Premium
Introduction
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PREFACE
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1: The Real Estate Business
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REAL ESTATE PROFESSIONS
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REAL ESTATE BROKERAGE
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PROFESSIONAL ORGANIZATIONS
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REGULATION AND LICENSING
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2: Rights in Real Estate
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REAL ESTATE AS PROPERTY
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REAL VERSUS PERSONAL PROPERTY
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REGULATION OF REAL PROPERTY INTERESTS
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3: Interests and Estates
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INTERESTS AND ESTATES IN LAND
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FREEHOLD ESTATES
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LEASEHOLD ESTATES
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4: Ownership
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SOLE OWNERSHIP
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CO-OWNERSHIP
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ESTATES IN TRUST
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OWNERSHIP BY BUSINESS ENTITIES
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CONDOMINIUMS
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COOPERATIVES
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TIME-SHARES
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5: Encumbrances and Liens
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ENCUMBRANCES
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EASEMENTS
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ENCROACHMENTS
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LICENSES
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DEED RESTRICTIONS
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LIENS
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FORECLOSURE
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6: Transferring and Recording Title To Real Estate
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TITLE TO REAL ESTATE
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DEEDS OF CONVEYANCE
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WILLS
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INVOLUNTARY TITLE TRANSFER
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TITLE RECORDS
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7: Leasing Essentials
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THE LEASE CONTRACT
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TYPES OF LEASE
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DEFAULT AND TERMINATION
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UNIFORM RESIDENTIAL LANDLORD AND TENANT ACT (URLTA)
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8: Land Use Planning And Control
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REAL ESTATE PLANNING
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PUBLIC LAND USE CONTROL
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PRIVATE LAND USE CONTROL
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ENVIRONMENTAL CONTROLS
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9: Legal Descriptions
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METHODS OF LEGAL DESCRIPTION
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METES AND BOUNDS
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THE RECTANGULAR SURVEY SYSTEM
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RECORDED PLAT METHOD
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DESCRIBING ELEVATION
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10: Fundamentals of Contract Law
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CONTRACT VALIDITY AND ENFORCEABILITY
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CONTRACT CREATION
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CLASSIFICATIONS OF CONTRACTS
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CONTRACT TERMINATION
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11: National Agency
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THE AGENCY RELATIONSHIP
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FIDUCIARY DUTIES
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FORMS OF REAL ESTATE AGENCY
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AGENCY DISCLOSURE RULES
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12: Listing Agreements: An Overview
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REVIEW OF LEGAL FOUNDATIONS
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TYPES OF LISTING AGREEMENT
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FULFILLMENT AND TERMINATION
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LISTING AGREEMENT CLAUSES
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13: General Brokerage Practices
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FUNCTION AND ORGANIZATION
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THE BROKER-SALESPERSON RELATIONSHIP
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OPERATING A REAL ESTATE BROKERAGE
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BUSINESS BROKERAGE
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14: Overview of Conveyance Contracts
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CONTRACT FOR SALE
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SALE CONTRACT PROVISIONS
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OPTION-TO-BUY CONTRACT
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CONTRACT FOR DEED
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15: Real Estate Market Economics
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THE MARKET SYSTEM
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REAL ESTATE MARKET DYNAMICS
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16: Appraising and Estimating Market Value
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REAL ESTATE VALUE
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APPRAISING MARKET VALUE
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THE SALES COMPARISON APPROACH
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THE COST APPROACH
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THE INCOME CAPITALIZATION APPROACH
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REGULATION OF APPRAISAL PRACTICE
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17: Real Estate Finance
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ANATOMY OF MORTGAGE LENDING
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INITIATING A MORTGAGE LOAN
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QUALIFYING FOR A MORTGAGE LOAN
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CLOSING A LOAN
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LAWS AFFECTING MORTGAGE LENDING
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THE MORTGAGE MARKET
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TYPES OF REAL ESTATE LOANS
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18: Real Estate Investment
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INVESTMENT FUNDAMENTALS
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REAL ESTATE AS AN INVESTMENT
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REAL ESTATE INVESTMENT ENTITIES
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TAXATION OF REAL ESTATE INVESTMENTS
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INVESTMENT ANALYSIS OF A RESIDENCE
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INVESTMENT ANALYSIS OF AN INCOME PROPERTY
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19: Real Estate Taxation
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TAXING ENTITIES
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AD VALOREM TAXATION
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SPECIAL ASSESSMENTS
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TAX LIEN ENFORCEMENT
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20: Professional Practices
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FAIR HOUSING LAWS
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PROPERTY DISCLOSURES
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OTHER PROFESSIONAL PRACTICES
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21: Closings
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THE CLOSING EVENT
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REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA)
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FINANCIAL SETTLEMENT OF THE TRANSACTION
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COMPUTING PRORATIONS
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TAXES DUE AT CLOSING
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TILA/RESPA INTEGRATED DISCLOSURE RULE
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REPORTING REQUIREMENTS
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22: Risk Management
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RISK MANAGEMENT STRATEGIES
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RISK MANAGEMENT PROCEDURES
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PRIMARY AREAS OF RISK
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23: Property Management
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MANAGEMENT FUNCTIONS
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THE MANAGEMENT AGREEMENT
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LEASING CONSIDERATIONS
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THE MANAGEMENT BUSINESS
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25: NC License Regulation
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LICENSING ACTIVITIES
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NORTH CAROLINA REAL ESTATE COMMISSION
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LICENSE TYPES
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26: NC License Requirements
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GENERAL REQUIREMENTS
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EDUCATION REQUIREMENTS
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CONTINUING EDUCATION REQUIREMENTS
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27: NC License Status, Violations, & Discipline
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LICENSING STATUS: ACTIVE, INACTIVE
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VIOLATIONS, PROHIBITED ACTIONS
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HEARING PROCEDURE FOR COMPLAINTS
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REGULATION OF APPRAISALS
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NORTH CAROLINA REAL ESTATE EDUCATION AND RECOVERY FUND
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28: NC Agency Relationships
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AGENCY RELATIONSHIPS
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AGENCY AGREEMENTS
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29: NC Brokerage Practice Regulation
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BROKERAGE PRACTICE, ETHICS
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COMMISSIONS
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HANDLING DOCUMENTS
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TRUST ACCOUNTS
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NON-AGENCY DISCLOSURES
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DRAFTING INSTRUMENTS
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COMPARATIVE MARKET ANALYSES AND BROKER PRICE OPINIONS
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30: North Carolina Sales Contracts
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NC CONTRACTS AND ADDENDA
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OFFER TO PURCHASE AND CONTRACT (STANDARD FORM 2-T)
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31: NC Property Management
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PROPERTY MANAGEMENT
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LANDLORD-TENANT RELATIONS
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NORTH CAROLINA VACATION RENTAL ACT
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RENTAL NOTICES AND DOCUMENT HANDLING
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32: Property Insurance
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BASIC INSURANCE CONCEPTS
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STANDARD POLICY FEATURES
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FLOOD INSURANCE
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INSURANCE ISSUES
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33: Other NC Laws & Practices
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RIGHTS IN REAL ESTATE
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OWNERSHIP
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ENCUMBRANCES AND LIENS
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TRANSFERRING AND RECORDING TITLE
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LAND USE PLANNING AND CONTROL
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LEGAL DESCRIPTIONS
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REAL ESTATE CONTRACT LAW
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RECORDING
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CONSTRUCTION-RELATED ISSUES
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REAL ESTATE FINANCE
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REAL ESTATE TAXATION
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ETHICS
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CLOSINGS
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Glossary of General Real Estate Terms
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