Retire With Integrity Podcast with Brian Bowen-logo

Retire With Integrity Podcast with Brian Bowen

Markets and Investing

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Location:

United States

Description:

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Language:

English

Contact:

9193781410


Episodes

Easy 401K Management

7/22/2021
Is easy savings a good thing or a bad thing? Brian talks through what to consider about the ease of a 401(k) as well as what you need to be aware of when it comes to your overall retirement plan. Read more and get additional resources here: https://financialplanningva.com/podcast/easy-401k-management/ What we discuss on this episode: 0:12 - How can you manage your 401(k) easily? 3:58 - What else goes into a retirement plan? 5:22 - Is the current inflation temporary? 8:07 - Are you...

Duration:00:10:47

Why Having A Financial Plan Is Better Than Being Asset Rich

7/15/2021
Having a lot of assets might feel nice, but don’t assume that means you don’t need a financial plan. Brian talks through the importance of a balanced plan and budget in retirement. Read more and get additional resources here: https://financialplanningva.com/podcast/ What we discuss on this episode: 0:12 - What does it mean to be asset rich? 2:57 - What do you need in retirement? 5:12 - How does your plan meet your specific needs? 7:10 - What kind of advice does Brian have for someone 60...

Duration:00:12:27

Retirement Income, Inflation, and Bobby Bonilla

7/8/2021
Do you have a reliable retirement income stream? How do you deal with inflation? Brian talks through your options when it comes to income streams in retirement. Read more and get additional resources here: https://financialplanningva.com/podcast/retirement-income-inflation-and-bobby-bonilla/ What we discuss on this episode: 0:12 - Bobby Bonilla cashed another check, despite being retired for years. 2:09 - What income streams could you have in retirement? 3:53 - Could a rising...

Duration:00:09:54

Should You Move States for the Tax Benefits?

7/1/2021
When is it worth it to make a big move based on your finances or taxes? Do you need to have it all figured out before meeting with an advisor? Read more and get additional financial resources here: https://financialplanningva.com/podcast/should-you-move-states-for-the-tax-benefits/ What we discuss on this episode: 0:12 - To save money, some are moving to another state. 4:55 - Congress is considering a lost-and-found database for retirement accounts. 9:05 - Does Brian have to clean...

Duration:00:10:49

Does Your Net Worth Matter?

6/24/2021
Is net worth just a number or an indicator of something more? Brian talks through what’s important to focus on when considering your money. He also shares a client story of someone selling their business and the tax implications of that. Read more and get additional financial resources here: https://financialplanningva.com/podcast/does-your-net-worth-matter/ What we discuss on this episode: 0:13 - Does your net worth even matter? 3:26 - What percentage should you have as an emergency...

Duration:00:11:54

Retiring With Mediocre Returns

6/17/2021
What happens if we have mediocre returns in the future? Brian shares what you need to do to prepare your financial plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/market-booms-and-busts/ What we discuss on this episode: 0:12 - How long can a bull market last? 2:54 - How much money do you need in retirement income? 4:44 - Are we in uncharted territory when it comes to inflation?

Duration:00:09:21

The Uncle Sam Effect

6/10/2021
How do we handle the Uncle Sam effect? We talk today about what taxes can really look like today as well as under the new possible tax plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/the-uncle-sam-effect/ What we discuss on this episode: 0:12 - What exciting things are happening in Brian’s life? 3:08 - What’s the Uncle Sam Effect? 7:19 - What kind of tax planning do you need to consider?

Duration:00:10:23

What is a Safe Withdrawal Rate in Retirement?

6/3/2021
What does your retirement plan include when it comes to withdrawing from your accounts? Is there a magic number? Brian sheds some light on the strategy behind your withdrawal rate. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-is-a-safe-withdrawal-rate-in-retirement/ What we discuss on this episode: 0:12 - What kind of retirement withdrawals can you take? 3:27 - You shouldn’t have the same portfolio in all of your accounts. 6:39...

Duration:00:10:30

Nervous About The Market?

5/27/2021
Do you ever feel like you should proceed with caution? If you’re fearing a market crash or huge inflation in the future, what can you do now to prepare? On today’s episode of the podcast, we discuss what you should and should not do when it comes to your financial plan and these risks. Read more and get additional financial resources here: https://financialplanningva.com/podcast/nervous-about-the-market/ What we discuss on this episode: 0:13 - Should we be paying more attention to...

Duration:00:10:48

Retiring Early with a Pension

5/20/2021
Can you retire early? What do you need to know about retiring with a pension? Read more and get additional financial resources here: https://financialplanningva.com/podcast/retiring-early-with-a-pension/ What we discuss on this episode: 0:12 - Do you need a pension to retire early? 3:48 - What options do you have with a pension? 6:18 - What does Brian think about a minimum wage increase?

Duration:00:10:52

Is Congress Coming After Your Retirement Accounts?

5/13/2021
What do you need to know when it comes to the latest proposals in Congress? Are your retirement accounts actually at risk? Are your accounts appropriately invested? Read more and get additional financial resources here: https://financialplanningva.com/podcast/is-congress-coming-after-your-retirement-accounts/ What we discuss on this episode: 0:12 - Is Congress coming after our retirement accounts? 3:17 - What is an after-tax contribution? 6:42 - How do you stay even keel regardless...

Duration:00:11:10

What’s the Value of an Advisor?

5/6/2021
On today’s episode of the podcast, Brian talks through the different ways an advisor can help guide you through your plan. Are you getting the advice and strategy you deserve? What kind of fees should you expect? Read more and get additional financial resources here: https://financialplanningva.com/podcast/whats-the-value-of-an-advisor/ What we discuss on this episode: 0:12 - New publication requires RMDs with inherited IRAs. 4:56 - What can you get out of an advisor meeting? 6:10...

Duration:00:10:36

Should You Use Your Workplace Retirement Options?

4/29/2021
Is the 401(k) at work the best fit for you? What other accounts should you consider? Brian talks through these questions as well as the importance of holistic financial planning. Read more and get additional financial resources here: https://financialplanningva.com/podcast/should-you-use-your-workplace-retirement-options/ What we discuss on this episode: 0:12 - Should you invest in your company 401(k)? 4:36 - Do you know the rules and restrictions on your plan? 5:55 - What...

Duration:00:09:52

Aftermath of the GameStop Craze

4/22/2021
What dangers did the GameStop situation potentially cause? What should you really keep in mind when it comes to risky investments in the market? Read more and get additional financial resources here: https://financialplanningva.com/podcast/aftermath-of-the-gamestop-craze/ What we discuss on this episode: 0:13 - What is some of the aftermath of GameStop? 3:44 - The investing lessons come with time. 5:02 - Do you need to take that risk? 5:30 - What’s your risk assessment?

Duration:00:07:21

Leaving A Tax Efficient Inheritance

4/15/2021
Are you being tax efficient when it comes to what you leave behind? What ways can an advisor help you find the right solution to meet your needs? Read more and get additional financial resources here: https://financialplanningva.com/podcast/leaving-a-tax-efficient-inheritance/ What we discuss on this episode: 0:12 - How does an inherited IRA work? 2:21 - The 10-year rule is for Roth IRAs, too. 3:32 - What can we do about increased taxes in the future? 6:59 - What is a charitable...

Duration:00:10:19

What Small Business Owners Need to Know About Taxes

4/8/2021
What current tax proposals may hurt small businesses? What tax strategies do you need to consider? Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-small-business-owners-need-to-know-about-taxes/ What we discuss on this episode: 0:12 - What happens if capital gains are taxed at the same rate as income? 4:39 - What’s a possible tax strategy? 7:03 - What happens when you do a stress-test? 8:32 - Is now a good time to get out...

Duration:00:10:26

Inflation & Interest Rates

4/1/2021
Are you worried about inflation? Let’s talk about what happens with inflation, what can cause it, and who most needs to prepare for it. Read more and get additional financial resources here: https://financialplanningva.com/podcast/are-we-facing-possible-inflation/ What we discuss on this episode: 0:14 - Google searches for the word “inflation” has spiked recently. 3:12 - A dollar doesn’t go as far as it used to. 4:40 - National debt is climbing.

Duration:00:09:05

Social Security and Tax Strategy

3/25/2021
Is Social Security actually a type of annuity? On today’s episode of the podcast, Brian talks about what part Social Security can play in your financial plan as well as the importance of a good tax strategy to go with it. Read more and get additional financial resources here: https://financialplanningva.com/podcast/social-security-and-tax-strategy/ What we discuss on this episode: 0:13 - We all agree on the importance of Social Security. 4:16 - What should you know about a pension...

Duration:00:11:57

Is the Future Bleak for Retirees?

3/18/2021
How do you prepare for the future, even with low interest rates? How much do you really need in retirement? Read more and get additional resources here: https://financialplanningva.com/financial-plan/is-the-future-bleak-for-retirees/ What we discuss on this episode: 0:12 - What was in Warren Buffet’s shareholder letter? 1:48 - Who are Brian’s wealthiest clients? 4:51 - Where will your retirement income come from? 7:38 - What’s your tax strategy?

Duration:00:09:26

Financial Lessons from 2020

3/11/2021
This time a year ago, the pandemic was just starting to hit in full force and the market was beginning to crash. What can we learn from that time? What are the big takeaways? And what should we be doing differently right now? Read more and get additional financial resources here: https://financialplanningva.com/podcast/financial-lessons-from-2020/ What we discuss on this episode: 0:12 - What are the lessons of 2020? 5:23 - What are some unusual write-offs for taxes? 7:55 - What...

Duration:00:09:57