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Key Factors Real Estate AF

Education Podcasts

Educational Podcast for Consumers, Mortgage & Real Estate Industry Professionals. We'll Talk About It All! Key Factors podcast, powered by https://ReviewMyMortgage.com . Your Host Mark Jones invites Industry Pros to help uncover & educate on the key factors of various topics. There’s something for everyone so let us be your guides and get educated. Subscribe & Follow on Spotify, Apple Podcast, Facebook, Instagram, & all other podcasting platforms. Host : Mark A Jones Founder of ReviewMyMortgage.comProducing Branch MangerSr. Loan Officer. NMLS ID# 513437NMLS Consumer Access: http://www.nmlsconsumeraccess.org/Powered by ReviewMyMortgage.com

Location:

United States

Description:

Educational Podcast for Consumers, Mortgage & Real Estate Industry Professionals. We'll Talk About It All! Key Factors podcast, powered by https://ReviewMyMortgage.com . Your Host Mark Jones invites Industry Pros to help uncover & educate on the key factors of various topics. There’s something for everyone so let us be your guides and get educated. Subscribe & Follow on Spotify, Apple Podcast, Facebook, Instagram, & all other podcasting platforms. Host : Mark A Jones Founder of ReviewMyMortgage.comProducing Branch MangerSr. Loan Officer. NMLS ID# 513437NMLS Consumer Access: http://www.nmlsconsumeraccess.org/Powered by ReviewMyMortgage.com

Language:

English


Episodes
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Unlocking the Secrets of Work Ethic and Navigating Real Estate Success with Kendra

5/1/2024
Discover the underlying factors that drive our work ethic and dive into the real estate market's unique challenges with me, Mark Jones, and my insightful guest Kendra, a seasoned realtor. Together, we explore whether a predisposition to laziness is wired in our DNA or the product of our environment and choices. Kendra opens up about her own path to success, sharing how she overcame the evolving demands of technology and the industry to achieve her ambitious goals. Our candid conversation will leave you questioning the very nature of motivation and the role it plays in shaping our professional journeys. As we tackle the concept of generational laziness, we unearth the societal shifts influencing productivity across different age groups. From the lingering effects of the pandemic to the integration of Gen Z into the workforce, we break down the myriad of elements affecting drive and ambition. Our exchange sheds light on the potent mix of social influence and technological saturation that has come to define our times. Kendra's real-life experiences add depth to our discussion on the importance of hands-on learning, setting realistic targets, and the art of doubling down on one's efforts to stand out in a competitive industry. Wrapping up with actionable insights for anyone with a stake in real estate, we touch upon the essential strategies for navigating market trends and investment opportunities. Kendra and I dissect the high turnover in real estate, the necessity of foundational skills, and the true meaning of "fake it till you make it." We also emphasize the crucial role of face-to-face interactions in building a successful career and the impact of personal accountability on long-term achievement. If you're looking to get ahead in real estate or simply crave a deeper understanding of what drives us to succeed, this is an episode you won't want to miss. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:05:18

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Accept Total Responsibility - Maximize Your Potential in Real Estate

4/23/2024
Embarking on a journey that meanders through the valleys of personal struggle and soars to the pinnacles of professional achievement, Steve Collins joins us with tales of his life's metamorphosis, a narrative as inspiring as it is instructive. From the shackles of ADHD and addiction to the liberating triumphs in real estate and personal coaching, Steve's story is a masterclass in harnessing adversity and transforming it into a driving force for success. His coaching philosophy, steeped in authenticity and the wisdom of lived experience, offers a beacon of hope for anyone navigating the often-turbulent waters of self-improvement. The conversation seamlessly weaves through the delicate tapestry of life's many facets—leading us through Steve's seasoned insights on balancing a bustling real estate career with the richness of family life and spiritual growth. With over two decades of experience and a familial crew of seven, Steve doesn't just sell homes; he embodies the principles of leadership and personal development he preaches. He peels back the layers on the profound influence of empathy and understanding love languages in business and personal relationships, providing actionable wisdom for anyone looking to deepen connections and drive their career forward. As we round out this enlightening dialogue, Steve underscores the pivotal role of coaching in personal evolution and the courage it takes to embrace growth, even when fear and failure loom large. He champions the idea that accountability is the linchpin of success, sharing poignant stories of breaking free from limiting beliefs and the generational echoes of scarcity. Steve's narrative culminates in a compelling call to action: to seek joy, shun drama, and steadfastly pursue the best version of oneself through the transformative power of coaching and the willingness to leap into the unknown. Join us for an episode that doesn't just paint pictures of success but gives you the palette and brushes to create your masterpiece. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:23:00

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Slang'n Real Estate - Age Doesn't Mean a Thing When You Won't Be Out Worked

4/17/2024
When the beaten path doesn't appeal, forging your own way becomes the only option. Philip Becker joins me, Mark Jones, to recount the tale of how he defied the odds and the naysayers to establish Becker Properties, a real estate brokerage that thrives on individuality and defies the traditional office structure. Our walk down memory lane isn't just about nostalgia; it's a journey through the trials and triumphs that have shaped us both as professionals. Our story is for those who see rejection not as a setback, but as the motivation to build a legacy, and for anyone who's ever believed that a family-like business environment can indeed be created and nurtured. Let's peel back the curtain on the real estate industry's best-kept secrets and the power of community, as I chart my own rise from a bright-eyed '30 under 30' awardee to a leader in the Young Professionals Network (YPN) within the National Association of Realtors (NAR). Philip and I dissect the anatomy of a successful real estate career, discussing the hurdles of starting up, the innovative strategies that keep us ahead of the curve, and the personal growth that comes from mentorship and true passion for the field. If you're looking to get a leg up in the world of real estate or merely curious about the inner workings of this dynamic industry, pull up a chair and tune in for some genuine, experience-driven insights. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:02:04

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3 Sides to Every Story - Building Trust and Balance

4/10/2024
Ever find yourself wondering if the spirit of integrity still has a home in the cutthroat world of real estate? Look no further as we welcome Josue Martin to the Key Factors Podcast, a man whose personal narrative is steeped in a mission to infuse trust and authenticity into property dealings. From the streets of 90s LA where his family faced the darker side of the industry, to the sprawling properties under the Texas heat, Josue's tale is a beacon for those yearning for genuine connections in real estate transactions. Peel back the layers of any successful agent's story, and you'll often find a saga of resilience and faith. That's precisely what unravels as we traverse the rocky path to triumph in the real estate landscape with our guest. Discover how a partnership with Scott Maloof became a cornerstone for growth, and delve into the emotional complexity behind professional journeys. It's not just about the licenses and listings; it's about overcoming life's hurdles, like parental divorce, and emerging with a vision for a career that's as robust as the homes we sell. Balance—it's a term as crucial to architecture as it is to our lives. In this heart-to-heart, we tackle the juggling act of maintaining a booming business alongside personal joy. The conversation shifts gears, revealing the real estate industry's dance with commission adjustments, and how transparency becomes our compass in the murky waters of builder and realtor disputes. In sharing these insights, we illuminate the power of relentless service, community ties, and why, at the end of the day, it's the satisfaction of our clients and the strength of our relationships that construct the foundation of lasting success. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:05:21

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The Path to Real Estate Mastery: Journey to Success and Team Dynamics

4/8/2024
Embark on a voyage into the dynamic world of real estate with the exceptional Rami Dietz, as he lays bare the twists and turns of his career, from a young licensee to a powerhouse in the industry. Discover the intricacies of apartment locating, where Rami found his niche, and learn how persistence, building robust relationships, and managing the challenges of income stability can pave the way to success. His candid reflections promise insights into not only the lucrative aspects but also the grit and determination needed to thrive in real estate. Witness the transformative power of a well-structured team and the magnetic pull of a supportive environment in our latest episode. As we unravel the creation of my real estate team, you'll appreciate the significance of continuous mentorship and how Mindy Dennis's legacy of excellence in training became our brand's hallmark, long after her departure. The narrative unfolds to reveal how these practices became a beacon for attracting exceptional talent, reinforcing the importance of a nurturing team dynamic in the competitive realm of real estate. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:19:30

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Mastering the Maze of Real Estate Finance: Navigating Mortgage Compliance and Regulation

4/2/2024
Embark on a journey with me, Mark Jones, as we uncover the hidden traps of housing finance regulation with the astute John Hudson. Straight from the trenches of mortgage compliance, we dive into the repercussions of navigating this minefield without the proper guidance, as emphasized by the profound cautions of Ken Perry. Our conversation is a beacon for real estate professionals, signalling the importance of transparency and the value of vetted expertise in an industry where missteps can lead to severe penalties. Imagine navigating a labyrinth of mortgage advertising regulations without a map. This episode serves as your compass, highlighting the fine balance between genuine promotion and deceptive practices. With the support of my guest, we dissect the critical role of clear communication in financial dealings, illustrating how perplexing jargon and unclear offers can invite the ire of the CFPB and consumer complaints. It's an insider's guide for loan originators on how to safeguard consumer trust and ensure your marketing materials can weather regulatory storms. As we peer into the future of real estate, we tackle the contentious issues of realtor commissions and the evolving public perception of the profession. The stakes are high, with lawsuits challenging traditional commission structures, potentially reshaping buyer representation. We share insights on market dynamics and the indispensable role of home builders, stressing that robust homeownership and community stability hinge on the shoulders of those who advocate for educational outreach and professional excellence. Tune in for a thought-provoking exploration of the standards that will define the future of real estate. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:04:42

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The Ethical Dilemma of Mortgage Trigger Leads and the Need for Consumer Protection

3/27/2024
Navigate the murky waters of mortgage trigger leads with us as mortgage expert Benjamin Sutton returns to shed light on how these controversial practices are changing the landscape for consumers and lenders alike. From the aggressive selling of consumer data by credit bureaus to the resulting onslaught of marketing that borrowers face, we tackle the pressing need for transparency and the push for legislative reform. Benjamin offers a decade's worth of industry insights, revealing the erosion of trust and the strategies professionals like us employ to shield our clients from unwanted solicitations. Amidst the industry shakeups, we discuss the appointment of Jonathan Haddad as CEO of AIME and the ethical questions surrounding his company's engagement with trigger leads. Our conversation extends to the influence of builders' lenders in the home construction market, uncovering potential conflicts of interest and the importance of client education in financing options. We navigate the ethical maze of trigger leads and share personal anecdotes that highlight the significance of maintaining integrity in the mortgage process. Cap off the episode with a critical look at the incentives and transparency—or lack thereof—in home buying, particularly within the new construction sector. We dissect the tactics used by builders to control market values and the ramifications for buyers who may be lured by seemingly attractive deals from in-house lenders. Sharing stories from the front lines, we underscore the complexities of this dynamic and why educating our buyers is more crucial than ever in making informed decisions in today's real estate market. Join us for a compelling exploration into the forces shaping the mortgage industry and the quest for a more ethical and consumer-friendly approach. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:09:14

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The Future of Real Estate Commissions, Industry Challenges, and Innovations

3/25/2024
Unlock the mysteries of the real estate industry with insights from our expert panel, featuring brokerage owner Jeff Garza, high-volume sales agent Robert Elder, and discount real estate company innovator Chris. As the recent lawsuit settlement sends shockwaves through the sector, we dissect the crumbling of the standard 6% commission rate and the imminent rise of commission negotiation innovation. Veteran real estate attorney Doug Miller joins us, providing a legal lens on the shake-up and championing these developments as a catalyst for much-needed transformation. Embark on a journey through the trenches of real estate with us, where we debunk myths and illuminate the overlooked sacrifices of agents. The discussion delves into the tumultuous work environment of agents, who often go without pay while managing life's most pivotal events. We confront the harsh criticism the industry faces, advocating for the unrecognized value agents bring to the table. This conversation is a testament to the agents' unwavering commitment and a clarion call for a fair evaluation of the commission structure. As we peer into the future, we're joined by our guests who share their experiences and competitive insights, considering the broader economic ramifications of the evolving real estate landscape. In a world where technology and regulation are in flux, we ponder the rise of more supportive networks within brokerages, the strategic navigation of commission negotiations, and the potential reshaping of professional communities. Don't miss this deep dive into the heart of real estate's transformation, where we invite you to witness the confluence of challenge, innovation, and opportunity. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:17:56

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Mastering the Rental Game: Insights from a Property Management Pro

3/20/2024
Embark on a guided tour of the property management landscape with none other than Janice Lozano, an adept who oversees a staggering 200 properties. Our conversation navigates the intricacies of this bustling industry, from the strategic use of software to the nuanced dance of tenant relations. Janice, opting for the meticulous field of property management over the flash of sales, reveals how her approach is not only changing the narrative but significantly impacting the community, including military families. Unveil the stepping stones from homeowner to landlord, as we dissect how property management companies like Janice's are indispensable in the rental market, making the investment journey seamless for landlords. Drawing from Janice's extensive experience, we shine a light on the critical importance of a meticulous tenant vetting process and share tales from the front lines that underscore the direct correlation between careful tenant selection and investment success. The rental market's current challenges are laid bare, with a candid discussion on the pressing demand for affordable housing and how the pandemic has reshaped market expectations. Finally, we pivot to the transformative power of real estate education, demystifying the homeownership process for renters and advocating for a collective effort to bridge the information gap. As we dissect the real estate investment landscape, Janice and I offer insights into the wealth-building potential that lies within, irrespective of one's starting point. Concluding with pearls of wisdom for upcoming property managers, this episode is a treasure trove of expert advice, best practices, and a testament to the philosophy of building trust through transparency. Join us for a robust discussion that could very well redefine your view on the rental game. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:14:36

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Real Estate Commissions: Strategies and Insights with Insider John Story

3/18/2024
Unlock the hidden truths behind real estate commissions and discover strategies for navigating the industry's evolving landscape with insider John Story. Our riveting discussion sheds light on the recent National Real Estate Association settlement's impact on real estate, empowering both agents and homeowners with knowledge about commission negotiability. We challenge the status quo, scrutinizing the effectiveness of real estate teams and the reliance on lead generation platforms that may not deliver on their promises. Dive headfirst into the murky waters of real estate misinformation with us; dismantle the myths surrounding that infamous 6% commission rate. With John's expertise, we peel back the layers of the industry, revealing how realtors must now compete not just with each other but with clients' growing savvy, fueled by online resources. Our conversation pivots to the real investment required for success — not just financial, but in relationships, branding, and adapting to technology that's reshaping the industry. Lastly, we leave no stone unturned in examining the real estate profession's future. John Story imparts wisdom on the value of transparent business strategies and the importance of reinvesting in one's growth. Be inspired to reevaluate how you approach client service, embrace change, and cultivate genuine connections in a landscape where being informed is just as critical as being influential. Join us for a session that promises to redefine how you view the business of buying and selling homes. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:01:09

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Deciphering the Housing Market Maze: Expert Insights on Real Estate Challenges and Opportunities

3/6/2024
Prepare to unravel the complexities of the housing market with the unparalleled guidance of real estate broker Austin Pantuso. In a landscape where new builds and pre-owned homes dance a delicate tango of supply and demand, we navigate these nuances to arm you with the essentials for your next real estate venture. With Austin steering the conversation, we venture beyond surface-level statistics, diving deep into the vital indicators that spell out the future for buyers bracing for shortages and sellers riding the wave of fleeting trends. The tug-of-war between home affordability and buyer expectations takes center stage in this candid discussion. Ever wondered what really happens when sales prices adjust, or how sellers are acclimating to buyer demands even amidst a sea of competitive offers? We dissect these phenomena, comparing the current waves of the market to the turbulent waters of the past. As we break down the long-term investment benefits of real estate, we offer a telescope to those on the fence, peering into the horizon of ownership versus renting. Touching down in the heart of Texas, the beacon of real estate stability, we illuminate the path for investors drawn to the allure of San Antonio's growth. From the gritty reality of property management to the ballet of flipping houses in a market peppered with giant investment firms, Austin Pantuso's insights serve as your guide through the thicket. We wrap our journey with a personal reflection on the intertwining of social media and relationship-building, sharing lessons from my own voyage through the riveting world of real estate finance. Join us in this episode for an audio expedition that's as enlightening as it is indispensable. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:09:07

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Inside the Mind of a Real Estate Broker - Catching Up With Austin Pantuso

2/28/2024
How do you thrive in the ever-evolving landscape of real estate and mortgage? Discover the answers as Austin Pantuso of United Realty Group of Texas joins me, Mark Jones, in a compelling discussion that promises to reshape your perspective on building a successful brokerage. Austin doesn't just share his own transformative journey—from the wake-up calls of youth to his rise as an associate broker—he also unveils the strategic shifts propelling his company forward. This episode is a treasure trove for anyone with a stake in real estate, offering a candid look at the personal and professional growth that comes from embracing life’s curveballs and the significance of a client-centered business philosophy. Have you ever pondered the delicate dance between authenticity and meeting clients' expectations? Together with Austin, we tackle how attire and relatability play crucial roles in today's professional environment. As I recount my transition to a TV show host, we spark a debate on the balance between dress codes and genuine self-representation, especially in the digital realm. Meanwhile, we draw the line between confidence and arrogance, emphasizing the power of humility and the Golden Rule in nurturing lasting client relationships. And as we dissect innovative brokerage models that empower agents' financial freedom, this conversation stands out as a must-hear for industry professionals seeking to elevate their craft. Finally, we confront the double-edged sword that technology presents in real estate. As we navigate through the intricacies of online platforms like Zillow and Realtor.com, we delve into their impact on agents, the market, and the cruciality of financial literacy for consumers. Whether you're contemplating the advantages of buying new homes or seeking to comprehend the forces shaping the property market, this session is your gateway to the pivotal factors influencing real estate today. Austin and I invite you to join us for a robust exploration that promises to arm you with the insights necessary to make informed decisions in the world of property. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:00:13

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Navigating the Mortgage Revolution: Ethics, AI, and Building Success in Real Estate with Ken Perry

2/28/2024
Embark on an enlightening adventure with me, Mark Jones, as we welcome the charismatic Ken Perry, president and founder of the Knowledge Coop, to the podcast. From his serendipitous pivot from bartending into the mortgage world to becoming an indispensable trainer and compliance specialist, Ken's story is one of passion meeting purpose. Together, we unravel the intricacies of real estate and mortgage, unpacking ethical dilemmas, the surprising edge ADHD can offer professionals, and the evolution of AI in enhancing training and compliance. Ken Perry's journey is a beacon for all who seek to blend personal growth with professional excellence. Our discussion delves into the power of human connection and the necessity of ethics in mortgage practice, as Ken recounts his gripping transition from an often-criticized student to a master communicator. Discover how AI is reshaping our industry, from simplifying guideline searches to potentially redefining the roles of loan officers and realtors, all while grappling with the persistent threat of misinformation and the ethical quandaries it poses. As we gaze into our crystal ball, the future of real estate seems ripe for revolution. From the demographic shifts in the mortgage industry to the advent of AI in property assessments, this episode is a treasure trove for anyone involved in real estate or seeking knowledge on the subject. We even take a moment to celebrate the realtors' undiminished value amidst technological disruption and share strategies for cultivating lasting client relationships that weather the market's ups and downs. Tune in for a session rich with anecdotes, practical insights, and the shared wisdom of two industry veterans navigating the fast-paced world of property and real estate. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:20:34

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Navigating Market Complexities: Expert Insights on Commercial Real Estate Success and Adaptation

2/21/2024
Step into the dynamic world of commercial real estate with our latest Key Factors Podcast episode, featuring the insights of Andy Hilger and JJ Garina. Navigate the twists and turns of the market as we explore how local economic conditions, the Texas Triangle's growth, and the transformative power of relationships drive success in this complex industry. Discover how today's commercial real estate landscape is adapting to the post-COVID era, where reimagining office spaces and embracing adaptability become the keys to investment survival. We're peeling back the curtain on the art of discretion within property sales, essential in states like Texas, and diving into the strategic intricacies of leasing and valuation that hinge on more than just brick and mortar. Hear firsthand accounts of how nuanced strategies can repurpose a warehouse into a buzzing brewery and why the valuation matrix of commercial properties is pivotal to maximizing returns. Our experts, with their rich experience in medical office spaces and transitioning from residential to commercial real estate, illustrate the pivotal role of expert representation and the critical lessons learned from past transactions in shaping future success. Wrap up your listening experience with an invaluable conversation on the broader economic implications of current real estate practices. Learn how savvy investors and owners are leveraging market conditions to their advantage, the role of inflation in property valuation, and what the recent yield curve inversion might mean for the future of commercial real estate. Whether you're a seasoned investor or a residential realtor venturing into new territory, the wisdom shared by Andy and JJ is a priceless guide through the commercial real estate maze. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:31:13

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Real Estate Misinformation on Social Media - Lender Discussion

2/14/2024
Have you ever wondered if a career switch could lead you to unexpected success? This episode features riveting accounts from Ben Sutton and Lindsey Shelton, who found their callings within the mortgage realm after leaving their previous jobs. Their stories, rich with adaptability and perseverance, remind us that it's never too late to find your niche in a fluctuating market. We also peel back the curtain on the often-misunderstood world of real estate advertising. The conversation gets real about the ethical challenges of social media marketing, the confusion surrounding temporary buy downs, and the paramount importance of transparency in the mortgage process. As the landscape of the mortgage industry shifts, we confront the alarming decline in licensed loan officers and its ramifications. Our guests divulge the survival tactics they've employed to ride the waves of change, from mastering social media to the indispensable role of mentorship. We dissect compliance complexities and the balance between prudent professional conduct online and the casual nature of platforms like LinkedIn and Twitter, offering a waypoint for those navigating the digital seas of finance. Lastly, the episode underscores the symbiotic relationship between realtors and mortgage professionals, where integrity and collaboration become the cornerstone of a thriving practice. We impart essential advice for lenders and realtors, advocating for a stance against misinformation and unethical practices, ensuring the provision of impeccable service to clients. Whether you are a seasoned property pundit or just dipping your toes in the vast ocean of real estate, join us for a compelling exploration of the mortgage industry with insights from those who've charted its depths. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:23:02

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DPA Explained - Down Payment Assistance and Building Generational Wealth

2/7/2024
Ever wondered how you could bridge the wealth gap through homeownership without the mythical 20% down payment? This Key Factors Podcast episode, featuring mortgage mavens Yvonne 'YG' Godina and John Hudson, promises to revolutionize your understanding of down payment assistance (DPA) programs and equip you with the knowledge to navigate the home buying journey with confidence. YG and John, with their combined 53 years in the mortgage industry, share heartfelt narratives and expert insights, debunking common myths and laying out the blueprint for building generational wealth through property ownership. Together, we peel back the layers of mortgage options and lender responsibilities, illuminating the path for first-time buyers and seasoned investors alike. This episode is not just a discussion—it's a masterclass in the practicalities of DPA programs, the importance of accurate income reporting, and the strategies for turning an existing home into a rental property. We'll guide you through the often-misconceived world of DPA, clarifying the types of assistance available, from grants to bonds, and how these can impact your loan terms. John and YG's expertise shines as they explore the nuances of these pivotal financial tools, ensuring you leave armed with the know-how to seek out the best mortgage solutions for your situation. Wrap up your understanding of the transformative power of homeownership and the critical role of ongoing education in the pursuit of property ownership. This conversation is more than an overview of housing loan rates and programs—it's a call to action to take informed steps towards securing your slice of the American Dream. With YG and John's wisdom at your side, the Key Factors Podcast turns complex financial terrain into approachable, actionable insights. Tune in, get empowered, and mark your first step towards a brighter financial future with us. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:22:14

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Respect Your Elders: Real Estate Wisdom Across Generations | KFP EP.72

1/31/2024
Join us on a heartfelt exploration as we navigate the intertwined professional paths of Robert and Austin Elder, a dynamic father-son duo in the real estate and mortgage lending arena. Our conversation spans the early days of Robert's introduction to real estate through his mother's open houses to Austin's service industry revelations and their collective hustle to rise above the industry's competitive fray. Delving into personal accounts, we uncover the essence of relational selling, the grinding work behind the glitz of successful transactions, and the genuine connections that serve as the foundation for flourishing careers. Embark on a genuine journey through the trials and triumphs of entering the mortgage industry, especially amidst the tumults of COVID-19. The Elders' candid stories shed light on the resilience and tenacity required to break into and excel in this complex field – from confronting licensing hurdles to learning the art of conversation that closes deals. Their narrative serves as a testament to the importance of mentorship and the value of an entrepreneurial mindset that transforms each new morning into a quest for opportunity. In the latter part of our discussion, we provide a gaze into the crystal ball of real estate, forecasting the market climate for 2024 while reflecting on the current state of affairs. The Elders lend their industry acumen to dissect the impact of interest rates, buyer psychology, and the role of social media in shaping the housing landscape. We wrap up with a thank you to our guests for sharing their journey so openly, a testament to the power of storytelling in understanding the nuances of real estate and mortgage lending. Tune in for narratives that not only inform but inspire, paving the way for your own success in these ever-evolving industries. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:09:07

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Is Home Affordability an Issue in 2024? An Insider's Journey with Industry Experts

1/24/2024
Embark on an engrossing journey through the ebb and flow of the housing market with industry virtuosos Marcus Laughy and Andy Hilger of LHG Realty. As your host, Mark Jones, I bring you an episode brimming with insider knowledge, dissecting the intricacies of real estate and the builder industry. We tackle the rollercoaster of market fluctuations, delve into the strategies that keep builders and realtors on top, and shine a light on why the relationships you cultivate in this business could be your anchor in turbulent times. Navigating the Texas real estate landscape requires more than just a compass; it demands a skilled guide like ours. We chart a course through the shifting sands of Texas metro home prices and tease apart the threads of interest rate unpredictability to reveal the patterns that predict recovery. Whether you're a wide-eyed newcomer to homeownership or a seasoned investor with a keen eye on market trends, this episode arms you with analysis and predictions that can transform your approach to property investment. As the conversation winds to a close, we don't just leave you with data and forecasts; we impart the essence of what makes a realtor thrive. The art of relationship-building, the finesse of client communication, and the sincerity of gratitude are the hallmarks of a prosperous year in the real estate realm. So join us, where the wisdom of experience meets the pulse of the market, and discover how to navigate the waves of change with confidence and clarity. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:13:10

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Charting the Course: Navigating Rates & Programs in 2024

1/15/2024
Embark on a journey through the tumultuous waves of the mortgage industry with Man Mortgage's finest from our Clearwater, Florida event. The dynamic duo of Caleb Wilson and our CFO Christian navigate us through the pre and post-COVID tide, with Christian offering his foresight on the potential shifts in interest rates. But the knowledge doesn't stop there; Chris Laughlin, the wizard behind the curtain in Capital Markets, demystifies rate sheets and loans like a seasoned maestro, while mortgage sage Corey Henderson imparts wisdom on thriving amidst market mayhem. This episode isn't just about crunching numbers; it's about understanding the heartbeat of the industry. As we dissect the Mortgage Bankers Association's crystal ball predictions, we grapple with the quandary that has construction loan seekers and home builders pacing the floor—lock in those rates, or roll the dice for future falls? The chat takes a turn towards innovation as we spotlight the ingenious financial products that have blossomed in the low-interest landscape, and take a hard look at the raw reality that home builders face, an endeavor rife with surprises at every turn. We wrap things up by peering into the crystal ball of real estate, taking note of the tectonic shifts in housing preferences and inventory. From the generational tide pushing towards cozy, quality spaces to the Instagram-ready vision of success reshaping our dreams, we explore what it all means for the future of homeownership. And as we cheer on the triumphs of our fellow industry pathfinders, we remind ourselves that it's the shared wisdom and education that lay the foundation for achieving not just success, but a legacy. Tune in for a session that's as enlightening as it is empowering. Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:00:37:17

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Can You Be the Best & The Cheapest? Trends & Strategies for 2024

1/14/2024
Imagine basking in the Florida sunshine, surrounded by the buzz of achievement and innovation—welcome to the 2024 Champions Club event with man Mortgage. Our latest episode is packed with the electric atmosphere of the first two days, where we not only celebrate milestones with peers but soak in the Senior Exec board's wisdom that shapes our remarkable culture. Dive into discussions about the pivotal role of consistency in steering our teams towards success, and how our unique approach to open communication makes each individual's contribution shine—proving that a personal touch can indeed triumph over the impersonal corporate giants. Change is a constant in the mortgage industry, and this episode doesn't shy away from the complexities it brings. We navigate the landscape of client expectations and the burgeoning influence of top originators who are harnessing the power of social media to attract clients. But it's more than just trends—we break down how to cultivate habits that stand the test of time, delve into the real value of consumer education beyond the numbers, and discuss the exciting world of first-time homebuyers stepping into property investment. Our conversation is a treasure trove of insights, from the power of psychological principles to the finesse of maintaining balance between life's 'big rocks' and professional ambitions. Finally, we gear up to face the rush of the mortgage world with a renewed commitment to proactive communication. As we wrap this episode, we unveil the Keyer Factor podcast, a new venture set to amplify the listener experience. You won't just listen—you'll be motivated, inspired, and ready to harness the 'pro' mindset that can transform your professional journey. Don't miss out on these rich dialogues that promise to elevate every listener's game. Can You Be the Best and the Cheapest? Champions Club Insights: A Deep Dive into Mortgage Industry Trends and Strategies for 2024 Episode Description: Join us in sunny Florida for a special episode of the Key Factors Podcast, recorded at the 2024 Champions Club with Man Mortgage. Hosted by Mark Jones, this episode features an engaging panel discussion with industry leaders sharing their insights, experiences, and strategies for navigating the mortgage market in 2024. From celebrating core values to discussing market trends and personal growth, this episode is packed with valuable lessons and thought-provoking ideas. Key Discussion Points: - Celebrating Success and Core Values: The importance of recognizing achievements and the unique culture of Man Mortgage. - Learning from Industry Leaders: Insights from senior executives and top producers on navigating market challenges and personal growth. - Importance of Content Creation: Leveraging personal experiences and industry knowledge to educate and engage audiences. - Impact of Market Dynamics: Discussion on interest rates, market predictions for 2024, and strategies for adapting to changing conditions. - Setting Goals and Building Habits: Emphasizing the need for specific, actionable goals and the development of productive habits for long-term success. - Client Education and Relationship Building: The significance of educating clients and building trust through expertise and transparency. - Adapting Sales Strategies: Moving beyond rate selling to offer comprehensive solutions and value to clients. - Personal Accountability and Discipline: The necessity of self-discipline and Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Duration:01:00:35