Life is Life

This time of year is one for celebration, great food, family, friends and presents but it can be a very painful time for those who have lost loved ones they can't share this time with like they once had. Thanksgiving has just past and we wanted to discuss how much life has brought us to be thankful for even when we lose someone close to us. Rest in Peace Karen O'Hara, you will be missed! Support the show

In todays episode Burner and the boys get a treat as soccer legend and head coach of the University of San Diego Men's Soccer team sits down to discuss everything from the roll club sports plays in today's youth landscape to the growing popularity of the professional game in the U.S. Quinn (Quinnie) is a Northern Irish-American soccer coach and player. He spent most of his professional career in in the U.S. where he played in the North American Soccer League and Major Indoor Soccer League with the San Diego Soccers. He has coached everything from the club and high school level to Major League Soccer. He covers it all! Support the show

To those close to Chase or anyone within earshot, it was no secret his wife, Keri, was his world. He is not shy to yell it from a rooftop. For part two of this difficult conversation, Burner and Phil talk with Chase about what life has been like for him and his kids in the year since Keri’s passing. Chase shares some challenges, like being the solo parenting decision-maker, reorganizing his financial life, and finding a way to learn to live without the love of his life. He shares the story of resilience, family, community, finding inner strength, and a loyal sidekick, Tito, who has allowed him to not just survive but thrive. Support the show

In 2021 Chase's wife Keri was diagnosed with with a life altering illness that would change the course of theirs and their kids lives. Today's episode Burner and Felipe talk to Chase about Keri's journey from that day through her treatments and beyond. This very honest and difficult story is one of love, community, friendships and most of all family. Support the show

This week the boys sit down with a legend in sports talk radio and longtime L.A. Galaxy broadcaster, Joe Tutino. Joe discusses the peaks and valleys of sports talk radio, the beginning with Jim Rome and the Mighty 690 and speaking with legends, such as Ted Williams, Reggie Jackson and San Diego's own Tony Gwynn. He is candid and open about his health and his weight loss journey and his love of soccer. A truly inspirational man who has lived a long and winding road of life. Support the show

Welcome to Life is Life. This episode we reintroduce Chase and Felipe and welcome Brian Blackburn into the fold! This is the beginning of an amazing year ahead where we talk about the trials and successes in business life, personal life, fatherhood, marriage, death and so much more, after all Life is Life!!!! Support the show

Can you believe we are in the middle of December??? Crazy! What a year 2022 has been for us. Personal tragedy, success stories, inflation, crypto, road trips and the flu making a huge comeback after taking a back seat to Covid-19 for a bit. In this final episode of 2022 we discuss all of those and look back to our favorite moments as well as answer some of the most common questions we were asked. Happy Holidays and Happy New Year all! Support the show

The Holiday's are a season of joy, religion, love, Santa, reindeer, movies, food, travel, family, traditions and of course presents. With all of these things comes spending and depending on your situation a lot of spending. In this episode the boys discuss the pitfalls and joys the holiday season can bring, especially our spending. Support the show

The American dream, being a homeowner! Owning a home is an accomplishment that almost all of us aspire too. But... Sometimes I miss the days of calling my landlord when things break and things do break! One of the most difficult breaks is when you see water dripping from an area of the house that it shouldn't. Where is it coming from? Oh, if it only were that easy! This week the crew discusses Chase's Thanksgiving weekend of playing cat and mouse with the dripping water that was coming from his kitchen ceiling and the steps he took to find said leak (with a professional) and deal with homeowners insurance. Support the show

This week we honor those who support our Boost For Our Heroes program. This program would not be possible without those that come out to the annual Boost For Our Heroes Golf Classic here in sunny San Diego! Boost for our Heroes is a financial assistance and education program that benefits military members, veterans and their families. This program provides a variety of workshops, outreach efforts, and one-on-one consultations to help men and women experiencing a financial hardship become financially stable. Because of these obstacles, the Boost for our Heroes program also provides a quarterly award of $3,000 to a military member or military family. Each quarter, an impartial panel selects one recipient based on financial hardship and subsequently works with the recipient to develop an integrated financial plan. The funds for this program come directly from this event. Support the show

Netflix changed the game of how we watch television. So much so that, many of us first tried out Netflix to see if we could avoid having to drive to Blockbuster. After all, gas prices where were closing in on $2/gallon and who could afford that extra driving? Now we spend longer scrolling to just find something to watch. But Netflix, known for giving people something to watch while they chill, is saying sharing is caring no more when it comes to passwords. In this episode we share how we think the password crackdown might change peoples finances. Are more people adding Netflix to their budgets or will the competition continue to take subscriptions from the company that took down Blockbuster and the video stores? Will you pay more to add a friend? We also answer what streaming service we would cancel last. So stop using info@sdflc.org and Password: Philloveskittens! to watch Netflix and register for your free 30 day trial instead. Just don't forget to add it to your budget or cancel in the next month. Support the show

There are many products in the market that are used to incentivize us, to make purchases whether we have the funds to do so or not. Credit cards are the big brother. The little plastic card that allows us to purchase a product and pay it off over time if so choose. Of course the card charges us interest if we don't pay it all off when the invoice comes in. I the old days there was lay away. You could have a product put on hold for you to purchase on another date when you had the funds saved up. Well there is a new trend starting to become a player in the industry. Buy Now, Pay later apps are almost universal now which allows you to make a purchase, and then pay it off over four easy installments interest free. Sounds great! But we are starting to see more and more of these debts go delinquent and the CFPB is taking notice. Today the crew discusses the good, the bad and the ugly regarding Buy Now, Pay Later and it may surprise you where they stand Support the show

Traveling in itself can be expensive. Of course airline tickets have been on the higher side these days and inflation isn't helping the cost of everything we do and stay while visiting somewhere away from home. But airports have gotten very good at creating experiences of their own as we wait to get to our ultimate destinations. In this episode we discuss the many ways we can fork out a lot of our hard earned cash at our worlds airports. Support the show

We are offered them for cars, plane tickets, and electronics. You might even have gotten a hundred calls to let you know that yours is about to expire even though you never purchased it. Warranties, protection plans and service plans are everywhere. But are they worth it? Felipe shares his story of trying to get a windshield replaced by a warranty and how those events unfolded. Three years and a cracked windshield later was it a good deal? Or did he forget a very important component to personal finances. Always read the fine print! Support the show

Regardless if you are one of Kim Kardashian's 250 million followers or not this week she may have found a way into your feed. On Oct. 3rd the SEC announced a $1.26 million penalty for an Instagram post where she was paid to share information on a crypto currency. The full team sits down and shares their thoughts on influencers like Kardashian or Floyd "Money" Mayweather promoting Cryptocurrencies. Is it morally any different than promoting other products? We also share what influencers are more likely to get us to spend our money while we are on social media. So queue up some hashtags, post on your social media that you're listening to Talk Wealth To Me and enjoy. Support the show

In today's world the trend is more and more venues becoming cashless. From buying beer and hot dogs to retail merchandise the ways of paying for your goods and services is ever expanding in our digital world. Today the crew discusses what they think of this new phenomena and whether or not it's a good thing for society. Support the show

In all the years we have been working with individuals to get a handle on their debt and finances medical debt has been a large part of it. Not just the huge bills that we hear about but even the simple co-pays or co-insurance that can throw a families budget out of whack. Dr. Virgie Bright Ellington, MD an internal medicine physician and medical billing expert. With more than 20 years experience in primary care, psychiatric settings, and as a health insurance executive, Virgie has made it her life goal to help patients navigate the conundrum that is the U.S healthcare system. Chase very recently navigated the healthcare system as his wife, Keri went through treatment for stage 4 colon cancer. This episode is a very personal one and one we all need to hear. Support the show

The passing of Queen Elizabeth II last week was worldwide news. Now, with King Charles III on the throne what does that mean for currency around the world that featured the portrait of the late Queen? In this episode the full team talks a little royalty before switching from the pound to one of our favorite topics, food. What is considered fine dining for you? Are there restaurants you enjoy that others might be quick to write off? Does a restaurant need to be local or authentic to have to be added to your budget? Grab a snack or drive to the place with the longest drive thru line and enjoy this episode. Support the show

There is no one size fits all solution to personal finances. So as you can imagine disagreements amongst professionals happen all the time. What happens when most professionals agree and the people disagreeing happen to be economists and mathematicians? Can we be right and wrong at the same time? In this episode we discus an article Chase came across in Inc. Magazine that covered three popular financial tips that don't add up according to mathematicians and economist. Yes, we are looking at you snowball method! We know that "numbers never lie," but do they sometimes fail to tell the whole story? Take a listen and let us know what you think? ?re we wrong? Should the math always add up? Support the show

Children's birthday parties, anyone with kids and even those without, have attended. Parents sit around and have a drink or grab a bite to eat as kids run around with their friends and enjoy being the center of attention. But how memorable are they? Do you remember your ninth or tenth birthday party? More importantly, how much do they cost? Are there better ways to spend your money and time on your kids? In this episode Felipe shares his idea for doing away with the parties and giving control to his kids. All while saving money, reducing stress and making it more about the birthday kid again. He borrows a page from Chase’s “experience over things” playbook and hopes he has found a more budget friendly and memorable alternative to kid birthday parties. Please reach out and let us know what you do for your kid’s birthday or share a memorable birthday experience with us. Support the show