop, as Rob B reveals the story that’s crippling the construction industry right now and what it could mean for the market and you as an investor. (0:55) Kicking off this month’s market update with house prices... (4:05) Key details from the planning and infrastructure bill. (5:05) Rob B’s huge insider insights revealed… (9:55) What’s the latest on commonhold? (11:02) Let’s get an update on mortgages… (12:29) Interesting research on rental affordability. (14:13) News from the Scottish Parliament. (15:25) Hub Extra. Links mentioned: House prices: Halifax house price index Rightmove house price index Zoopla house price index Building/Commonhold: Guide to the Planning and Infrastructure Bill Commonhold White Paper Mortgages/Rents/Politics: Mortgage lenders slash rates but deals going fast Just 5% of rental homes now affordable for benefits claimants Green politician wants to ban all evictions during winter Hub Extra: AeroPress Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we tackle your property dilemmas. (0:35) Haley’s planning to relocate and faces a dilemma whether to sell her residential home in Sheffield or buy-to-let property in Brighton to fund the move. With pros and cons for each, plus tax implications, she turns to Rob & Rob for their expert advice. (6:37) Rob’s ready to buy his first property, but after finding one at auction and discovering it has an overage clause, he’s concerned the numbers won’t add up, and asks the guys if it’s a smart move. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Property investing comes with plenty of questions, and after years of running a multi-million-pound property business and working with hundreds of investors, Rob & Rob have heard them all. Join us as they answer the top 10 most-asked questions... Speak to one of our Portfolio Managers for FREE and see how we can help your property investment journey! (0:40) News story of the week (4:52) How do I get my deposit together? (6:55) How do I grow my portfolio? (8:50) How do I find the best area to invest? (10:30) Where should I invest and what returns can I expect? (13:50) Flats or houses—which is better for growth? (16:35) Can I actually get a BTL mortgage? (19:24) Why does Property Hub Invest focus on premium properties? (21:40) Why not just find the deal myself, instead of paying you a fee? (24:10) Do Rob & Rob and the team invest in these too? (24:45) Can things go wrong in property? (26:50) Hub Extra Links mentioned: £1.6 billion regeneration creates new UK investment hotspot UKREiiF 2025 TPP433: House vs flats TPP023: The beginners guide to BTL mortgages Andrew Schulz: LIFE Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s that time again! Let’s get into this week’s Ask Rob & Rob with two new great listener queries… (0:40) With a background in construction and £150K to invest, Rhys and his girlfriend are diving into flipping properties with the goal to build a rental portfolio. But with Rhys unable to work due to a disability, securing mortgages is a challenge, so he turns to Rob & Rob for advice on their strategy. (4:00) Alex wants to invest in HMOs in the North while living in the South, but with so many sourcing agents out there and wary of working with one remotely, he asks the guys what due diligence he should do to ensure they’re legitimate. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Inves

It’s the age-old battle – property vs shares, but which investment truly comes out on top? Join us as Rob & Rob deep dive into the data to put this debate to the test. They break down past performance, future potential, pros and cons, and share key takeaways to help you decide which investment is best for your financial goals. From past performance to future potential, they break down the pros, cons, and key takeaways to help you decide which is best for you. (0:56) News story of the week. (3:15) The debate begins… (4:30) How has each performed in the past? (9:20) Looking to the future. (16:15) Which works best for you? (18:15) So, who wins? (20:53) Hub extra. Links mentioned: Buying beats renting: First-time buyer mortgage repayments 20 per cent lower than rent across Great Britain Day One Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:51) After five years of owning a buy-to-let in Manchester and dealing with costly repairs and a stressful insurance claim our mystery listener is debating the property's future and asks Rob & Rob if it’s time to sell and reinvest elsewhere. (4:10) Rafael’s tenant is three months behind on rent due to illness and struggling to stick to a payment plan. With recent legal changes, he wants to know his rights for recovering rent and if needed eviction. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

A multibillion-pound firm is making the major move from commercial to residential property – but what’s driving this shift, and what does it mean for investors? In today’s market update, Rob & Rob break down the implications and what it could signal for the future of the market. Plus, find out how to get your hands on Rob & Rob’s exclusive Sunday Times article – for free! (0:48) News story of the week. (1:45) Huge news that affects the big picture! (5:00) What’s going on with house prices? (7:20) The biggest price gap between houses and flats in 30 years. (10:00) The latest from the house of commons. (12:10) All you need to know about EPC’s. (14:30) Hub Extra. Links mentioned: Commercial landlord Landsec pivots to residential property Sunday Times House prices: Halifax house price index Nationwide house price index Rightmove house price index Houses vs flats: Gap between prices of UK flats and houses ‘widest in 30 years’ Legislation: Scotland could see PRS investment increase as rent controls end Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Two new questions, two fresh answers - let’s dive in! (0:40) Kishan has five properties in his portfolio, and with several remortgages due soon, he’s weighing up his options on arrangement fees and asks Rob & Rob if it’s better to pay upfront or roll the cost into the loan. (4:52) Gareth’s curious about property crashes and wants to know how they’re defined, if there’s a specific percentage drop that signals a crash, and what steps investors can take to protect their portfolios from the impact. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest