Moms who Money

On this week's episode of the Moms Who Money podcast, Eileen gets personal and real as she opens up about her mom’s unexpected passing. She shares her deeply emotional experience navigating the chaos that followed and the invaluable lessons she learned about being prepared for life’s uncertainties. * From the heartache of sifting through unorganized documents to the realization of how much easier things could have been with a little pre-planning, Eileen's story is a powerful reminder of the importance of taking action now to support your family’s future. * Eileen doesn’t just share her journey—she equips you with practical steps to protect your loved ones. Whether it’s starting a "Because I Love You" form, organizing critical documents, or having those tough-but-necessary conversations, this episode is packed with actionable tips to help you feel confident and prepared. * Tune in to this heartfelt episode and learn how to create peace of mind for yourself and your family, no matter what life throws your way. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week’s episode of Moms Who Money, Eileen is tackling a topic that’s especially relevant for moms who want to stay financially independent through retirement. She’s diving into the concept of “Silver Squatters,” a term describing the growing trend of retirees relying on family for financial support. * With rising costs, insufficient retirement savings, and disappearing pensions, many Gen Xers are facing an uncertain financial future. In this episode, she’s walking you through why it’s more critical than ever to get serious about retirement planning—before it’s too late. She'll explore the strategies you can put in place to avoid being a burden on your loved ones, so you can step into your future with confidence and control. * She also shares actionable tips to help you break the cycle, from reality-checking your current retirement savings to getting creative with income streams. Whether you’re starting from scratch or need to step up your current plan, she'll guide you through each step so you can live independently in retirement—without stressing your family. * And remember, every intentional action you take today sets you up for financial freedom tomorrow. If this episode resonates, don’t forget to snap a quick screenshot, tag Eileen @eileenjoymoneycoach on socials, and share your thoughts or questions. Let’s change the narrative from “Will I have enough?” to “I’m ready for anything!” * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode of Moms Who Money, Eileen’s exploring what it really means to have “financial peace” and how to make it a reality in your life. It’s easy to feel overwhelmed by financial stress, but this episode breaks down the steps to help you build a sense of calm, security, and confidence with your money. * From learning to appreciate your money’s role in your life to creating financial goals that feel achievable, She’s sharing real, actionable ways to help you feel more at peace with your finances. * She’ll also dive into some common roadblocks that keep many of us from finding peace, like the wage gap, the pressure to hand over financial control, and living paycheck to paycheck. You’ll learn practical tips on how to align your spending with your values and set goals that allow you to live a fulfilling life without financial worry. * It’s time to take control and find that financial calm you’ve been looking for. Tune in, and let’s get started! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

Whether you’re Type A and love having every detail planned, or Type B and prefer going with the flow, this episode is packed with practical tips on how to handle those unexpected expenses without turning to your “emergency” credit card. * Eileen shares her personal experiences of home repairs, surprise expenses, and how shifting to an emergency cash mindset can help you avoid unnecessary debt. * You’ll learn why having a fully stocked emergency fund is critical for financial peace of mind, along with five easy steps to get started. * Plus, Eileen reveals why using a high-yield savings account (HYSA) is the smartest move to help grow your savings faster. * Listen in as she offers straightforward advice to ensure you’re ready for whatever life throws your way—without burning through your savings or stressing about interest rates. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week's episode of the Moms Who Money podcast, Eileen is tackling one of the biggest debates: Love or money—which one truly matters more when it comes to building the life you want? * Spoiler alert: It’s not about choosing one over the other. She’s diving into how both love and money play critical roles in shaping your life—whether it’s creating financial security, nurturing relationships, or finding that sweet balance between the two. * Tune in as she explores the history behind love and money dynamics, and why financial intimacy is key, and dig into what it really means to prioritize both love and money in your relationships. * From real talk on avoiding money resentment to discovering the importance of communicating openly with your partner, this episode is packed with insights to help you create a life full of love and financial freedom. Don’t forget to share this episode with a friend. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week's episode of the Moms Who Money podcast, Eileen dives into the Top Money Myths That Keep You from Getting Ahead. If you’ve ever heard that saving small amounts isn’t worth it, or that the stock market is only for the wealthy, this episode is going to flip those beliefs upside down! * Eileen breaks down six common myths about money that keep moms from reaching their full financial potential. From retirement misconceptions to credit card fears, she gives you the real deal on how these myths hold you back and what you can do instead to start building your wealth. * You’ll learn the truth behind the misinformation that causes financial confusion, and Eileen’s here to set the record straight. She shares practical advice on how to get started, even if you feel like you’re late to the game or don’t have a lot to invest. * Plus, she’s got an exciting offer for two private 1:1 coaching spots this month, so you can start your financial transformation just in time for the holidays! * Tune in to this episode, share it with a friend, and take the first steps toward making your money work for you, not against you. * Compound Interest Calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode of the moms who money podcast, I’m breaking down the 4 most common saving mistakes that I see moms making all the time—and showing you exactly how to fix them. Are you doing all the things to try and save, but somehow still feel stuck in the paycheck-to-paycheck cycle? * It’s time to flip the script and start saving the right way! From getting clear on your financial goals to automating your savings like a pro, this episode is packed with tips to help you take control of your money without the stress or guilt. Trust me, you’re going to want to hear this! * If you’re sick of feeling overwhelmed and ready to finally get your financial sh*t together, hit play! 🎧 This is your chance to break free from living paycheck-to-paycheck, and start saving in a way that actually works for you. Plus, I’ve got two private coaching spots open, so if you're ready to dive deeper into your money journey, I’m here to help you every step of the way. Let’s do this, mama—you’ve got more power than you think! * Tune in to get inspired and motivated to stop waiting for change and start creating it. Share the episode with a friend and leave a review! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode, Eileen’s diving deep into the powerful influence your personal money story has on every financial decision you make. Whether you grew up hearing phrases like “money doesn’t grow on trees” or experienced a household where money seemed to flow without a care, your past is driving your financial present. * Eileen breaks down how your money story is shaped by the lessons, habits, and beliefs passed down from generations, and how they unconsciously dictate your spending, saving, and investing today. Learn how to identify your own money story and discover how rewriting it can set you on the path to financial freedom, so you can live life on your own terms. * This episode is packed with actionable insights, from recognizing the money patterns passed down through generations to practical steps for shifting your mindset. You’ll walk away knowing exactly how to stop the cycle of paycheck-to-paycheck living and start building the financial future you deserve. If you’re ready to change the narrative for yourself and future generations, this episode is for you! * Tune in to get inspired and motivated to stop waiting for change and start creating it. Share the episode with a friend and leave a review! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week's episode of Moms Who Money, Eileen breaks down the essential steps to achieving financial security with 10 Steps to Financial Security for Moms. If you’ve ever felt stuck in the paycheck-to-paycheck cycle, overwhelmed by debt, or just wanting more financial breathing room, this episode is for you. * Eileen walks you through practical, actionable steps like tracking your spending, paying off debt, and learning to invest in yourself and your future. With her relatable approach, she makes financial security feel not only achievable but fun—and definitely not boring! * Eileen also emphasizes the importance of starting small, setting short-term goals, and making room for calculated risks that will benefit your long-term financial health. By the end of this episode, you’ll feel empowered to take control of your money and your future. * Plus, you’ll learn how to balance planning for the future while still enjoying life today. Tune in to get inspired and motivated to stop waiting for change and start creating it. Share the episode with a friend and leave a 5-star review! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode of Moms Who Money, Eileen tackles the tough reality that the system is broken for women—especially for moms. From the gender pay gap to the crushing expectations placed on working mothers, it’s clear the world of work wasn’t designed for us. Instead of waiting for the system to change, Eileen explores how moms can take control of their financial futures by changing how they make money. With digital marketing and automated income systems, it’s possible to create extra income, break free from the 9-to-5, gain financial independence, and reclaim time with your family. * This episode is packed with inspiration and practical advice for moms ready to stop feeling stuck and start building a life that works on their terms. Tune in to learn why waiting for the system to change isn’t an option—and how you can forge your own path to success. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week's episode of the Moms Who Money podcast, Eileen dives into the financially tempting "BER months"—September, October, November, and December—offering valuable insights on how to navigate this season with intention. As retailers ramp up their marketing for fall and holiday products, Eileen shares strategies to avoid the common pitfalls of overspending during this time. From setting family goals and creating a holiday budget to starting a savings fund and planning purchases ahead of time, Eileen emphasizes the importance of being mindful and deliberate with your finances. * Eileen also highlights the psychological impact of marketing and how it influences our spending habits, reminding listeners that money is not just about dollars and cents but also about emotions and mindset. She encourages moms to embrace the season's joy without sacrificing their financial goals, suggesting creative approaches to gift-giving and holiday planning that focus on meaningful experiences rather than material excess. With practical tips and a focus on intentional living, this episode is packed with advice to help you enjoy the "BER months" without the stress of debt, setting you up for a financially strong start to the new year. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * FREE Guide: 5 Steps to Save $1,000 This Month www.momswhomoney.com/save * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode of the Moms Who Money podcast, Eileen dives into the profound impact of growing up in an environment of wealth, abundance, and what truly matters. She explores the concept of wealth beyond just financial means—imagining a childhood filled with love, respect, and opportunities. How might your life and relationship with money differ if you had been taught to work smarter, believe in your worth, and foster a positive, growth-oriented mindset from a young age? Eileen challenges you to consider the narratives about money you inherited and how they shaped your current financial reality. * This episode emphasizes the power of rewriting your money story, no matter your upbringing. As moms, we have the incredible opportunity to create a new narrative for our children, one where abundance is a mindset, not just a bank account number. By shifting your focus to gratitude, reframing limiting beliefs, and involving your kids in positive money discussions, you can build a legacy of abundance rooted in love and respect. Join Eileen as she provides practical steps to cultivate a mindset of wealth and abundance in your household, and learn how to pass these invaluable lessons on to your children, ensuring a brighter financial future for generations to come. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode, Eileen dives into one of the most crucial aspects of financial security—building your emergency fund. She explores why every mom needs a solid financial cushion to cover unexpected expenses like job loss, medical bills, or car repairs. You’ll learn how to calculate your ideal emergency fund based on your personal situation, whether it's 3-6 months of expenses or more, and discover practical tips to get started on saving. If you're tired of living paycheck to paycheck, this episode is your blueprint to financial freedom. * It's time to take action, moms! Imagine the peace of mind that comes with knowing you’re prepared for whatever life throws your way. Start small with your first $1,000, and build from there. Remember, personal finance is personal, and your journey is unique. I’m here to guide you every step of the way. Don’t wait for a crisis—start building your emergency fund now and secure your family’s future! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * 90-Minute Financial Power Session https://calendly.com/momswhomoney/90-minute-financial-power-session * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen CFEI® CFLP℠ https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week's episode of the Moms Who Money podcast, Eileen dives deep into the hidden fears and beliefs that shape your financial life. She explores how money impacts every aspect of our existence and why so many of us are stuck in a cycle of living paycheck to paycheck. * Eileen guides you through a series of thought-provoking questions to help you uncover your money story—those subconscious beliefs you've carried since childhood that might be holding you back. You'll learn how to rewire your brain, take control of your finances, and start setting yourself and your kids up for financial success. * If you're ready to stop stressing about money, break free from financial struggles, and rewrite your money story, this episode is for you. Take some time to reflect on your money beliefs so you can start making positive changes today. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week's episode of the Moms Who Money podcast, Eileen dives into why 93% of women are stressed about money, touching on the wealth gap, caretaking responsibilities, and the need for robust retirement savings. She explains the Motherhood Penalty, how mothers earn 31% less than fathers, and face significant career and financial challenges due to unpaid domestic work and societal expectations. Eileen provides actionable tips to build an emergency fund, automate savings, and contribute to retirement accounts, emphasizing the importance of taking control of your finances now. Remember, investing in yourself is the best investment you can make. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week’s episode of the Moms Who Money Podcast, Eileen’s tackling how to create and grow your financial GAP—the sweet spot between what you earn and what you spend. * Eileen shares a candid glimpse into her life, and she's got some game-changing advice on how to ensure your finances are as thriving as your family life! * Key Highlights: - The GAP: Discover what it is and why it’s your ticket to financial freedom. - Mind the Squiggle: Eileen breaks down the ups and downs of spending and how to smooth out your financial journey. - Boost Your Income: From asking for that raise to side hustles, learn how to pump up your earnings. - Cut the Fluff: Get tips on slashing unnecessary expenses without feeling deprived—because who wants to feel broke? * Action Steps: Get ready to ditch the paycheck-to-paycheck grind and transform your finances to live your best life. * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * Learn Digital Marketing https://www.makemoneywitheileen.com/ * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this week’s episode of the Moms Who Money Podcast, Eileen dives into the essential steps every mom can take to gain control of their finances and create a secure financial future for themselves and their families. Managing finances can be daunting, especially when you feel like you’re trying to figure it all out on your own. Unfortunately, most moms aren’t taught how to handle money effectively, and this lack of financial education can have far-reaching consequences. It can keep you stuck in relationships, jobs, or situations that aren’t ideal because you don’t feel financially secure enough to make a change. Tune in to this week’s episode if you're ready for a financial transformation. Remember, personal finance is personal, and educating yourself is key to making informed decisions. Start now, and your future self will thank you. * Share this episode with your friends and help us grow! Thank you for making Moms Who Money a top 5% podcast worldwide! * Support the Show - If you enjoyed this episode, please leave a 5-star review on Apple Podcasts and Spotify. Share it with friends and help the show grow! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week’s episode of the Moms Who Money podcast, Eileen explores how your thoughts and behaviors might be repelling money and keeping you stuck in financial stress. Highlights: Abundance Mindset: Learn how focusing on positivity can attract wealth and happiness. Money Blocks: Discover common subconscious habits that may be preventing you from financial success. Action Steps: Practical tips to shift your mindset and start attracting more money into your life. * Support the Show - If you enjoyed this episode, please leave a 5-star review on Apple Podcasts and Spotify. Share it with friends and help the show grow! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

On this week's episode of the Moms Who Money podcast, Eileen explores the critical gap in our education system - the lack of financial literacy. She dives into why money isn't taught in schools, the impact of this oversight on families, and how we can take charge of our financial education. Eileen shares personal stories, discusses common money myths, and provides practical tips for becoming financially savvy. Tune in to learn how to break free from financial struggles and empower yourself and your family with essential money skills. * 6 Steps to Money Smart Kids www.MomsWhoMoney.com/kids * Share this episode with your friends! * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/

In this episode of the "Moms who Money" podcast, Eileen explores the necessity and benefits of creating multiple income streams. She discusses various ways for moms to earn extra money, ranging from becoming a virtual assistant to starting a blog or even doing voiceover work. Eileen emphasizes the importance of not relying on a single income source, especially given current economic challenges. She shares a list of 15 practical side hustle ideas, encourages listeners to be open to new opportunities, and offers support through personal financial coaching. The episode aims to inspire moms to take control of their financial future and build a more secure and prosperous life for themselves and their families. * * 1:1 Financial Coaching Free Consultation https://momswhomoney.com/1-1-consulting * * Get to know Eileen: https://www.momswhomoney.com https://www.instagram.com/eileenjoymoneycoach/ https://www.facebook.com/EileenJoyMoneyCoach/ https://www.linkedin.com/in/momswhomoney/