Financially Empowered with Ralph Russell

Are you a fix and flip investor, or are you considering jumping in? More than 207,000 homes were flipped in 2017, that is the highest number in a decade. Over 138,000 people or companies flipped homes last year, also a record high. These numbers were provided by a recent report from ATTOM Data Solutions. A… The post Fix and flip financing advice with RCN Capital appeared first on Financially Empowered.

Most of us buy life insurance policies to protect our loved ones. In many cases however, life insurance policies may be purchased as part of a estate tax planning strategy or a corporate buy/sell agreement that is no longer relevant. Or, you may own a 10, 15 or 20 year term policy that is coming… The post Were you aware you may be able to sell your life insurance policy?? appeared first on Your Business Decision.

Many of you have a mortgage on your home. Some of you may have a mortgage on an investment property. However, my guess is many of you are not aware you an buy mortgage held by others as an investment. Why would an investor want to invest in this area and what are the some… The post Great potential returns available through investing in performing and non performing mortgage loans! appeared first on Your Business Decision.

Complacency in anything is dangerous, especially in investing. Before this past Friday, 401 days had passed without a 5% drop in the market. Money has been pouring into stock funds and a recent trading vehicle which counted on low volatility to continue. Given the 6.1% drop in the Dow 30 index the past two trading… The post Ep 13 What? Stocks can actually go down? What’s next? appeared first on Your Business Decision.

Throughout the journey of a small business, there are moments where funds are needed asap. You can not wait for a lender loan committee to come to a decision. Your company may need fast cash to buy inventory, new equipment, or you are simply in a pinch. Wade Cordell, Senior Funding Specialist with David Allen… The post Episode 12 – How to obtain needed business capital within 72 hours! appeared first on Your Business Decision.

The biggest buzz in the financial markets for 2017 involved cryptocurrencies. The most famous cryptocurrency, Bitcoin, was up 1347% in 2017, while other lesser known cc’s experienced even larger gains. Is there room for growth in these currencies? How high must your risk tolerance be to even consider trading these currencies, or futures on these… The post Episode 11 – Cryptocurrency expert Bob Iaccino discusses Blockchain, Bitcoin, Digital wallets and whether cryptocurrencies are here to...

Frustrated with how long it takes to collect your small biz invoices? Would you like to convert a large share of the invoice into cash with a week? Please check out episode 10 of Financially Empowered with Ralph Russell where we discuss account receivable financing, or factoring with expert DeWayne Hill of TBS Capital, (www.tbscapitalfunding).… The post Episode 10 Convert your small biz invoices into instant cash! appeared first on Financially Empowered.

With the US stock indices at or near record levels, it is more important than ever to do your research when it comes to investing your hard earned cash! In episode 009, we will talk with the editor of one of the top investment newsletters for the past 40 years!! The Prudent Speculator celebrated its… The post John Buckingham, Editor of top rated investment newsletter The Prudent Speculator appeared first on Your Business Decision.

With the US stock market averages at or very near record highs, and stock valuations at peak levels, (overvalued compared to historical averages), now is a great time to learn how to protect your investment portfolio against a possible market pullback! Sylvia Jablonski, a noted expert in the area of exchange traded funds (ETF's) and… The post Protect your investment portfolio against a market pullback! appeared first on Your Business Decision.

Please enter your name. Please enter a valid email address. Free Guide to getting your business loan approved! Something went wrong. Please check your entries and try again. Let's face it, getting a loan for your small business can be tough. Lenders for good reason, ask for what seems like every document imaginable. The process… The post Episode 007 – Business loan options after your bank says no. appeared first on Your Business Decision.

Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell. Episode 006 features nationally known credit expert Jeanne Kelly, (www.jeannekellynet). Jeanne has appeared on The Today Show, she has been a contributor on the subject of credit to The Huffington Post and credit.com and is the author of 2 books on credit, The 90 day Credit Challenge and The Credit Makeover. Here are...

Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell. IRA accounts have been around for decades now, and many of you may have a traditional IRA, a Roth IRA, or a SEP IRA, or your retirement assets are in a 401k. In most cases, these assets are parked in mutual funds, stocks, bonds or exchange traded index funds. Very little attention is paid to the fact that for years,...

Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell. The cost of senior care living expenses continue to skyrocket. This is truly one area very few plan for until it is often too late. This results in tapping into retirement assets, reverse mortgages, asking your adult children for help, or applying for Medicaid and having to dispose of most of your assets to...

Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell. The cost of healthcare has skyrocketed the past few years, increasing at an incredible pace! This has impacted the bottom line for individuals paying for their own coverage as well as small business owners who offer a group healthcare plan for their company. On this episode of Your Business Decision, I am joined by...

Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell. In Episode 002, a solo episode, I discuss possible alternate loan options for your commercial real estate loan when you bank says no. More than 80% of my day to day work involves assisting client across the US with their commercial loan financing requests. Banks are often very selective with their loan approvals,even...

After first considering launching a podcast back in early 2016, I am happy to introduce the Your Business Decision podcast. In this episode, number 001, I offer background on how the idea for the podcast was formulated. I also discuss my long history in broadcasting, starting back at a tiny college campus radio station, which led to buying air time on a suburban station in Chicago to eventually hosting an hour long investment call in program for 6 years on one of the largest radio stations...