Retire With Integrity Podcast with Brian Bowen-logo

Retire With Integrity Podcast with Brian Bowen

Markets and Investing

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Location:

United States

Description:

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Language:

English

Contact:

9193781410


Episodes
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The Fed, Social Security and You

5/9/2024
In this episode, Brian Bowen and Brett Sharp discuss the possibility of interest rate hikes by the Federal Reserve and the impact on the economy. They emphasize the importance of individuals taking control of their own financial lives and increasing their financial IQ. They also discuss the significance of understanding clients' fears, conflicts, and dying wishes when working as a financial advisor. Additionally, they touch on the topic of Social Security benefits for married couples and the potential tax benefits of not being married. 00:00 Introduction and Speculation on Interest Rate Hikes 03:13 Taking Control of Your Financial Life 06:06 Understanding Clients' Fears and Conflicts 09:28 Social Security Benefits for Married Couples

Duration:00:21:44

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Scavenger Hunt For Inheritance, Costco Gold and French Fries...Oh My

4/18/2024
In this episode, Brian and Brett discuss various topics including an unusual way to dole out a man's inhertiance...with a posthumous scavenger hunt! The guys also discuss gift taxes, the importance of comprehensive financial planning, the rise in gold sales, and the need for a retirement plan. They emphasize the importance of collaborating with different advisors and taking the time to plan for retirement. And also discuss french fries being considered a "luxury". 0:00: French fries are a luxury? 4:03: Understanding Gift Taxes and Their Implications 8:49: The Importance of Comprehensive Financial Planning 13:09: The Need for a Retirement Plan: Even if Early Retirement Isn't the Goal

Duration:00:20:58

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Interest Rates, Healthcare and Crying Spas In New York City

4/11/2024
In this new episdoe Brian and Brett talk about various topics including the Federal Reserve's interest rate cuts, commercial real estate loans, selling rental properties, and long-term healthcare insurance. The hosts discuss the potential impact of interest rate cuts on the real estate market and the challenges faced by commercial real estate investors with balloon payments. They also provide insights on selling rental properties and the tax implications involved. Additionally, they debate the need for long-term healthcare insurance and the importance of analyzing the costs and benefits.

Duration:00:24:42

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Creative Tax Strategies & The Importance Of An Exit Plan

4/4/2024
Brian and Brett talk about creative ways to reduce tax burdens, such as giving property deeds to farmhands or getting married on paper. Brian also talks about and helps you to understand more aabout opportunity zones and 1031 exchanges. He also emphasizes the importance of knowing the tax rules and planning for the five D's: death, disability, divorce, disagreement, and distress. The guys also discuss advice for business owners and real estate investors on how to minimize taxes, pass on wealth to the next generation, and create exit plans 00:00 Creative Ways to Reduce Taxes 02:47 Exploring Tax Strategies 05:44 The Limits of Tax Planning 13:02 Planning for the Five D's 21:30 Creating Exit Plans 23:13 Seeking Advice and Considering Estate Planning

Duration:00:24:17

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What It Takes to Own Several Business

3/15/2024
In this episode, Brian Bowen interviews Damon Gatier, a successful real estate agent and business owner. Damon shares his journey from various occupations to finally pursuing his dream of becoming a real estate agent. He emphasizes the importance of coaching and mentoring in his success and highlights the value of continuous learning and personal growth. Damon also discusses his strategy of diversifying his business ventures and acquiring other businesses. He shares insights into the challenges and rewards of transitioning businesses and the importance of having a clear vision and desire for success. 02:49 How Damon got to into Real Estate 06:05 The Importance of Coaching and Mentoring 09:04 Diversifying Business Ventures 10:54 Acquiring and Transitioning Businesses 14:13 Family and Future Succession 15:48 Owning Multiple Businesses 21:08 Closing Remarks

Duration:00:21:50

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QCD's, Interest Rates & Baby Boomers

2/29/2024
In this episode, Brian Bowen and Brett Sharp discuss Qualified Charitable Distributions (QCDs) and their benefits for individuals over retirement age. The guys also explore the impact of mortgage interest rates on real estate and the considerations for downsizing or relocating. They highlight the retirement crisis faced by late Baby Boomers and the importance of thorough financial planning. Overall, the episode emphasizes the need for proactive tax planning and comprehensive financial strategies. 06:03 The Importance of Tax Planning 08:23 Benefits of Charitable Gift Annuities 10:10 Setting Up Nonprofits and Charitable Trusts 12:32 Considerations for Downsizing or Relocating 16:22 Retirement Crisis for Late Baby Boomers 18:13 Impact of the Great Recession 20:07 The Importance of Financial Planning 21:33S tock Market Performance in Election Years 23:46 Importance of Estate Planning and Power of Attorney

Duration:00:27:12

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What's Your Financial IQ?

2/22/2024
In this episode, Brian Bowen and Brett Sharp talki about Jeff Bezos' tax savings after moving to Miami. They then discuss the tax benefits of moving to Florida and other states with no income tax. The conversation shifts to the recent market drop and indicators of a possible recession. They also emphasize the importance of knowing one's retirement savings and share a story about the challenges of managing finances after a spouse's death. There's much more so please listen to har what else the guys are talking about.nt. 01:50 Tax Benefits of Moving to Florida 02:44 Market Drop and Recession Indicators 05:03 Importance of Knowing Retirement Savings 06:23 Challenges of Managing Finances After Spouse's Death 13:13 Increasing Financial IQ for Retirement 19:43 Building a Comprehensive Retirement Blueprint 20:10 Finding Purpose and Activities in Retirement

Duration:00:27:15

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Timing The Market, Inflation And The Importance Of Exit Planning

2/8/2024
In this episode, Brian Bowen and Brett Sharp discuss the futility of trying to time the market and the importance of investing in a recession-resistant portfolio. They highlight the concept of the all-weather portfolio, which aims to provide steady returns with lower risk. The conversation then shifts to the Federal Reserve's role in evaluating inflation and the potential for rate cuts. Brian emphasizes the need for individuals to take control of their financial future and not rely solely on market timing. Also, if you're a business owner don't miss Brian's take on the importance of exit planning. 00:30 Is it Possible to Time the Market? 03:24 Investing in a Recession-Resistant Portfolio 06:12 The All-Weather Portfolio 09:35 The Ineffectiveness of Timing the Market 10:30 The Federal Reserve and Inflation 13:41 Taking Control of Your Financial Future 15:38 Understanding Personal and Enterprise Goodwill 19:47 The Importance of Enterprise Goodwill 23:31 Building and Growing Your Business 24:46 Preparing for an Exit

Duration:00:27:15

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Top 10 Tax Tips For 2024

1/26/2024
In this episode, Brian Bowen and Brett Sharp discuss the top 10 tax strategies that all wealthy people must know. They cover a range of topics including cost segregation, captive insurance, defined benefit plans, tax loss harvesting, 1031 exchanges, opportunity zones, estate taxes, 706 portability, intermediate installment sales, and qualified small business stock. These strategies can help individuals and business owners reduce their tax liabilities and maximize their wealth. As we heaed into tax season these are things you need to know. 00:55Tax Tip #1: Cost Segregation 03:01Tax Tip #2: Captive Insurance 05:46Tax Tip #3: Defined Benefit Plan 06:44Tax Tip #4: Tax Loss Harvesting 08:04Tax Tip #5: 1031 Exchange 10:28Tax Tip #6: Opportunity Zones 15:08Tax Tip #7: Estate Taxes 19:49Tax Tip #8: 706 Portability 22:08Tax Tip #9: Intermediate Installment Sale 24:30Tax Tip #10: Qualified Small Business Stock

Duration:00:27:15

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Are Small Hotels & Storage Units A Good Investment?

1/18/2024
In today's episode, Bian Bowen gives Brett Sharpe a lesson in investing in real estate, specifically turning an old hotel into an apartment building and selling self storage units. They cover topics such as financing options, starting small in real estate, finding deals, asset protection and estate planning. As well as the value of consulting and education, and tax implications when selling self storage units. The conversation emphasizes the importance of financial coaching and seeking professional advice when making significant financial decisions.

Duration:00:23:42

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Creative Tax Strategies & The Importance Of Planning Your Exit From Business

1/11/2024
Brian Bowen discusses various tax reduction strategies and planning techniques. He explores creative ways individuals have tried to reduce their tax burden, such as unconventional marriages and moving to different states. Brian emphasizes the need for comprehensive exit planning and the consideration of the five Ds (death, disability, divorce, disagreement, and distress) when creating an exit strategy. He also highlight the significance of involving trusted advisors in the planning process. 00:29 Creative Tax Reduction Strategies 05:17 Legal and Ethical Tax Reduction 10:32 The Importance of Planning for the Five Ds 13:09 Depreciation Recapture and Selling a Business 21:36 Exit Planning for Real Estate Owners

Duration:00:24:23

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Estate Planning Without Kids, Commercial Real Estate & Tax Strategies

1/4/2024
In this episode, Brian Bowen discusses the impact of interest rates on the real estate market, the potential changes in home values, the government deficit, and political corruption. They also delve into estate planning and tax strategies, as well as retirement planning for individuals without children. Interest Rates and Real Estate (00:29) Home Values and Market Changes (02:22) Estate Planning and Tax Strategies (09:16) Retirement Planning without Children (11:06)

Duration:00:22:28

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1031 Exchanges & The Government Gives Tax Tips?

12/14/2023
In this episode, Brian Bowen and Brett Sharp discuss the 1031 exchange and its benefits for real estate investors. They explain the process of a 1031 exchange and the importance of finding a qualified intermediary. Additionally, they explore various tax strategies for selling a business, suggested by the governemnt! That's kinda crazy, right? Some tips like negotiating the sale of a sole proprietorship and selling a partnership interest. They highlight the advantages of opportunity zones and the benefits of employee stock ownership plans (ESOP) for business owners and employees. (:29)(3:23)(7:46)(12:23)(16:26)

Duration:00:23:55

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Year End Tax Strategies & Tips

12/7/2023
In this episode Brian dives into the things you should be considering at this time of year when it comes to taxes. Whether you're a business owner or an individual, check out what Brian has to say about dealing with taxes and your retirement money. He talks about folks he has helped and ways that you can pay what you have to but hopefully nothing more. (1:03)(3:46)(10:10)(18:45)

Duration:00:23:21

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NFL Money Advice, Year End Tax Tips & The Rule of 72

11/20/2023
In this episode, brian runs down a whole bunch of things including an NFL player who put his paycheck online and offered financial advice to go with it. Also, Brian & Brett talk about the Rule of 72 and how hat works as well as year end tax tips we can all learn something from. Plus, the importance of an HSA and how that could work in your favor for retirement.

Duration:00:21:55

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The Answer To Your Social Security Question,

11/6/2023
In this episode Brian reacts to the news of a possible upcoming recession as well as chagnes to your Required Monthly Distribution. Also, are interest rates affecting treasury bonds and how does Brian really feel about the high rates of today. Plus a lot more talk of the things that affect your retiremnt money. Here are the topics Brian talks about on today’s show: · Recession news (0:24) · Treasury Bonds & interst rates (04:55) · Social Security age question (07:02 ) · RMD requirements changing (10:05 ) · "Death Tax" talk (15:54 )

Duration:00:20:54

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Bamkruptcy, Gold And Artificial Intelligence...Oh My!

10/23/2023
More American small businesses than ever are filing for bankruptcy and in this episode Brian Bowen talks about why he believes that's happening. Also, Brian and Brett discuss buying gold from Costco and what affect the continuing growth of artificial intelligence may have on the financial world and ultimately your retirement. Here are the topics Brian talks about on today’s show: · Small business bankruptcies (0:30) · Buying gold from Costco? (11:24) · Artificial Intelligence & it's affect on your retirement (16:48 )

Duration:00:20:58

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Your Car Does What? Selling Your Business & Taxes and American Home Equity

9/23/2023
This episode, Brian Bowen the best ways to deal with getting out of your business when you no longer want to be working. Also, don't get surprised by taxes in retirement! Brian talks about what he and his team do to help you avoid that kind of situation. Homeowners in America have a huge amount of equity in real estate right now, find out how much and what you should be doing with yours. And finally, does your car know more about you than it should? Brian and Brett dive into that as well. Here are the topics Brian talks about on today’s show: · Is your car spying on you: (0:00) · Integrity Inbox - Selling Your Business & Taxes (3:00) · Dealing with unexpected taxes in retirement (12:15 ) · The amount of home equity in America is how much? (22:03)

Duration:00:30:08

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Pineapple Pickle Pizza, Oil Prices & Real Estate

9/15/2023
In this week's episode, Brian Bowen talks about retirement age and how you should aproach yours. Also, global oil production and the effect it will have on our continuing battle with inflation. Remember the regional banking crisis earlier this year? Well, more fallout from that could affect your account. And if you're looking at buying or selling a home, there's kind of a stalemate between both sides. Who holds the cards right now in real estate? brian talks about that as well. Plus, Brian and Brett discuss DiGiorno's newes pizza idea. Here are the topics Brian talks about on today’s show: · Comparing world wide retirement ages (1:06) · IOil prices and U.S> inflation (8:32) · Bank crisis fallout (11:13 ) · Who holds the upper hand in real estate? (17:28)

Duration:00:21:23

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Atari Is Back! Required Long Term Healthcare and Are You A Money Role Model?

9/1/2023
Brian Bowen tackles a lot of stuff in this week's episode. Things that affect your retirment and ways for you to deal with them. He answers the question how hard is to plan for retirment, really? Also, did you know that you are a money role model for your kids and grandkids? And what Gen Z thinks about the future of scial security, is better than what others think about it? And Brian talks with Brett about the return of classic Atari games as they stroll down memory lane. Here are the topics Brian talks about on today’s show: · Required Long Term Healthcare (1:53) · Is Retirment Planning That Hard?(5:40) · Are You A Good Money Role Model? (12:33 ) · Gen Z's Social Security Outlook (16:15)

Duration:00:20:29