The Retirement and IRA Show
Business & Economics Podcasts
What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining!
Location:
United States
Description:
What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining!
Language:
English
Episodes
Our Retirement Planning Process and Philosophy Part 3: EDU #2418
5/1/2024
Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number.
The post Our Retirement Planning Process and Philosophy Part 3: EDU #2418 appeared first on The Retirement and IRA Show.
Duration:01:11:08
Social Security, Survivor/Spousal Benefits, and COLAs: Q&A #2417
4/27/2024
Chris sits down to discuss listener questions relating to Social Security, survivor benefits, spousal benefits, and COLAs. (3:45) Georgette looks for clarification on collecting a Social Security survivor benefit. (20:45) A listener wonders if she can qualify for child-in-care spousal benefits as an adoptive parent. (27:30) A listener asks how they calculate the maximum possible […]
The post Social Security, Survivor/Spousal Benefits, and COLAs: Q&A #2417 appeared first on The Retirement and IRA Show.
Duration:01:00:18
Our Retirement Planning Process and Philosophy Part 2: EDU #2417
4/24/2024
Jim and Chris continue their walk through of their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number.
The post Our Retirement Planning Process and Philosophy Part 2: EDU #2417 appeared first on The Retirement and IRA Show.
Duration:01:03:43
Capital Gains, IRMAA, Roth Conversions, and Basis: Q&A #2416
4/20/2024
Chris and Paul sit down to discuss listener questions relating to capital gains, IRMAA, Roth conversions, and basis. (4:10) Chris and Paul chat about an IRS notice. (10:00) A listener asks about the sale of a house and the possible capital gains exclusions allowed for single/married people. (17:45) George wonders if IRMAA avoidance and a […]
The post Capital Gains, IRMAA, Roth Conversions, and Basis: Q&A #2416 appeared first on The Retirement and IRA Show.
Duration:01:12:56
Our Retirement Planning Process and Philosophy Part 1: EDU #2416
4/17/2024
This is the introductory show of a series Jim and Chris are calling ”Revealing the Secure Retirement Income Process”. On the next several shows they will walk you through their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular […]
The post Our Retirement Planning Process and Philosophy Part 1: EDU #2416 appeared first on The Retirement and IRA Show.
Duration:00:58:00
Social Security, IRMAA, Wash Sales, and Annuity Alternatives: Q&A #2415
4/13/2024
Jim and Chris sit down to discuss listener questions relating to Social Security, IRMAA, wash sales, and annuity alternatives. (17:30) George wonders if his Social Security benefit will be affected due to his earnings in Canada. (25:45) George wonders if he can let the SSA know about discontinuing Roth conversions to avoid the associated IRMAA […]
The post Social Security, IRMAA, Wash Sales, and Annuity Alternatives: Q&A #2415 appeared first on The Retirement and IRA Show.
Duration:01:18:02
Our Retirement Planning Process Prequel: EDU #2415
4/10/2024
Jim and Chris sit down to revisit our retirement planning process and a recent article written by Bloomberg. Link to article: Wall Street Just Doesn’t Get It on Retirement – Bloomberg
The post Our Retirement Planning Process Prequel: EDU #2415 appeared first on The Retirement and IRA Show.
Duration:01:22:14
IRMAA Premiums, Social Security, Annuities, and Medicare: Q&A #2414
4/6/2024
Jim and Chris sit down to discuss listener questions relating to IRMAA premiums, Social Security, annuities, and Medicare. (15:00) A listener asks about the timing behind an increase in his IRMAA premiums. (24:30) George looks for clarification on the rules surrounding a spousal Social Security benefit. (34:15) George wonders if Jim and Chris are going […]
The post IRMAA Premiums, Social Security, Annuities, and Medicare: Q&A #2414 appeared first on The Retirement and IRA Show.
Duration:01:12:04
Capital Gains and Wash Sale Rule: EDU #2414
4/3/2024
Jim, Chris, and in-house CPA, Paul sit down to discuss how capital gains and the associated wash sale rule work.
The post Capital Gains and Wash Sale Rule: EDU #2414 appeared first on The Retirement and IRA Show.
Duration:00:57:05
Taxes, IRAs, Roth Conversions, Basis, and Trusts: Q&A #2413
3/30/2024
Jim, Chris, and Paul discuss listener questions relating to taxes, IRAs, Roth conversions, basis, and Trusts. (12:00) Georgette asks a question on how to calculate her net of tax future IRA distributions correctly without being “double taxed” in her projections. (19:00) A listener looks for the teams thoughts on whether or not Roth conversions while […]
The post Taxes, IRAs, Roth Conversions, Basis, and Trusts: Q&A #2413 appeared first on The Retirement and IRA Show.
Duration:01:24:04
Retirement Planning Dialogue Series 3: EDU #2413
3/27/2024
Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement.
The post Retirement Planning Dialogue Series 3: EDU #2413 appeared first on The Retirement and IRA Show.
Duration:01:11:00
Social Security, Rollovers, Annuities, and Trusts: Q&A #2412
3/23/2024
Jim and Chris sit down to discuss listener questions relating to Social Security, rollovers, annuities, and trusts. (6:00) George in Ohio asks about delaying a Social Security benefit, claiming retroactively, and if the SSA will know how to handle the associated spousal benefit. (14:00) A listener from Maine looks for help calculating his wives Social […]
The post Social Security, Rollovers, Annuities, and Trusts: Q&A #2412 appeared first on The Retirement and IRA Show.
Duration:01:15:31
Retirement Planning Dialogue Series 2: EDU #2412
3/20/2024
Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement.
The post Retirement Planning Dialogue Series 2: EDU #2412 appeared first on The Retirement and IRA Show.
Duration:01:18:43
Social Security, 529/Roth Conversions, and HSAs: Q&A #2411
3/16/2024
Jim and Chris discuss listener questions relating to Social Security, WEP, GPO, 529 conversions, HSAs, and Roth conversions. (5:30) A listener from Ohio asks about a unique Social Security survivorship scenario relating to children under a different legal guardianship. (13:15) A Michigan listener looks for clarification on when his wife can begin claiming a spousal […]
The post Social Security, 529/Roth Conversions, and HSAs: Q&A #2411 appeared first on The Retirement and IRA Show.
Duration:01:16:57
Retirement Planning Dialogue Series 1: EDU #2411
3/13/2024
Jim and Chris kick off a dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement.
The post Retirement Planning Dialogue Series 1: EDU #2411 appeared first on The Retirement and IRA Show.
Duration:01:13:56
Social Security, GPO, HSAs, QCDs, Inflation, and QLACs: Q&A #2410
3/9/2024
Jim and Chris sit down to discuss listener questions relating to Social Security, GPO, HSAs, QCDs, inflation, and QLACs. (8:30) George from Colorado asks for clarification on a couple of questions regarding the effects of GPO. (25:20) A listener provides some helpful input on converting funds from a taxable account into an HSA. (37:05) A […]
The post Social Security, GPO, HSAs, QCDs, Inflation, and QLACs: Q&A #2410 appeared first on The Retirement and IRA Show.
Duration:01:26:46
Converting A 529 To A Roth IRA: EDU #2410
3/6/2024
Jim and Chris sit down to discuss a couple of articles and questions relating to converting 529 assets into a Roth IRA. Allen Roth Article: https://www.advisorperspectives.com/articles/2024/02/15/law-strategies-convert-college-529-rothhttps://www.529conference.com/status-board-secure-2-0-529-state-updates/ NY Times Article: https://rethinking65.com/2024/02/19/money-in-college-savings-accounts-can-now-go-toward-retirement/ 529 Conference Article: https://www.529conference.com/status-board-secure-2-0-529-state-updates/
The post Converting A 529 To A Roth IRA: EDU #2410 appeared first on The Retirement and IRA Show.
Duration:00:52:59
Medicare, Fraud Awareness, Social Security Survivorship, Pensions, and RMDs: Q&A #2409
3/2/2024
Jim and Chris discuss listener questions relating to Medicare, fraud awareness, Social Security survivorship, pensions, and RMDs. (Intro) Jim and Chris begin the show with a clarification from the Wednesday’s EDU show of prohibited transactions completed inside an IRA and whether or not SECURE Act 2 impacted the previous prohibited transaction rules. (14:45) George from […]
The post Medicare, Fraud Awareness, Social Security Survivorship, Pensions, and RMDs: Q&A #2409 appeared first on The Retirement and IRA Show.
Duration:01:24:02
Taking The 2024 Ed Slott Quiz Continued: EDU #2409
2/28/2024
Jim and Chris sit down to continue their discussion on the annual quiz given out by the Ed Slott program for 2024.
The post Taking The 2024 Ed Slott Quiz Continued: EDU #2409 appeared first on The Retirement and IRA Show.
Duration:01:13:54
Social Security, Ethics Requirements, MDF, and Trust Funding: Q&A #2408
2/24/2024
Jim and Chris discuss listener questions relating to Social Security, ethics requirements, MDF, and special needs trust funding. (7:15) George looks for some clarification on his Social Security claiming strategy and personal benefit calculation. (26:00) A listener provides some input on a previous show relating to a continuing education ethics requirement and looks for clarity […]
The post Social Security, Ethics Requirements, MDF, and Trust Funding: Q&A #2408 appeared first on The Retirement and IRA Show.
Duration:01:30:37