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Your Money, Your Wealth

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Location:

San Diego, CA

Description:

Joe, Alan offer an innovative business model for financial planning that places the client first by design and eliminates the conflicts of interest inherent in traditional models.

Twitter:

@purecfp

Language:

English

Contact:

3131 Camino Del Rio North Centerside #2, Suite 1550 San Diego, CA 92108 1-877-222-6044


Episodes

Exposing Wall Street Marketing BS - 128

8/21/2017
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BAM Alliance Director of Research and author Larry Swedroe exposes what he calls "Wall Street marketing BS" about active management, dollar cost averaging - which he says is a dumb strategy - and more. Plus, 5 Mistakes to Avoid in Retirement, an update on the Department of Labor Fiduciary Rule, and… Pikachu eggs.

Duration: 01:00:00


3 Innovative Ways to Reduce Debt - 127

8/14/2017
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America’s Money Answers Man, Jordan Goodman, offers creative ways to reduce student loan debt, car loan debt and mortgage loan debt. Big Al lists 7 Facts About Your Roth IRA That You Didn’t Know. Jason Thomas, CFP comes up with 5 Mistakes Retirees Make When Claiming Social Security. Answers on recovering IRA losses, early retirement account withdrawals, real estate investing and target date funds. Plus, caring for elephants in Thailand before retirement?!

Duration: 01:06:33


3 Retirement Tips From the Very Rich - 126

8/7/2017
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Walter Updegrave from RealDealRetirement.com analyzed a recent survey of the needs, goals and concerns of very wealthy investors, and shares some useful retirement tips for the rest of us. Also, 12 Common Sources of Tax Free Income, 4 tax breaks that may be on the chopping block, the basics of Medicare, and Medicare mistakes. Plus, Joe still wants to grow a ‘fro, and who doesn’t like the Eagles? (hint, it’s Big Al.)

Duration: 01:05:48


Finance For Normal People - 125

7/31/2017
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Meir Statman, professor of finance at Santa Clara University and author of Finance For Normal People: How Investors and Markets Behave tells Joe and Big Al how smart people can avoid doing stupid things when it comes to investing. Also, are you house rich but cash poor as you approach retirement? The fellas have some strategies for making use of that home equity to create some additional retirement income.

Duration: 01:08:04


6 Simple Reasons You Should Balance Your Life - 124

7/24/2017
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Scott Ford, co-author of "The Sustainable Edge: 15 Minutes a Week to a Richer Entrepreneurial Life" tells Joe and Big Al how he and co-author Ron Carson achieved faster business growth and a better work/life balance. Also, can you avoid state taxes in retirement by getting a PO box in a no state tax state? Plus, 10 timeless financial tips and 4 documents you’ll want for a solid estate plan.

Duration: 01:01:37


Top 10 Tax Saving Strategies - 123

7/17/2017
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The Top 10 tax saving strategies of the last 25 years: From tax loss harvesting to 529 education savings plans. From LLCs vs. S-Corps to asset location (that is, what type of assets you put in what type of accounts). From charitable giving to estate tax planning, and then some. Also, an overview of what happened in the market in the second quarter, and titans, tritons, sun gods and mermen.

Duration: 01:11:58


Is Stock Picking Dying Because There Are Fewer Stocks? - 122

7/10/2017
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Financial researcher Larry Swedroe offers several reasons you may not be getting the returns you’ve enjoyed in the past, and he challenges Jason Zweig’s assertion in the Wall Street Journal that it’s because there are fewer stocks to choose from. Plus, 4 Ways To Reduce RMD Taxes - what are QCDs and QLACs, anyway? And, can you retire at 60 when you’re 43 and have no savings? How do chauffeurs and ambulances play into that equation?

Duration: 01:05:46


Are You Retirement Ready? Calculate Your Power Percentage To Find Out - 121

7/3/2017
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USA Today columnist Pete The Planner tells us how to calculate our Power Percentage for retirement readiness, and how to set house rules to get on the path to a successful retirement. Plus, 8 benefits of claiming Social Security later, how a Roth 401(k) may give you more purchasing power in retirement than a traditional 401(k), and Joe wants to grow a fro.

Duration: 00:59:49


Money Secrets of the Super Wealthy With Paul Sullivan - 120

6/26/2017
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Paul Sullivan, author of "The Thin Green Line: The Money Secrets of the Super Wealthy" tells Joe and Big Al how the decisions you make about your money can put YOU in the wealthy club. Plus, how should you prepare for President Trump’s "biggest tax cut ever?" 3 things you may be getting wrong about retirement planning, and international taxation if you’re planning to move out of the country in retirement.

Duration: 00:27:50


Want To Be Stacking Benjamins? Do Nothing - 119

6/19/2017
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Guest Joe Saul-Sehy of the Stacking Benjamins podcast explains the value of having a financial planner (while avoiding his stalker, Your Money, Your Wealth host Joe Anderson.) Joe and Big Al discuss what the Department of Labor fiduciary ruling means to you and 10 steps to get ready for retirement. They also answer questions about saving for retirement as a self-employed person and whether you should talk finances with your girlfriend before moving in together.

Duration: 01:05:17


7 Mistakes New Real Estate Investors Make - 118

6/12/2017
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Alex Goldstein, author of “No Nonsense Real Estate,” offers 7 Mistakes New Real Estate Investors Make. Joe and Big Al discuss 3 ways to sell your real estate, Social Security taxation, and 7 Social Security mistakes to avoid. Plus, potential ways to fund Trump tax reform, and who pays for weddings these days?

Duration: 01:10:27


Using Reverse Mortgages To Secure Retirement with Dr. Wade Pfau - 117

6/5/2017
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Dr. Wade Pfau reveals new research on the reverse mortgage as an insurance policy and investing tool, and discusses the 4% rule for withdrawing retirement income from your portfolio. Plus, Joe and Al have 10 tips to boost retirement savings, the pros and cons of rolling your 401(k) into an IRA, long term care tax strategies, the latest on the Department of Labor Fiduciary Rule, Prince’s $250 million estate planning mistake, and who is better at investing, men or women?

Duration: 01:13:37


Beat The Market, Save, Retire At 30? - 116

5/29/2017
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From stock picking to retiring at 30, Rob Berger spills secrets learned in 10 years hosting The Dough Roller Money Podcast. Joe and Big Al talk about market volatility caused by President Trump’s potential tax cuts, healthcare plan and proposed budget, and they cover 5 "fatal error" type inherited IRA mistakes, the merits of Star Wars merch, Johnny Depp’s compulsive spending habits, and how joining a nudist colony may help your wallet.

Duration: 00:55:43


The Value of Debt in Building Wealth - 115

5/22/2017
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Author Tom Anderson discusses the value of debt in wealth building through the four phases of life. Joe and Big Al go over 6 common myths that can mess up your retirement, and how much you need to save in order to have $1 million when you retire. Also, how will making a large IRA withdrawal affect your taxes, Medicare and Social Security? What are the pro-rata rule and aggregation?

Duration: 01:07:27


The Investing Lie Wall Street Needs You To Believe - 114

5/15/2017
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Larry Swedroe, author of "Think, Act and Invest Like Warren Buffett," explains Wall Street's passive investing lie and what kind of returns you can really expect. Plus, how he relates investing performance to Babe Ruth and Roger Federer. Also, 5 Things Parents Need To Teach Kids About Money from Jack Kosakowski, President and CEO of Junior Achievement, 10 Retirement Planning Moves To Make in your 20s, and a closer look at Donald Trump’s tax outline.

Duration: 01:08:03


Low Cost, Diversified, Tax Efficient Funds That Trade Like Stocks: Are ETFs Right For You? - 113

5/8/2017
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Daniel Prince, CFA (BlackRock) explains exchange traded funds and what the future holds as investing evolves. Will Trump’s new tax plan simplify taxes and spur economic growth as promised? If you’re one of the 10,000 boomers a day now reaching required minimum distribution age, how do you avoid screwing it up? Why consider making a Qualified Charitable Distribution? And which is safer: Treasury bills or fixed indexed annuities?

Duration: 01:08:27


Investor Psychology: You Can Be Right And Still Be a Moron - 112

5/1/2017
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Are you a fearful moron when it comes to investing? Can you invest in LGBT rights and gender equality? Is today’s market forgetful? Behavioral finance expert Dr. Daniel Crosby, author of "The Laws of Wealth," discusses. Joe and Big Al consider The Biggest Tax Cut Ever, 7 Common Investor Mistakes, Ric Edelman’s Social Security solution, and your 401(k), Roth IRA and Social Security questions.

Duration: 01:08:17


The Trump Effect On The Markets - 111

4/17/2017
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Investor optimism reached a 17 year high with the Trump Effect and emerging markets, but what does that really mean? Joe thinks being emotionally invested in your portfolio may serve you better in the long run. Al quizzes Joe on 6 basic retirement questions most Americans can't get right. Plus, gifting a Roth IRA to a grandchild, whether to sell a losing stock, and contributing to a Roth IRA after leaving employment.

Duration: 00:57:56


10 Tax Mistakes That Could Cost You Huge Penalties — Or Worse - 110

4/10/2017
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The pros and cons of taking Social Security before full retirement age, tax mistakes that could cost you huge penalties or worse, IRA myths, the morality of found money, and what Joe and Big Al know and love about social media. The fellas also answer emails about making 40% annual returns on your investments, and sound strategies for putting inherited IRA money into a Roth.

Duration: 00:57:05


6 Steps To Get Super Rich & Work Your Wealth - 109

4/3/2017
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Mary Beth Storjohann, author of Work Your Wealth, helps millennials wrap their heads around financial basics. Joe and Al discuss a proposal to cut the corporate tax rate by taxing 401(k) gains, and spotting an IRS phone scam. Also, answers to questions on LLC vs. S-corp income, deductions for traditional IRAs, and taking a personal loan for the downpayment on investment property. Also, Big Al lists 6 steps to get SUPER rich.

Duration: 01:05:10

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