Suits and Sandals

In this episode of "Personal Investments," we're cutting through the financial noise to bring you a focused discussion on personal investing, stock markets, and the intriguing comparison between stock investing and business management. First, we delve into personal investing strategies, unraveling the key principles behind building a successful investment portfolio. Our guest Tariq Ahmed will guide you through the nuances of stock selection, risk management, and the art of diversification. Next, we shift our focus to the dynamic realm of the stock market. Get ready for insights on market trends, navigating volatility, and seizing opportunities in the ever-changing landscape of stocks. Whether you're just starting or you have never thought of stock markets, this segment is your go-to guide for mastering the stock market game. Finally, we draw parallels between stock investing and business management. Moses and Tariq will explore the pros and cons of each approach, helping you weigh the benefits of investing in stocks against actively managing a business. Gain clarity on which path aligns best with your financial goals and risk tolerance. Join us on "Suits & Sandals" as we equip you with the knowledge and strategies needed to make informed decisions in the world of personal investing, stock markets, and the intriguing debate between stocks and business management. Don't miss out on sharpening your investor's edge!

In this short snapshot I respond to the question whether my new book is about Investments.

I am out of the cave with a new and first published book! 'Don't leave your money behind' discusses how expats can better manage their money in the expat environments. The inspiration goes way back to the start of the covid19 pandemic after I witnessed the negative impact of the pandemic on the lives of global expats. I realized there must be a better way expats can manage their finances to come out of these economies better and wealthier. The books contains portions of my own experience, other real expats, and snippets on almost all areas of an expat experience. Fil Achina Thanks Chair. The book will be on Amazon in Kindle and paperback versions. Here is the pre-order link https://www.amazon.com/dp/B0BW7TCV81?ref_=pe_3052080_276849420

In this episode I take time to reflect on the year 2021 and what I have learnt on the subject of purpose. It is obvious how redefining the past year has been, and it is also true that the pandemic has given most of us a chance to define what is truly important to us and our loved ones. The sentiments shared in this episode would resonate with most of the audience - but beyond the recording, there is something of deeper and lasting value that each one of us will benefit from. Enjoy!

In this Episode, I talk to Chris Guest, a seasoned Risk and Audit professional who has massive 30+ years global experience in multiple business industries. Born in South Africa, Chris grew up in Eastern Cape with a rare impetus to succeed in his chosen Profesional path; and true to his dream, after a successful run in South Africa, he found himself leading growing functions in state and quasi government institutions (in the Middle East). Chris' life experiences are the epitome of a rich and enviable international career any progressive professional would desire. I also take the opportunity to mine from him life lessons that are critical for young professionals.

If you look deeply into your past, recent past, today, and the days ahead you will easily notice a pattern of growth and maturity. It is apparent that God designed our lives to go through some essential phases before we can truly become influencial in the domains He has ordained for us. In this Episode, I discuss the different phases of our lives starting with the learning season, then the allocation season and the delivery season (also identified as the time for learning, being given a voice, and then the ultimate assignment) . Do you yet know which phase of life you are in? And are you maximizing the season to ensure optimal realization of your purpose? Listen, learn, sharpen the saw, and share!

From a humble beginning, Sir Mike Mulato Chilewe worked his way up from being a Meter Reader, and later as a Consumers Clerk at ESCOM. Through grace and shear grit he founded Mike's Welding Company and experienced an unbelievable rise to stardom as one of Malawi’s finest entrepreneurs. From Mike’s Welding Company, he moved on to create Mike’s Steel and later grew the enterprise to Mike’s Trading Group. His business started with manufacturing steel windows frames, door frames and steel gates before diversifying into making vehicle trailers, vehicle canopies as well as truck bodies and boats that saw the company register tremendous financial growth. To diversify the business, the Group also ventured into the hospitality industry before the enterprise started experiencing a tough financial storm which later saw the hard-earned prowess ebb away - moving Sir Mike into a new dimension of his entrepreneurial quest, where he has earned practical insights on how to build better and bigger. In this interview he faithfully shares his massive knowledge and wisdom earned from the university of hard-knocks. This is the type of knowledge you don't just get from anywhere. If you truly care about our nation (the growth-agenda) and exponential entrepreneurial success for yourself and your network, this is the type of talks we must be having. This is one interview I also simply came to learn, and I left Sir Mike to teach as I took notes. I believe you will enjoy and learn as you push towards your destiny. I will be delighted if you can share the episode with your friends, family and networks. I will also appreciate your feedback via my email address moschavi@gmail.com.

In this Episode I talk to Ngabaghila Chatata, a leading Malawian horticulturist and agriprenuer, who has a strong passion for building the requisite skills for wealth creation among the local youth and women. She is the Co-founder and Managing Director of Thanthwe Farms, and she is a multi-award winning entrepreneur with a solid resume spanning across agricultural and social sectors. Ngabaghila shares unique and deep insights into agricultural investments and how the banks and Government can become trusted catalysts for the required sustainability and development of the agricultural sector, and how the youth, women and the populace can take advantage of modern Government's interest in boosting productivity and commercialization of agriculture in Malawi. She further makes insightful commendations and recommendations towards the recently launched MW2063 Vision. Whether you just want some inspiration, or practical wisdom for your agripreneurship venture, this interview is something you should not afford to miss! Ngabaghila and Thanthwe Farms can be reached on sales@thanthwemw.com or +265992481455 plus the active Facebook Pages. Thanthwe products can also be found via the social media pages.

For every adventure we embark on under the sun, there are moments where we start asking ourselves why we even started what we do. For me it's been this Suits and Sandals Podcast. In this short episode I discuss why I started Podcasting. Is there anything that you do but don't really perceive why you started? Be inspired! Just do it!

Bertha Munthali is the Founder of the Yellow Kingdom Network (YKN), a home-grown Kids Edutainment Enterprise which specializes in African themed children’s edutainment, using toys, story books, animated videos and AI - which are all meant to socialize and entertain children with both a local focus and global reach. The goal of YKN is to produce the highest and most educative learning and socialization content for the African child and beyond. In this Episode Bertha discusses her passion for kids edutainment and her blossoming writing journey. She also took time to share about her latest book "The Memoirs of a Village Girl" and another upcoming book titled "The star that took me home" which is being co-authored with a friend. The interview is a blend of laughs and deep intellectual content that will set you on a productive personal journey - especially with a unique tangent on kids development and the future of our nation. It is okay to think BIG. And it is okay to curve your own path to achieve an audacious vision. Listen to the Episode, Get Inspired, & Keep Pushing!

In this Episode I talk with Benedicto Kananza on a subject we are both passionate about. In fact anything to do with the 'fight against corruption' automatically raises the adrenaline levels! The interview covers the nature of corruption and the role of both public & corporate leaders in the fight against this evil - we also delved into the common profile of the perpetrators and how they can be stopped in their tracks. Benedicto Kananza is the Chief Strategy Officer at Finance and Business Advisory International. Previously, he worked as Deputy Managing Director of Nedbank Malawi, where he was also Chief Financial Officer and Chief Operating Officer. He has 22 years of professional experience, 5 of which were spent in the manufacturing sector and 17 in the banking and finance sector. He is a Fellow of the Association of Chartered Certified Accountants (ACCA), and also holds a Master of Business Administration (MBA) from University of Derby. He is a speaker and writer, with particular focus on Leadership, Business, Risk, Entrepreneurship and Finance. For professional purposes, he can be reached on benedicto.kananza@gmail.com or +265 999 950 243.

Zizwani Khonje (#JustMusing) is well known within his network and by his followers on social media as an unmistakable critical thinker of our time. In this Episode we discuss the essence and power of critical thinking in leadership, religion and personal pursuit of life goals. In this interview, Zizwani meticulously navigates complex subjects with a rare touch of simplicity that would easily resonate with the inner core of our being. A unique life-journey that starts with the loss of a dear father, then a legendary life with a bickering sibling, to a childhood friend who became a partner in mind-games and thoughtful conversations - Zizwani is one kind of a ‘human entity’ you would love to engage in any time of day. I hope you enjoy the conversation! For more musings visit Zizwani's Facebook Page - https://www.facebook.com/zizwani.khonje

In this Episode I talk to Bright Chidzumeni about his quest to inspire Malawian small businesses and budding entrepreneurs in building future corporations. He further delves into how the public & private sectors and local investors can help to support these enterprises and ensure we collectively grow our economy through intentional financial and technical interventions across the board. Bright is a business consultant, corporate strategy expert, and has multiple awards and recognitions to his name. One of his business concepts won him the 2019 Best Business Design Project Award at the Sussex Business School; he's a 3-Times Innovation Award Recipient, authored 5 books (so far), 2018 Mandela Washington Fellow, 2015 3-Day Start-up Fellow, and Co-Founder of Tecules and Owner of Capitalist Johns, a Business Consulting Firm. His business website is www.capitalistjohns.com where you can also find his online publications and and some of the books mentioned in this Episode, and he can be reached via his personal email bright@capitalistjohns.com.

In this Episode I had the opportunity to talk to Motsamai Johannes Pule, a Branding Expert with a rich multi-national and multi-discipline career, who also happens to be a ruthless advocate of minimalism, saving-culture, investments, continental mandates, and generational wealth building. If you are on the verge of making critical life decisions as a professional, father or mother, passionate African, or a mere lover of life, Mots (as I always call him) is your go-to-person. In this particular talk he addresses issues of expat life and future planning, the 'black tax' analogy, trimming appetites, savings, purpose, legacy, and setting the right generational mindset. This has been the longest recording yet - and I deliberately left it in full swing to ensure you don't change that dial waiting for part 2 series; hence, you will get a whole package of wisdom in slightly over one hour! Be blessed!

In this Episode I talk to Kombolero Watyoka (aka Kombo or KB) on how our identity and family priorities affect our goals. It is amazing how seemingly simple virtues like focus, patience and humility can bring about massive success in our lives. Kombo's life experience shows us how through faith and tenacity we can move from obscure spaces to high corridors of life, plus how we can avoid the deceitful traps of temporary riches and fame. Kombo is from the great land of Zimbabwe and is currently working with AZAQ-KSA as Head of IT-PMO, and has extensive operational and consulting experience in transport & logistics, retail & wholesale, services, mining, and manufacturing industries. Kombo’s career has humble beginnings from serving as a Security Guard, to Sales Executive and General Manager before transitioning to information systems as an Applications Consultant, Business Analyst, and Project Manager. He holds a BCOMPT Financial Accounting Degree from the University of South Africa, a Post Graduate Diploma in Programme Management as well as professional and consulting certifications in Business Analysis and Project Management. At the core of his personality, Kombo is passionate about the education of the rural masses and the building of local enterprises that have the capacity to unleash the hidden productivity (potential) for Rural Africa.

In this Episode I talk to Njabulo Ngidi, a talented and passionate son of Africa. We discuss purpose, youth development, intentional destiny alignment, breaking barriers to progress, patience, and generational wealth. With lessons derived from his personal experiences, Njabulo shares his story as a student, young professional, and now as a corporate leader. After an IT stint with FNB (South Africa), Njabulo joined the Commercial Bank of Qatar, all this whilst pursuing what he defines as his main calling, life coaching and youth development. With a background shrouded in speaking & writing limitations, bad company, and fear of public speaking, his future had a bleak destiny, but God had His own way of re-channeling the young man's passion to a great future. His journey has just began! Do you know that the fear of the unknown can destroy your intended purpose and greatness? Listen to our talk and be inspired.

Most people are comfortable with defining leadership as the process by which we direct, guide and influence the behavior and work of others towards accomplishment of specific goals. However, when we reflect on the term 'self-leadership', most of us fail to convert the same leading power towards ourselves. Self-leadership is "the practice of intentionally influencing your thinking, feeling and actions towards your objective/s". (Bryant and Kazan 2012). In this Episode, we zero-in on this concept with the sole objective of discovering the hidden gold in the the practice. Enjoy!

In this fifth and last episode in the Entrepreneurship Agenda Series, we discuss the Big Business Idea. With a narrative of small business proliferation in Malawi and many developing economies, it sounds almost impossible to dream of creating a big business. However, looking back at our progressive entrepreneurial discussions, we can see that knowledge holds the major key to our mindset shift - moving us from a place of insignificance to a platform of community strength. By coming together, we can do more - and indeed, we can build big local businesses.

In this fourth Episode of the Entrepreneurship Agenda Series, we discuss the impact of family businesses in the economic advancement of our nation, and how we can overcome the customary 'trust issues' among local families. It is evident that most African countries don't fair well on the generational family business index partly due to the inadequate involvement of children or siblings in one's business enterprise. The common experience is that good businesses (unfortunately) close doors when the founding member dies. But how can we borrow a leaf from some of the Western, Middle Eastern and Asian entrepreneurial families and make this agenda work on the home turf?

In this third Episode of the Entrepreneurship Agenda series, we discuss the Power of Partnerships in galvanizing great entrepreneurial or business ideas. We delve a little deeper into why mastermind groups are essential in bringing your ideas to life, and how we can all benefit from pulling different talents and resources together. In summary, I believe business partnerships are some of the most underrated powerhouses in Malawi. I hope you will enjoy the thought-provoking insights and I will be delighted to hear your feedback via the audio comments on this podcast or via my twitter handle @moschavi, facebook/moschavi, or my email moschavi@gmail.com.