Credit Game Canada

Hard Inquiries or Hard Hits are when you apply for credit. Will they lower your score? Find out what you need to know about Hard Inquiries and why it is not worth Freaking out about! Resources: - How to get your Free Equifax Report - https://youtu.be/Z03_DvfFY38 - How to get your Free TransUnion Report - https://youtu.be/K6a_R8gZFnw - The Score you see is not the one the banks use https://youtu.be/6YTWDADghH4 - How to Dispute errors on Equifax - https://youtu.be/AYAdgg10Ji0 - How to Dispute errors on TransUnion - https://youtu.be/1Vpt0ECExuM MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rules-Ever-Canadian/dp/B081D9SW18/ref=sr_1_1?crid=10GHO4KBFX7K1&keywords=The+credit+game&qid=1654099846&sprefix=the+credit+gam%2Caps%2C100&sr=8-1 FOLLOW US: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spodify, and others FACEBOOK – https://www.facebook.com/search/top?q=the%20credit%20game INSTAGRAM - https://www.instagram.com/creditgamecanada/?hl=en TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/731868324863099 Linked: https://www.linkedin.com/groups/14056075/ DISCLAIMER This Pdocast channel is produced for your general education and entertainment. We have done our best to ensure that the information provided is correct and helpful, however, nothing on this YouTube Channel should be considered financial advice. We cannot be held liable without knowing your specific credit or financial situation. Email me directly at info@CreditGame.net if you would like a one-on-one consultation.

There are two Credit Bureaus in Canada. In this video, we expain the TransUnion report. It is difficult to have good credit, if you don't know how to understand how to read it and what is most important to the underwriters. Get your TransUnion questions answered! Links: How to get and print a copy of your TransUnion report - https://youtu.be/K6a_R8gZFnw Is your Credit Score accurate? Don't let it mislead you - https://youtu.be/yKVKM4n34gg What are your options when you find errors on your Credit report - Coming Soon Difference between TransUnion and Equifax in Canada - https://youtu.be/KcukPdPdCfw Why it is essential to review both your Equifax and TransUnion reports - https://youtu.be/StxF6ZcrlJ4 How to register a a consumer Statement on TransUnion - Coming Soon Can you remove an inquiry from your report? Coming Soon How to file a dispute with TransUnion - Coming Soon Joint Credit Roulette - https://youtu.be/G4gduk4VwKA How to get and print a copy of your Equifax report for free - https://youtu.be/Z03_DvfFY38 How to read your Equifax report - https://youtu.be/PEVHQOAFw64

There are two Credit Bureaus in Canada. This video goes through in detail how to read your Equifax report. It doesn't matter if you are just trying to better understand credit, navigage your report, or make sure there are no errors or fraud. This video will walk you through how to read your Equifax Credit Bureau like a pro! For the full Video - https://youtu.be/PEVHQOAFw64 Links: How to get and download a copy of your Equifax report - https://youtu.be/Z03_DvfFY38 Is your Credit Score accurate? Don't let it mislead you - https://youtu.be/yKVKM4n34gg What are your options when you find errors on your Credit report - Coming soon What to do when Fraud happens to you - https://youtu.be/VILpW20W2BA Hard hit (inquiry) vs Soft hit (inquiry) - https://www.youtube.com/watch?v=gQ1lAneeVAA How long does a credit inquiry stay on my Equifax report - Coming Soon Why it is essential to review both your Equifax and TransUnion reports - https://youtu.be/StxF6ZcrlJ4 How to file a dispute with Equifax report - Coming Soon How to get and download a copy of your TransUnion report for Free - https://youtu.be/K6a_R8gZFnw How to read your TransUnion Credit report - https://youtu.be/BWFO_C336BM

Collection agencies in Canada are notorious for their loud bark and agressive collection tactics. If you have seen a collection on your credit report or you are being harrassed by by a collection agency, make sure you watch this video. We go through the statute of limitation in Canada, what happens when a collection is paid or settled, and why their bark is worse than their bite. We also cover a few tricks that will save you thousands when negotiating with a collection agency. LINKS How to save thousands when negotiating with collection agecies https://youtu.be/jUi7LMKAAFk The limits of the Statute of Limitation in each Canadian Province! https://creditgame.net/wp-content/uploads/2022/10/Satute-of-Limitation.png

Did you take Credit 101 in school? I certainly didn't, I wonder if I would have got an A in the class... It doesn't matter if you are New to Canada, just beginning, or well experienced, you need to know Credit 101 if you want to have good credit. There are many popular myths floating around in Canada about credit cards, and it is not common sense If you want to build good credit or always have amazing credit, It is important to know how to use a Credit Card properly. Resources: Best Secured Credit Card https://creditgame.net/free-resources/secured-credit-cards/ What is the ideal limit for a Credit card? https://www.youtube.com/watch?v=G4gduk4VwKA&t=2s Credit utilization explained https://youtu.be/9JNnVQT2Qc0 Why closing an account really lowers your score https://youtu.be/nBA73yYY1EI Why a high score is not enough https://youtu.be/B0go_iYJ5eI How to use a Credit Card PDF https://creditgame.net/wp-content/uploads/2022/12/Credit-Cards-With-Tag-Blue.png

Have you been through a Bankruptcy, Consumer Proposal, Credit Counseling, a Debt Management, or some other debt program? Or maybe you just have bad credit and you are looking to rebuild your credit score fast! In this episode, we discuss the Credit Conundrum many canadians face, which is, "how can I rebuild my credit when I can't get approved!? We will answer this question for you so you know the best types of credit to rebuild your credit score fast! There are a lot of different credit products that are being pushed and sold as a great way to rebuild your credit score. It doesn't matter if it is rent, lines of credit, loans, or credit cards...some types of credit rebuild your credit faster than others. Find out which one will work best for you. Individual Credit Product Reviews: Other Reviews: Can Rent Build your Credit in Canada? - https://youtu.be/lgwX7getc7U KOHO Credit Rebuilding Line of Credit - https://youtu.be/VJXOLU9y2kY Credit Rebuilding Loans in Canada: Refresh Financial Credit Rebuilder Loan Review - https://youtu.be/tQUDQJKch6A Spring Financial -The Foundation loan Review 2023 - https://youtu.be/nvX6-d3EW9M Borrowell Credit Builder Review – https://youtu.be/r8xXpVryRfw RSP Loans –https://youtu.be/YxRsdm5CeqI Payday Loans – https://youtu.be/4VsW7Rs7WXM Paybright reviews - Basically the same as Payday loans Sezzle Review Canada - Basically the same as Payday loans Credit Rebuilding Credit Cards in Canada: Major Bank Secured Credit cards - https://youtu.be/p7etRSGssT4 Neo Credit Card Review Canada – https://youtu.be/dUL8_1uUt6A Home Trust Secured Credit Card Review - https://youtu.be/hsarbSwRCbo Plastik Secured Credit Card Reviews - https://youtu.be/CzvUuCZArko Peoples Trust (No longer available) Refresh Financial Credit Card Review - (No longer available) KOHO Credit Card Canada - https://youtu.be/2eHcflE8AGI Capital One Guaranteed Mastercard Card - https://youtu.be/rP22dfzAEjo MY STREET CRED: - https://creditgame.net/street-cred/ RESOURCES BOOK: The Credit Game FOLLOW US: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spodify, and others FACEBOOK – https://www.facebook.com/TheCreditGameCanada INSTAGRAM - https://www.instagram.com/creditgamecanada/ TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: https://www.facebook.com/groups/731868324863099 https://www.linkedin.com/groups/14056075/

Yes, a bankruptcy or any debt program showing up on your Credit Report will hurt your credit in Canada. However, if you are looking to apply for Mortgage financing in the future, there is one thing that is even worse. A foreclosure in Canada is one of the worst things you can do for your Credit, which is why I call it, “the Credit F Word. The Canadian housing market has been crazy the last few years and if you are looking at a Foreclosure, make sure watch this video so you know exactly how it will affect your credit and your chances of getting approved for a mortgage for the next 8 plus years. Resources: LINKS Mortgage insuriers - https://youtu.be/Cpj7PlDu9Kk Backend Mortgage insuriers - https://www.linkedin.com/pulse/back-end-mortgage-insurance-the-credit-game Which debt program is better for your Credit- https://youtu.be/q70E531ldqw Pros and Cons of Bankruptcy - https://youtu.be/cvP1rDpt9ew Pros and Cons of a Consumer Proposal - https://youtu.be/3AI43NFT-U0 MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rules-Ever-Canadian/dp/B081D9SW18/ref=sr_1_1?crid=10GHO4KBFX7K1&keywords=The+credit+game&qid=1654099846&sprefix=the+credit+gam%2Caps%2C100&sr=8-1 CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/offers/ob2iH8yo/checkout FOLLOW ME: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spodify, and others FACEBOOK – https://www.facebook.com/search/top?q=the%20credit%20game INSTAGRAM - https://www.instagram.com/creditgamecanada/?hl=en TIKTOK - https://www.tiktok.com/@creditgamecanada

Society might be obsessed with talking about your credit score, but there are somethings that are even more important than this three digit number. Find out why a high credit score is not enough to qualify for best rates and terms in Canada. LINKS - The score you see is not what the banks use - https://youtu.be/yKVKM4n34gg Why a Credit Card is better than a loan for your credit - https://youtu.be/IjTNlju7cm4 Build your Credit while you Sleep https://youtu.be/mpMA9ysljBE Secured vs Prepaid - What you need to know! https://youtu.be/uYY8ls-8BrM Does it hurt your credit if you increase your limit? https://youtu.be/3YAkKNlAiAI What age should you get a credit card? https://youtu.be/x-HdyLrrAW4 MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rules-Ever-Canadian/dp/B081D9SW18/ref=sr_1_1?crid=10GHO4KBFX7K1&keywords=The+credit+game&qid=1654099846&sprefix=the+credit+gam%2Caps%2C100&sr=8-1

There are multiple debt programs that exist to help Canadians eliminate debt. Many assume that Bankruptcy is the worse one for your credit, but that is not true. When rebuilding your credit so you can qualify for best rates and terms again, it is important to know how each debt program affects your credit. Find out what matters most to banks lenders after you have completed a debt program. Resources: Pros and Cons of: Bankruptcy- https://youtu.be/cvP1rDpt9ew Consumer Proposal - https://youtu.be/3AI43NFT-U0 Orderly Payment of Debt (OPD) - https://youtu.be/MSK-fdILCPw Credit Counseling - https://youtu.be/8MQccYhl9U4 Debt Settlement - https://youtu.be/jHrNzW9NcjQ Consolidation Loan - https://youtu.be/0Uy_ZzozgUY MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rules-Ever-Canadian/dp/B081D9SW18/ref=sr_1_1?crid=10GHO4KBFX7K1&keywords=The+credit+game&qid=1654099846&sprefix=the+credit+gam%2Caps%2C100&sr=8-1 CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/offers/ob2iH8yo/checkout FOLLOW ME: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spodify, and others FACEBOOK – https://www.facebook.com/search/top?q=the%20credit%20game INSTAGRAM - https://www.instagram.com/creditgamecanada/?hl=en TIKTOK - https://www.tiktok.com/@creditgamecanada

Just like Roulette, having joint credit is a game of chance. Find out what you risk when you attach your name to anyones Credit and how to protect yourself going forward. Links: Link to the Youtube version of this Episode - https://youtu.be/G4gduk4VwKA How to protect yourself from Fraud - https://www.youtube.com/watch?v=NCw9OxlWQvE&t=16s Joint Credit Risks image - https://creditgame.net/wp-content/uploads/2022/11/Joint-Credit-Risks.png Resources: MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rules-Ever-Canadian/dp/B081D9SW18/ref=sr_1_1?crid=10GHO4KBFX7K1&keywords=The+credit+game&qid=1654099846&sprefix=the+credit+gam%2Caps%2C100&sr=8-1 CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/offers/ob2iH8yo/checkout FOLLOW ME: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spodify, and others FACEBOOK – https://www.facebook.com/search/top?q=the%20credit%20game INSTAGRAM - https://www.instagram.com/creditgamecanada/?hl=en TIKTOK - https://www.tiktok.com/@creditgamecanada

Fraud is the fastest-growing crime in Canada. One way to help avoid fraud is to monitor your credit through Equifax and TransUnion. Equifax calls this program "Equifax Complete Preimier". TransUnion just calls it, "TransUnion Credit Monitoring. We'll also go through the best credit monitoring system in Canada, or what I call - "Credit Self-Defence, for less!" Resource Section LINKS What to do when Fraud Happens to you. https://youtu.be/VILpW20W2BA MP looking to force Equifax and TransUnion to provide Fraud Prevention tools for free https://tinyurl.com/yadxzvvt How to get your credit report: FREE EQUIFAX REPORT: How to navigate the process - https://www.youtube.com/watch?v=gwmGM1iUgZA Direct link - https://www.consumer.equifax.ca/personal/products/credit-score-report/ Mail in Request form – They no longer accept faxed in copies - https://assets.equifax.com/assets/canada/english/creditReportRequestForm.pdf PAID EQUIFAX REPORT: How to navigate the process - https://www.youtube.com/watch?v=SguRJpNBcQc Direct link - https://www.consumer.equifax.ca/personal/ FREE EQUIFAX REPORT THROUGH BORROWELL: How to navigate the process - https://www.youtube.com/watch?v=DSMRjVhKHCM Direct link - https://borrowell.com/ FREE TRANSUNION REPORT: How to navigate the process - https://www.youtube.com/watch?v=Foh30VFVSOk Direct link - https://secure-ocs.transunion.ca/secureocs/home.html Mail in Request form – I don’t suggest faxing it https://www.transunion.ca/content/dam/transunion/ca/consumer/documents/Consumer_Disclosure_Request_Form_en.pdf PAID TRANSUNION REPORT: How to navigate the process - https://www.youtube.com/watch?v=i8yTdUq-aZE Direct link - https://members.transunion.ca/tucan_en/orderStep1_form.page?offer=CANTUM10070&CID=TRANSUNION:HPB FREE TRANSUNION REPORT THROUGH CREDIT KARMA: How to navigate the process - https://www.youtube.com/watch?v=XS-gtbms7pU Direct link - https://www.creditkarma.ca/ MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rul... CREDIT COURSE: https://www.learnthecreditgame.net/of.https://www.learnthecreditgame.net/of.https://www.learnthecreditgame.net/of... FOLLOW US: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spotify FACEBOOK – https://www.facebook.com/search/top?q... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linkedin: https://www.linkedin.com/groups/14056...

There are many ways to make your score climb, but there are few things that will really increase your score quickly. I know everyone is interested in the fastest way to jump your score, but first we'll cover the second fastest way to increase it quickly and properly! Resource Section https://www.youtube.com/watch?v=3641M...https://www.youtube.com/watch?v=TppV8... MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rul... CREDIT COURSE: https://www.learnthecreditgame.net/of.https://www.learnthecreditgame.net/of.https://www.learnthecreditgame.net/of... FOLLOW ME: WEBSITE - https://creditgame.net/ PODCAST – On Apple, Google, Spotify FACEBOOK – https://www.facebook.com/search/top?q... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056...

Not everything shows up on your credit report and not every bill payment improves your score. Credit Doozies will keep you from getting approved for best rates and terms. Find out what is holding back your credit score, especially if you have been through a Consumer Proposal or a Bankruptcy. LINKS: Common Errors on a credit report https://www.linkedin.com/pulse/what-do-when-fraud-happens-you-richard-moxley/?trackingId=aiMMpabiRQK4yfOmf9OT4w%3D%3D&fbclid=IwAR3TtMfg1c38jeexSOR1gt0LeVaUrEMHq4UiQVfhKPrHN91M87-PbtwzBrY Intro to the FREE Life after Debt CREDucation Course https://www.learnthecreditgame.net/offers/6y9J2Tqr/checkout MY STREET CRED: - https://creditgame.net/street-cred/ RESOURCES BOOK: – The Credit Game - https://www.amazon.ca/Credit-Game-Rules-Every-Canadian/dp/0991690222/ref=sr_1_1?keywords=The+Credit+Game&qid=1651531712&sr=8-1 CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/offers/B9gPdPQo/checkout • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage https://www.learnthecreditgame.net/offers/AQoFNg9a/checkout • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/offers/ob2iH8yo/checkout FOLLOW US: WEBSITE - https://creditgame.net/ PODCAST – Search Cananda Credit Game FACEBOOK – https://www.facebook.com/search/top?q... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056... DISCLAIMER: This YouTube channel is produced for your general education and entertainment. We have done our best to ensure that the information provided is correct and helpful, however, nothing on this YouTube Channel should be considered financial advice. We cannot be held liable without knowing your specific credit or financial situation. Email me directly at info@CreditGame.net if you would like a one-on-one consultation.

There are two reporting agencies in Canada, Equifax and TransUnion. There are many different ways to get a copy of your credit report but few Canadians see the benefit of reviewing both. You might be surprised at how different your Equifax and TransUnion reports can be and why it is essential to review both of them, especially if you are planning any major financing in the near future! OR VISUALS AND FOR THE FULL EPISODE - https://youtu.be/B1px5RIDY5w MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES How to get your credit report: FREE EQUIFAX REPORT: How to navigate the process - https://www.youtube.com/watch?v=gwmGM1iUgZA Direct link - https://www.consumer.equifax.ca/personal/products/credit-score-report/ Mail in Request form – They no longer accept faxed in copies - https://assets.equifax.com/assets/canada/english/creditReportRequestForm.pdf PAID EQUIFAX REPORT: How to navigate the process - https://www.youtube.com/watch?v=SguRJpNBcQc Direct link - https://my.equifax.ca/consumer-registration/?lang=en FREE EQUIFAX REPORT THROUGH BORROWELL: How to navigate the process - https://www.youtube.com/watch?v=DSMRjVhKHCM Direct link - https://borrowell.com/ FREE TRANSUNION REPORT: How to navigate the process - https://www.youtube.com/watch?v=Foh30VFVSOk Direct link - https://secure-ocs.transunion.ca/secureocs/home.html Mail in Request form – I don’t suggest faxing it https://www.transunion.ca/content/dam/transunion/ca/consumer/documents/Consumer_Disclosure_Request_Form_en.pdf PAID TRANSUNION REPORT: How to navigate the process - https://www.youtube.com/watch?v=i8yTdUq-aZE Direct link - https://members.transunion.ca/tucan_en/orderStep1_form.page?offer=CANTUM10070&CID=TRANSUNION:HPB FREE TRANSUNION REPORT THROUGH CREDIT KARMA: How to navigate the process - https://www.youtube.com/watch?v=XS-gtbms7pU Direct link - https://www.creditkarma.ca/ BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rul... CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/of... FOLLOW Us: WEBSITE - https://creditgame.net/ FACEBOOK – https://www.facebook.com/TheCreditGam... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056...

Most Canadians would agree that paying your bills on time is common sense. But what if I told you that paying credit on time still can be considered late in the eyes of the bnaks and Equifax and TransUnion? During Covid banks were offering deferrals out like they were candy but not warned of how it affects your ability to get approved. Find out what it really means to pay on time to Equifax and TransUnion and protect yourself from deferrals keeping you away from best rates and terms going forward. FOR VISUALS AND FOR THE FULL EPISODE - https://youtu.be/B1px5RIDY5w MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rul... CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/of... FOLLOW Us: WEBSITE - https://creditgame.net/ FACEBOOK – https://www.facebook.com/TheCreditGam... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056...

Think of your credit score like your GPA (Grade Point Average). Your school GPA indicates how well you are handling your individual classes. Your credit rating is like your individual "grade" for each individual Credit Card, Line of Credit, Loan, Lease, Mortgage, and Line of Credit. In this episode, we outline how you can tell what your individual credit account ratings are and how you can use them to make sure you always have an AMAZING Credit Score! FOR VISUALS AND FOR THE FULL EPISODE - https://youtu.be/UudkjlPpUSg Credit Rating PDF - https://creditgame.net/wp-content/uploads/2023/01/Ratings.pdf Repossessed Vehicles in B.C and AB - What you need to know about the Seize or Sue law - https://www.linkedin.com/pulse/seize-sure-law-the-credit-game/ What you need to know about collection agencies - https://youtu.be/djlk-HFQasU How to save THOUSANDS by negotiation with a collection agency - https://youtu.be/jUi7LMKAAFk The Credit "F-word" - https://youtu.be/WglSrnoKZOU Pros and Cons of Bankruptcy - https://youtu.be/cvP1rDpt9ew MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course FOLLOW Us: WEBSITE - https://creditgame.net/ FACEBOOK – https://www.facebook.com/TheCreditGam... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056...

I'm sure your Mother or a loved one has given you some great advice throughout your lifetime. However, their instructions when it comes to credit can lower your score. Common sense would lead you to believe that paying off a loan would help your score, but that is not the case. I have seen too many Canadians be declined just because they paid off a loan at the wrong time. It is really important to know how this works, especially if you are looking to qualify for the Best Rate Mortgage Financing. FOR VISUALS AND FOR THE FULL EPISODE - https://https://youtu.be/nBA73yYY1EI MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rul... CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/of... FOLLOW Us: WEBSITE - https://creditgame.net/ FACEBOOK – https://www.facebook.com/TheCreditGam... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056...

Did you know that you have more than one credit score? We tend to talk as if there is just one, however, there are two credit reporting agencies in Canada, Equifax and TransUnion. Where it gets confusing is, both Equifax and TransUnion offer multiple credit scores. And the one you have access to, is not the one that the banks use. Find out why this matters to you and help you better understand the Credit Game! FOR VISUALS AND FOR THE FULL EPISODE - https://youtu.be/yKVKM4n34gg MY STREET CRED - https://creditgame.net/street-cred/ RESOURCES BOOK – The Credit Game - https://www.amazon.ca/Credit-Game-Rul... CREDIT COURSE: • FOR ALL CANADIANS – The AHA! Credit Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT FOR MORTGAGE FINANCING – The Mortgage CREDucation Course - https://www.learnthecreditgame.net/of... • REBUILD CREDIT AFTER A DEBT PROGRAM – The Life after Debt CREDucation Course - https://www.learnthecreditgame.net/of... FOLLOW Us: WEBSITE - https://creditgame.net/ FACEBOOK – https://www.facebook.com/TheCreditGam... INSTAGRAM - https://www.instagram.com/creditgamec... TIKTOK - https://www.tiktok.com/@creditgamecanada ONLY FOR CANADIAN MORTGAGE PROFESSIONALS *If you are a Canadian mortgage professional below are the links to the private pages*: Facebook: https://www.facebook.com/groups/73186... Linked: https://www.linkedin.com/groups/14056...