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Escaping Debt & Thriving Beyond

Education Podcasts

Everything about Debt, Finances, Budgeting, and Credit. Knowing how to deal with debt and your finances were tough enough 30-40 years ago - but today, with all of the mega-corporations fighting for your dollars, the banks looking to profit off you, and the financial services industry being designed to service the wealthy how does one get ahead? Look no further. While getting out of debt and improving your finances isn't a simple or easy task - it will be easier with someone by your side. Join David Moffatt as he discusses everything to do with debt, finances, budgeting and credit. David Moffatt has personally assisted in restructuring over 30 million dollars of consumer debt which has positively impacted the lives of thousands. He is also the author of Behaviour Before Math - A book on the fundamentals of personal finance. He is a debt consolidation and debt relief expert.

Everything about Debt, Finances, Budgeting, and Credit. Knowing how to deal with debt and your finances were tough enough 30-40 years ago - but today, with all of the mega-corporations fighting for your dollars, the banks looking to profit off you, and the financial services industry being designed to service the wealthy how does one get ahead? Look no further. While getting out of debt and improving your finances isn't a simple or easy task - it will be easier with someone by your side. Join David Moffatt as he discusses everything to do with debt, finances, budgeting and credit. David Moffatt has personally assisted in restructuring over 30 million dollars of consumer debt which has positively impacted the lives of thousands. He is also the author of Behaviour Before Math - A book on the fundamentals of personal finance. He is a debt consolidation and debt relief expert.

Location:

Canada

Description:

Everything about Debt, Finances, Budgeting, and Credit. Knowing how to deal with debt and your finances were tough enough 30-40 years ago - but today, with all of the mega-corporations fighting for your dollars, the banks looking to profit off you, and the financial services industry being designed to service the wealthy how does one get ahead? Look no further. While getting out of debt and improving your finances isn't a simple or easy task - it will be easier with someone by your side. Join David Moffatt as he discusses everything to do with debt, finances, budgeting and credit. David Moffatt has personally assisted in restructuring over 30 million dollars of consumer debt which has positively impacted the lives of thousands. He is also the author of Behaviour Before Math - A book on the fundamentals of personal finance. He is a debt consolidation and debt relief expert.

Language:

English

Contact:

9024829748


Episodes

Budgeting 101 - Understanding your expenses AND income.

8/14/2021
Welcome back to the Escaping Debt & Thriving Beyond podcast. Today we are covering how to properly determine how much income you make and expenses you have. This often forgotten step is a core fundamental of budgeting & personal finances in general.

Duration:00:15:58

We're coming back....!

2/25/2021
Hello everyone - welcome back to the Escaping Debt Podcast! We are thrilled to announce that we are coming back, better than ever. We are excited to announce that we are going to be renaming the podcast as well to 'Escaping Debt & Thriving Beyond'. We are going to move past simply discussing debt, but instead get into a variety of topics ranging from savings, investing, general personal finance, debt, and so much more. We hope you enjoy and are looking forward to helping you achieve the...

Duration:00:01:47

How large should your emergency fund be - Episode 26

10/24/2020
Emergency funds are a very big debate in the personal finance space. Should they be 3 months in size, 6 months in size, larger? Should they be based on your income or your expenses? Join David Moffatt, your host, as he discusses the topic.

Duration:00:06:24

Different budgeting systems you should try - Episode 25

10/17/2020
Have you attempted to create a budget and find it impossible? Look no further - Join David Moffatt, your host, as he discusses various budgeting systems you can try. There are no one size fits all solution when it comes to finances. Find the system that works best for you.

Duration:00:12:23

5 items you can absolutely save money on - Episode 24

10/11/2020
Trying to save money? Look no further. Join your host, David Moffatt, as he discusses the 5 items you can absolutely save money on. Saving money doesn't have to be complicated. The goal is incremental improvements over time.

Duration:00:12:59

The true costs of home ownership - Episode 23

10/4/2020
Homeownership is a dream for many. And while we don't want to discourage anyone from homeownership we do want to educate our audience on the real apples to apples comparison that needs to occur when someone is considering purchasing a home vs continuing to rent. Join your host, David Moffatt, and guest, David Clarke as they discuss this topic.

Duration:00:13:49

The true costs of buying a home - Episode 22

9/27/2020
Welcome back to the escaping debt podcast. Have you ever wanted to buy a house and weren't quite sure of all the costs involved. Join your host, David Moffatt, and guest, David Clarke, as they discuss the true costs of purchasing a home.

Duration:00:13:55

A conversation with an accountant - Episode 21

9/20/2020
Welcome back to the Escaping Debt Podcast hosted by David Moffatt. Today we have a special guest, Ben Kinden of Kinden Accounting! Ben Kinden is CPA and has worked with some of the largest accounting firms in the world. Today he joins David for a conversation about where people go wrong with their taxes, people starting new businesses, and other general topics. Learn more about restructuring at www.halifaxdebtfreedom.ca

Duration:00:48:33

What fears people experiencing before their first call for help - Episode 20

9/13/2020
Welcome back to the Escaping Debt Podcast hosted by David Moffatt. Today we have a special guest, Hayley! She is a member of the 4 Pillars Halifax Team and handles many of the inbound inquiries into the offices. This gives her a unique insight into the biggest fears people have when reaching out. Learn more about restructuring at www.halifaxdebtfreedom.ca

Duration:00:12:27

The Benefits of Debt Restructuring - Episode 19

9/6/2020
Welcome back to the Escaping Debt podcast with your host, David Moffatt. Today he covers the various benefits of invasive debt restructuring and how they can be used to drastically improve one's life. Learn more about restructuring at www.halifaxdebtfreedom.ca

Duration:00:11:30

Will Debt Collectors Accept A Settlement? - Episode 18

8/30/2020
Welcome back to the Escaping Debt podcast with your host, David Moffatt. Today we will be discussing if debt collectors and creditors will accept a settlement offer made by a consumer. In short the answer is yes, but there are many factors to consider. Learn more about restructuring: www.halifaxdebtfreedom.ca

Duration:00:09:04

The Secret to getting out of credit card debt - Episode 17

8/23/2020
Welcome back to the Escaping Debt Podcast with your host, David Moffatt. Today we are covering a topic I have written an article on (linked below) about the secret to getting out of credit card debt. Hope this helps! Companion article: https://www.halifaxdebtfreedom.ca/getting-out-of-credit-card-debt/

Duration:00:12:07

Simplifying Your Finances For Success - Episode 16

8/16/2020
Welcome back to the Escaping Debt Podcast with your host, David Moffatt. Today David discusses how you can simplify your finances to help yourself succeed. We overcomplicate our lives in general, including our finances. Take charge of your finances!

Duration:00:11:21

High costs of bank fees - Episode 15

8/9/2020
Bank fees are often overlooked because we 'need' to pay them but they certainly add up. Join your host, David Moffatt, as he reviews the true cost of bank fees and how you can avoid them!

Duration:00:16:41

Balance Transfer Offers - Episode 14

8/2/2020
Wondering if you should take a balance transfer offer from your bank? Join David Moffatt, your host, in discussing this exact topic!

Duration:00:17:29

Pitfalls of overdrafts - Episode 13

7/26/2020
Overdrafts are often used a safety net... but should they? Join David Moffatt, your host, as he dives into what they are, how they work, the downfalls, and how you can get yourself out of the overdraft pit.

Duration:00:15:56

Credit Rebuilding And Mortgages - Episode 12

7/19/2020
Struggling with debt but are considering buying a home? David Clarke, award-winning mortgage broker, joins our host David Moffatt again to discuss this topic in-depth.

Duration:00:39:11

The real costs of eating out for lunch - Episode 11

7/12/2020
Welcome back to the podcast! Today David Moffatt, your host, will be discussing the real costs of eating out for lunch. Everyone thinks it is just about the $10-15 they spend per meal but it is much more complicated than that. Learn more today!

Duration:00:16:28

When Does Debt Restructuring NOT Make Sense? - Episode 10

7/5/2020
Knowing when Debt Restructuring doesn't make sense is equally if not more important than knowing when it does. Welcome back to the Escaping Debt podcast with your host, David Moffatt. Today he'll be discussing when restructuring does not make sense. You might be surprised!

Duration:00:14:10

Top 3 Myths of Debt Restructuring - Episode 9

6/28/2020
Welcome back to the Escaping Debt podcast with your host, David Moffatt. Today we are discussing the Top 3 Myths of Debt Restructuring. Debt restructuring is a scary thing often times but it doesn't have to be. Learn the myths so you can be properly educated!

Duration:00:10:42