Medicare for All

We are in the middle of a resurgence of organized labor in the US. From Amazon workers to auto workers and grad students to baristas at Starbucks, everyone is getting in on the action! One of the big reasons workers are so hot to get that union card is because of… you guessed it, healthcare! Today we’re going to be talking union healthcare plans – how they work and how workers have managed to use collective bargaining to resist the national erosion of healthcare access. Most importantly, we’re going to take a deep dive into why, even with better healthcare, unions have been leaders in the fight for Medicare for All, and how they might save the rest of us from corporate healthcare hell. Our guest Jim McGee has spent his entire career working in union health benefits, starting with the Plumbers and Pipefitters local he belonged to in Harrisburg Pennsylvania. For the past 20 years, he has been the administrator of the health benefits plan for Amalgamated Transit Union Local 689. He’s on the steering committee for the labor campaign for single payer healthcare, and he’s joining us today from Bethesda, MD. https://www.youtube.com/watch?v=cNFBkHBrpUY Show Notes Jim educates us on the two types of union health plans: Unionized workers with a single employer (think nurses or teachers) earn employer-sponsored health benefits much like unorganized workplaces, but the cost and benefit sets of those plans can be negotiated if the workforce is unionized. Taft-Hartley plans are multiemployer plans that are jointly managed by multiple companies and the union within the same industry. The workers pay while they're working to have health insurance when they're not. Taft Hartleys exist in industries where there's a lot of turnover, like the building trades. A worker may have many different employers and many periods of unemployment over their careers. Typically both those options sound a lot better than what your average non-union worker is getting from their employer, though they are still subject to same rising costs and economic pressures as every other health insurance plan. Given that union members are more likely to have health coverage than non-union workers, it’s interesting that unions have been at the forefront of the movement for Medicare for all. Many unions come from a rich progressive tradition that looks past the short term to the long term value of guaranteed healthcare for all workers. Jim also shares that the unions that are more exposed to competitive pressure in their environment are more likely to be supportive of Medicare for All. This is especially evident in less urban areas where locals are facing more non-union competition. Jim notes that throughout his career, healthcare has been #1 cause of strikes. Taking it off the table would not only benefit the workers, it would benefit their entire community. Small businesses and non-union employers that offer poorer or no healthcare benefits to their employees often stay afloat on the backs of the unionized employers in their community that do offer good health benefits; this is an inquitable and unsustainable system. Speaking of strikes, graduate student workers at Boston University are on strike right now over healthcare benefits among other things. Not only would Medicare for All take health insurance off the negotiating table (making more room for workers to bargain for pay, safety and other benefits), it would take away a the ability of employers to weaponize health insurance to break strikes; solidarity can crumble quickly when the employer stops paying those premiums at the first of the month. Follow and Support the Pod! Don’t forget to like this episode and subscribe to The Medicare for All Podcast on Apple Podcasts, Google Podcasts, or your favorite podcast platform! This show is a project of the Healthcare NOW Education Fund! If you want to support our work, you can donate at our website, healthcare-now.org.

The U.S. is wrestling with a massive mental health crisis - impacting young people in particular. Half of young adults and one-third of all adults report that they always feel anxious or have often felt anxiety in the past year. One-third of respondents could not get the mental health services they needed. Why? 80% say they couldn’t afford the cost and more than 60% said that shame and stigma kept them away. The shortage of mental health providers also means that care can be very hard to find, even when we try hard to find it. Usually on the Medicare for All Podcast, we focus on the stories we think you need to know about. Today we decided to scrap the show and come up with a plan to get an hour of free therapy!* (*Not really. None of this information is intended as medical advice.) Our guests today are Dr. Pamela Fullerton and Lindsay Baish. Lindsay is a therapist and an Licensed Professional Counselor (LPC) in Illinois and a certified trauma professional – and former volunteer for the podcast. Dr. Pamela Fullerton, Ph.D., is the founder and clinical director of Advocacy & Education Consulting, a counseling and consulting organization dedicated to ensuring social justice and advocacy through equitable access to mental health and well-being services. She is a Latina bilingual Certified Clinical Trauma Professional (CCTP), a Certified Dialectical Behavior Therapy professional (C-DBT), a Certified Clinical Anxiety Treatment Professional (CCATP), a Certified Grief Informed Professional (CGP), and a clinical supervisor and consultant specializing in working with BIPOC communities, undocumented communities, immigration and acculturation, trauma, anxiety, life transitions, and career counseling. In addition to being a professional writer and speaker, Dr. Fullerton is an adjunct instructor in the Counselor Education department at Northeastern Illinois University. She is also a volunteer contributing writer for three publications and runs a nonprofit to support Latinx youth in the Chicagoland area. Dr. Fullerton consults for two behavioral health advisory boards, Sinai Urban Health Institute (SUHI) and Illinois Unidos/Latino Policy Forum, providing advice and input to assist in promoting health equity and justice initiatives for underserved communities in Illinois. https://www.youtube.com/watch?v=GGql7_NXhts Show Notes Pam tells us that counselling is a subset of psychiatry and psychology that started as a movement for career development for veterans returning from war. The profession started helping people through life transitions puts people and their lives and livelihoods at the center. Lindsay notes that a lot of the language of mental healthcare is used interchangeably, but there are distinctions: psychologists have PhDs and can provide therapists; psychiatrists have MDs and can prescribe medications. Counselors and therapists can diagnose but not prescribe. Congress passed the Mental Health Parity and Addiction Equity Act in 2008 to prevent insurers from providing worse coverage for mental health than they do for medical or surgical treatment. However, mental health providers are not usually treated the same as medical doctors when it comes to insurance coverage and payments. Historically, counselors are the newest mental health clinicians on the scene and are more limited by insurers than more established clinicians like social workers or psychologists. Insurers often only reimburse for certain therapeutic models of care (Cognitive Behavioral Therapy, for example) leaving other kinds of counseling uncovered in the midst of a crisis in mental healthcare. Pam tells us that a big part of her job is the extra work to navigate her patients' insurance plans, Medicare and Medicaid in order to get coverage for their care. Most Americans can't afford to pay out of pocket for mental healthcare. Counselors just got approved for Medicare reimbursement on January 1, 2024,

We hear it over and over again – the private sector just does it better. Whether we’re talking education or healthcare or our criminal justice system, the default Republican (and sometimes Democratic) talking point is that competition in the marketplace allows the best ideas and best people (Elon Musk, lookin at you) to rise to the top and lead us to a utopian future (sponsored by Meta). But then something wild happens like the cyberattack on UnitedHealthcare, which is causing massive fallout throughout our healthcare system over the past two weeks – so much so, that the company appears to have paid a 22 million dollar ransom to the hackers who breached their system and now the federal department of Health and Human Services has had to bail them out. That kind of thing really makes you question how anyone is still making the argument that the private sector has this shit handled. This episode, we’re bringing in special guest and political messaging expert Jordan Berg Powers to talk about how we talk about all of this stuff: public healthcare, private corporations, and how to message our way out of the corporate hellscape in which we currently find ourselves! Jordan Berg Powers is a consultant and the former director of Mass Alliance. Most importantly, he is coming up on 30 YEARS of experience in campaigning and organizing for progressive causes and candidates. Jordan is a return guest to the podcast, first appearing in our My Big Fat American Healthcare episode. https://www.youtube.com/watch?v=Z6QvGQja1N8 Show Notes UnitedHealthcare debacle is a little bit fun for us because we get to talk about the failures of a really shitty company, but like any healthcare debacle, there are some serious consequences. What happened here, and what does the UnitedHealth scandal look like for folks on the ground? Starting on February 21, a group of hackers breached “Change Healthcare,” which is the largest electronic medical records and medical claims processing platform in the country. About half of all Americans’ health insurance claims pass through Change Healthcare, which was bought two years ago by UnitedHealthcare, the largest health insurer in the country. Following the hack, Change Healthcare shut down its entire network, leading to complete mayhem in the healthcare system, which is still ongoing: “Hospitals have been unable to check insurance benefits of in-patient stays, handle the prior authorizations needed for patient procedures and surgeries or process billing that pays for medical services. Pharmacies have struggled to determine how much to charge patients for prescriptions without access to their health insurance records, forcing some to pay for costly medications out of pocket with cash, with others unable to afford the costs.” (source) This has led to a financial crisis for many hospitals, health clinics, physicians, and pharmacies, none of whom can be reimbursed for the care they’re providing, since they can’t submit medical claims. Provider associations are losing their shit, and the federal government has had to intervene to try to bail providers out in the meantime. The story keeps getting crazier and juicier: apparently UnitedHealthcare made a ransom payment of $22 million to the hackers who breached their system using BitCoin (source) - p.s. those are our healthcare premium dollars hard at work Russian hackers may now have access to almost half the country’s medical records. I’m sure that won’t come back to haunt anyone in the years to come! As much as we’d love to dwell on the UnitedHealthcare scandal that is unfolding, this incident really got us thinking about the broader debate over distrust of government, hatred of taxes, and bipartisan worship of market-based solutions. Jordan explains the false dichotomy of government vs marketplace, public vs private; there is no marketplace without government. The question is,

Occasional fistfights aside, most of our legislators make the choice to use their words when they’re angry, and a lot of those words go into public letters they write to presidents, officials, and even each other. Despite the fact that no one else in this country has written or read a letter in decades, the public comment letter is still popular with politicians, who have elevated this obscure literary genre to a competitive sport, using these letters to demonstrate their power, build alliances, and shape policy. Today we’re going to focus on one ongoing battle of letters over one of our favorite topics: the privatization of Medicare through a program known as Medicare Advantage. We’ll talk about how all the players in the debate about Medicare Advantage are engaging in that battle, and how it could impact our access to healthcare! https://www.youtube.com/watch?v=MmM6HrIiS8o Show Notes We've recorded a bunch of episodes about Medicare Advantage! Medicare Advantage was created as a private, for-profit alternative to traditional (or public) Medicare, was the promise of lower costs… which never happened. Surprise: Medicare Advantage plans are FAR more expensive to taxpayers than traditional Medicare for covering the same person, costing taxpayers $7 billion more per year than if everyone were just covered by traditional Medicare. (source) It’s the healthcare Joe Namath, Jimmy JJ Walker, and Big Papi are selling to seniors with big promises of coverage for vision and dental care, transportation, groceries, and more – for $0 premiums. Free shit! Private companies drain public money to provide generally substandard insurance. These companies are exploiting a legit problem in Medicare, where many seniors are forced to pay premiums for medigap plans to cover stuff like chewing and seeing. If you can’t afford the premiums for Medigap coverage, but you need to chew or see, you might be forced into an Medicare Advantage plan just because that’s what you can afford month-to-month. And that could be fine… until you need care and find out that the copays and deductibles are too high, there are super limited networks, or the insurance company refuses to pre-authorize your treatment. But many of these MA plans don’t come through on their wild promises, and in fact, seniors end up being pushed out of MA and back into original Medicare when they are sick and actually need care. Private insurance companies love collecting money,but they hate paying money for the service they’re supposed to provide. Go figure! We put out a report about this! Taking Advantage Who's Who? AHIP: “America’s Health Insurance Providers” is the trade organization for the health insurance industry. Unsurprisingly, they are big proponents of Medicare Advantage. AHIP has written their own comment letters to CMS (the Center for Medicare and Medicaid Services) advocating for expansions to the MA program since at least 2015. Lately they also began coordinating their besties in the House and the Senate to write letters on their behalf. They claim that Medicare Advantage will expand the program to more seniors, and present some of their own research: MA will bring more money into the Medicare system… because MA plan holders use less care. (nothing to brag about!) MA is serving a diverse populatio “As of 2021, approximately 59% of Hispanic or Latino/a individuals and 57% of Black individuals eligible for Medicare choose Medicare Advantage plans. Overall, 54% of Medicare beneficiaries who belong to diverse populations choose Medicare Advantage.” Turns out if you set out to exploit a diverse demographic of people, you can! In 2021, 70 members of congress signed "dear colleague" letter, initated by initiated by Reps. Val Demings (D-FL), Mike Gallagher (R-WI), Marc Veasey (D-TX), and Gus Bilirakis (R-FL). In 2023 – 60 Senate signers – a good example of how this is insidiously bipartisan,

Here at the Medicare for All Podcast, we love calling out all the bad actors in our healthcare system – greedy insurance companies, soul-less CEOs in Big Pharma,profit-hungry “non-profit hospitals”, and all our favorite villains. Mostly, we look at the ways those predators target sick people and poor people for exploitation, but today we’re looking at what happens when they start fighting each other for a bigger piece of the pie? Specifically, we’re going to explore the world of hospital consolidation – that’s when smaller hospitals merge to form bigger corporate entities who can battle it out with insurance companies to secure more of patients’ healthcare dollars! What does hospital consolidation mean for regular people? No spoilers, but it turns out that when giant healthcare monsters go at each other, much like when Godzilla took on Mothra, it’s the rest of us tiny humans who suffer! https://www.youtube.com/live/LXBGMk8HEE8?si=9cIQ6G9wkwMSYLrZ Show Notes Like every major industry in this country, healthcare is full of big corporations that will stop at nothing to get bigger, using the time-honored capitalist techniques of mergers and acquisitions to become HUGE corporations. But, of course, we live in America, where bigger is always better – what could possibly be wrong with bigger, better healthcare companies? We start out this episode with a cautionary tale from Massachusetts that began in 1994, when two of Boston’s biggest hospitals merge to create a mega-corporation called “Partners Health,” which over the next two decades bought up… everything. This was a response to a national wave of insurance company mergers and consolidations, which allowed insurers to squeeze both patients and providers under “managed care.” Hospitals, not wanting to be out-squeezed, fought back with their own mergers, ostensibly so they could negotiate with insurance companies. Of course, what actually happened was something much more nefarious – and secretive. In fact, we only know any of this happened thanks to the Boston Globe’s illustrious Spotlight reporting team, who dug up the truth in a 2008 article. Basically, in 2000, Dr. Samuel O. Thier, chief executive of Partners HealthCare, and William C. Van Faasen, chief executive of Blue Cross Blue Shield of Massachusetts engaged in an unwritten agreement between the two entities without putting it in writing to avoid legal implications. The agreement involved Blue Cross Blue Shield giving significant payment increases to Partners' doctors and hospitals, and in return, Partners would protect Blue Cross from allowing other insurers to pay less, effectively raising insurance prices statewide. This "market covenant" marked the beginning of a period of rapid escalation in Massachusetts insurance prices, leading to a significant annual rise in individual insurance premiums. Partners used its clout to negotiate rate increases, pressuring other insurers to match or exceed the payment increases given by Blue Cross, leading to cost increases for consumers. In turn, Partners' significant growth and influence in the healthcare industry compounded the impact of this backroom deal, leading to a substantial rise in medical costs in Massachusetts. Partners employed aggressive tactics, resulting in major payment increases benefiting a few powerful hospital companies while leaving others behind. This led to significant payment disparities, with Partners' flagship hospitals earning substantially more than other academic medical centers. Partners is an outstanding example of the evils of hospital consolidation, but it’s not an anomaly. This episode was originally inspired by our friends at the Minnesota Nurses Association (shout out to Geri Katz), who last year were fighting a proposed merger of Fairview Health with Sanford Health, two giant corporations with dozens of hospitals and clinics. Fortunately, the nurses and MN patients won this fight - merger talks were abandon...

Just this Monday, we celebrated Martin Luther King Day, a tribute to one of the great leaders of the movement for racial justice – but something that often gets forgotten in the flurry of MLK quotes that become memes this time of year is that equity in healthcare was a crucial part of King’s vision. Throughout his career in activism, he often stated his conviction that “Of all the forms of inequality, injustice in healthcare is the most shocking and inhuman.” Sadly, over 50 years after his death, racial inequity in healthcare is even more shocking and inhuman. Today, we’re joined by public health expert Walter Tsou to do a deep dive into the horrifying world of racial health injustice, how we got here, and how we make real change. https://www.youtube.com/live/yiq7TBVYc6g?si=QCbGU114cZviZe0G Show Notes The show is joined on MLK Day by Dr. Walter Tsou - past president of the American Public Health Association and former health commissioner of Philadelphia! Gillian asks how Walter dedicated his life to health access and health equity. When Walter graduated from med school he stumbled into a job at a public health clinic in West Philadelphia that treated patients lacking private insurance or the money to afford medications, which gave him his first window into the deep economic, racial, and health divides in the U.S. This launched his career in public health advocacy. Walter served as the Health Commissioner of Philadelphia from 2000 - 2002, and to him the most stark racial inequity he had to deal with was the gap in infant mortality - black infants at that time were 2.5 to 3 times as likely to die before reaching age 1 than white infants. Walter looked up the most recent statistics in preparation for the podcast, and the number had barely changed. The traditional way that states are pretending to do something about infant mortality is to create an Office of Equity contained inside their Department of Health that has maybe two staff people. To make a real difference in infant mortality, Walter says, you have to tackle the largest social determinants of health - education, job opportunities, housing, transportation, and so on. Two or four people in an Equity Office aren't going to make a difference - it's window dressing. On top of this, Walter says, the U.S. has abandoned most of its community health work, which was widespread under LBJ's Great Society programs after WWII, when community nurses would go into communities and address social determinants of health. Gillian backs up to share some of the big-picture distressing findings from the Commonwealth Fund's scorecard on racial equity in U.S. healthcare: Provisional life expectancy report released by the CDC in 2020 shows that Black and American Indian/Alaskan Native people live fewer years on average than white people (see data here) Black/AIAN individuals more susceptible to chronic diseases like diabetes, hypertension Higher rate of pregnancy related complications, higher infant mortality rate (see our episode on maternal health for more details) Poor healthcare outcomes are driven by higher poverty rates, higher-risk environments, less access to healthcare among communities of color Less likely to have health insurance, more likely to incur medical debt, more cost-related barriers to care, less preventative care These unequal health outcomes persist across all states in the U.S. Black women are more likely to be diagnosed with breast cancer at later stages and to die from breast cancer than white women Uninsured rates are much higher in communities of color, particularly states that have not adopted Medicare expansion Black Medicare beneficiaries are more likely than white beneficiaries to be admitted to a hospital or to seek care in an emergency department for conditions typically manageable through good primary care Lower rates of vaccination - example - Black, AIAN,

2023! What a year! Overall, it probably wasn’t the worst year ever: On the positive side, we had Barbenheimer, the Titan Submarine implosion, congressional hearings on UFOs, and all the Taylor Swift gossip you can handle. On the negative side, we had long Covid; the deaths of Matthew Perry, Andre Braugher, and Twitter; war in Gaza , war in Ukraine, and Kanye West is an antisemite now. So yeah… overall it was pretty bad. But what about the very specialized world of American healthcare? How did everyday folks fair when it came to getting the care they needed? In this episode, we’re breaking down the highs and lows of healthcare in 2023, from Mifipristone access to Medicaid unwinding and everything in between! https://www.youtube.com/live/3k8S_vNzFi0?si=avEmLWd-6iOdIVoF Reflecting back on 2023 in healthcare, Ben & Gillian wrote up some Naughty & Nice lists! They start with the Naughty, since it's better to end on the victories for all of our mental health going into the holidays. The Naughty List Starting big picture, Ben pulls out some of the basic data from the Commonwealth Fund's 2023 Health Care Affordability Survey, which captured the state of access to healthcare in the middle of this year. The big takeaway - our access to care is getting dramatically worse, not only because the healthcare system is getting more expensive, but because inflation has been squeezing everyone's ability to afford those big cost barriers. Top-lines from the survey: "Half of working-age adults said it was very or somewhat difficult to afford their health care costs." Why? "Nearly two-thirds of working-age adults said that price inflation in the past year affected their family’s ability to afford health care." "Nearly two of five working-age adults reported delaying or skipping needed health care or a prescription drug in the past year because they couldn’t afford it." Gillian added some staggering findings from the survey relating to medical debt and people avoiding care due to costs: "Nearly one-third of working-age adults reported having medical or dental debt they were paying off over time." 22% of people with medical debt had $5k or more The toll this took on our health outcomes? "More than half of working-age adults who said they delayed or skipped care because of costs said a health problem got worse as a result." Also on the Naughty list for 2023, Gillian adds the devastating "unwinding" of Medicaid, which kicked 9 million people off of their Medicaid coverage, most of whom are qualified for Medicaid but were churned out due to administrative barriers or errors. Of those 9 million, Gillian's home state of Texas alone is responsible for kicking 1.7 million residents off of Medicaid. The Medicare for All podcast has covered several dangerous/naughty trends in 2023, including the right-wing attacks on gender-affirming care in many states, and obviously the attacks on reproductive health in the wake of the Supreme Court overturning Roe v. Wade. Gillian adds to the Naughty list Donald Trump's recent attempt to resurrect efforts to "repeal and replace" the Affordable Care Act, despite having completely failed at the effort in his first year as President in 2017. And lastly, Ben wants to add to the Sad List (moreso than the Naughty List) the looming departure of Stephanie Nakajima, former Director of Communications for Healthcare-NOW and former co-host of this podcast, who will be moving to Denmark with her husband at the end of the year. Stephanie worked at Healthcare-NOW for 6 years before serving as the Executive Director of Mass-Care, the Massachusetts Medicare for All grassroots organization. We love you Stephanie and will miss you! The Nice List What were some of the things that really went right in 2023, from an organizing and a policy perspective? Gillian starts with the introduction of the two Medicare for All bills in Congress this year: both bills added explicit lan...

It’s that time again folks… time for a Mailbag Episode! We reached out to our whole audience and all our supporters to find the pressing questions on everyone’s mind. Or at least we would have if Gillian hadn’t been too busy eating turkey to email our list. So instead, Gillian reached out personally to some of our superfans (anyone in her contact list who had previously admitted to listening to the show once) to find out what they wanted to hear from us. And here we are, with questions about everything from Ronald Reagan to elder care to dinner table conversation from some of our favorite stans! https://www.youtube.com/watch?v=pesLv7rekVY Show Notes Question from Liam Meyer in Massachusetts: "Maybe discuss this on your podcast: Facing Financial Ruin as Costs Soar for Elder Care - The New York Times." "You could also talk about elder care and how wildly fucked up it is. One especially galling bit is how Medicaid is basically built to just ignore cognitive stuff. Almost all metrics are about physical health so, like, if someone’s grandpa **could** theoretically cook and shower themselves (ie, “He can stand up and walk, he still has hands!”), Medicaid says it all good even if grandpa doesn’t know where the shower is, leaves the stove on all the time, and continually eats spoiled food." Answer: "elder care" is a vague term that mooshes together lots of kinds of care for seniors. But "long-term care" is better defined, and has been a major focus of ours in recent years, needed not only by older folks but anyone with a physical or mental disability that means they need help with day-to-day living. Most of us will need long term care at some point in our lives. What’s wrong with the U.S. long-term care system? We don’t have one! Very few people are insured for long term care Medicaid covers the vast majority of long term care services - you have to be or become poor to qualify (except in California, where Medicaid asset limits will be eliminated starting January 1, 2024!) We've heard many stories of people who have had to sell homes or farms, affecting their whole family, in order to become eligible for Medicaid. Institutional bias: Medicaid will pay for long term care in a setting like a nursing home, but not home-based care which is cheaper and better for quality of life. Check our our long term care episode for much more. Questions from Geri Katz in Minnesota: "Have you listened to the 1961 Ronald Reagan Speaks Out About Socialized Medicine LP? Why has the AMA historically opposed single payer?" Answer: in 1961, before Medicare passed and before he was elected Governor of California, Reagan was a washed up actor talking about how "socialized medicine" would ruin our country. He sounds like a ghoul: “One of the traditional methods of imposing statism or socialism on a people has been by way of medicine. It’s very easy to disguise a medical program as a humanitarian project. Most people are a little reluctant to oppose anything that suggests medical care for people who possibly can’t afford it.” Reagan was paid by the American Medical Association (AMA) to deliver this speech, which was printed on an LP so you could host a house party with your socialism-hating friends. The AMA has a long history of opposing healthcare reform, such as: In 1948 when Truman proposed a national healthcare program - which was supported by an estimated ⅔ of americans - the AMA decried it as socialism and used member dues to fund a political campaign against Truman’s plan. After passage of Civil Rights Act in 1964, the AMA continued to allow medical societies to discriminate against physicians of color. The AMA has been involved in campaigns against Social Security, Medicare and Medicaid. The AMA is a scam! According to Dr Linda Girgis, “Perhaps the biggest example of how doctors lost their trust in the AMA is the way they are funded.

Open enrollment. Deductible. Coinsurance. HMO. Indemnity plan. If you’re listening this far, you probably have a migraine already. Understanding the language of the health insurance industry, let alone selecting a health insurance plan, can be confusing, frustrating, and disheartening. But never fear - we are here to give you a crash course on everything you need to know about your insurance plan. No need to scroll through Healthcare.gov’s Health Insurance glossary and risk throwing yourself out the window… We want to give you some tools here to understand what you’re choosing when you pick a healthcare plan, but no one but you really knows what’s best for your health, so (for better or worse) we aren’t going to give any actual advice here about what healthcare plan to pick. Also, all health insurance kind of sucks, so you will probably get screwed no matter what you pick. Basically, we’re going to try to decode all the mystifying language that the insurance companies use to disguise the ways they’re going to screw you so at least you’ll be able to anticipate how you’ll get screwed. https://www.youtube.com/watch?v=32vw4LZpelA Show Notes Names Whether you get health insurance offered by your employer, or you have to buy insurance on your own in an exchange or on healthcare.gov, or you have Medicare and you are looking at one of the privatized Medicare Advantage plans, you’re going to be choosing from a series of plans that have totally incomprehensible names and acronyms, so let’s start by breaking down the how the name of the plan itself will tell you something about how your insurer is going to screw you. Generally the first part of an insurance plan’s name will be the name of the insurer (like “Blue Cross” or “United Health”), then you MIGHT get a word that says who is paying for the insurance plan (if it’s a “Group” plan that means an employer is paying for it, an “Advantage” plan is a privatized Medicare plan), and finally there will be an acronym that only 0.005% of people in America understand - and those are the generally people making money from the plans. These acronyms will be something like HMO, HSA, PPO, EPO, or my personal favorite “GTFO” - the “get the fuck out of here that can’t be a real plan” plan! Indemnity Plans (“Open Choice” or “Open Network” plans): are the opposite of managed care; you could use any doctor or hospital, there are no networks, no review of care or pre-approvals, no claims denials. These were the plans that virtually everyone had prior to the 1980s, and plans that virtually no one has today except maybe the extremely wealthy. In 1978, 95% of people had indemnity plans, then that dropped to 71% by 1988, and by 1998 it was down to 14%. Today, only 1% of workers have indemnity plans. Indemnity plans are the opposite of managed care - you can see any doctor or hospital you want, there Today, you probably wouldn’t even want an indemnity plan, because the modern versions usually only pay a percentage of the cost of your care, leaving you with the rest and massive bills. Health Maintenance Organizations (HMOs) represent only 12% of insurance plans today, so after taking over in the 1990s, old school HMOs are going the way of the dinosaurs. HMOs usually limit coverage to doctors/providers who work for or contract with the HMO (“in-network”). It generally won't cover out-of-network care except in an emergency. HMOs can also be limited by location, meaning you might have to live or work in a certain area to be eligible. Exclusive Provider Organizations (EPOs) are a new catch-phrase that are appearing more and more often, but they are VERY similar to an HMO, and you should think of them the same. In fact, that survey that only 12% of workers have HMO plans includes EPOs under the same category. EPOs often have larger networks than HMOs, and unlike HMOs, they don’t require referrals to see specialists - as long as the specialist is in their very limited net...

If you’ve ever had an experience with the American healthcare system, you’ve probably walked away thinking, “Why can’t we have nice things? Or even basic human things??” We get stuck on gurneys sitting in ER hallways, waiting hours for care; we skip other basic needs like food and housing to pay for the healthcare we can’t skip; or we wait for months for preauthorizations from our health insurance and referrals from our doctors. Of course, for the super rich you don’t have to endure any of these humiliating experiences, and they have developed some new, expensive ways to get the healthcare they need when they need it. So put up your pinkies and throw on a monocle – today we’re doing a deep dive into the lifestyles of the rich and famous to find out: just how fancy is concierge healthcare, and can the rest of us get some? https://www.youtube.com/watch?v=YqwLHYrEJvo Show Notes Let’s start with concierge primary care, the latest trend in fancy healthcare! What is concierge care? Some concierge plans (also called Direct Primary Care) work with existing insurance – those are the cheaper ones ($600-1000/year, aka Hyatt Care). Some you actually pay a flat fee that covers all your services. Those are the really expensive ones, which can run from $2400 to $30k per year! But what do you get for your money? 24/7 access to doctors (some promise your physicians direct phone number) Coordination of care (referrals, preauthorizations if necessary) Extra services like a health coach! Some offer really crazy shit like home visits Physicians have fewer patients and can spend at least 30 minutes with each of them. Now there are more than 1,500 Direct Primary Care practices across the country, and 1 in 5 of the top 1% buy concierge physician care. We're also seeing some hospitals, like Ben’s local mega-hospital Mass General, offering "Concierge Medicine." They have dedicated concierge physicians who see fewer patients and are more accessible, available by phone or email 24 hours a day, seven days a week. You also get your own health coach and a dietician. Do you need to maintain insurance? Yes. At Mass General, your $10,000 membership fee covers a high level of "service" and "access" but not the cost of the medical care you need. Your insurance plan will cover the actual services provided by the concierge physician. That means $10,000 on top of your premiums, co-pays and deductibles. Outside of the exorbitant cost, are there downsides to concierge care? You betcha. It exacerbates the primary care provider shortage and creates two-tier system: direct primary care physicians have fewer patients, and also creates a two-tier system where rich people buy their way out of the physician shortage. Despite all the marketing claims, concierge care may not lead to better health outcomes: there is a lack of peer-reviewed studies on care outcomes in concierge practices. But when rich people get to the hospital, don’t they get treated like the rest of us? Nope. Big hospital donors often get to skip the line in the ER and get VIP status. They get fancy luxury suites with fine gourmet dining, high thread count sheets, and suites with custom cabinetry. They also get the best nurse to patient ratios in town, with some luxury units assigning each patient their own nurse who has no other patients, 24/7. These luxury units can be dangerous though. When the hospital is more concerned with pleasing the patient than providing the care they need, it can result in "VIP Syndrome." There's anecdotal evidence that because some patients want to stay in their luxury accomodations instead of being moved to a specialty or more intensive unit due to their condition, they don't get the kind of care they need, which can lead to worse outcomes or even death. At least one study suggests that higher patient satisfaction is correlated with worse outcomes. VIP syndrome can lead caregivers to overtreat patients ...

Just over a month ago we lost Bob Barker, the man who taught us all about the brutal nature of capitalism one pricing game at a time. Now, thanks to the Inflation Reduction Act, the federal government is going to be playing a role in determining the prices for some of our favorite products. No, we’re not talking about cars or family vacations to the Bahamas – we’re talking about the prescription drugs that keep us alive! As the Biden Administration enters its own Showcase Showdown with Big Pharma, we’re taking a full episode to break down what that means and whether the result will be prices we can actually afford. https://www.youtube.com/watch?v=cnxbIhEPhs0&t=1s Show Notes Our first (and only) contestant is Alex Lawson! He is the Executive Director of Social Security Works, the convening member of the Strengthen Social Security Coalition— a coalition made up of over 340 national and state organizations representing over 50 million Americans. Alex’s organization played a critical role in moving the Democratic Party (mostly!) away from efforts to cut Social Security, and has been shifting the momentum towards expanding Social Security. Social Security Works is also a key ally of ours in the national fight for Medicare for All! Alex, come on down! Alex starts by telling us about the time he took a camera to PhRMA's (the Pharmaceutical Research and Manufacturers of America) office the day of the Inflation Reduction Act signing ceremony. He conducted person-on-the-street interviews, asking if they knew PhRMA spent hundreds of millions of dollars to keep Medicare from being able to negotiate drug prices, and if they had any messages for the folks in the building? Most of the responses were of the "f-you PhRMA, we got you!" variety. PhRMA has literally never lost until the Inflation Reduction Act was passed. Even though it's modest, Medicare went from having no authority over drug prices to the authority and mandate to find the fairest price for certain drugs is a huge loss to the industry. Alex wants listeners to understand that this win is as simple as it sounds. Who buys the most drugs in the world? Medicare. Why doesn't Medicare tell the pharmaceutical companies what they're willing to pay? This is called the Maximum Fair Price. No other peer nation doesn't have some kind of negotiated standard for drug prices. While our guest and hosts would prefer that Medicare be allowed to negotiate the prices of all drugs used by beneficiaries, PhRMA was successful in limiting the Inflation Reduction Act drug provisions to only apply to ten pharmaceuticals. (Still, pharmaceutical companies are suing to block the implementation of price negotiations.) Negotiating the prices for only ten drugs may seem like a drop in the bucket, but the cost of those ten drugs alone make up a huge amount of Medicare's spending on Medicare Part D. And in coming years Medicare will be able to negotiate over ten more drugs, and so on. This will squish the most excessive profiteering of the pharmaceutical industry and deliver savings of $9 or $10 billion dollars a year. We give President Biden credit for taking an aggressive stance against PhRMA to finally make good on an evergreen Democratic campaign promise to lower drug prices. But we also give ourselves some credit. First there was the debate in Congress in 2019 over HR3, the Lower Drug Costs Now Act. Advocacy by groups likes ours resulted in the House passing a robust bill that would have dramatically lowered drug costs. Then in 2021 both Healthcare-NOW and Social Security Works fought hard to win major expansions of Medicare in the Build Back Better bill (we were on track to win a lot more than prices for ten drugs). But Senators Joe Manchin and Kyrsten Sinema tanked the whole bill in the Senate. Those two battles led us to the Inflation Reduction Act aiming high from the start, and resulting in a bill that will make a big impact on drug spending by Medicare.

With all the threats facing our country – climate change, a predatory economy, corporations buying our elections, and the overt move towards fascism among the far right – you would think that politicians would be laser-focused on the existential crises descending upon us. But instead, politicians in the US are devoting a considerable amount of their energy these days to an all-out assault on the rights of transgender people. Although the war on trans people has taken many forms, from bathroom bills to restricting school curricula, one of the most chilling is the denial of basic gender-affirming healthcare. Now, in places like Texas, elected officials have gone even further by targeting healthcare access for the most vulnerable trans folks – trans kids. In this episode, we’re joined by one El Paso family and a local gender-affirming care doctor who are fighting back! https://www.youtube.com/live/KeSiTiiwjsk?si=Qi8XgotSntheNIHR Show Notes Our guest today is Lori Edwards. Lori is the Director of the Intergenerational Rainbow Link at Borderland Rainbow Center in El Paso, Texas, an organization that provides a number of services to queer people in their community. Lori is a mama bear to her two trans/gender fluid teens, as well as any person who finds themselves in need of a mama bear nearby. She has a BSNS from Purdue Global, is a certified Mental Health Peer Specialist and pulls from backgrounds in both emergency medicine and education to function as a Jane of all trades who's ready to tackle the unexpected. As an El Paso native, Lori returned to the borderland with her husband to raise their children close to family. Liana, who is Lori’s daughter, is a 16-year-old trans girl who loves gaming, singing (rapping in particular) and is a student athletic trainer at her high school. She is also a Girl Scout and local advocate for LGBTQ rights in her city. Along with helping the family foster for a local pug rescue, she loves spending time with her 2 cats, 2 pugs, and 4 fish. Dr. Toni Marie Ramírez is a family medicine physician with several years of experience in gender-affirming care. She received her undergraduate and medical school degree from Brown University and trained in family medicine at the Santa Rosa/UCSF family medicine residency in Northern California. She was born and raised in Socorro and moved back to El Paso in 2020 to be with family. Her work is strongly grounded in social justice and equity, valuing the power of community empowerment. As a family medicine physician and gender-affirming care provider, Toni shares that those entering the medical field with the intention to provide and contribute to the health and well-being of a community, quickly realize that the healthcare system is not set up for this. We pathologize what is outside the norm in this colonized world and the medical community ignores the healthcare disparities of the trans community. Her 10-year experience in providing care has shown that it is astonishing how little medical providers know about gender-affirming care. Gender-affirming care is not part of the curriculum in medical school, let alone residency. This allows medical providers to uphold this gender binary in medicine. Starting from the very beginning, our socialized aspects infiltrate the way medicine is practiced and taught. When it comes to the access aspect that comes from that, physicians are already not educated enough to provide such care. We live in a world that is very binary and the reason why there are so many disparities is not because of anything innate to trans or gender-diverse folks, but because of the transphobia that exists in the world and the transphobia that exists in medicine. Sometimes people don’t access care because of a fear of discrimination or outright denial of care. Even in a progressive area of California, where Toni practiced, there are so many barriers to accessing care: (1) for feeling safe,

Almost every patient in America has had a frustrating experience in a hospital setting where we feel like we’re on a medical conveyor belt that moves WAY too slowly. We sit for too long in a waiting room; then our nurses or doctors speak with us very briefly; we might feel more like we’re filling out an online survey than we’re being listened to; then we might have more waiting; and then we’re pushed onto the next specialist or appointment too quickly. Of course some patients experience FAR worse disasters in hospitals. As patients, we know that something dysfunctional is going on, and it leads a lot of people to distrust their medical providers, and avoid healthcare altogether. But nurses, doctors, and other medical professionals themselves know that behind the scenes, they are being pushed to the brink by hospital corporations, and not really allowed to treat their patients to the best of their abilities. So today we’re going to focus on one of the most crucial behind-the-scenes hospital policies behind patients’ bad experiences: staff-to-patient ratios. https://www.youtube.com/watch?v=am1j0n0ZEfw Show Notes Our guest today is Gerard Brogan, RMN, RGN, RN. Director of Nursing Practice at California Nurses Association/National Nurses United. Gerard has over 40 years experience as an RN. He has practiced nursing in the USA since 1984, before joining the California Nurses Association in 1994 as a Nursing Practice Representative. He is the Director of the Nursing Practice Department for the California Nurses Association/ National Nurses United. Gerard has extensive experience in nurse-to-patient ratio legislation, having been a part of the successful campaign to establish nurse to patient ratios in California and subsequent experience in seeing the efficacy of the ratio law. He serves as an educator for the organization, teaching classes to nurses on a variety of topics relevant to health care in general and the scope of nursing practice and patient advocacy in particular. Most of us will be patients at some point, so unsafe staffing practices in hospitals will have an impact on us or our loved ones. Studies show you have a lower risk of death, higher risk of poor outcomes, and a higher chance of re-admission if your hospital has adequate nurse staffing and your care is guided by providers' professional judgement. Sadly, in a for-profit healthcare system care decisions are made based on more on their budget impact. You'll recognize unsafe staffing when you see it: things like long wait times, or feeling like a number instead of a whole person because your nurse doesn't have enough time with you. The nursing profession takes a holistic approach to care, looking at the entire person and the factors that contribute to their health; that takes time, which the healthcare industry doesn't want to give nurses. Improving nurse staffing levels has been the #1 priority of nurses unions (and most unorganized nurses too) across the country for more than a decade. Gerard tells us that nurses are ethically and legally obligated to be a patient advocate and provide optimal care. When that can't happen due to the business interests of the employer, healthcare workers experience moral distress. (Rather than "burnout" which implies an individual, personal defect, Gerard uses "moral distress" to determine the suffering that happens when nurses are constrained by forced beyond their control from providing the care they should.) There has been a sea change regarding nurse staffing over the last several decades. When Gerard began his career, staffing was "impeccable," he had professional autonomy and the institution's respect of his professionalism. In the 1990s when the Clinton's healthcare reform attempt failed, "let the market decide" became the dominant narrative in healthcare. Corporate interests descended on healthcare to make a buck and nurse staffing began to decline.

Today we bring you behind the scenes into our office at Healthcare NOW. Just like the TV show The Office, we have our hijinks and wacky characters, including some very smart interns! They have prepped some of their burning questions for this episode. https://www.youtube.com/watch?v=YnG1C8DOZVY First, from Intern Noah from Boston College: In your opinion, what is the most effective way to organize/advocate for Medicare for All? Talk to one person, then another person, and then another! It doesn't start with money, marches, or celebrity endorsements (though if Oprah wants to support M4A, she should give us a call!) Those feel good, but without authentic relationships and networks, they don't make change. Unfortunately there are no shortcuts in organizing; we have to build the power ourselves. Do you have any funny stories from an experience meeting a member of congress? Gillian remembers meetings with former Republican U.S. Senator from Massachusetts, Scott Brown. Unfortunately all Senator Brown cared about was how the policy she was advocating for affected Dunkin Donuts. Gillian fondly remembers the time former U.S. Congressman Barney Frank told her that her hometown in New Jersey smelled bad. He also told a room full of constituents "the only thing that marches on Washington put pressure on is the grass in Washington, DC." Epic one-liner that we don't necessarily disagree with. (He already supported M4A so it was all good.) Intern Gulmeena, a public health student asks: When we talk about Medicare for all - are we thinking of a system with government run hospitals and government employed medical professionals? Do you think such a concept garners resistance or are people open to that paradigm shift? One of the most common attacks on M4A is to call it "socialized medicine." Very few countries actually have real socialized medicine, where insurance is public, all healthcare facilities are owned and operated publicly, and the healthcare professionals are public employees. In the United States, Medicare for All legislation does not socialize the facilities or professionals. By focusing on the payment mechanism, it would give the government a lot of power to reign in the worst parts of for-profit healthcare. Ben notes he has seen a poll showing a majority of Americans support socialized medicine, so who knows, maybe that's the future of the movement. Would Medicare for All include long term care for the elderly such as nursing homes and hospice? This has been a debate within our movement for a long time. Both M4A bills include long term care. The House version is more generous and comprehensive. The Senate bill would cover home-based long term care but not institutional. Currently most people get long term (which also includes care for people with disabilities) care through Medicaid, the healthcare program for the poorest Americans; this forces patients to spend down all their assets to qualify. Medicaid also has an institutional bias: it's much more likely to cover care in residential settings rather than homes, which is usually more expensive. If you're interested in advocacy around this issue, check out Caring Across Generations. Intern Ioanna (who hails from Greece, a country with universal healthcare): Considering that you have been a part of the movement since before Medicare for All was introduced by Sen. Sanders in 2017, how did you first hear about single payer healthcare, and what drove you into the movement at a time when it was not getting much or any (?) media attention? Back in the day of phone books and print newspapers, Gillian learned about universal healthcare from Ben! When her own employer-provided healthcare left her underinsured, a friend in the finance field told Gillian "if your job doesn't give you good health insurance, that's capitalism's way of telling you that your job isn't important and maybe you should get a new one.

It’s summer, the sun is blazing, and we only have one thing on our minds - the upcoming thirtieth anniversary of the high-octane, expertly paced thriller The Fugitive, originally released August 6, 1993 starring Harrison Ford. Oh, and Medicare for All. We’re always thinking about Medicare for All. Now that we mention it, isn’t it funny how if we had a single-payer healthcare system, The Fugitive wouldn’t exist? In a single-payer system, there would have been no nefarious pharmaceutical executive to frame Harrison Ford for murder in order to cover up the side effects of Provasic. There would have been no need for Walter White to cook meth in order to pay for his cancer treatment. In fact, a lot of our favorite movies and TV shows would be entirely without conflict. In this episode, we take a look at a uniquely American subgenre: movies where our healthcare system is the villain! Plus, we dip into the Healthcare-NOW mailbag to hear from our listeners about your favorite movies where for-profit healthcare is the bad guy. https://www.youtube.com/watch?v=nKat9vjm7tI SPOILER ALERT. Some of these movies are masterpieces, and we'll be discussing spoilers. Seriously, we advise that you pause the podcast and watch Dog Day Afternoon now. Let's discuss the uniquely American film genre that depicts the healthcare industry as the villain. One of the biggest healthcare villain blockbusters was, of course, The Fugitive (1993). Our hero Dr. Richard Kimball is falsely accused of murdering his wife. He escapes police custody and along the way uncovers the truth, that he was framed by an evil pharmaceutical executive who killed Mrs. Kimball to cover up the side effects of a profitable new drug. Fun fact: Tommy Lee Jones was the former college roommate of Vice President Al Gore. The term “healthcare industry” dates back to the 1970s, and so does the reality of for-profit healthcare. Major transformations of our healthcare system have created real-life nightmares and impossible situations for patients, and that growing widespread experience of a healthcare dystopia then creates an audience for Hollywood script writers to build drama around healthcare situations. Two of the films submitted by our members come from the very beginning of the “healthcare industry,” in the early 1970s: The Hospital (1971) stars George C. Scott and Diana Rigg. A serial killer targets doctors by making them patients in their own hospital, where they die due to hospital negligence. CW: weird sexual politics. Dog Day Afternoon (1975) starring Al Pacino and John Cazale, dramatizes a true story of two Brooklyn bank robbers, motivated to steal to pay for gender reassignment surgery for Pacino's character's partner. In 2015, real life dad Bryan Randolph of Detroit robbed a bank to pay for his 1-year-old daughter’s cancer treatment after his health insurance canceled her plan. The next explosion of healthcare plots comes in the 1990s and early 2000s, when “managed care” plans and HMOs spread like wildfire, replacing traditional insurance. Intended to bring down rising healthcare costs, managed care brought us such classics as prior authorization, widespread claim denials and limited networks. This kicked off a new wave of films in the 1990s that start using health insurance villains become key plot points. The failed Clinton health reform efforts also happened in 1994, which created probably a sense of hopelessness around Congress fixing these problems. As Good As It Gets (1997): This cringefest features Jack Nicholson as a cranky, bigoted and obsessive compulsive writer. Nicholson's character can only eat at one restaurant, where he meets waitress Helen Hunt, and pays for her child's cancer treatment so she can continue to work and serve him. All kinds of toxicity, sexism, and structural inequities on display in this one. Patch Adams (1998): features Robin Williams in a real life story about a doctor whose unorthodox ways bump up agai...

As Tom Petty taught us all in the 1980s, Waiting is the Hardest Part. That’s even more true when you’re waiting to see a doctor for a problem that needs attention. Anyone who has ever tried to secure a doctor’s appointment in this country knows that a) it’s going to be harder than scoring Taylor Swift tickets and b) you are going to face serious delays before you get your care. In this episode, we’re getting into the nitty gritty of wait times in the U.S. – how bad are they, how do we compare to the rest of the developed world, and why are wait times the right’s favorite scare tactic when it comes to Medicare for All? https://www.youtube.com/watch?v=Y3QJH4eFXY4 The narrative attacking Medicare for All - you’ll NEVER get to see a doctor and everything will be like communist Russia… or, god forbid, CANADA! This is one of the top scare tactics used by opponents of Medicare for All, but their claims about wait times aren't always based on the truth. What our opponents seem to forget is that we have wait times in the US too. Ben, Gillian and our members all have stories about wait times, including Gillian's story of being told "call back next year," and Ben's condition that worsened and turned permanent because he couldn't get an appointment for for months for an urgent matter. We heard from members with horrific conditions that prevented them from working or even do normal day to day activities, but had to wait months or even over a year for care. In our broken system, getting a wait time is actually a privilege; if you don't have insurance or can't afford the copay, you won't even get to make that far-off appointment you need. This is another reason we often end up in the emergency department. In some cases there is no other way to get medical attention for an urgent or emergent condition. The reality of how our wait times compare to other countries' is challenging to capture because the U.S. is one of the only developed countries that DOES NOT TRACK WAIT TIMES. Reporting is not required. In other countries, they track wait times for every service, and in some cases you can look up average wait times online for visits, procedures and hospitals. Research on countries with national healthcare plans shows that wait times vary dramatically, from country to country. We often don’t even talk about the most critical wait times, which are ambulance response times and processing patients in emergency departments. It's hard to find good comparative data on this, but these are major weaknesses of the U.S. healthcare system. Finally, there is evidence of a major equity component here. Poor people and BIPOC have longer wait times for all services (including health services). Hispanic children have longer ED waits. Patients in poor neighborhoods have longer ambulance response times for cardiac arrest. What actually drives wait-times? Unlike the scare tactics from the right, it's not about the payment system. It’s mostly about adequate supply (of providers, specialists, scanning equipment, labs, etc) and accessibility - which is different from our payment/insurance systems. In general we do pretty well at wait times for very profitable services - like MRIs and CT scans. We do very poorly at unprofitable (or low-reimbursement services) like primary care, mental health care, and substance use care. There is an exception to this, because… When it comes to wait times for particular physician specialties, including primary care, a major source of the problem is that physicians control how many medical school slots AND how many medical residency slots are available across the country, in every specialty. Economist Dean Baker calls this a “cartel.” How would Medicare for All impact wait times in the U.S.? M4A might not directly impact wait times, but it would put into place tools that would allow us to control wait times. For starters, we could track wait time data.

Usually we spend our time on this podcast talking about our for-profit healthcare system and why we need to make healthcare a public good, but in this episode we’re taking a detour into another privatized American system that should be public: our railroads! Just like in US healthcare, private companies are falling asleep at the switch on managing our railroads, and just like in the healthcare system, the failure of big corporations is costing money and lives. Today, we’re joined by Michael Paul Lindsey (who goes by Paul, or Railroad Refugee on Tiktok) a locomotive engineer for 17 years. Paul is a Steering Committee member of Railroad Workers United, a huge inter-union labor caucus of railroad workers from across the country that is fighting both for Medicare for All and for making our country’s railroads public. We’re going to talk about the parallels between these two fights, why railroad workers support Medicare for All, and why we think everyone who’s passionate about Medicare for All should also get excited about establishing public railways in this country! https://www.youtube.com/watch?v=qrNWHItT6iw Show Notes RWU has been a supporter of Medicare for All for some time because railroad workers have so much trouble keeping decent healthcare while the rail companies try to gut benefits and use healthcare as a bargaining tactic against workers. Like other corporations, railroads use the increasing cost of healthcare benefits to cut into the other pay and benefits earned by railroad workers. They consistently shift more of the cost onto the workers, while claiming the benefits are so rich they can't also provide workers with paid sick time or better time off benefits. Railroad workers, like so many other Americans, are locked into their jobs because they need the health insurance. In countries with a national health plan, workers have the basic economic freedom to leave their job if they don't like it, without worrying about healthcare. Those workers have better negotiating power because the employer can't hold healthcare over their heads. But in the U.S. railroad companies - and most large corporations - have more control over their employees because their families depend on employer-provided healthcare. Most Americans aren't very aware of railroads and commercial rail. But commercial rail is integral to the entire modern economy. A recent example in California illustrates rail's reach into our economy: Union Pacific wasn't delivering sufficient amounts of grain to Foster Farms, one of the largest chicken and turkey producers in the country. Foster Farms was days away from having to slaughter millions of chickens. Union Pacific blamed congestion, and shortages of locomotives and workers for the delays, while in fact they had cut their own resources relentlessly to buyback stock shares. Only after the Feds ordered Union Pacific to increase grain shipments was the problem resolved. So while many other industries depend on rail for their very existence, the railroad companies' focus on stock buybacks reduces their capacity to deliver goods, potentially wiping out entire industries. , reducing the capacity of railroads to deliver goods. Ultimately, taxpayers make up the difference because the cargo has to be delivered by trucks on the publicly subsidized highway system. It's important to know more about an industry with so much control over the economy. For most of American history railroads have been privately owned. However when there wasn't enough capacity to support the war effort during the First World War, the U.S. temporarily nationalized the railroads, investing heavily in upgrades at taxpayers' expense. That was all returned to private ownership after the war. Since the 1950s and 1960s railroads began to merge and consolidate, at the same time the U.S. government began investing in the competition, with subsidized interstate highways and airports.

Virtually all Americans know that our healthcare system is broken and that it’s working against us. But who is the villain in this story? Who is responsible for maintaining this healthcare system, and using it to profit off of patients? If we had to round up the usual suspects in a lineup, we’d probably end up with health insurance companies and big pharma. But what about hospitals? Many people like the nurses and doctors who care for them, and associate hospitals with those care-givers. But are hospitals equally responsible for the crazy costs of health care, for our poor access to care, and for the medical debt that is like a ball & chain on our personal finances? A new documentary sets out to answer this question. It’s called “American Hospitals: Healing a Broken System,” and our guest today is Wendell Potter, who is associate producer on the film. https://www.youtube.com/live/6uLfGZE26lo Today's guest Wendell Potter is the former Vice President of Corporate Communications for the health insurance company Cigna. In 2008, he resigned, hung up his pitchfork for good, and became one of the industry’s most prominent whistleblowers, testifying against corrupt practices in HMOs before the U.S. Senate. Since then, he has become a prominent advocate for Medicare for All and universal health care. Gillian starts by noting that we usually ID health insurers and Big Pharma as the worst actors in our healthcare system, the "villains" behind our dysfunctional system. She asks Wendell, should we add hospitals to the list? Wendell says YES, hospitals are part of the rogue's gallery specifically because of price gouging - charging far more than they should, and more than hospitals in countries with Medicare for All are allowed to. Hospital prices bear no relationship to the cost or quality of the medical services they're providing, and many hospitals charge as much as they can get away with. They get away with it because they face much less scrutiny from employers, from Congress, the states, and even from advocates. How do they get away with this? Unlike insurers and pharma, hospitals are part of our communities, they develop one-on-one relationships with their legislators and non-profits in their area. Ben asks Wendell to tell us more about the principle crime hospitals are guilty of - price gouging - and how specifically does hospital pricing work? Hospitals charge whatever they can get away with, so even in the same zip code you'll find hospitals charging wildly different prices for the same service, like an MRI. Insurance companies have not been able to negotiate these prices down because some of these hospitals are so big they can't be left out of insurance plans, and in rural areas there might be only one hospital with absolute bargaining power. Moreover, insurance companies don't care that much about hospital costs - they're more than happy to pass those on to the rest of us in the form of higher premiums. If you have insurance, when you get a hospital bill you'll probably see an enormous $ number that represents the alleged "price" of the service you receive, then you'll see a very marked down price that your insurance actually paid, creating the impression that your insurer has negotiated a massive discount on your behalf, sometimes 60% lower or even more. If you DON'T have insurance you might get that massive bill without a discount. Wendell explains that these huge hospital list prices are completely fake. Hospitals know that these prices will be negotiated down, and almost no one will actually pay the list price, so the game is to set that number as high as they possibly can to let insurers look like they've won something. If you're uninsured you are in the worst position because you have very little bargaining power with a hospital, but even then most hospitals will reduce or even eliminate that price for uninsured people - particularly non-profits,

If you missed our annual Single Payer Strategy Conference, it's your lucky day. Today we share a conference presentation all about the impact of Private Equity on healthcare (spoiler alert: it's not good.) Our guests are Eagan Kemp, Health Care Policy Advocate at Public Citizen; Rachel Madley, Health Policy Advisor to Medicare for All Act chief author Representative Pramila Jayapal (D-WA 7); and Robert Seifert, Senior Fellow at Americans for Financial Reform. https://www.youtube.com/watch?v=y0w0pV8EvYE Show Notes Eagan talks about Public Citizen's recent report (with an emphasis on recent PE acquisitions and areas of concern, including end-of-life care, home health care, traveling nurses, reproductive care, and Medicare Privatization/ACO Reach) Robert Seifert on AFR’s recent work in the space (depending on whether you want to present on the broader topic of PE in health care, you could definitely go before or after me)Rachel (as I think folks will be most excited to hear from her and be most likely will stick around for it) on Rep. Jayapal’s Healthcare Ownership Transparency Act and any other PE stuff she wants to raise. https://www.citizen.org/news/action-on-predatory-private-equity-in-health-care-needed-stat-says-public-citizen/

When kids turn two or three years old, they learn to tell what is called a “primary lie,” which is lying without much sophistication or awareness of how the listener will perceive the lie (hint: you completely failed to fool your parents). But when we turn four, we learn to tell “secondary lies,” which take into account the listener’s likely reaction, and are more plausible. When we turn seven or eight we learn to tell “tertiary lies,” where we also make sure our lie is consistent with surrounding facts. But not until you’ve asked your legislator to support Medicare for All have you experienced the apex of deception: you walk out knowing they didn’t agree with you, but you’re not sure if they disagree with you, or whether you’ve learned anything about their position on the issue! So today we are here to talk about “legislative pushback,” or evasion, or avoidance - basically the whole playbook of tactics that legislators employ to land between “yes” and “no.” We are joined by Eagan Kemp and Vinay Krishnan today. Eagan is the Health Care Policy Advocate at Public Citizen. He is an expert in health care policy, including single-payer systems, and he previously served as a senior policy analyst at the U.S. Government Accountability Office. Vinay Krishnan is the National Field Organizer for the Center for Popular Democracy. We know him as an organizer, but he’s also a writer of fiction and non-fiction, and an attorney based in Brooklyn, NY. https://www.youtube.com/watch?v=N2-A6ubjVII Show Notes Medicare for All bills have not yet been introduced in the 118th Congress, the session that began in January 2023. Healthcare-NOW and our allies are starting our drive to gather co-sponsors BEFORE those bills are introduced. We expect the Medicare for All Act to be reintroduced before June in the House, and hopefully around the same time in the Senate. We aren’t as dumb as Fox News conservatives like to make us seem, so we know that there isn’t a great chance to pass M4A this session, but it’s important to keep the momentum going by getting new cosponsors on the bill. Our past success in gaining co-sponsors has been due in large part to citizen lobbyists asking, pressuring and demanding their elected officials sign on. If you've never called your Senator or member of Congress, we have a guide! https://www.healthcare-now.org/makethecall. Some calls will be easy if you're lucky enough to be represented by die-hards like Senator Bernie Sanders (I-VT) and Representative Pramila Jayapal (D-WA-7), the chief sponsors of the bills. But for many of the rest of us, our elected officials are wishy-washy, or even reluctant to sign on to M4A, so our guests give us some strategies for these conversations. Before we get into the objections, we want you to know you don't need to be a policy or health economics expert to talk to your elected officials. If you've been victimized by the American healthcare industry, you're an expert. While we've heard some wild reasons for not supporting M4A, most objections fall into a few basic categories: Downplaying the importance of co-sponsoring the bill "Medicare for All is just a slogan that's not going anywhere so I don't need to engage" "I'm not on a committee of jurisdiction so I can't co-sponsor" "I'm on a committee of jurisdictino so I can't co-sponsor" "I'm in leadership so I don't co-sponsor bills" Strategy: these answers tell you that the suffering of people in their district isn't important enough for them to take action. Help them understand why healthcare for all is so important for their constituents. Bring personal stories; stories can help break down initial barriers and make way for a real conversation. Next time bring even more people and more stories. "I support M4A but I won't co-sponsor" Strategy: consistent follow-up, so they continually feel the pressure. Allow them to ask questions and follow up with information.