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Credit Repairs. Credit Tips & Guides. Visit us: https://www.creditoptimal.com/

Credit Repairs. Credit Tips & Guides. Visit us: https://www.creditoptimal.com/

Location:

United States

Description:

Credit Repairs. Credit Tips & Guides. Visit us: https://www.creditoptimal.com/

Language:

English


Episodes

I Need Money Now

12/19/2021
If you have an emergency situation, you may be running low on funds. Luckily, there are still a few methods to help you get the money you need without lending from family or friends. By using these methods, you can avoid the risk of having to borrow from someone you may not trust. Some methods include taking out a loan, applying for a payday loan, or applying for a bank advance. It's never a good feeling to be in debt, especially when there is nothing one can do about it. One option that...

Duration:00:20:40

Best Student Credit Cards

12/19/2021
A student credit card is a starter card for college or university going students that may be used to pay for textbooks or unexpected costs while also establishing credit. Unlike most other credit cards, student cards offer lower income and credit history restrictions. If a student is trying to establish credit and they have a poor credit history, it would be difficult to get a loan or credit card on their own. Student credit cards allow students to build their credit over time, while also...

Duration:00:08:54

Best Credit Cards for Fair Credit

12/19/2021
Finding the best credit card for you is difficult for many people. Even though people tend to have the best interests of their customers at heart, it can be difficult to find the best credit card because people may not have the type of credit score that lenders are looking for. This can lead to people not getting the credit card that best fits their needs. As a result, people have to find credit cards that best fit their needs. Here are some of the ways that you can find the best credit card...

Duration:00:14:05

Best Credit Cards to Build Credit

12/19/2021
Credit cards can work as a blessing when you are starting with your financial future. Credit cards can help you start building credit from the scratch as well as when you have a bad credit history. There are many different types of credit cards out there, so it is important to find a card that is best for your needs. If you need to build credit for the first time, you should look for a credit card with a low interest rate, 0% promotional period, and no annual fee. If you already have bad...

Duration:00:13:30

Business Credit Cards

12/7/2021
Business credit cards are an important part of a business owner's financial management. Business credit cards can be used for a variety of reasons like discounts, cash back, freebies and more. These cards also provide a certain level of protection as they come with a grace period and zero interest charges during that period. With a business credit card, your business's finances will be protected and can also help you save time as credit cards will be issued in your name. A personal credit...

Duration:00:27:28

Best Pre-approved Credit Cards

12/4/2021
Pre-approval credit cards are the next best option that people who want to build up their credit score use to secure themselves. People who want to build up credit use pre-approval credit cards to help them build up the credit score over time. It is a hassle free, secure option. When someone is pre-approved for a credit card, it is the bank's job to assess the risk associated with them. This means that a person's highest credit score is determined and that person is then considered a low...

Duration:00:07:39

Highest Credit Score

12/2/2021
Credit scores are used to measure your financial capabilities. If you have a high credit score, you could save thousands of dollars in interest. It is important to know that the credit score is used to determine whether or not you will be approved for a loan. That is why it is important to monitor your credit score and make sure that it stays high. For the longest time, people have been going crazy about how they can have the highest credit score. They have been going crazy about it because...

Duration:00:16:03

First Savings Credit Card Review

11/14/2021
First Savings Bank is a credit union that has over 500,000 members. They offer the First Savings Credit Card to those who have a poor credit score and want to build their credit score. The card is specially designed for those with poor credit scores to help them build their credit score. The card is also offered without an annual fee. The credit card offers cash back, no annual fees, and rewards for purchases. The card also has a low interest rate, so it’s a great option for those who are...

Duration:00:09:47

Legacy Visa Credit Card Review

11/10/2021
The Legacy Visa credit card is a type of unsecured credit card that is offered by the First National Bank. This credit card is acceptable in any place where credit cards are widely accepted. This credit card is an alternative to secured credit cards, which require a security deposit and a bank account. The card is a type of unsecured credit card, meaning that the individual does not have to fund the account in order to use. Most people apply for a Legacy Visa Credit Card because it is an...

Duration:00:16:15

Fortiva Credit Card Review

11/10/2021
Using a credit card can be a great way to save money and it can help with your credit score. But, not all credit cards are equal. That is why it is important to choose the right card for you. The Fortiva Credit Card is an honest credit card review that can help you choose the best card for you. As a Fortiva credit card holder, you should know that you have a lot of opportunities to save money. Fortiva credit cards offer a variety of perks and benefits to card holders. These benefits include...

Duration:00:23:07

Best Guaranteed Approval Credit Cards For Bad Credit

11/10/2021
If you have a credit score of less than 599, you'll hardly qualify for a traditional credit card. While it's hard to get a conventional credit card, having a low credit score doesn't mean you won't get one completely. It's possible to acquire a credit card regardless of your bad credit. Credit cards for bad credit allow people to take out loans and credit lines and pay them back over time. Most conventional credit cards require a credit score of 700 and above. However, credit cards for bad...

Duration:00:24:33

Cerulean Credit Card Review

11/10/2021
Continental Finance is a company that specializes in offering credit cards. Consumers that have a poor credit history often find it difficult to obtain a credit card. Cerulean Credit Card is one of the many credit cards offered by Continental Finance. Cerulean Credit Card provides a card that is beneficial to those people that do not have good credit. It has a zero percent interest rate and a low fee. There are a few other perks that come with it as well. Cerulean Credit Card is an...

Duration:00:20:17

Best Tradeline Companies

11/10/2021
One must be able to define a credit company in order to know what to look for in a credit company to start with. There are so many options available in the market today such as such as Credit Unions, Credit Bureaus, and Credit Cards. With so many options, it can be difficult to choose which credit company to work with. But with the help of this guide, you will be able to work with the best credit company in the market. When building one's credit, there are a few things to keep in mind. The...

Duration:00:25:45

Best Banks That Don't Use ChexSystems

11/10/2021
Financial institutions are necessary for people to have the right amount of money to purchase goods and services. Money is an essential tool available in order to make our daily lives easier. It is important to find a good financial institution that will not be a burden on the users. We have put together a list of banks that don't use ChexSystems. Chime Bank is one of the best banks that don't use ChexSystems. It is also one of the most trusted financial institutions in the country. It is...

Duration:00:26:16

Ovation Credit Review

9/17/2021
If you’re scouring the market for a credit repair service, Ovation could be an option worth your consideration. One of the critical elements for establishing financial independence is ensuring your credit report is in good standing and that everything is polished. Ovation is a professional company that offers credit review services by checking your history, providing you with an unlimited platform to channel disputes to the credit bureaus and several goodwill and validation letters. As an...

Duration:00:21:21

The Credit People Review

9/17/2021
Founded in 2001, The Credit People aims at helping people raise their credit scores and improve their credit reports through professional credit repair services. For a good reason, this repair company prides itself in calling themselves the “credit superheroes,” and has helped more than 200,000 people in correcting inaccurate entries that cannot be verified. For close to 2 decades, this company has helped thousands of consumers remove more than 1.5 million negative entries. If you’ve been...

Duration:00:20:51

Reflex MasterCard Review

9/17/2021
Having zero or poor credit history can be a huge stumbling block for getting a Credit Card with favorable rates and APRs. Without a doubt, there’s no worse feeling than walking into a shop and being denied a card based on poor credit history. If you’ve been scouring the market for good Credit Cards and all your applications seem to hit a brick wall, the Reflex MasterCard might be a viable option. Unlike other cards, the Reflex card can either be secured or unsecured, depending on your...

Duration:00:24:42

Remove A Public Record From Credit Report

9/17/2021
Your credit report is a representation of how you use your finances. It reflects how you pay your bills, manage your debt, or have several impending loans. In your credit report, there is a section reserved for public records, which are primarily entries filed by your local states, county, or federal courts. A few years ago, three records could be included in your credit report. However, things have changed recently, and the list has grown quite long. Essentially, if your creditor sues...

Duration:00:14:59

Net First Platinum Card Review

9/17/2021
The NetFirst Platinum credit card is one of the best options if you want to rebuild your credit. It offers perks like instant approval with a $500 credit line, fast approval if you have bad credit and an APR that's always at zero. If you've been denied credit in the past, the NetFirst Platinum would be an excellent option if you don't qualify for a regular card. There's a significant difference between the regular credit cards and the NetFirst Platinum card. This card is a line of credit...

Duration:00:22:09

Credit Saint Review

9/17/2021
Is Credit Saint one of the top credit repair companies in ? Based in Saddle Brook, this credit repair company was established in 2004 and works to help clients improve their credit scores by deleting detrimental items from their report. With a track record of over 15 years, Credit Saint has worked tirelessly to provide credit repair services for credit consumers. One of the major problems faced by households in the US is the negative entries in credit reports coupled with fluctuating...

Duration:00:18:37