Wealth Done Differently - Retirement

What do icebergs have in common with your financial life? In this episode, Danielle Howard discusses how your financial life during your fall season is similar to an iceberg. As you will soon learn, the portion of an iceberg that you can see floating in the water is only the tip of your financial life. … Continue reading Episode 42 — How to See Beyond the Tip of the Iceberg in Your Fall Season →

Creating a life by design, not by default, will help you to create your best decade. In this episode, Danielle Howard speaks with an organizational strategist and leadership coach Carolyn Buck Luce. Carolyn shares what it means to play the Decade Game®, which she created to help people push past the frustrations and stressors of … Continue reading Episode 41 — The Decade Game® — With Carolyn Buck Luce →

As we now sit late into the fourth quarter, are you ready for 2020? Are there things you can do to make the most of the year ahead? In this episode, Danielle Howard talks about the three top-of-mind items that may have financial implications for you in 2020, including spousal IRAs and required minimum distributions … Continue reading Episode 40 — Preparing Your Finances for a Great 2020 →

Writing letters or emails is a great way to nurture relationships with friends and loved ones. Why not take the same approach with your money? In this episode, Danielle Howard shares what she learned long ago about the importance of developing and nurturing her relationship with money. Staying in touch and being connected has helped … Continue reading Episode 39 — How to Nurture Your Relationship With Money →

Sometimes our emotions get in the way of making good financial decisions. In this episode, Danielle Howard talks about a time when she made an emotionally charged decision to buy an expensive product and quickly regretted it. This is a candid conversation about our human tendency to make imprudent decisions when under emotional duress and … Continue reading Episode 38 — Are You Making Emotionally Charged Financial Decisions? →

How are you protecting yourself and your aging loved ones from fraudulent behaviors? In today’s episode, Danielle Howard brings in a guest and friend Jason Gross, an examiner with the Colorado Division of Securities, to discuss how to keep yourself and the ones you love safe from financial fraud activities. And as you will soon … Continue reading Episode 37 — Protect Yourself and Your Loved Ones From Fraud — With Jason Gross →

Every once in a while, you probably read a book that you can’t put it down. It grabs your heart and transports you to a different place. For Danielle Howard, that book was “The Second Mountain: The Quest for a Moral Life” by David Brooks. In this episode, Danielle takes inspiration from Brooks’s writing as … Continue reading Episode 36 — Putting Commitment-Making at the Center of Your Life →

We all want to age well, no question about it. But in our changing society, in which we’re living longer and redefining our existence in retirement, what does it mean to age well? Today, Danielle Howard speaks with Tina Staley, a therapist, clinical researcher, and award-winning author. In a characteristically rich and passionate conversation, they … Continue reading Episode 35 — Steps to Aging Well — With Tina Staley →

Your fall season of life will be very different than your summer season. As you prepare for the oncoming transition, there are several financial considerations to keep in mind. Today, Danielle Howard uncovers four financial areas to look at when preparing for your fall season: longevity, lifestyle, liquidity, and legacy. Danielle explains why each area … Continue reading Episode 34 — 4 Areas of Preparation for Your Life Season Transition →

Through years of experience, Danielle Howard has learned that rewiring to something — not from something —makes a big difference in the transition into life’s fall season. To help you transition into your fall season, Danielle enlists in the help of retirement and management coach, Denis Wuestman, co-founder of Retirement Wisdom. Today, Denis highlights the … Continue reading Episode 33 — Mastering the Non-Financial Side of Your Fall Season — With Denis Wuestman →

What motivates you as you make financial decisions? To help you better understand the “why” behind your money motivations, Danielle Howard explores different money motivators and how they can impact your mindset and spending decisions. Take note of these motivators and ensure that you’re being driven by your values as you progress into your fall … Continue reading Episode 32 — How to Find Motivation in Your Fall Season →

We all want our kids to thrive. But when you financially support an adult child, are you helping or hindering them? Today, Danielle Howard shares tips on how to handle financial situations with your adult children. Focusing on the word “respect,” Danielle provides seven useful tips to help you decide whether you’re helping or hindering … Continue reading Episode 31 — Financial Umbilical Cord or Lifeline? →

With all of the positive changes that new legislation can bring to our lives, it’s important to also consider the less appealing changes that can come with it. After uncovering the new possibilities that the SECURE Act could offer us in part one of her mini-series, Danielle Howard is back with a critical eye to … Continue reading Episode 30 — What Could the Secure Act Bring to Your Financial Life? — Part 2 →

Did you know there is a new piece of legislation called the SECURE Act that could possibly go into effect on December 31 of this year? When it comes to our financial lives, Danielle Howard is all about keeping an open mind towards intentional opportunities to grow. To do so, it’s important to understand how … Continue reading Episode 29 — What Could the SECURE Act Bring to Your Financial Life? — Part 1 →

Many clients don’t know what to expect when meeting up with their financial professional and simply go along with what they’re told. However, Danielle Howard wants you to get the most out of your client-advisor relationship. Today, Danielle breaks down the rights clients have when working with an advisor, along with the qualities to look … Continue reading Episode 28 — Know Your Rights With Your Financial Advisor →

The gig economy is bringing good news to retirees who want to create income during their fall season. What will your good news be? Today, Danielle Howard discusses how retirees can make the most of the shifting retirement landscape by staying clear on what’s important, building on character assets, and using financial assets wisely. Danielle … Continue reading Episode 27 — What’s Your Retirement Good News? Optimizing Your Monetary Elements →

We take care of our physical health by stretching and building stamina, strength, and stability. But did you know that there are tremendous benefits to applying these actions to our dollars? Today, Danielle Howard builds off of the four S’s of physical health and looks at how we can exercise the same principles in our … Continue reading Episode 26 — The Four Elements of a Well-Rounded Financial Workout →

When the time comes to retire and rewire, your financial life isn’t the only thing that changes. In today’s episode, Danielle Howard explores the physical health changes that come with the fall season of life. With the help of Amanda Wagner, CEO of TAC FITness and Wellness Center in Basalt, Colorado, Danielle and Amanda share … Continue reading Episode 25 — Using the Four S’s of Physical Health to Strengthen Your Fall Season — With Guest Amanda Wagner →

What financial advice do you wish you could give your younger self? At Youthentity, children and teens are learning the important financial literacy lessons we all wish we had learned a little sooner. Today, Danielle Howard is joined by Youthentity Executive Director Kirsten McDaniel to explore the great impact Youthentity’s “I Am Financial Knowledge” program … Continue reading Episode 24 — Strengthening the Financial Seeds of Tomorrow Through Financial Literacy — With Guest Kirsten McDaniel...

How do your values flow through your everyday life? Today, Lynne Twist joins Danielle Howard for an eye-opening episode on the power of integrating your values and intentions into all areas of your life. A recognized global visionary who works to alleviate poverty, end world hunger, and support social justice and environmental sustainability, Lynne shares … Continue reading Episode 23 — Live by Your Values and the Beauty of Enoughness — With Guest Lynne Twist →