Do I Have To Adult Now?

Send us a Text Message. A short episode for Kristen to explain what tax codes are used for, what they indicate and how to check if they are correct. The link to the Gov.UK pages on tax codes is here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen talks to Aaron Abbott from Against The Odds , a CIC promoting education and awareness of gambling, and gambling harm. Follow them on Instagram This episode does discuss addition, mental health and suicide. If you need support please reach out to Aaron, to Samaritans or Ripple Suicide Prevention You can also use Samaritans: Call 116 123 or Shout: Text 85258 Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Income Tax is a HUGE subject, but we have to start somewhere so in this episode Kristen and Nick talk you though the basics, including the current rates and banding. Here is the salary calculator mentioned in the episode You can find information from the Government on Income Tax Rates on their website Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this episode Iz asks Kristen to explain all the details about credit cards, how they work, how interest is added as well as explaining terms like 'money transfer' or 'balance transfer'. We mention a few times the episode we did on credit & debt with Sheryl Armer from Adcroft Hilton in last season - go check it out! Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Our expert guest Corey Ryan is owner and director of Corbellin a specialist property investment company who shares his experience and dispels some of the 'get rich quick' myths around property investment. He also shares some of pitfalls which inexperienced landlords need to watch out for. Corey is happy for you to follow his socials and contact him if you have questions. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this short episode Kristen talks about the phenomenon of putting all your pensions in the same place - these are pension transfers and you should listen to this episode before going ahead with any self-advised pension transfers Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. So excited for this episode! One of Kristen's favourite things to support clients with is setting financial goals and objectives, getting them excited about what is possible and showing clients how to make their dreams a reality. Please email if you want us to send you the pdf of the goal setting sheet as mentioned Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this, the first episode of Season 2, Kristen explains The State Pension and the 'triple lock'. Here is the link to a BR19 form Information on the new State Pension is on the Government website To calculate your State Pension age, the calculator is here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. A couple of days late as we are on a Dona Kirkham holiday! In this episode Kristen and Dona talk about the cost of holidays and some great tips and ideas to make the most of your pound, dollar, yen, euro ...... you get the idea Dona is an expert holiday booker and if you want her help, please contact her here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Often considered only for rockstars and pro footballers, prenuptial agreements are actually useful for many different people as a way of protecting wealth and property - especially family money and businesses. In this episode we talk to expert lawyer Helen Lucking of Napthens about how making a prenup can help in wider financial planning, how to make sure it will stand up in court and also where a co-habitation agreement might be a solution to consider. Please contact Helen, Head of Family & Divorce at Napthens for more support in this area. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen is joined in this episode by lawyer Sarah Savage of Bexley Beaumont, a specialist in assisting tenants and landlord's with renters rights, talking us through tenancy agreements, the new laws and what they mean and even donkeys as pets. Sarah can be contacted by email sarahsavage@bexleybeaumont.com Shelter, the homelessness charity, can be found here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Warning! This episode discusses financial abuse and other mental health topics. Richard is a therapist and well-being consultant with extensive experience in the area of financial abuse. He and Kristen discuss this sensitive topic, how to recognise abuse and it's impacts. Victim Support: Offers free and confidential support 24/7 for anyone affected by crime. They can be reached at 08 08 16 89 111, and they also provide a live chat service for immediate assistance​. National Support Line for Victims-Survivors of Sexual Abuse: This helpline is available at 0808 500 2222, and they also offer an online chat service at 247sexualabusesupport.org.uk for victims of sexual abuse, providing them with support and information​ SAMM (Support After Murder and Manslaughter): They provide a telephone support line for families and friends of homicide victims, which can be found at samm.org.uk​ Financial Support Line for Victims of Domestic Abuse: This line is run by Money Advice Plus in partnership with Surviving Economic Abuse (SEA), offering specialist advice to those in financial difficulty due to domestic abuse. You can contact them at 0808 196 8845, available from 9 am to 5 pm, Monday to Friday​ Financial Abuse Support Toolkit - NCDV: The National Centre for Domestic Violence (NCDV) provides a toolkit and support for financial abuse victims. You can call them at 0800 970 2070, text NCDV to 60777, or email at office@ncdv.org.uk​ Living Without Abuse: They provide support to people who are victims of domestic and financial abuse. You can reach them at 0808 802 0028, with lines open Monday to Saturday from 8 am to 8 pm​ Duckduckgo – a search engine that does not store information Ricard's links are Website https://mhmf.co.uk/ Podcast https://mhmf.podbean.com/ Newsletter https://mentalhealthmentalfitness.beehiiv.com/subscribe Linkedin www.linkedin.com/company/mentalhealthmentalfitness/ Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. The legal process of buying a house - conveyancing - can feel daunting if you have never done it before. Jonathon is an expert property conveyancers and shares his wisdom in this episode to help the house buying process make sense. If you need him, you can contact Jonathon at the firm's office The Stamp Duty Calculator is here and more information on Stamp Duty is here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this episode Kristen explains the basics of the workplace pension also called auto enrolment. Here is the link to the Government website which details the current levels of contributions and salaries. Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Something a little different in this episode! Expert confidence coach Sue Blackhurst gives us plenty to think about if we want to raise our self belief especially if we are going to job interviews or asking for a pay rise, with an interesting sausage analogy You can follow Sue's Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Debt is sometimes unavoidable, but what happens when it gets hard to handle. Sheryl Armer, of insolvency practitioners Adcroft Hilton, talks to Kristen about the consequences of debt and what practical steps and help is available if you need it. You can contact Sheryl via her website or email her sheryl.armer@adcrofthilton.co.uk. You can call her 01253 299 399. They can also be found on Instagram If you need help you can also contact the debt charity StepChange Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. When Gareth, founder of Sherbert Lemon found that more of his clients were working with NFTs, he opened an office in Dubai and learned everything about both NFTs and cryptocurrency We have a chat about both, and in simple terms explain how they work and discuss how NFTs are being used Following Sherbert Lemon on Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen starts to tackle pensions - a huge topic, so starting with the basics of a personal pension including a description of tax relief Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. In this episode, we are joined by Craig McMeekin from Lease Your Car who explains the different types of car finance agreements available in the UK with some helpful information and tips if getting a car is on your financial goal plan. Craig can be contacted on 0333 996 2202 or email him craig.mcmeekin@leaseyourcar.co.uk Craig's Instagram here Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram

Send us a Text Message. Kristen talks with Donna Amos, divorce and family lawyer, about the divorce process, the costs and why getting a financial settlement is so important. You can reach Donna at her firm's website BBE Law or with Donna directly on LinkedIN Thanks for listening - don't forget to subscribe, share and review Check out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTok You can sign up for our self led courses - some of which are FREE For Independent Financial Advice, connect with Kristen at Red Star Wealth or their Instagram For Financial Coaching, you want to visit the Money Coach who also have Instagram