Retire With Integrity Podcast with Brian Bowen-logo

Retire With Integrity Podcast with Brian Bowen

Markets and Investing

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Location:

United States

Description:

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Language:

English

Contact:

9193781410


Episodes

Missed Opportunities in Your Financial Plan

1/14/2021
Do you know what your options are and ways to be most strategic with your money? How do taxes play a part? Brian gives some client examples of significant opportunities clients have pursued recently. Read more and get additional financial resources here: https://financialplanningva.com/what-are-the-missed-opportunities-in-your-financial-plan/ What we discuss on this episode: 0:15 - Do you assume you’ll owe taxes on withdrawals from 401(k)? 2:03 - Do you think tax rates are going...

Duration:00:08:28

Work From Home Tax Proposal

1/7/2021
We all know taxes are inevitable, but what we don’t know is how much taxes will be in the future. Is your retirement plan set accordingly? We’ll discuss an interesting tax proposal that came up recently. Read more and get additional financial resources here: https://financialplanningva.com/work-from-home-tax-proposal/ What we discuss on this show: 0:16 - Some people will continue working from home, even after the pandemic. 1:27 - What do you do to prepare for possible new tax? 3:13...

Duration:00:06:25

Optimism for the Future

12/30/2020
So many people have lost income in 2020 due to the pandemic. Depending on what industry you’re in, this might have been a really bad year or a better financial year than usual. Investing consultant Tim Steffan tells Morningstar to look at this as a potential opportunity. What opportunities do you have right now that you might not otherwise? What tax strategies are there to look at? Read more and get additional financial resources here:...

Duration:00:10:40

How Far Will $1 Million Get You In Retirement?

12/23/2020
The idea of being a millionaire carries a bit of appeal. But in reality, how long does a million dollars last in retirement? We'll discuss today. Read more and get additional financial resources: https://financialplanningva.com/how-far-will-1-million-get-you-in-retirement/ What we discuss on this show: 0:16 - How long would $1 million last in retirement? 3:05 - Certain states are more popular among retirees. Why? 4:49 - Some retirees regret taking Social Security when they...

Duration:00:07:34

End Of Year Tax Conversations

12/17/2020
Since we won’t know if the Republicans or Democrats will control the house until January, does that change how we strategize around taxes at the end of this year? President-elect Biden has already said he will raise taxes, so plan accordingly. What do you need to keep in mind now? Do you have a tax strategy? Read more and get additional financial resources here: https://financialplanningva.com/end-of-year-tax-conversations/ What we discuss on this show: 0:16 - What should we do about...

Duration:00:09:25

What Kind of Fees Are You Actually Paying?

12/10/2020
Do you get sticker shock when it comes to advisor fees? What fees are you otherwise paying with mutual funds? Let’s talk about the common fees you’ll find associated with retirement accounts. Read more and get additional financial resources here: https://financialplanningva.com/what-kind-of-fees-are-you-actually-paying/ What we discuss on this show: 0:15 - What do new clients know about 401(k) fees? 3:47 - What fees are you really paying? 5:29 - There’s no such thing as no...

Duration:00:09:20

Multi-Generational Legacy Planning

12/3/2020
Do you have a legacy plan? Does your financial plan include an estate plan? How can you protect and provide for future generations? Read more and get additional financial resources here: https://financialplanningva.com/multi-generational-legacy-planning/ What we discuss on this show: 0:16 - Are you worried about your future heirs being able to manage their inherited wealth? 1:50 - What are some of the rules and restrictions you can put on it? 3:58 - Will the family business be...

Duration:00:08:55

Biden's Tax Plan & End of Year Planning

11/24/2020
As we near the end of the year, what do you need to make sure to take care of? From Roth conversions to estate planning, Brian talks about the ways these things can work to your benefit. Read more and get additional financial resources here: https://financialplanningva.com/bidens-tax-plan-end-of-year-planning/ What we discuss on this show: 0:16 - What should you be doing before the end of the year? 1:20 - What does Brian think of the Roth conversion? 3:15 - Taxes are likely going...

Duration:00:08:46

What Happens If the RMD Age is Raised Again?

11/19/2020
Have you started thinking about RMDs? At what age will you need to start paying attention to this and why does it matter? We'll discuss on this episode. Read more and get additional financial resources here: https://financialplanningva.com/what-happens-if-the-rmd-age-is-raised/ What we discuss on this show: 0:16 - Congress recently increased the RMD age. Is that good or bad? 2:37 - What’s the difference between tax avoidance and tax evasion? 4:14 - Why are there RMDs? 6:38 - How...

Duration:00:07:48

Money Isn’t Everything

11/12/2020
Are you motivated by money? Or are you more motivated by personal fulfillment? What do you want both of those things to look like in retirement? That's what we'll discuss on this episode. Read more and get additional financial resources here: https://financialplanningva.com/money-isnt-everything/ What we discuss on this show: 0:15 - What does Brian love about his job? 2:16 - What are you going to do in retirement? 3:55 - Do you know what you’re paying in fees? 6:02 - Your money...

Duration:00:09:38

Saving Up Little Wins

11/5/2020
When it comes to saving for retirement, it’s usually not about inheriting one big lump sum. Instead, are you working hard and storing up little wins? Read more and get additional financial resources here: https://financialplanningva.com/saving-up-little-wins/ What we discuss on this show: 0:16 - If coronavirus spikes, could we see another market crash? 3:10 - While cases are up, hospitalizations are not as frequent. 5:17 - In retirement, you don’t get do-overs. 7:56 - What do you...

Duration:00:11:23

How To Leverage Your Health Savings Account

10/29/2020
Are you saving in an HSA right now? Do you know how and why it may be a helpful part of your investment plan? Find out more on today’s podcast! Read more and get additional financial planning resources here: https://financialplanningva.com/how-to-leverage-your-health-savings-account/ What we discuss on this show: 0:16 - FOX News is reporting a rush of people getting an estate plan. 2:03 - Estate planning isn’t just about getting a will. 4:38 - How does estate planning impact people...

Duration:00:12:33

Is An Annuity Right For You?

10/22/2020
Do you have an annuity? Should you? How can you tell if it’s a good or bad idea? Let’s talk about this income-generating investment. Read more and get additional financial resources here: https://financialplanningva.com/is-an-annuity-right-for-you/ What we discuss on this show: 0:16 - Economists say one of the most underutilized tools are annuities. 1:21 - What makes you a good candidate for an annuity? 4:23 - Aren’t annuities bad? 5:33 - Brian’s team always does an inspection on...

Duration:00:08:02

Fighting Off Inflation

10/15/2020
As we get closer and closer to the election, how should you prepare from a financial standpoint? Are there ways to protect your portfolio from added volatility? On today’s podcast, Brian discusses the different ways Biden’s tax plan could impact people, some in ways that aren’t being talked about often. Would his tax plan affect you? How will the economy react? Read more and get additional financial resources here: https://financialplanningva.com/fighting-off-inflation/ What we...

Duration:00:07:09

Getting Your Portfolio Ready For The Election

10/8/2020
Are you nervous about the possible outcome of the election? What should you be doing now to protect your portfolio? Let’s talk about what you can do to get your financial plan in order. Read more and get additional financial resources here: https://financialplanningva.com/getting-your-portfolio-ready-for-the-election/ What we discuss on this show: 0:16 - What might protect our portfolio, no matter who wins the election? 2:14 - What could happen to the step-up in basis? 3:54 - What...

Duration:00:09:24

Filtering Through Conflicting Financial Advice

10/1/2020
Whether you are sorting through conflicting information or suddenly inheriting more money than you expected, what do you do? How do you know what advice to follow? Read more and get additional financial resources here: https://financialplanningva.com/filtering-through-conflicting-financial-advice/ What we discuss on this show: 0:17 - No matter what the topic, you’ll run into conflicting information. What do you do? 1:38 - COVID is causing a lot of early retirement. 3:18 - What...

Duration:00:07:11

Building a Tax Efficient Plan

9/24/2020
What does it mean to think and plan strategically with your taxes? How does that change what you do when saving for retirement? Read more and get additional financial resources here: https://financialplanningva.com/building-a-tax-efficient-plan/ What we discuss on the show: 0:16 - Are you taking advantage of tax strategies? 2:41 - Capital gains taxes are currently low, dependent upon which candidate is elected. 4:04 - Will taxes probably go up? 5:09 - How can you take advantage of...

Duration:00:09:00

How Could The 2020 Presidential Election Impact Your Future?

9/17/2020
In an election year, there are a lot of discussions about the future and the different ideas the presidential candidates propose. How will it impact your financial future? Read more and get additional financial resources: https://financialplanningva.com/how-could-the-2020-presidential-election-impact-your-future/ What we discuss on the show: 0:16 - Is it doomsday if your preferred candidate doesn’t win the election? 2:37 - What if you’re planning a big sell this year? 3:28 - How...

Duration:00:10:19

Turning Your 401(k) Upside Down

9/10/2020
For many of us, a 401(k) is a great way to set money aside for retirement. When it comes right out of your paycheck and perhaps your employer is matching it, it grows over time. But what happens if that changes moving forward? What other options do you have available? We'll talk about all of that on this episode. Read more and get additional financial resources here: https://financialplanningva.com/turning-your-401k-upside-down/ What we discuss on the show: 0:16 - What happens if the...

Duration:00:10:20

California’s New Wealth Tax Proposal

9/3/2020
What does Brian think about California’s new tax proposals? What kind of tax strategies should you be considering? We go through it for you on this episode. Read more and get additional financial resources here: https://financialplanningva.com/californias-new-tax-increase-proposal/ What we discuss on this episode: 0:17 - Who is the “lunatic farmer”? 3:49 - What is the wealth tax being proposed? 5:08 - California lawmakers are proposing an increase in income tax rates. 6:01 - What...

Duration:00:09:41