HerMoney with Jean Chatzky-logo

HerMoney with Jean Chatzky

PRX

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice.

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice.

Location:

United States

Networks:

PRX

Description:

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice.

Language:

English


Episodes

Ep 254: College Costs: Navigating, Negotiating, and Knowing How Much To Spend

2/24/2021
These days, it’s easy to spend $300,000 on four years of education. But what’s really “worth it”? How much should you be spending and where should you be negotiating? Ron Lieber, author of The Price You Pay For College breaks it all down for us. He tells us why college really costs so much, how to navigate the complexities of the financial aid system, and breaks down the best savings strategies. In Mailbag, we tackle questions on paying for college, establishing Roth IRAs for college...

Duration:00:51:42

Ep 253: How To Find And Choose A Financial Planner

2/17/2021
Today we answer the two questions that Jean gets asked most often: When do I need a financial advisor, and how do I find one? Pam Krueger, founder and CEO of Wealthramp and host of Money Track, breaks it all down for us. We talk types of advisors, what a “fiduciary” does, and the steps to take if you’re ready to work with someone. In Mailbag, advice for a listener who came into a sizable inheritance but has no other savings, and questions on whole life insurance, retirement catch-up...

Duration:00:48:16

Ep 252: Why Modern Dating Is In Crisis

2/10/2021
Are you swiping right on potential new partners? A majority of women say their dating lives aren’t going well, but apps are more popular than ever. What’s going on? Author Jon Birger says modern dating is in crisis, but he has a solution. In his new book Make Your Move: The New Science of Dating and Why Women Are in Charge, he tells us how we can take charge of our dating lives. In Mailbag, we tackle questions on using Medicaid when our savings run out, and hiring a bill negotiator. In...

Duration:00:51:17

Ep 251: Short Selling, GameStop, and What’s Really Happening On Wall Street

2/3/2021
For the thoughtful, long-haul investor, the news this past week has been frustrating and confusing. What happened with GameStop? What is a “short sale” and how did the whole thing get started on Reddit? Karen Finerman, President of Metropolitan Capital Advisors, breaks it all down for us, and talks about what it means to invest with confidence. In Mailbag, we talk about saving in a HYSA vs. saving in the stock market, and whether to maximize a retirement account or put money somewhere else....

Duration:00:45:26

Ep 250: How To Turn Your Art Into An Income Stream

1/27/2021
From selling greeting cards at a local gift shop to $1 billion in lifetime sales — that’s the incredible path of artist Mary Engelbreit, who tells us how we can turn our art and creations into a valuable income stream. We talk about selling your products on Etsy vs. exhibiting in galleries, promoting yourself, and the journey from artist to entrepreneur. In Mailbag, what to do with our investment dividends, taking a pension vs. cashing it out, and being prepared for a layoff in the face of...

Duration:00:42:28

Ep 249: How To Earn 7 Figures

1/20/2021
Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rogers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a...

Duration:00:46:04

Ep 248: How To Budget (Even If You’ve Never Budgeted Before)

1/13/2021
Where are you spending? Where are you saving? Are you making truly meaningful decisions about your money? Are you making progress towards your bigger goals? Where do you want to be in 12 months? What about 12 years? Peter Polson, CEO of Tiller Money, walks us through budgeting basics, budgeting technologies, and a step-by-step guide to getting started. In Mailbag, we talk about donating to those who need it most, buying a new home for a nervous buyer who overcame homelessness, and getting...

Duration:00:48:14

Ep 247: How To Talk To Your Parents About Their Money

1/6/2021
When the time comes for us to support an elderly family member, finances are a big piece of the puzzle. But what does this mean for you, as a potential caregiver? You’ve got to start having discussions around money, retirement assets, and wills now — as in, today. We sit down with Cameron Huddleston, author of “Mom and Dad, We Need to Talk” for a step-by-step guide to the conversations we need to have. In Mailbag, we tackle questions on home sales, financially supporting our parents, and how...

Duration:00:50:29

Bonus Mailbag #25: Career Changes And Salary Loss

12/31/2020
These last few months have turned our working lives upside down. Jean dives in to tackle your most pressing career-related challenges. We talk about making the transition from a high paying field into childhood education, how to save for retirement after a layoff, and how to prep your resume when you’ve been working for yourself for over a decade. We also hear from a listener who took on debt while she was out of work for three years and is unsure how to move forward, and we check in with a...

Duration:00:28:19

Ep 246: Gabby Bernstein On How To Make 2021 Your Most Powerful Year Yet

12/30/2020
Gabby Bernstein tells us how we can successfully move into 2021 with open minds, open hearts, and a healthy dose of optimism. As a lifestyle guru, a fixture on Oprah’s Supersoul Sunday, and #1 New York Times bestseller, Gabby has spent the last 15 years teaching meditation and changing lives. She offers her best tips for getting rid of our fears, de-stressing, and starting our New Year off in a positive place. In Mailbag, we tackle investing in real estate, how 1099 workers can save for...

Duration:00:43:54

Bonus Mailbag #24: Life Insurance, Wills & Dependents

12/28/2020
In this Mailbag-only episode, Jean dives into questions about life insurance (and how much of it we really need) and Dependent Care FSAs. Jean also advises a listener who's considering setting up a will or living trust, and counsels another woman who is curious about the “5 year lookback” that we’ve all heard about for Medicaid. Lastly, Jean advises a woman who's considering getting a will even though she's only 24. If you have a question you'd like Jean to answer, write us at...

Duration:00:20:31

Ep 245: Wealth And Why Women Need To Talk About It

12/23/2020
This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In...

Duration:00:45:41

Ep 244: Karamo On Finding Fulfillment In A Crazy Year

12/16/2020
A crazy year is coming to a close, and we’re looking to channel holiday spirit in any way we can, despite not being able to gather with friends and family. Emmy-nominated host and culture expert on Netflix’s hit series ‘Queer Eye,’ Karamo, is here to help us find nuggets of cheer and optimism this year, even when we’re stuck in our bubbles at home. The pair talk about giving back this year, the best gifts we can give, and how to take care of ourselves during stressful times. In Mailbag, we...

Duration:00:47:20

Ep 243: OK, Boomer: How Millennials Got Left Behind (And What To Do About It)

12/9/2020
You’re probably familiar with the “OK, Boomer” meme… But it’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis, says this week’s guest Jill Filipovic, author of "OK, Boomer, Let's Talk: How My Generation Got Left Behind.” Jill highlights some of the policy changes and economic structures that have held millennials back, and walks us through concrete suggestions to improve our lives. In Mailbag, we tackle listener questions on loaning money to family, what to...

Duration:00:48:13

Ep 242: How To ‘Adult’ Without Burnout

12/2/2020
Although by now we’ve all found our new ‘COVID routines,’ we’ve also found our COVID ruts, with more drudgery and ‘adulting.’ Katina Mountanos, mindset coach and author of ‘On Adulting’ breaks down how we can all embrace our responsibilities without letting go of the joy in our lives. She offers formulas for getting off the hamster wheel of work-gym-sleep, and she shares some of her favorite ‘perspective shifts’ to make it through stressful times. In Mailbag, we talk about reinvesting after...

Duration:00:44:33

Bonus Mailbag #23: Real Estate And Refinancing

11/26/2020
Home sales are up, and you have real estate questions! We’re diving into all of them. First, we hear from a listener who is unsure whether or not to sell her condo, even though she’s losing money every month. We also tackle a question from a listener who was outbid on a home, but then the sellers came back to her and offered her the chance to buy the house. Another listener writes in with a question on doing IVF vs. building an addition onto her home, and one woman is seeking guidance on the...

Duration:00:23:18

Ep 241: Leaving Work To Care For Loved Ones: What You Need To Know

11/25/2020
Many women leave the workforce to care for someone they love. But how do we do it while compensating for our lost savings opportunity? Even a one year career break can mean $160,000 less by retirement. Kathy Murphy, President of Personal Investing at Fidelity Investments, offers real solutions for weighing the pros and cons of a career break, and shares concrete steps we can take to reduce the financial impact. In Mailbag, saving in an emergency fund, second act careers, and helping a parent...

Duration:00:48:28

Ep 240: Why You Should ‘Die With Zero’

11/18/2020
We love saving money, but how much is too much? Bill Perkins, author of ‘Die With Zero’ argues that the more time and money we can invest in our experiences during our lifetime, the richer our lives will be. Bill makes the case that we should all be spending more of our time and money exploring the world, savoring our relationships, and pursuing our dreams. In Mailbag, we take questions from a listener who is worried that all she does is “work and save,” a woman who wants to diversify her...

Duration:00:40:59

Ep 239: Why Every Woman We Know Is Exhausted — And How To Make A Change

11/11/2020
Ask any woman on the street today, and she’ll probably tell you she’s shouldering more worry, more responsibility, more of the invisible “mental load” than ever before. And. We. Are. Exhausted. But what’s to be done? Eve Rodsky, author of “Fair Play” walks us through the steps we can take to level the playing field in our homes, and change the dynamic of women shouldering the brunt of childrearing and domestic responsibilities. In Mailbag, Jean advises a woman looking for a lower management...

Duration:00:49:09

Ep 238: How To Invest In Real Estate (Passively!)

11/4/2020
As appealing as an investment in real estate sounds, many of us don’t want to be landlords, which is why we’re talking about investing passively in real estate, via real estate syndications. Annie Dickerson and Julie Lam, co-founders of Goodegg Investments, walk us through exactly what real estate syndications are and how they work, the minimums needed to invest, and the typical returns expected. In Mailbag, we advise a woman considering a career as a financial coach, a single woman...

Duration:00:41:26