Do I Have To Adult Now?

Send us a Text Message. A couple of days late as we are on a Dona Kirkham holiday! In this episode Kristen and Dona talk about the cost of holidays and some great tips and ideas to make the most of your pound, dollar, yen, euro ...... you get the idea Dona is an expert holiday booker and if you want her help, please contact her here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Often considered only for rockstars and pro footballers, prenuptial agreements are actually useful for many different people as a way of protecting wealth and property - especially family money and businesses. In this episode we talk to expert lawyer Helen Lucking of Napthens about how making a prenup can help in wider financial planning, how to make sure it will stand up in court and also where a co-habitation agreement might be a solution to consider. Please contact Helen, Head of Family & Divorce at Napthens for more support in this area. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen is joined in this episode by lawyer Sarah Savage of Bexley Beaumont, a specialist in assisting tenants and landlord's with renters rights, talking us through tenancy agreements, the new laws and what they mean and even donkeys as pets. Sarah can be contacted by email sarahsavage@bexleybeaumont.com Shelter, the homelessness charity, can be found here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Warning! This episode discusses financial abuse and other mental health topics. Richard is a therapist and well-being consultant with extensive experience in the area of financial abuse. He and Kristen discuss this sensitive topic, how to recognise abuse and it's impacts. Victim Support: Offers free and confidential support 24/7 for anyone affected by crime. They can be reached at 08 08 16 89 111, and they also provide a live chat service for immediate assistance​. National Support Line for Victims-Survivors of Sexual Abuse: This helpline is available at 0808 500 2222, and they also offer an online chat service at 247sexualabusesupport.org.uk for victims of sexual abuse, providing them with support and information​ SAMM (Support After Murder and Manslaughter): They provide a telephone support line for families and friends of homicide victims, which can be found at samm.org.uk​ Financial Support Line for Victims of Domestic Abuse: This line is run by Money Advice Plus in partnership with Surviving Economic Abuse (SEA), offering specialist advice to those in financial difficulty due to domestic abuse. You can contact them at 0808 196 8845, available from 9 am to 5 pm, Monday to Friday​ Financial Abuse Support Toolkit - NCDV: The National Centre for Domestic Violence (NCDV) provides a toolkit and support for financial abuse victims. You can call them at 0800 970 2070, text NCDV to 60777, or email at office@ncdv.org.uk​ Living Without Abuse: They provide support to people who are victims of domestic and financial abuse. You can reach them at 0808 802 0028, with lines open Monday to Saturday from 8 am to 8 pm​ Duckduckgo – a search engine that does not store information Ricard's links are Website https://mhmf.co.uk/ Podcast https://mhmf.podbean.com/ Newsletter https://mentalhealthmentalfitness.beehiiv.com/subscribe Linkedin www.linkedin.com/company/mentalhealthmentalfitness/ Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. The legal process of buying a house - conveyancing - can feel daunting if you have never done it before. Jonathon is an expert property conveyancers and shares his wisdom in this episode to help the house buying process make sense. If you need him, you can contact Jonathon at the firm's office The Stamp Duty Calculator is here and more information on Stamp Duty is here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this episode Kristen explains the basics of the workplace pension also called auto enrolment. Here is the link to the Government website which details the current levels of contributions and salaries. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Something a little different in this episode! Expert confidence coach Sue Blackhurst gives us plenty to think about if we want to raise our self belief especially if we are going to job interviews or asking for a pay rise, with an interesting sausage analogy You can follow Sue's Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Debt is sometimes unavoidable, but what happens when it gets hard to handle. Sheryl Armer, of insolvency practitioners Adcroft Hilton, talks to Kristen about the consequences of debt and what practical steps and help is available if you need it. You can contact Sheryl via her website or email her sheryl.armer@adcrofthilton.co.uk. You can call her 01253 299 399. They can also be found on Instagram If you need help you can also contact the debt charity StepChange Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. When Gareth, founder of Sherbert Lemon found that more of his clients were working with NFTs, he opened an office in Dubai and learned everything about both NFTs and cryptocurrency We have a chat about both, and in simple terms explain how they work and discuss how NFTs are being used Following Sherbert Lemon on Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen starts to tackle pensions - a huge topic, so starting with the basics of a personal pension including a description of tax relief Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this episode, we are joined by Craig McMeekin from Lease Your Car who explains the different types of car finance agreements available in the UK with some helpful information and tips if getting a car is on your financial goal plan. Craig can be contacted on 0333 996 2202 or email him craig.mcmeekin@leaseyourcar.co.uk Craig's Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen talks with Donna Amos, divorce and family lawyer, about the divorce process, the costs and why getting a financial settlement is so important. You can reach Donna at her firm's website BBE Law or with Donna directly on LinkedIN Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Nick and Kristen explain the basics of what credit is and reframe how we might think about using debt. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen and Izzy discuss some creative ways to spend less money at Christmas, or any other festival or cultural celebration where gift giving feels like an obligation Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this episode Kristen talks to Wills & Probate expert, solicitor Fiona Reid about why you should make a Will, who you can gift your Estate to and some things to consider before making one. Fiona can be found on Instagram, Facebook and her own website Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Whether you call it a budget or a financial plan, having a process of knowing exactly what you need to pay for is a cornerstone of building financial security. This episode includes a discussion on invisible spending. The online budget planner mentioned can be found here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. What are the different types of standard bank accounts, who regulates them and what on earth is an overdraft? You can check the protection offered by the FSCS here and you can check out the Financial Conduct Authority's website here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. What is the purpose of a credit file, how can I make sure I have a good one and what does a credit score tell me? The answers to all of this and some great tips to help you build your credit score. We mentioned Experian and Credit Karma but other credit reference agencies are available Debt help available at StepChange Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen is joined by Louise Wood, mortgage expert and owner of Mortgages By Louise to discuss the basics you need to know about mortgages! You can find Louise on Instagram and Facebook Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. What IS the difference between Financial Planning, Education and Coaching? Kristen and Nick discuss how these 3 disciplines are different and why they exist to serve very different purposes Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram