Market MakeHer Podcast

What Is The Bond Market and What Are Bond ETFs? CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Interest rates for things like home loans get lower, but that means those high yield savings account rates also get lower. So where do you stash your cash and still get those great returns? Bonds. More specifically, we're looking at Bond ETFs. We've talked about different types of low risk investing on Ep. 31 about Brokerage CDs but we want y'all to know about all the ways you can make your money make money! Side Note Check out Jessica Inskip's most recent appearance on the ⁠Schwab Network Episode⁠ where her worlds collide. The Bond Market Ok, so apparently there is not only a stock market, but also a Bond market. Where do we begin? Need our listeners to know a few things: You cannot time market, but you can prepare We are not financial advisors, investing is personal. This is not that. We are here for educational and information purposes only. OK, let’s talk about what happened, and define the SEP - series of economic projections. Most recent: https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20240612.pdf Different ways to lock in rates: CDs Treasurys Municipal Bonds Corporate Bonds Bond Funds https://www.ishares.com/us/strategies/bond-etfs/build-better-bond-ladders Ratings Guide: https://www.fidelity.com/learning-center/investment-products/fixed-income-bonds/bond-ratings#:~:text=Investment%20grade%20and%20high%20yield,rated%20Ba1%2FBB%2B%20and%20lower. Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split? A type of corporate action that changes the cost of a stock. Why Is Nvidia splitting their stock? According to their 2024 Stock Split FAQ the stock split is intended to make stock ownership more accessible to employees and investors. Investor Relations You can look at the investor relations for any company on their website to see the history of things like how many times they have done a stock split (for example, Nvidia has split their stock 6 times now). Let us know your questions around stock splitting or any other investing topic. And as always, keep learning, keep earning, and keep breaking barriers! xoxo, Fin-Mom & Fin-Auntie Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all). We also learn about hedge funds, meme stocks, market makers and the roles played in making money off shorting stocks (or squeezing out the shorters). Check out our episode on Dark Pools for more background. We also very briefly discuss Options! Hedge funds are regulated and here's the link we mentioned for that: https://www.sec.gov/files/ib_hedgefunds.pdf The Takeaway: Shorting a stock is super risky. You're gambling on the failure of a company, essentially, and this tends to happen in hedge funds. A short squeeze is an event that happens when the people who are shorting stock shares have to cover the cost of the shorted stock because now the price is going up due to unforeseen demand (people suddenly buying it) and getting squeezed out of that position. It's like we always say, investing involves risk. ;) Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

This week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5% is NVDA. Which means the AI narrative matters because of how we define the market. NVDA is about duration and demand pull for AI. NVDA reports after the hyperscalers: (GOOGL, META, AMZN, MSFT). There is a new emerging AI headwind: Grid pressure. AI is using a lot of power, every new iteration of NVDA becomes more efficient, the issue arises as demand is growing at an astronomical rate. Grid pressure is a byproduct of compute growth. The opportunity: power providers that can bring to market faster, or alternative, like nuclear power, quickly and at better margins. Meet Jacey Saige! Jacey got her first taste of entrepreneurship at 16yrs old, she amassed 30k followers on Instagram and TikTok through sharing her art. Transitioning seamlessly from showcasing her creativity to managing social media, she honed her skills as a freelance manager and created her first business. Now, as she delves into the world of finance, Jacey's journey has taken an exciting new turn. Pursuing a degree in finance, Jacey shares her insights and discoveries on TikTok @jacey_saige, demystifying investing and empowering her audience to take control of their financial futures. She brings a fresh perspective to the often intimidating world of finance, making it accessible to all. Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

The bond market has always been relevant, but it hasn't mattered as much since the Great Financial Crisis (GFC) - that's when the housing market collapsed in 2008. When we have a financial crisis, there is a fiscal policy response and monetary policy response to stimulate the economy. Right now we are in restrictive fed territory, they have raised rates to levels not seen since the GFC. Now the big market question is: when will they lower rates? If they do it too soon, it will reignite inflation, too late, it will tip us into a recession. The Fed's action affect the front end of the curve... when they lower and raise rates. WHICH AFFECTS YOU. (and that HYSA). You need to understand the yield curve and what de-inversion would mean. Is The Fed going to tip us into a recession? What does that even mean? We've been seeing your questions around this and more after our recent episodes on the FOMC meetings. Let's revisit how the yield curve works so we can all understand how the stock market and bond market is affected by The Fed's actions and what an inverted yield curve means for your money. *This episode was recorded back in November 2023, so some things mentioned are related to that month, but overall still relevant to what's happening now.* Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Come with us as we leap through the gallows and levitate down WallStreet. 🔮 Today we're discussing the most recent FOMC Press Conference led by the Hawkish Fed Chairman, Jerome Powell, and what it all means when he talks about the CPI & PCE Price Index. There's also a quick SMU (stock market update). New Vocabulary Word: Tapering Tapering is a monetary policy used by the Federal Reserve to phase out or reduce the number of assets purchased each month. Listen for more info. Inflation Is Still Too High, When Are Interest Rates Getting Cut? Remember in Episode 30 when we talked about how The Fed is projecting to cut rates 3 times this year (and how that's good for getting loans and lower CC interest rates, but bad for our HYSA)? Well now the Federal Reserve is not confident enough in the data to cut those interest rates just yet. They're being left at 5.25-5.5% (for the banks, but then we will still be seeing higher loan rates). The Fed's Dual Mandate Papa Powell stated that maximum employment and stable inflation at 2% is still the objective. So what is inflation at right now? CPI 3.5% YoY (reported in April, for March) Core is at 3.8% https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htm PPI 2.8% YoY (reported in April, for March) Core is at 2.1% https://www.bls.gov/charts/producer-price-index/final-demand-12-month-percent-change.htm PCE 2.7% YoY (reported in April, for March) Next release May 31st Core is at 2.8% YoY https://www.bea.gov/news/2024/personal-income-and-outlays-march-2024 Low Unemployment Rates & Labor Demands The Fed also said unemployment rates are low and there are labor demands, but in which industries? We know a lot of people struggling to find jobs in marketing and tech right now, so which industries have labor demand? Here are 2 tools to help you find out: https://www.bls.gov/ooh/fastest-growing.htm https://www.bls.gov/ooh/most-new-jobs.htm What is PPI and CPI in Fed Speak? In Episode 15 we explained PPI & CPI: PPI: producer price index = is the perspective of the seller CPI: consumer price index = is the perspective of the buyer Methodology and definition: https://www.bls.gov/opub/hom/cpi/data.htmLatest report: https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category.htm# Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

There's a loooot of jargon in the financial world. And it can seem overwhelming or like it's a language that was intentionally made to keep you in the dark, but Jess has been shining light on all this lingo since the beginning, and we've realized the jargon is actually pretty easy to grasp once it's explained to you in a logical, compounding way. Compounding Knowledge 🧠✨ Just like your money compounds with interest, your investing knowledge compounds by starting off with the basic terms and building upon them. We'll take you through about 20 terms today (and we'll probably make a cute worksheet for you as well). It's In The Name! It's true, most of these jargony terms are self-explanatory and the answer is literally "in the name" for a lot of them. We start with the basic stock market terms you need to know and build upon them. You gotta know what capital is before you understand market cap, capital appreciation and capital gain, for example. ;) Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter. Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings! But First, A Quick SMU! We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're on has been a bit of a dooziie this past week - what's happening? Remember, we're buckled in for the ups and downs! You know Jess is going to tell us in Swiftie speak every chance she gets... AI: I can still make the whole place shimmer The Dollar: I'm on my vigilante sh*t again Oil: I'll be the actress staring in your bad dreams The Fed: It's a cruel summer Answering Your Questions: ----------------------- Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

We're back, we had to take a week off because, if you didn't know, Jess is the sun and Jessie is the moon - we had to eclipse. 🌚🌞 First, a quick market update for April 11, 2024 about CPI and PPI! Then we get to allllll your questions, yes, even questions from our very early episodes (told ya we'd get to them eventually 😅). Questions we answer in this episode: @lukodaian asked@beyza asked@tinaremlinger askedJane Smith Carson askedMags asked - We help educate you on how the stock market works, so that you can make informed decisions on what to do with your money. Keep the questions coming! 💙💜 ----------------------------------------------- Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About UsMarket MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

In the last episode (Ep. 30) of the Market MakeHer Podcast, we discussed how “The Fed” projects to cut interest rates 3 times by end of year. Hopefully, this means lower inflation, but it also means lower interest rates on your High Yield Savings Accounts as well. Where can we stash our cash with higher interest rates for longer? Brokerage CDs! One option is Brokerage CDs (certificate of deposit). This option is good especially if you have a very low risk tolerance and want to do something more than a HYSA that is a tad bit higher on the risk pyramid (Ep. 29), but still low-risk overall and locks in these higher yields we're currently seeing for a little bit longer. We’ll teach you how to potentially lock in higher interest rates on your cash for longer with a Brokerage CD. You’ll also learn how to build a CD ladder! Watch the video on Spotify or our YouTube channel for visual how-tos. Otherwise, we’ll guide you through it with our words. 🎧🌚🌞 What is a regular CD? CD = Certificate of Deposit (you normally see these at your bank or credit union where they offer you a decent interest rate on locking up a certain amount of cash with them for a certain amount of time, but did you know your brokerage firm can show you way more Bank CD options throughout the world and their current yields? Why only look at what your bank offers when you can see what 100s of banks are offering all at once!) 🔮 Takeaways: 👩🏼‍🏫👩🏻‍🏫Edu-Action™ We’re starting our “edu-action series" where we show you exactly how-to do these different self-directed investing methods for yourself. Remember, even if you’re self-directed, you can ALWAYS call up your brokerage firm to have them help walk you through doing any of things for FREE. And investing is personal, so we’re not giving you advice, duh. We aim to empower you with tons of knowledge to help you come to the best strategy for your personal financial needs. 😉 Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋 Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to our newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

The FOMC (aka "The Fed" aka The Federal Reserve) had a press conference on March 20, 2024 where they talked about federal reserve rates remaining unchanged, but there's 3 projected interest rate cuts by end of year. 🎧 In the last episode, we talked about the balancing act the FOMC has to do between maximum employment and price stability. Basically, making sure prices are stable (interest rates on housing 🔮 We first mentioned The Fed back in Episode 6 when we discussed who they are, what they do, and why do we care. But we're still giving you a refresher today. And we've definitely mentioned them a few more times since then along with the things referenced in these episodes: Ep. 13 The Business Cycle and Recessions Ep. 15 Inflation Explained Ep. 18 The Yield Curve 🌞 Jessica Inskip's Takeaways Listen at the end for all of Jess' amazing takeaways of the FOMC meeting! Check out her TikTok for her Powell-Points 🧠 Terms/Jargon/Things To Remember ✨⁠FOMC⁠ = Federal Open Market Committee (not a government branch), responsible for managing the U.S. monetary policy, which you can read about in that FOMC link. ✨Fed Chairman = Jerome Powell (who we like to call "Papa Powell" ✨Dot Plot = thoughts about what's going to happen on a dot plot chart, but you know what's better? This FedWatch CME Tool that shows you probabilities of when interest rates might down (this chart can change at any time). We'll do a TT/Reel on how to read this and it will be in our email. The Fed's Toolkit: ✨Interest Rate Policy ✨Forward Guidance (Word of Mouth) ✨Quantitative Tightening (QT) and Quantitative Easing (QE) - This Is Where The "Balance Sheet" Comes In 🔮Still Have More Questions or a Comment? Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 🌚About Us🌞 Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! 🤓Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

What's your investment risk tolerance? (check out the risk pyramid below) How are you diversifying your investments in your portfolio? Are the interest rates on our high yield savings account coming down? What should we do with our cash to make sure it's out-pacing inflation? Figure Out Your Risk Tolerance There are lots of quizzes you can do at your brokerage firm or even government sites that help you figure out your risk tolerance for your personal situation. The higher the risk the higher the reward, BUT, remember that also means there's a higher risk to lose your money. Diversifying is key. 😉 Risk Pyramid High Risk - On Top Medium Risk - Middle Low Risk - On the Bottom ------------------------------ High Risk Investments = Alternative Assets (Options, Futures, and Crypto is the most risky thing you can do with your money) Medium Risk Investments = Fixed Income (government debt, corporate debt, real estate, blue chip stocks, growth stocks, etc.) Low Risk Investments = Cash, Cash Equivalents (T-Notes, HYSA, Bonds, Money Markets, etc.) and you can get ETFs or Mutual Funds that have bonds and low-risk securities in them. ------------------------------ The Fed Balancing Act Peak of inflation was 9.1% and now we're at 3.2% inflation rate. The Fed's target is always 2% YOY (year over year). It's good to understand how The Fed can change the stock market and the bond market when they raise or lower inflation, as well as how that changes your interest rates. Think About Your Strategy What are your plans for your money? How long are you going to keep excess cash or savings in a HYSA or different type of account? What's your plan for having your money out-pace inflation? This is what investing is alllll about! Still Have More Questions or a Comment? Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Let's talk about what's going on with the $AAPL stock and also learn how to compare ETFs, like $VTI vs $VOO, with a tool! You'll want to watch the video about 10 minutes in, but if you can't watch it, we do describe everything we're analyzing. $AAPL Stock Is Down, But The Market Is Up? We know that Apple is one of the biggest stocks or companies in the S&P 500, which is the index we use to measure the stock market (check out episode 2), so then how is $AAPL down 8% and the S&P 500 is up 8% year to date (March 7, 2024)? Jargon Breakdown: Market CapitalizationETFs and Mutual FundsCHIPS Act How to Compare ETFs or Other Securities Let's say you want to compare 2 different ETFs that you're interested in investing, which have similarities. We'll compare $VTI and $VOO ETFs using Merrill's Fund Story. You do have to have a Merrill account to use this tool. FINRA also has a free tool you can use called Fund Analyzer. Still Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠website⁠⁠ Instagram ⁠⁠@marketmakeherpodcast⁠⁠ TikTok ⁠⁠@marketmakeher⁠⁠ X/Twitter ⁠⁠@MarketMakeHer⁠⁠ Join the Money Coven ⁠⁠FB Community⁠⁠ 👀 Watch us in action on our ⁠⁠YouTube Channel⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

We have a Market MakeHer short and sweet Q&A for you today regarding investing a little bit later. Question from listener @spacey on TikTok: Should I be worried if I haven't started investing yet and I'm approaching 40? Short Answer: No, but get started ASAP! Like we've said in previous episodes, time in the market is your best strategy. Cut down expenses and invest as much as you can (within reason). Social Security If you have been working, then you have social security. There's a government social security tool that can help you figure out how much you might be getting in those benefits. Other Investments If you have a home, that's an investment that can help you out later, or you might have other assets. Money Mindset We'll have an episode on this. Everyone has a different kind of relationship with money. Stay logical with your money instead of emotional. Check out Episode 25: Pay Yourself First for more budgeting tips. Keep sending in your questions! Comment, like, share, subscribe or leave us a review to help us with our mission of sharing financial literacy with everyone! Still Confused? Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠website⁠⁠ Instagram ⁠⁠@marketmakeherpodcast⁠⁠ TikTok ⁠⁠@marketmakeher⁠⁠ X/Twitter ⁠⁠@MarketMakeHer⁠⁠ Join the Money Coven ⁠⁠FB Community⁠⁠ 👀 Watch us in action on our ⁠⁠YouTube Channel⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

It's a Stock Market Tea Party, and you're invited! 🍵🍵 In our Feb. 2024 SMU, Jess serves Jessie the tea on the recent earnings season (the winners of positive earnings and growth in the market last quarter with many companies beating expectations) and they specifically focus on Nvidia's impressive earnings and its role in the AI industry. The hosts also discuss the performance of consumer staples and consumer discretionary sectors. They explore analyst price targets and valuation, as well as the potential for building an AI portfolio. Finally, we touch on the impact of record profits on employees and prices. The conversation covers topics such as inflation, real wages, employment, housing market, interest rates, and the Federal Reserve's policy. Stay till the end for our silly, yet very real, stock market headlines. 😉 Still Confused? Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠website⁠⁠ Instagram ⁠⁠@marketmakeherpodcast⁠⁠ TikTok ⁠⁠@marketmakeher⁠⁠ X/Twitter ⁠⁠@MarketMakeHer⁠⁠ Join the Money Coven ⁠⁠FB Community⁠⁠ 👀 Watch us in action on our ⁠⁠YouTube Channel⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Q&A from our listeners: How do I do a backdoor Roth IRA contribution or conversion? How do I rollover a 401k into an IRA? 🏘 Remember in Episode 12 how we used the "building your dreamhouse" analogy to explain how to invest in the stock market? Well remember that dreamhouse during this episode and the different rooms that are your retirements accounts, in this instance. 😉 We had a fantastic chat in our latest episode, sparked by a question from Hello2jojo on TikTok. They were curious about backdoor Roth IRA contributions and rolling over a 401(k) to an IRA, which led to some really insightful discussions! We dove into the world of backdoor Roth IRAs, breaking down how they work and what the IRS rules are all about. One key point we covered was the IRA aggregation rule, which basically treats all traditional IRA accounts as one when it comes to taxes and conversions. We made sure to explain the difference between deductible and nondeductible contributions, stressing how important it is to understand the tax implications, especially when moving funds into a Roth IRA. Plus, we talked about the pros and cons of doing Roth IRA conversions, especially in light of your own tax situation. Note: Roth IRAs have a 5-year aging rule. Check out Episode 5 to learn more about Brokerage and Retirement Account Types and Taxes! Still Confused? Have More Questions or a Comment? Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Do I add money to my emergency account before maxing out my IRA? When do I put my funds into a taxable account? What makes the most sense for ME? In this episode, we cover the order of events of how to pay yourself -- and some of the nuances you may want to consider as you enter various life stages. This is not a one size fits all formula. We'll help you think through that! We do discuss the importance of budgeting and what happens when you have excess income: paying yourself. We cover topics like saving for a rainy day, maxing out company benefits, paying down credit card debt, and high-interest rate loans. We also explore the benefits of health savings accounts (HSAs) and the importance of maxing out IRAs and 401(k)s. Additionally, we discuss the value of saving for children's future financial needs. Financial independence is a personal journey that requires regular evaluation and adjustment. We talk about the importance of understanding the differences between retirement accounts and taxable accounts, and the flexibility and freedom that comes with taxable accounts. Takeaways: Still Confused? Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠⁠⁠website⁠⁠⁠⁠ Instagram⁠⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠⁠ TikTok⁠⁠ ⁠⁠@marketmakeher⁠⁠⁠⁠ X/Twitter⁠⁠ ⁠⁠@MarketMakeHer⁠⁠⁠⁠ Join the Money Coven⁠⁠ ⁠⁠FB Community⁠⁠⁠⁠ 👀 Watch us in action on our⁠⁠ ⁠⁠YouTube Channel⁠⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Welcome to Taylor's Version of the Stock Market. We're starting off Season 2 with a refreshed brand (check out our website to see the makeover) and we're also giving you a little refresher on how the stock market works - from a Swiftie's perspective. That's right, you guessed it, Jessica Inskip is unhinged with the Taylor Swift references once again, but Jessie DeNuit did promise Jess she could have an entire episode dedicated to the Swifties as a Yule present...now let's see if Jessie can Tolerate It. Come on down the rabbit hole with us to this stock market Wonderland. It might just make you a FinLit Mastermind. Are you ready for it? Seriously, this has got to be the last time we do an episode of T-Swift references, for Jessie's sake. Is it over now? There will only be explanation, it's our reputation. 😘 Still Confused? Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠⁠website⁠⁠⁠ Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.

Welcome to Taylor's Version of the Stock Market. We're starting off Season 2 with a refreshed brand (check out our website to see the makeover) and we're also giving you a little refresher on how the stock market works - from a Swiftie's perspective. That's right, you guessed it, Jessica Inskip is unhinged with the Taylor Swift references once again, but Jessie DeNuit did promise Jess she could have an entire episode dedicated to the Swifties as a Yule present...now let's see if Jessie can Tolerate It. Come on down the rabbit hole with us to this stock market Wonderland. It might just make you a FinLit Mastermind. Are you ready for it? Seriously, this has got to be the last time we do an episode of T-Swift references, for Jessie's sake. Is it over now? There will only be explanation, it's our reputation. 😘 Still Confused? Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠⁠website⁠⁠⁠ Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support

Questions on questions! We answer 3 questions from our listeners related to IRAs, 401ks, and taxes...and then Jessie asks additional questions - as usual. Question 1: How to figure out taxes when moving 401k into a rollover IRA? Question 2: Can you control how your employer 401k gets invested? (side note: you can borrow money from yourself!) Question 3: Can you have multiple IRAs? *We are not tax nor financial advisors (see disclosure) - don't forget to do your research/homework. 😝* Still Confused? Have More Questions or a Comment? Holla @ us on: Market MakeHer ⁠⁠website⁠⁠ Instagram ⁠⁠@marketmakeherpodcast⁠⁠ TikTok ⁠⁠@marketmakeher⁠⁠ X/Twitter ⁠⁠@MarketMakeHer⁠⁠ Join the Money Coven ⁠⁠FB Community⁠⁠ 👀 Watch us in action on our ⁠⁠YouTube Channel⁠⁠ 👀 About Us Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support